Strategic Student & Senior Housing Trust Inc Financials

STSR

Source SEC Filings (10-K/10-Q) Updated Mar 31, 2026 Currency USD FYE December

This page shows Strategic Student & Senior Housing Trust Inc (STSR) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 9 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI STSR FY2025 2026-05-13

The clearest mechanic is balance-sheet shrinkage: debt fell sharply while core operations hovered around break-even.

In FY2024's profit spike, net income reached $17.8M even though operating cash flow was -$5.3M, so accounting profit and cash moved in opposite directions. When FY2025 then swung back to a -$5.8M net loss despite positive operating income, it suggests earnings were being shaped more by non-operating or noncash items than by a steadily improving core operation.

The balance sheet has been deleveraging, with long-term debt reduced from $204.5M in FY2021 to $102.4M in FY2025. Yet equity remains thin at only $8.8M, so small swings in asset values or earnings still hit shareholders disproportionately.

The business carries a heavy depreciation load: FY2025 EBITDA was $6.5M but operating cash flow was only $3.2M. That gap, plus cash ending FY2025 at $3.0M, means headline operating profit does not translate into much liquidity after the demands of the asset base.

Financial Health Signals

Financial Profile 15/100

Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →

Health score ≠ stock price. This rates the quality of Strategic Student & Senior Housing Trust Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Profitability

Strategic Student & Senior Housing Trust Inc has an operating margin of 2.6%, meaning the company retains $3 of operating profit per $100 of revenue. This below-average margin results in a low score of 23/100, suggesting thin profitability after operating expenses. This is up from -0.8% the prior year.

Growth

Strategic Student & Senior Housing Trust Inc's revenue grew 8.0% year-over-year to $37.7M, a solid pace of expansion. This earns a growth score of 46/100.

Leverage

Strategic Student & Senior Housing Trust Inc has elevated debt relative to equity (D/E of 11.64), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 0/100, reflecting increased financial risk.

Returns

Strategic Student & Senior Housing Trust Inc generates a -65.5% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 22/100. This is down from 122.6% the prior year.

Piotroski F-Score Weak

3/9

Strategic Student & Senior Housing Trust Inc passes 3 of 9 financial strength tests. 2 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Mixed

-0.55x

For every $1 of reported earnings, Strategic Student & Senior Housing Trust Inc generates $-0.55 in operating cash flow ($3.2M OCF vs -$5.8M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

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Earnings & Revenue

Revenue

$37.7M

YoY+8.0%

5Y CAGR+2.4%

Strategic Student & Senior Housing Trust Inc generated $37.7M in revenue in fiscal year 2025. This represents an increase of 8.0% from the prior year.

EBITDA

$6.5M

YoY+28.2%

5Y CAGR-1.3%

Strategic Student & Senior Housing Trust Inc's EBITDA was $6.5M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 28.2% from the prior year.

Net Income

-$5.8M

YoY-132.3%

Strategic Student & Senior Housing Trust Inc reported -$5.8M in net income in fiscal year 2025. This represents a decrease of 132.3% from the prior year.

EPS (Diluted)

N/A

Cash & Balance Sheet

Free Cash Flow

N/A

Cash & Debt

$3.0M

YoY-71.9%

5Y CAGR-17.0%

Strategic Student & Senior Housing Trust Inc held $3.0M in cash against $102.4M in long-term debt as of fiscal year 2025.

Dividends Per Share

N/A

Shares Outstanding

N/A

Margins & Returns

Gross Margin

N/A

Operating Margin

2.6%

YoY+3.4pp

5Y CAGR+19.0pp

Strategic Student & Senior Housing Trust Inc's operating margin was 2.6% in fiscal year 2025, reflecting core business profitability. This is up 3.4 percentage points from the prior year.

Net Margin

-15.3%

YoY-66.3pp

5Y CAGR+29.8pp

Strategic Student & Senior Housing Trust Inc's net profit margin was -15.3% in fiscal year 2025, showing the share of revenue converted to profit. This is down 66.3 percentage points from the prior year.

Return on Equity

-65.5%

YoY-188.1pp

5Y CAGR+1.8pp

Strategic Student & Senior Housing Trust Inc's ROE was -65.5% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 188.1 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

N/A

Capital Expenditures

N/A

STSR Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$37.7M+8.0%	$34.9M+7.2%	$32.6M+8.4%	$30.1M-12.3%	$34.3M+2.2%	$33.5M
Cost of Revenue	N/A	N/A	$26.2M+8.3%	$24.2M+3.8%	$23.3M+4.9%	$22.2M
Gross Profit	N/A	N/A	$6.4M+9.0%	$5.8M-46.7%	$10.9M-3.3%	$11.3M
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$2.5M+13.0%	$2.2M-8.2%	$2.4M+42.0%	$1.7M+34.5%	$1.3M-15.3%	$1.5M
Operating Income	$982K+473.9%	-$263K+75.1%	-$1.1M-109.4%	$11.3M+556.5%	-$2.5M+55.1%	-$5.5M
Interest Expense	N/A	N/A	N/A	N/A	N/A	N/A
Income Tax	$0	$0	$0	$0	$0	N/A
Net Income	-$5.8M-132.3%	$17.8M+261.1%	-$11.1M-1626.7%	$725K+107.8%	-$9.3M+38.2%	-$15.1M
EPS (Diluted)	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Revenue	$10.2M+4.4%	$9.8M+2.3%	$9.6M+2.7%	$9.3M+3.2%	$9.0M+0.1%	$9.0M+1.4%	$8.9M+3.4%	$8.6M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$401K-60.0%	$1.0M+117.0%	$462K-14.7%	$542K+3.1%	$525K-20.5%	$661K+52.7%	$433K-39.3%	$713K
Operating Income	$949K+485.9%	-$246K-153.5%	$460K+1.0%	$455K+45.6%	$313K+767.5%	-$47K-119.8%	$236K+174.7%	-$316K
Interest Expense	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Income Tax	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Income	-$686K+65.2%	-$2.0M-54.4%	-$1.3M-14.6%	-$1.1M+20.7%	-$1.4M+14.7%	-$1.6M-106.5%	$25.4M+861.5%	-$3.3M
EPS (Diluted)	$-0.05	N/A	N/A	N/A	N/A	N/A	N/A	N/A

STSR Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$152.9M-3.2%	$158.0M-21.5%	$201.3M-4.3%	$210.5M-15.9%	$250.3M-3.6%	$259.5M
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$3.0M-71.9%	$10.7M+91.5%	$5.6M-45.8%	$10.3M+31.5%	$7.8M+2.7%	$7.6M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$129.7M+0.5%	$129.1M-31.0%	$187.1M+1.1%	$185.1M-17.3%	$223.9M+0.6%	$222.7M
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$102.4M-1.6%	$104.1M-35.3%	$160.9M-1.2%	$162.8M-20.4%	$204.5M-1.1%	$206.8M
Total Equity	$8.8M-39.5%	$14.5M+13331.4%	-$110K-101.0%	$10.9M-8.7%	$12.0M-46.6%	$22.5M
Retained Earnings	-$68.1M-9.3%	-$62.3M+22.3%	-$80.1M-16.0%	-$69.1M-0.8%	-$68.5M-18.1%	-$58.0M

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Total Assets	$152.3M-0.4%	$152.9M-1.3%	$154.9M-0.7%	$156.1M-0.6%	$157.0M-0.7%	$158.0M-3.1%	$163.2M-18.8%	$201.0M
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$4.4M+47.5%	$3.0M-69.3%	$9.8M+2.0%	$9.6M-9.0%	$10.6M-1.4%	$10.7M-22.7%	$13.8M+76.2%	$7.9M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$129.8M+0.1%	$129.7M0.0%	$129.7M+0.1%	$129.6M+0.1%	$129.5M+0.3%	$129.1M-0.2%	$129.4M-32.8%	$192.6M
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$101.9M-0.4%	$102.4M-0.4%	$102.8M-0.4%	$103.3M-0.4%	$103.7M-0.4%	$104.1M-0.4%	$104.5M-36.5%	$164.6M
Total Equity	$8.1M-7.8%	$8.8M-18.3%	$10.8M-10.6%	$12.0M-8.4%	$13.1M-9.6%	$14.5M-24.9%	$19.4M+423.0%	-$6.0M
Retained Earnings	-$68.7M-1.0%	-$68.1M-3.0%	-$66.1M-2.0%	-$64.8M-1.7%	-$63.7M-2.3%	-$62.3M-2.7%	-$60.6M+29.5%	-$86.0M

STSR Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$3.2M+160.1%	-$5.3M-659.2%	$940K+1164.7%	-$88K-112.3%	$719K+282.3%	-$394K
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	-$9.0M-113.0%	$69.5M+2476.6%	-$2.9M-106.4%	$45.5M+7811.6%	$574K+156.0%	-$1.0M
Financing Cash Flow	-$1.8M+96.9%	-$60.5M-2562.7%	-$2.3M+94.7%	-$42.7M-4857.1%	-$861K-343.1%	-$194K
Dividends Paid	N/A	$3.2M	N/A	$523K	N/A	$1.3M
Share Buybacks	N/A	N/A	N/A	N/A	N/A	$30K

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Operating Cash Flow	$1.5M+636.8%	-$277K-121.8%	$1.3M0.0%	$1.3M+44.0%	$886K+260.3%	-$552K+85.5%	-$3.8M-168.3%	-$1.4M
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	$824K+112.4%	-$6.6M-883.9%	-$674K+49.7%	-$1.3M-236.9%	-$397K+2.8%	-$409K-100.6%	$70.6M+16639.0%	-$427K
Financing Cash Flow	-$494K-5.0%	-$471K-2.7%	-$458K-2.2%	-$449K+4.8%	-$471K+87.1%	-$3.7M+93.9%	-$60.3M-1526.2%	$4.2M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

STSR Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	19.5%+0.1pp	19.4%-12.5pp	31.9%-1.8pp	33.7%
Operating Margin	2.6%+3.4pp	-0.8%+2.5pp	-3.2%-40.7pp	37.5%+44.7pp	-7.2%+9.2pp	-16.4%
Net Margin	-15.3%-66.3pp	51.1%+85.0pp	-34.0%-36.4pp	2.4%+29.6pp	-27.2%+17.8pp	-45.0%
Return on Equity	-65.5%-188.1pp	122.6%	N/A	6.6%+84.4pp	-77.8%-10.5pp	-67.3%
Return on Assets	-3.8%-15.1pp	11.3%+16.8pp	-5.5%-5.8pp	0.3%+4.1pp	-3.7%+2.1pp	-5.8%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	11.64+4.5	7.16+1470.3	-1463.12-1478.0	14.87-2.2	17.05+7.8	9.21
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	9.3%+11.8pp	-2.5%-7.3pp	4.8%-0.1pp	4.9%+1.4pp	3.5%+4.0pp	-0.5%-3.2pp	2.6%+6.3pp	-3.7%
Net Margin	-6.7%+13.4pp	-20.1%-6.8pp	-13.3%-1.4pp	-11.9%+3.6pp	-15.5%+2.7pp	-18.2%-303.2pp	285.0%+323.7pp	-38.7%
Return on Equity	-8.5%+13.9pp	-22.4%-10.5pp	-11.8%-2.6pp	-9.3%+1.4pp	-10.7%+0.6pp	-11.3%-142.2pp	130.9%	N/A
Return on Assets	-0.4%+0.8pp	-1.3%-0.5pp	-0.8%-0.1pp	-0.7%+0.2pp	-0.9%+0.1pp	-1.0%-16.6pp	15.6%+17.2pp	-1.7%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	12.56+0.9	11.64+2.1	9.55+1.0	8.58+0.7	7.89+0.7	7.16+1.8	5.39+32.8	-27.43
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Frequently Asked Questions

What is Strategic Student & Senior Housing Trust Inc's annual revenue?

Strategic Student & Senior Housing Trust Inc (STSR) reported $37.7M in total revenue for fiscal year 2025. This represents a 8.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Strategic Student & Senior Housing Trust Inc's revenue growing?

Strategic Student & Senior Housing Trust Inc (STSR) revenue grew by 8% year-over-year, from $34.9M to $37.7M in fiscal year 2025.

Is Strategic Student & Senior Housing Trust Inc profitable?

No, Strategic Student & Senior Housing Trust Inc (STSR) reported a net income of -$5.8M in fiscal year 2025, with a net profit margin of -15.3%.

What is Strategic Student & Senior Housing Trust Inc's EBITDA?

Strategic Student & Senior Housing Trust Inc (STSR) had EBITDA of $6.5M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does Strategic Student & Senior Housing Trust Inc have?

As of fiscal year 2025, Strategic Student & Senior Housing Trust Inc (STSR) had $3.0M in cash and equivalents against $102.4M in long-term debt.

What is Strategic Student & Senior Housing Trust Inc's operating margin?

Strategic Student & Senior Housing Trust Inc (STSR) had an operating margin of 2.6% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Strategic Student & Senior Housing Trust Inc's net profit margin?

Strategic Student & Senior Housing Trust Inc (STSR) had a net profit margin of -15.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Strategic Student & Senior Housing Trust Inc's return on equity (ROE)?

Strategic Student & Senior Housing Trust Inc (STSR) has a return on equity of -65.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Strategic Student & Senior Housing Trust Inc's operating cash flow?

Strategic Student & Senior Housing Trust Inc (STSR) generated $3.2M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Strategic Student & Senior Housing Trust Inc's total assets?

Strategic Student & Senior Housing Trust Inc (STSR) had $152.9M in total assets as of fiscal year 2025, including both current and long-term assets.

What is Strategic Student & Senior Housing Trust Inc's debt-to-equity ratio?

Strategic Student & Senior Housing Trust Inc (STSR) had a debt-to-equity ratio of 11.64 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Strategic Student & Senior Housing Trust Inc's return on assets (ROA)?

Strategic Student & Senior Housing Trust Inc (STSR) had a return on assets of -3.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Strategic Student & Senior Housing Trust Inc's Piotroski F-Score?

Strategic Student & Senior Housing Trust Inc (STSR) has a Piotroski F-Score of 3 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Strategic Student & Senior Housing Trust Inc's earnings high quality?

Strategic Student & Senior Housing Trust Inc (STSR) has an earnings quality ratio of -0.55x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Strategic Student & Senior Housing Trust Inc?

Strategic Student & Senior Housing Trust Inc (STSR) scores 15 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.