Signet Jewelers Financials
This page shows Signet Jewelers (SIG) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores
Signet Jewelers has an operating margin of 1.7%, meaning the company retains $2 of operating profit per $100 of revenue. This below-average margin results in a low score of 8/100, suggesting thin profitability after operating expenses. This is down from 8.7% the prior year.
Signet Jewelers's revenue declined 6.5% year-over-year, from $7.2B to $6.7B. This contraction results in a growth score of 10/100.
Signet Jewelers carries a low D/E ratio of 0.00, meaning only $0.00 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 100/100, indicating a strong balance sheet with room for future borrowing.
Signet Jewelers's current ratio of 1.50 indicates adequate short-term liquidity, earning a score of 40/100. The company can meet its near-term obligations, though with limited headroom.
Signet Jewelers has a free cash flow margin of 6.5%, earning a moderate score of 33/100. The company generates positive cash flow after capital investments, but with room for improvement.
Signet Jewelers generates a 3.5% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 14/100. This is down from 38.9% the prior year.
Signet Jewelers scores 3.04, well above the 2.99 safe threshold. This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Signet Jewelers passes 5 of 9 financial strength tests. 3 of 4 profitability signals pass, 1 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
For every $1 of reported earnings, Signet Jewelers generates $9.66 in operating cash flow ($590.9M OCF vs $61.2M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Signet Jewelers earns $11.3 in operating income for every $1 of interest expense ($110.7M vs $9.8M). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.
Key Financial Metrics
Signet Jewelers generated $6.7B in revenue in fiscal year 2025. This represents a decrease of 6.5% from the prior year.
Signet Jewelers's EBITDA was $258.9M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 67.0% from the prior year.
Signet Jewelers generated $437.9M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 3.9% from the prior year.
Signet Jewelers reported $61.2M in net income in fiscal year 2025. This represents a decrease of 92.4% from the prior year.
Signet Jewelers held $264.1M in cash against $0 in long-term debt as of fiscal year 2025.
Signet Jewelers paid $1.16 per share in dividends in fiscal year 2025. This represents an increase of 26.1% from the prior year.
Signet Jewelers had 43M shares outstanding in fiscal year 2025. This represents a decrease of 3.6% from the prior year.
Signet Jewelers's gross margin was 39.2% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 0.2 percentage points from the prior year.
Signet Jewelers's operating margin was 1.7% in fiscal year 2025, reflecting core business profitability. This is down 7.0 percentage points from the prior year.
Signet Jewelers's net profit margin was 0.9% in fiscal year 2025, showing the share of revenue converted to profit. This is down 10.4 percentage points from the prior year.
Signet Jewelers's ROE was 3.5% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 35.5 percentage points from the prior year.
Signet Jewelers spent $138.0M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 0.9% from the prior year.
Signet Jewelers invested $153.0M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 21.9% from the prior year.
SIG Income Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'24 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.4B-9.3% | $1.5B-0.4% | $1.5B+14.2% | $1.3B-9.5% | $1.5B-1.3% | $1.5B-39.5% | $2.5B+79.4% | $1.4B |
| Cost of Revenue | $873.0M-7.4% | $943.2M0.0% | $942.8M+9.1% | $864.1M-6.6% | $924.7M-1.5% | $938.4M-33.7% | $1.4B+59.0% | $890.6M |
| Gross Profit | $518.8M-12.4% | $591.9M-1.2% | $598.8M+23.4% | $485.3M-14.3% | $566.3M-1.1% | $572.4M-47.1% | $1.1B+115.7% | $501.3M |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $485.3M-4.0% | $505.3M-3.9% | $526.0M+12.0% | $469.6M-5.8% | $498.4M-3.3% | $515.4M-23.3% | $671.9M+38.8% | $484.2M |
| Operating Income | $23.9M+753.6% | $2.8M-94.2% | $48.1M+422.8% | $9.2M+109.1% | -$100.9M-302.6% | $49.8M-88.0% | $416.3M+3030.1% | $13.3M |
| Interest Expense | -$100K0.0% | -$100K-112.5% | $800K+180.0% | -$1.0M-141.7% | $2.4M-72.1% | $8.6M-1.1% | $8.7M+234.6% | $2.6M |
| Income Tax | $5.2M-63.4% | $14.2M+17.4% | $12.1M+764.3% | $1.4M-12.5% | $1.6M-75.4% | $6.5M+103.3% | -$199.2M-10584.2% | $1.9M |
| Net Income | $20.0M+319.8% | -$9.1M-127.2% | $33.5M+378.6% | $7.0M+107.1% | -$98.5M-289.1% | $52.1M-91.7% | $626.2M+5252.1% | $11.7M |
| EPS (Diluted) | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
SIG Balance Sheet
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'24 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $5.4B+1.3% | $5.3B-2.0% | $5.5B-4.1% | $5.7B+1.3% | $5.6B-8.7% | $6.2B-9.7% | $6.8B+12.3% | $6.1B |
| Current Assets | $2.6B+4.1% | $2.5B-0.1% | $2.5B-2.8% | $2.5B-1.4% | $2.6B-11.9% | $2.9B-17.3% | $3.5B+17.2% | $3.0B |
| Cash & Equivalents | $234.7M-16.6% | $281.4M+6.6% | $264.1M+67.5% | $157.7M-60.9% | $403.1M-44.7% | $729.3M-47.1% | $1.4B+114.2% | $643.8M |
| Inventory | $2.1B+6.3% | $2.0B-1.0% | $2.0B-6.1% | $2.1B+8.0% | $2.0B-0.3% | $2.0B+2.4% | $1.9B-7.6% | $2.1B |
| Accounts Receivable | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Goodwill | $428.4M0.0% | $428.4M-11.1% | $482.0M-23.7% | $631.5M0.0% | $631.5M-16.3% | $754.5M0.0% | $754.5M0.0% | $754.5M |
| Total Liabilities | $3.7B+2.1% | $3.6B-1.7% | $3.7B-5.4% | $3.9B+11.9% | $3.5B-7.2% | $3.7B-6.3% | $4.0B+4.0% | $3.8B |
| Current Liabilities | $1.7B+6.9% | $1.6B-2.8% | $1.6B+0.8% | $1.6B+7.0% | $1.5B-12.6% | $1.7B-11.5% | $2.0B+5.6% | $1.9B |
| Long-Term Debt | $0 | N/A | $0-100.0% | $253.0M | $0 | $0 | $0 | $0 |
| Total Equity | $1.7B-0.4% | $1.7B-2.7% | $1.8B-1.3% | $1.8B-6.2% | $1.9B-7.9% | $2.1B-3.9% | $2.2B+37.8% | $1.6B |
| Retained Earnings | $3.7B+0.2% | $3.7B-0.6% | $3.8B+3.0% | $3.7B-0.2% | $3.7B-3.0% | $3.8B-1.4% | $3.8B+18.8% | $3.2B |
SIG Cash Flow Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'24 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $31.0M-64.1% | $86.3M+149.2% | -$175.3M-132.5% | -$75.4M-272.1% | $43.8M+127.7% | -$158.2M-121.0% | $752.2M+1467.1% | $48.0M |
| Capital Expenditures | $32.5M+35.4% | $24.0M-34.4% | $36.6M-42.0% | $63.1M+125.4% | $28.0M+20.2% | $23.3M-35.5% | $36.1M+6.2% | $34.0M |
| Free Cash Flow | -$1.5M-102.4% | $62.3M+129.4% | -$211.9M-53.0% | -$138.5M-976.6% | $15.8M+108.7% | -$181.5M-125.3% | $716.1M+5015.0% | $14.0M |
| Investing Cash Flow | -$34.4M-42.7% | -$24.1M+34.2% | -$36.6M+42.6% | -$63.8M-78.7% | -$35.7M-66.0% | -$21.5M-218.8% | $18.1M+154.8% | -$33.0M |
| Financing Cash Flow | -$41.5M+8.4% | -$45.3M+67.0% | -$137.3M-28.8% | -$106.6M+68.1% | -$334.4M+28.5% | -$467.5M-1068.8% | -$40.0M+28.4% | -$55.9M |
| Dividends Paid | $13.1M-0.8% | $13.2M+4.8% | $12.6M-2.3% | $12.9M0.0% | $12.9M+26.5% | $10.2M0.0% | $10.2M-1.0% | $10.3M |
| Share Buybacks | $28.5M-11.8% | $32.3M-72.5% | $117.4M+76.3% | $66.6M+67.3% | $39.8M+437.8% | $7.4M-66.1% | $21.8M-37.9% | $35.1M |
SIG Financial Ratios
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'24 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 37.3%-1.3pp | 38.6%-0.3pp | 38.8%+2.9pp | 36.0%-2.0pp | 38.0%+0.1pp | 37.9%-5.4pp | 43.3%+7.3pp | 36.0% |
| Operating Margin | 1.7%+1.5pp | 0.2%-2.9pp | 3.1%+2.4pp | 0.7%+7.4pp | -6.8%-10.1pp | 3.3%-13.4pp | 16.7%+15.7pp | 1.0% |
| Net Margin | 1.4%+2.0pp | -0.6%-2.8pp | 2.2%+1.7pp | 0.5%+7.1pp | -6.6%-10.1pp | 3.5%-21.6pp | 25.1%+24.2pp | 0.8% |
| Return on Equity | 1.2% | N/A | 1.9%+1.5pp | 0.4% | N/A | 2.5%-26.4pp | 28.9%+28.2pp | 0.7% |
| Return on Assets | 0.4%+0.5pp | -0.2%-0.8pp | 0.6%+0.5pp | 0.1%+1.9pp | -1.8%-2.6pp | 0.9%-8.3pp | 9.2%+9.0pp | 0.2% |
| Current Ratio | 1.50-0.0 | 1.54+0.0 | 1.50-0.1 | 1.55-0.1 | 1.69+0.0 | 1.67-0.1 | 1.79+0.2 | 1.61 |
| Debt-to-Equity | 0.00-2.1 | 2.09+2.1 | 0.00-0.1 | 0.14+0.1 | 0.000.0 | 0.000.0 | 0.000.0 | 0.00 |
| FCF Margin | -0.1%-4.2pp | 4.1%+17.8pp | -13.8%-3.5pp | -10.3%-11.3pp | 1.1%+13.1pp | -12.0%-40.7pp | 28.7%+27.7pp | 1.0% |
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Frequently Asked Questions
What is Signet Jewelers's annual revenue?
Signet Jewelers (SIG) reported $6.7B in total revenue for fiscal year 2025. This represents a -6.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Signet Jewelers's revenue growing?
Signet Jewelers (SIG) revenue declined by 6.5% year-over-year, from $7.2B to $6.7B in fiscal year 2025.
Is Signet Jewelers profitable?
Yes, Signet Jewelers (SIG) reported a net income of $61.2M in fiscal year 2025, with a net profit margin of 0.9%.
What is Signet Jewelers's EBITDA?
Signet Jewelers (SIG) had EBITDA of $258.9M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Signet Jewelers have?
As of fiscal year 2025, Signet Jewelers (SIG) had $264.1M in cash and equivalents against $0 in long-term debt.
What is Signet Jewelers's gross margin?
Signet Jewelers (SIG) had a gross margin of 39.2% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Signet Jewelers's operating margin?
Signet Jewelers (SIG) had an operating margin of 1.7% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Signet Jewelers's net profit margin?
Signet Jewelers (SIG) had a net profit margin of 0.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Signet Jewelers pay dividends?
Yes, Signet Jewelers (SIG) paid $1.16 per share in dividends during fiscal year 2025.
What is Signet Jewelers's return on equity (ROE)?
Signet Jewelers (SIG) has a return on equity of 3.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Signet Jewelers's free cash flow?
Signet Jewelers (SIG) generated $437.9M in free cash flow during fiscal year 2025. This represents a 3.9% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Signet Jewelers's operating cash flow?
Signet Jewelers (SIG) generated $590.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Signet Jewelers's total assets?
Signet Jewelers (SIG) had $5.5B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Signet Jewelers's capital expenditures?
Signet Jewelers (SIG) invested $153.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
Does Signet Jewelers buy back shares?
Yes, Signet Jewelers (SIG) spent $138.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.
How many shares does Signet Jewelers have outstanding?
Signet Jewelers (SIG) had 43M shares outstanding as of fiscal year 2025.
What is Signet Jewelers's current ratio?
Signet Jewelers (SIG) had a current ratio of 1.50 as of fiscal year 2025, which is considered adequate.
What is Signet Jewelers's debt-to-equity ratio?
Signet Jewelers (SIG) had a debt-to-equity ratio of 0.00 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Signet Jewelers's return on assets (ROA)?
Signet Jewelers (SIG) had a return on assets of 1.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Signet Jewelers's Altman Z-Score?
Signet Jewelers (SIG) has an Altman Z-Score of 3.04, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios—working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets—to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Signet Jewelers's Piotroski F-Score?
Signet Jewelers (SIG) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Signet Jewelers's earnings high quality?
Signet Jewelers (SIG) has an earnings quality ratio of 9.66x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Signet Jewelers cover its interest payments?
Signet Jewelers (SIG) has an interest coverage ratio of 11.3x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Signet Jewelers?
Signet Jewelers (SIG) scores 34 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.