Savers Value Village, Inc. Financials
Financial Health Signals
Based on FY2024 annual data. Scores normalized against common benchmarks. How we calculate these scores
Savers Value Village, Inc. has an operating margin of 8.5%, meaning the company retains $8 of operating profit per $100 of revenue. This results in a moderate score of 42/100, indicating healthy but not exceptional operating efficiency. This is down from 9.5% the prior year.
Savers Value Village, Inc.'s revenue grew a modest 2.5% year-over-year to $1.5B. This slow but positive growth earns a score of 36/100.
Savers Value Village, Inc. has a moderate D/E ratio of 1.74. This balance of debt and equity financing earns a leverage score of 47/100.
Savers Value Village, Inc.'s current ratio of 1.00 means current assets barely cover short-term liabilities. This tight liquidity results in a low score of 20/100, which could limit financial flexibility.
While Savers Value Village, Inc. generated $134.3M in operating cash flow, capex of $105.9M consumed most of it, leaving $28.4M in free cash flow. This results in a low score of 9/100, reflecting heavy capital investment rather than weak cash generation.
Savers Value Village, Inc. generates a 6.9% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 28/100. This is down from 14.1% the prior year.
Savers Value Village, Inc. scores 1.58, below the 1.81 distress threshold. This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.
Savers Value Village, Inc. passes 7 of 9 financial strength tests. 3 of 4 profitability signals pass, 2 of 3 leverage/liquidity signals pass, both operating efficiency signals pass.
For every $1 of reported earnings, Savers Value Village, Inc. generates $4.63 in operating cash flow ($134.3M OCF vs $29.0M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
This page shows Savers Value Village, Inc. (SVV) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 3 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Key Financial Metrics
Savers Value Village, Inc. generated $1.5B in revenue in fiscal year 2024. This represents an increase of 2.5% from the prior year.
Savers Value Village, Inc.'s EBITDA was $199.7M in fiscal year 2024, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 1.6% from the prior year.
Savers Value Village, Inc. generated $28.4M in free cash flow in fiscal year 2024, representing cash available after capex. This represents a decrease of 66.0% from the prior year.
Savers Value Village, Inc. reported $29.0M in net income in fiscal year 2024. This represents a decrease of 45.3% from the prior year.
Savers Value Village, Inc. earned $0.17 per diluted share (EPS) in fiscal year 2024. This represents a decrease of 50.0% from the prior year.
Savers Value Village, Inc. held $150.0M in cash against $735.1M in long-term debt as of fiscal year 2024.
Savers Value Village, Inc. had 159M shares outstanding in fiscal year 2024. This represents a decrease of 1.1% from the prior year.
Savers Value Village, Inc.'s gross margin was 56.4% in fiscal year 2024, indicating the percentage of revenue retained after direct costs. This is up 27.9 percentage points from the prior year.
Savers Value Village, Inc.'s operating margin was 8.5% in fiscal year 2024, reflecting core business profitability. This is down 1.0 percentage points from the prior year.
Savers Value Village, Inc.'s net profit margin was 1.9% in fiscal year 2024, showing the share of revenue converted to profit. This is down 1.7 percentage points from the prior year.
Savers Value Village, Inc.'s ROE was 6.9% in fiscal year 2024, measuring profit generated per dollar of shareholder equity. This is down 7.2 percentage points from the prior year.
Savers Value Village, Inc. spent $31.7M on share buybacks in fiscal year 2024, returning capital to shareholders by reducing shares outstanding.
Savers Value Village, Inc. invested $105.9M in capex in fiscal year 2024, funding long-term assets and infrastructure. This represents an increase of 15.4% from the prior year.
SVV Income Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $426.9M+2.3% | $417.2M+12.7% | $370.1M-7.9% | $402.0M+4.0% | $386.7M+9.2% | $354.2M-7.5% | $382.8M-2.5% | $392.7M |
| Cost of Revenue | $188.2M+0.7% | $186.9M+10.9% | $168.5M-5.4% | $178.2M+9.6% | $162.6M+2.8% | $158.2M-1.6% | $160.7M+1.6% | $158.3M |
| Gross Profit | $238.7M+3.6% | $230.3M+14.2% | $201.6M-65.1% | $578.4M+463.3% | $102.7M+19.7% | $85.8M-21.8% | $109.8M-7.6% | $118.7M |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $99.5M+12.6% | $88.4M+1.5% | $87.1M-5.4% | $92.0M+10.2% | $83.5M+7.4% | $77.7M-1.6% | $79.0M-3.7% | $82.1M |
| Operating Income | $36.3M+6.8% | $34.0M+227.0% | $10.4M-68.5% | $33.1M+2.6% | $32.2M+98.0% | $16.3M-55.9% | $36.9M+81.3% | $20.3M |
| Interest Expense | N/A | N/A | N/A | -$15.5M+1.9% | -$15.8M+1.9% | -$16.1M+8.6% | -$17.6M+6.0% | -$18.7M |
| Income Tax | -$3.3M-143.2% | $7.7M+917.5% | -$941K-119.5% | $4.8M-23.1% | $6.3M+240.1% | -$4.5M+77.5% | -$20.0M-412.7% | $6.4M |
| Net Income | -$14.0M-174.0% | $18.9M+500.5% | -$4.7M-149.1% | -$1.9M-119.5% | $9.7M+2179.7% | -$467K-101.1% | $43.9M+381.0% | -$15.6M |
| EPS (Diluted) | $-0.09-175.0% | $0.12+500.0% | $-0.03-50.0% | $-0.02-133.3% | $0.06 | $0.00-100.0% | $0.27+370.0% | $-0.10 |
SVV Balance Sheet
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $2.0B+1.1% | $1.9B+4.3% | $1.9B-1.4% | $1.9B-0.2% | $1.9B+3.9% | $1.8B-2.6% | $1.9B+4.2% | $1.8B |
| Current Assets | $194.3M+13.8% | $170.7M+3.9% | $164.3M-28.6% | $230.2M-8.0% | $250.3M+14.7% | $218.1M-15.4% | $257.9M+23.8% | $208.3M |
| Cash & Equivalents | $63.5M-10.0% | $70.5M-3.4% | $73.0M-51.3% | $150.0M-6.7% | $160.7M+57.2% | $102.2M-43.2% | $180.0M+43.6% | $125.3M |
| Inventory | $47.4M+10.7% | $42.9M+9.6% | $39.1M+14.1% | $34.3M-8.7% | $37.5M+6.3% | $35.3M+7.6% | $32.8M-8.9% | $36.0M |
| Accounts Receivable | $18.3M-4.6% | $19.2M+7.8% | $17.8M+6.3% | $16.8M+22.6% | $13.7M+8.9% | $12.6M+6.7% | $11.8M-1.6% | $12.0M |
| Goodwill | $673.9M-0.7% | $678.9M+1.8% | $667.1M+0.2% | $665.5M-2.0% | $678.9M-0.4% | $681.5M-0.9% | $687.4M+1.0% | $680.8M |
| Total Liabilities | $1.5B+2.0% | $1.5B+4.9% | $1.4B-1.3% | $1.5B-0.4% | $1.5B+3.3% | $1.4B-4.6% | $1.5B+0.9% | $1.5B |
| Current Liabilities | $240.9M-3.1% | $248.7M+12.4% | $221.3M-4.2% | $231.1M-5.0% | $243.1M+9.9% | $221.3M-8.4% | $241.5M+8.1% | $223.3M |
| Long-Term Debt | $729.2M+4.1% | $700.5M+0.2% | $699.3M-4.9% | $735.1M-0.1% | $735.6M0.0% | $735.9M-6.2% | $784.6M+0.2% | $783.3M |
| Total Equity | $414.6M-2.1% | $423.5M+2.3% | $413.8M-1.9% | $421.7M+0.5% | $419.5M+6.2% | $395.0M+5.0% | $376.1M+20.1% | $313.1M |
| Retained Earnings | -$285.9M-5.1% | -$272.0M-1.8% | -$267.1M-6.6% | -$250.5M-3.7% | -$241.6M+2.6% | -$248.0M-0.2% | -$247.5M+15.1% | -$291.4M |
SVV Cash Flow Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $21.6M-60.3% | $54.4M+12894.3% | $419K-99.2% | $55.8M-7.5% | $60.4M+1140.8% | -$5.8M-108.2% | $70.8M+39.8% | $50.6M |
| Capital Expenditures | $27.9M-14.2% | $32.6M+58.2% | $20.6M-20.0% | $25.7M-16.4% | $30.8M+36.9% | $22.5M+31.1% | $17.2M-37.4% | $27.4M |
| Free Cash Flow | -$6.3M-128.8% | $21.9M+208.5% | -$20.2M-167.0% | $30.1M+1.8% | $29.6M+204.5% | -$28.3M-152.8% | $53.6M+131.0% | $23.2M |
| Investing Cash Flow | -$27.8M+19.5% | -$34.5M-77.7% | -$19.4M+23.6% | -$25.4M-365.6% | -$5.5M+75.8% | -$22.6M-33.2% | -$16.9M+40.1% | -$28.3M |
| Financing Cash Flow | -$285K+98.8% | -$24.4M+58.2% | -$58.5M-368.5% | -$12.5M-405.6% | $4.1M+108.6% | -$47.6M-5004.2% | -$933K+87.2% | -$7.3M |
| Dividends Paid | N/A | N/A | N/A | $0 | $0 | $0 | $0 | $0 |
| Share Buybacks | $0-100.0% | $23.8M+101.0% | $11.8M+10.3% | $10.7M+274.7% | $2.9M | $0 | $0 | $0 |
SVV Financial Ratios
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 55.9%+0.7pp | 55.2%+0.7pp | 54.5%+28.9pp | 25.6%-1.0pp | 26.6%+2.3pp | 24.2%-4.4pp | 28.7%-1.6pp | 30.2% |
| Operating Margin | 8.5%+0.4pp | 8.2%+5.3pp | 2.8%-5.4pp | 8.2%-0.1pp | 8.3%+3.7pp | 4.6%-5.0pp | 9.6%+4.5pp | 5.2% |
| Net Margin | -3.3%-7.8pp | 4.5%+5.8pp | -1.3%-0.8pp | -0.5%-3.0pp | 2.5%+2.6pp | -0.1%-11.6pp | 11.5%+15.4pp | -4.0% |
| Return on Equity | N/A | 4.5% | N/A | 5.0%+2.7pp | 2.3% | N/A | 11.7% | N/A |
| Return on Assets | -0.7%-1.7pp | 1.0%+1.2pp | -0.3%-0.1pp | -0.1%-0.6pp | 0.5%+0.5pp | -0.0%-2.4pp | 2.4%+3.2pp | -0.9% |
| Current Ratio | 0.81+0.1 | 0.69-0.1 | 0.74-0.3 | 1.00-0.0 | 1.03+0.0 | 0.99-0.1 | 1.07+0.1 | 0.93 |
| Debt-to-Equity | 1.76+0.1 | 1.65-0.0 | 1.69-0.1 | 1.74-0.0 | 1.75-0.1 | 1.86-0.2 | 2.09-0.4 | 2.50 |
| FCF Margin | -1.5%-6.7pp | 5.3%+10.7pp | -5.5%-12.9pp | 7.5%-0.2pp | 7.6%+15.6pp | -8.0%-22.0pp | 14.0%+8.1pp | 5.9% |
Note: The current ratio is below 1.0 (1.00), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.
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Frequently Asked Questions
What is Savers Value Village, Inc.'s annual revenue?
Savers Value Village, Inc. (SVV) reported $1.5B in total revenue for fiscal year 2024. This represents a 2.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Savers Value Village, Inc.'s revenue growing?
Savers Value Village, Inc. (SVV) revenue grew by 2.5% year-over-year, from $1.5B to $1.5B in fiscal year 2024.
Is Savers Value Village, Inc. profitable?
Yes, Savers Value Village, Inc. (SVV) reported a net income of $29.0M in fiscal year 2024, with a net profit margin of 1.9%.
What is Savers Value Village, Inc.'s earnings per share (EPS)?
Savers Value Village, Inc. (SVV) reported diluted earnings per share of $0.17 for fiscal year 2024. This represents a -50.0% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.
What is Savers Value Village, Inc.'s EBITDA?
Savers Value Village, Inc. (SVV) had EBITDA of $199.7M in fiscal year 2024, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Savers Value Village, Inc. have?
As of fiscal year 2024, Savers Value Village, Inc. (SVV) had $150.0M in cash and equivalents against $735.1M in long-term debt.
What is Savers Value Village, Inc.'s gross margin?
Savers Value Village, Inc. (SVV) had a gross margin of 56.4% in fiscal year 2024, indicating the percentage of revenue retained after direct costs of goods sold.
What is Savers Value Village, Inc.'s operating margin?
Savers Value Village, Inc. (SVV) had an operating margin of 8.5% in fiscal year 2024, reflecting the profitability of core business operations before interest and taxes.
What is Savers Value Village, Inc.'s net profit margin?
Savers Value Village, Inc. (SVV) had a net profit margin of 1.9% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.
What is Savers Value Village, Inc.'s return on equity (ROE)?
Savers Value Village, Inc. (SVV) has a return on equity of 6.9% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.
What is Savers Value Village, Inc.'s free cash flow?
Savers Value Village, Inc. (SVV) generated $28.4M in free cash flow during fiscal year 2024. This represents a -66.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Savers Value Village, Inc.'s operating cash flow?
Savers Value Village, Inc. (SVV) generated $134.3M in operating cash flow during fiscal year 2024, representing cash generated from core business activities.
What are Savers Value Village, Inc.'s total assets?
Savers Value Village, Inc. (SVV) had $1.9B in total assets as of fiscal year 2024, including both current and long-term assets.
What are Savers Value Village, Inc.'s capital expenditures?
Savers Value Village, Inc. (SVV) invested $105.9M in capital expenditures during fiscal year 2024, funding long-term assets and infrastructure.
Does Savers Value Village, Inc. buy back shares?
Yes, Savers Value Village, Inc. (SVV) spent $31.7M on share buybacks during fiscal year 2024, returning capital to shareholders by reducing shares outstanding.
How many shares does Savers Value Village, Inc. have outstanding?
Savers Value Village, Inc. (SVV) had 159M shares outstanding as of fiscal year 2024.
What is Savers Value Village, Inc.'s current ratio?
Savers Value Village, Inc. (SVV) had a current ratio of 1.00 as of fiscal year 2024, which is below 1.0, which may suggest potential liquidity concerns.
What is Savers Value Village, Inc.'s debt-to-equity ratio?
Savers Value Village, Inc. (SVV) had a debt-to-equity ratio of 1.74 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Savers Value Village, Inc.'s return on assets (ROA)?
Savers Value Village, Inc. (SVV) had a return on assets of 1.5% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.
What is Savers Value Village, Inc.'s Altman Z-Score?
Savers Value Village, Inc. (SVV) has an Altman Z-Score of 1.58, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios—working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets—to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Savers Value Village, Inc.'s Piotroski F-Score?
Savers Value Village, Inc. (SVV) has a Piotroski F-Score of 7 out of 9, indicating strong financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Savers Value Village, Inc.'s earnings high quality?
Savers Value Village, Inc. (SVV) has an earnings quality ratio of 4.63x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Savers Value Village, Inc.?
Savers Value Village, Inc. (SVV) scores 30 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.