What is UTG Inc's earnings per share (EPS)?

UTG Inc (UTGN) reported diluted earnings per share of $5.42 for fiscal year 2025. This represents a -65.7% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

UTG Inc (UTGN) Financials

UTGN

FY2025 annual

Revenue $42.3M -50.1% YoY

Net Income $17.1M -65.8% YoY

EPS (Diluted) $5.42 -65.7% YoY

Operating Cash Flow -$6.5M -315.8% YoY

Market Cap $179.4M as of Sep 3, 2026

Price / Sales 4.2x on $42.3M revenue, FY2025

Price / Earnings 10.5x on $17.1M net income, FY2025

Price / Book 0.7x on $262.4M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 3, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 12, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 12, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the UTGN SEC filings page.

UTG Inc (UTGN) reported $42.3M in revenue for fiscal year 2025, down 50.1% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI UTGN FY2025 2026-08-29

Positive reported earnings coexist with recurring operating cash outflows, while lower leverage cushions a highly uneven earnings pattern.

Across FY2021-FY2025, net income stayed positive, yet operating cash flow was negative in every year; in FY2025, the company reported $17.1M of net income alongside operating cash flow of -$6.5M. This persistent cash-conversion gap means accounting profitability is not translating into cash generated by the core operating cycle, leaving reported earnings less useful as a measure of internal funding.

FY2025 earnings weakened from FY2024 while equity still rose to $232.2M. Liabilities fell to $258.7M and debt-to-equity declined to 1.1x, indicating the balance sheet strengthened even as operating cash generation remained negative.

Selling, general and administrative expense stayed near $8M across FY2023-FY2025 while revenue swung sharply. The relatively stable overhead base makes reported profit highly sensitive to revenue volume, helping explain why net margin moved from 10.1% in FY2023 to 58.9% in FY2024 and 40.3% in FY2025.

Financial Health Signals

Financial health score not available

UTG Inc does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

2/6

UTG Inc passes 2 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 1 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality No Cash Backing

$0.38used

For every $1 of reported earnings, UTG Inc used $0.38 of operating cash (-$6.5M OCF vs $17.1M net income). Earnings that no cash stands behind rest on accounting accruals, which cannot be repeated indefinitely.

Key Financial Metrics

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Earnings & Revenue

Revenue

$13.9M

YoY+309.4%

QoQ-61.9%

UTG Inc generated $13.9M in revenue in Q2 2026. This represents an increase of 309.4% from the same quarter a year earlier. Against the prior quarter it is down 61.9%.

Net Income

$6.3M

YoY+493.6%

QoQ-73.0%

UTG Inc reported $6.3M in net income in Q2 2026. This represents an increase of 493.6% from the same quarter a year earlier. Against the prior quarter it is down 73.0%.

EPS (Diluted)

$2.00

YoY+492.2%

QoQ-73.0%

5Y CAGR+28.5%

UTG Inc earned $2.00 per diluted share (EPS) in Q2 2026. This represents an increase of 492.2% from the same quarter a year earlier. Against the prior quarter it is down 73.0%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$42.6M

YoY+11.0%

QoQ-8.9%

5Y CAGR+6.6%

10Y CAGR+11.7%

UTG Inc held $42.6M in cash as of Q2 2026; long-term debt is not reported for that period.

Shares Outstanding

YoY-0.6%

QoQ-0.2%

5Y CAGR-0.2%

10Y CAGR-0.7%

UTG Inc had 3M shares outstanding in Q2 2026. This represents a decrease of 0.6% from the same quarter a year earlier. Against the prior quarter it is down 0.2%.

Free Cash Flow

Not reported for Q2 2026.

Dividends Per Share

Not reported for Q2 2026.

Margins & Returns

Net Margin

45.5%

YoY+92.8pp

QoQ-18.7pp

UTG Inc's net profit margin was 45.5% in Q2 2026, showing the share of revenue converted to profit. This is up 92.8 percentage points from the same quarter a year earlier. Against the prior quarter it is down 18.7 percentage points.

Return on Equity

2.4%

YoY+3.1pp

QoQ-6.7pp

UTG Inc's ROE was 2.4% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 3.1 percentage points from the same quarter a year earlier. Against the prior quarter it is down 6.7 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$215K

YoY+99.5%

QoQ+9.6%

UTG Inc spent $215K on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 99.5% from the same quarter a year earlier. Against the prior quarter it is up 9.6%.

R&D Spending

Not reported for Q2 2026.

Capital Expenditures

Not reported for Q2 2026.

UTGN Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

UTGN quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	N/A	$42.3M-50.1%	$84.9M+222.8%	$26.3M-62.3%	$69.7M+95.7%	$35.6M+30.7%	$27.3M-38.3%	$44.2M+7.1%	$41.3M+43.6%	$28.7M+3.2%	$27.8M-3.2%	$28.8M-34.1%	$43.6M+26.9%	$34.4M-23.3%	$44.8M+28.2%	$35.0M
SG&A Expenses	N/A	$8.0M+7.3%	$7.5M-5.4%	$7.9M+0.6%	$7.9M+15.2%	$6.8M-6.0%	$7.3M-1.8%	$7.4M+4.3%	$7.1M-1.7%	$7.2M-4.6%	$7.6M+10.1%	$6.9M-22.9%	$8.9M+19.6%	$7.4M-15.8%	$8.8M+23.1%	$7.2M
Interest Expense	N/A	$0-100.0%	$12K-59.1%	$28K-73.9%	$109K+2583.8%	$4K	$0	N/A	N/A	$0	$0-100.0%	$69K-89.8%	$677K-3.7%	$703K+136.8%	$297K+13.9%	$261K
Income Tax	N/A	$4.7M-64.0%	$13.1M+31142.3%	$42K-99.6%	$9.6M+362.5%	$2.1M+507.8%	$340K-90.5%	$3.6M-8.1%	$3.9M+359.3%	-$1.5M-326.2%	$666K+171.4%	-$933K-186.1%	$1.1M+38.7%	$781K-85.8%	$5.5M+334.1%	$1.3M
Net Income	N/A	$17.1M-65.8%	$50.0M+1782.3%	$2.7M-92.2%	$34.3M+254.5%	$9.7M+362.7%	$2.1M-87.2%	$16.3M+31.3%	$12.4M+157.6%	$4.8M+311.8%	$1.2M+27.4%	$917K-86.9%	$7.0M+114.5%	$3.3M-64.9%	$9.3M+46.7%	$6.3M
EPS (Basic)	N/A	$5.42-65.7%	$15.80+1781.0%	$0.84-92.2%	$10.81+254.4%	$3.05+369.2%	$0.65-86.9%	$4.95+32.0%	$3.75+160.4%	$1.44+336.4%	$0.33+32.0%	$0.25-86.6%	$1.86+116.3%	$0.86-64.6%	$2.43+47.3%	$1.65
EPS (Diluted)	$11.35	$5.42-65.7%	$15.80+1781.0%	$0.84-92.2%	$10.81+254.4%	$3.05+369.2%	$0.65-86.9%	$4.95+32.0%	$3.75+160.4%	$1.44+336.4%	$0.33+32.0%	$0.25-86.6%	$1.86+116.3%	$0.86-64.6%	$2.43+47.3%	$1.65
Diluted Shares (Avg)	N/A	3M-0.4%	3M-0.4%	3M+0.3%	3M-0.1%	3M-1.9%	3M-1.6%	3M-0.7%	3M-1.2%	3M-5.4%	4M-4.5%	4M-1.2%	4M-1.0%	4M-0.6%	4M-0.4%	4M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$13.9M+309.4%	$36.5M+66.6%	N/A	$17.3M-57.1%	$3.4M-70.8%	$21.9M+29.6%	$16.0M+55.2%	$40.4M+219.0%
Interest Expense	N/A	N/A	N/A	$0	$0	$0-100.0%	$0-100.0%	$0
Income Tax	$1.7M+532.2%	$6.3M+65.1%	N/A	$2.3M-68.7%	-$385K-130.9%	$3.8M+45.9%	$2.0M+52.2%	$7.2M+1259.9%
Net Income	$6.3M+493.6%	$23.4M+80.9%	N/A	$10.3M-62.7%	-$1.6M-130.1%	$13.0M+40.2%	$8.0M+85.0%	$27.5M+427.5%
EPS (Basic)	$2.01+494.1%	$7.46+82.0%	-$1.32-152.0%	$3.26-62.4%	-$0.51-130.4%	$4.10+40.4%	$2.54+122.8%	$8.67+428.7%
EPS (Diluted)	$2.00+492.2%	$7.42+81.0%	-$1.32-152.0%	$3.25-62.5%	-$0.51-130.4%	$4.10+40.4%	$2.54+122.8%	$8.67+428.7%
Diluted Shares (Avg)	3M+0.1%	3M+0.1%	N/A	3M-0.5%	3M-0.5%	3M-0.4%	N/A	3M-0.1%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA.

UTGN Balance Sheet

UTGN quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$491.4M+3.0%	$476.9M+8.0%	$441.7M-1.3%	$447.5M+2.1%	$438.5M+4.6%	$419.1M+0.1%	$418.7M+5.9%	$395.5M-2.7%	$406.4M+1.1%	$402.1M+6.6%	$377.2M-5.7%	$399.9M-4.1%	$417.1M-5.5%	$441.3M+1.8%	$433.7M
Cash & Equivalents	$30.5M-32.5%	$45.3M+9.9%	$41.2M-9.1%	$45.3M+47.1%	$30.8M-21.1%	$39.0M+35.6%	$28.8M+42.9%	$20.2M-20.8%	$25.4M+67.8%	$15.2M+28.2%	$11.8M-15.4%	$14.0M-29.5%	$19.8M-14.9%	$23.3M-71.9%	$82.9M
Short-Term Investments	$9.8M+401.8%	$2.0M-93.3%	$29.1M+709.9%	$3.6M	$0	$0-100.0%	$10.4M	$0	$0-100.0%	$238.9M+3.5%	$230.8M-3.2%	$238.5M+11.0%	$214.9M-1.3%	$217.8M+53.5%	$141.9M
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Total Liabilities	$258.7M-0.6%	$260.1M-7.1%	$280.0M-3.3%	$289.5M-2.6%	$297.2M+5.4%	$281.9M-1.9%	$287.2M-0.4%	$288.5M-2.5%	$296.0M-3.8%	$307.8M+2.5%	$300.2M-5.1%	$316.3M-6.8%	$339.2M-6.2%	$361.7M+1.0%	$357.9M
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$9.5M
Total Equity	$232.2M+7.3%	$216.4M+34.2%	$161.2M+2.3%	$157.6M+11.9%	$140.8M+3.0%	$136.7M+4.4%	$131.0M+23.2%	$106.3M-2.9%	$109.5M+18.5%	$92.5M+23.5%	$74.9M-8.8%	$82.1M+13.0%	$72.7M-4.3%	$75.9M+9.2%	$69.5M
Retained Earnings	$198.4M+9.4%	$181.3M+38.1%	$131.3M-0.5%	$132.0M+35.1%	$97.7M+11.0%	$88.1M+2.4%	$86.0M+23.3%	$69.7M+78.6%	$39.0M+14.1%	$34.2M+3.5%	$33.1M+2.9%	$32.1M+27.7%	$25.2M+14.8%	$21.9M+73.2%	$12.7M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$523.9M+7.3%	$521.4M+6.2%	$491.4M+3.0%	$499.6M+5.6%	$488.4M+11.8%	$491.1M+14.0%	$476.9M+8.0%	$473.0M+13.9%
Cash & Equivalents	$42.6M+11.0%	$46.8M+27.2%	$30.5M-32.5%	$49.5M+37.3%	$38.4M+8.1%	$36.8M-10.0%	$45.3M+9.9%	$36.0M+30.6%
Short-Term Investments	$4.9M+400.2%	$7.4M+273.8%	$9.8M+401.8%	$1000K-87.8%	$990K-87.7%	$2.0M-85.6%	$2.0M-93.3%	$8.2M-65.1%
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Total Liabilities	$261.0M-1.9%	$264.8M-0.9%	$258.7M-0.6%	$266.7M-0.4%	$265.9M+1.9%	$267.1M+2.4%	$260.1M-7.1%	$267.9M+2.6%
Total Equity	$262.4M+18.2%	$256.1M+14.6%	$232.2M+7.3%	$232.4M+13.6%	$222.0M+26.7%	$223.6M+31.9%	$216.4M+34.2%	$204.5M+33.4%
Retained Earnings	$228.2M+18.4%	$221.9M+14.2%	$198.4M+9.4%	$201.9M+15.1%	$192.7M+29.2%	$194.3M+36.2%	$181.3M+38.1%	$175.4M+35.1%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Goodwill, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

UTGN Cash Flow Statement

UTGN quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	N/A	-$6.5M-315.8%	-$1.6M+84.0%	-$9.8M-83.4%	-$5.3M+57.2%	-$12.5M+6.0%	-$13.2M-104.4%	-$6.5M-28.1%	-$5.1M+61.7%	-$13.2M-16.0%	-$11.4M-2.0%	-$11.1M+18.3%	-$13.6M-24.6%	-$10.9M-2.8%	-$10.6M-1.5%	-$10.5M
Depreciation & Amortization	N/A	$1.3M-32.8%	$1.9M+161.5%	$729K-64.1%	$2.0M-26.3%	$2.8M+62.5%	$1.7M-46.0%	$3.1M+194.4%	$1.1M+52.1%	$702K+0.5%	$698K-14.2%	$814K+163.3%	$309K+93.6%	$160K-5.2%	$168K+3.4%	$163K
Stock-Based Compensation	N/A	$291K-38.9%	$477K-40.5%	$802K+33.8%	$599K+108.1%	$288K-11.6%	$326K-8.0%	$354K-1.9%	$361K+463.8%	$64K+5.0%	$61K0.0%	$61K-11.6%	$69K+102.8%	$34K-84.2%	$215K	N/A
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0	$0	$0	$0-100.0%	$1.6M	$0-100.0%	-$17K-91.9%	$214K
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	-$5.1M+61.7%	-$13.2M-16.0%	-$11.4M-2.0%	-$11.1M+26.8%	-$15.2M-39.3%	-$10.9M-2.7%	-$10.7M+0.4%	-$10.7M
Investing Cash Flow	N/A	-$6.9M-126.0%	$26.5M+283.9%	$6.9M-73.7%	$26.2M+245.1%	-$18.1M-167.1%	$26.9M+65.3%	$16.3M+708.2%	$2.0M-92.5%	$27.0M+61.9%	$16.7M+22.7%	$13.6M-60.4%	$34.3M+454.5%	$6.2M+111.1%	-$56.0M-171.0%	$78.9M
Financing Cash Flow	N/A	-$1.3M+93.7%	-$20.9M-1604.2%	-$1.2M+80.8%	-$6.4M-128.6%	$22.3M+747.5%	-$3.4M-195.3%	-$1.2M+48.0%	-$2.2M+36.1%	-$3.5M-79.6%	-$2.0M+57.4%	-$4.6M+82.7%	-$26.5M-2179.7%	$1.3M-81.8%	$7.0M+278.6%	-$3.9M
Share Buybacks	N/A	$783K+20.8%	$648K-26.5%	$882K+28.6%	$686K+27.6%	$537K-83.8%	$3.3M+264.3%	$909K-31.6%	$1.3M+120.0%	$604K-88.2%	$5.1M+4160.3%	$120K-87.0%	$928K+223.3%	$287K-69.1%	$929K+95.3%	$476K

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	-$2.9M-169.4%	-$2.6M+20.2%	N/A	-$107K-112.0%	-$1.1M-284.2%	-$3.3M-61.5%	-$1.0M-1568.5%	$889K+124.2%
Depreciation & Amortization	$378K-1.0%	$494K+31.5%	N/A	$272K-56.0%	$382K+16.8%	$376K-18.8%	$498K+77.0%	$618K+378.6%
Stock-Based Compensation	N/A	$178K+1176.1%	N/A	N/A	N/A	$14K-95.3%	N/A	N/A
Investing Cash Flow	-$1.1M-140.8%	$19.8M+493.6%	N/A	$11.7M+39360.9%	$2.6M+146.6%	-$5.0M-124.3%	$11.3M+325.0%	$30K-99.6%
Financing Cash Flow	-$262K-376.8%	-$930K-306.2%	N/A	-$491K-21.4%	$95K+126.4%	-$229K+98.8%	-$1.0M-105.6%	-$405K+13.3%
Share Buybacks	$215K+99.5%	$196K+103.9%	N/A	$316K+187.6%	$108K-0.3%	$96K-11.8%	$321K+174.9%	$110K-79.4%

Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow, Dividends Paid.

UTGN Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

UTGN quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	40.3%-18.6pp	58.9%+48.8pp	10.1%-39.0pp	49.1%+22.0pp	27.1%+19.5pp	7.7%-29.2pp	36.8%+6.8pp	30.0%+13.3pp	16.7%+12.5pp	4.2%+1.0pp	3.2%-12.8pp	16.0%+6.5pp	9.5%-11.2pp	20.7%+2.6pp	18.1%
Return on Equity	7.3%-15.8pp	23.1%+21.5pp	1.7%-20.1pp	21.7%+14.9pp	6.9%+5.3pp	1.5%-10.9pp	12.4%+0.8pp	11.7%+7.3pp	4.4%+3.1pp	1.3%0.0pp	1.2%-7.3pp	8.5%+4.0pp	4.5%-7.7pp	12.2%+3.1pp	9.1%
Return on Assets	3.5%-7.0pp	10.5%+9.9pp	0.6%-7.0pp	7.6%+5.5pp	2.2%+1.7pp	0.5%-3.4pp	3.9%+0.8pp	3.1%+2.0pp	1.2%+0.9pp	0.3%+0.1pp	0.2%-1.5pp	1.7%+1.0pp	0.8%-1.3pp	2.1%+0.6pp	1.5%
Debt-to-Equity	1.11-0.1x	1.20-0.5x	1.74-0.1x	1.84-0.3x	2.110.0x	2.06-0.1x	2.19-0.5x	2.710.0x	2.70-0.6x	3.33-0.7x	4.01+0.2x	3.85-0.8x	4.67-0.1x	4.76+4.6x	0.14
Asset Turnover	0.09-0.1x	0.18+0.1x	0.06-0.1x	0.16+0.1x	0.080.0x	0.070.0x	0.110.0x	0.100.0x	0.070.0x	0.070.0x	0.080.0x	0.110.0x	0.080.0x	0.100.0x	0.08
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	-12.3%+33.7pp	-45.9%-5.1pp	-40.9%-2.1pp	-38.8%-3.8pp	-34.9%-3.1pp	-31.9%-8.1pp	-23.8%+6.8pp	-30.6%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	45.5%+92.8pp	64.2%+5.1pp	N/A	59.1%-8.8pp	-47.3%-93.2pp	59.1%+4.5pp	49.9%+8.0pp	67.9%+26.9pp
Return on Equity	2.4%+3.1pp	9.2%+3.4pp	N/A	4.4%-9.0pp	-0.7%-3.8pp	5.8%+0.3pp	3.7%+1.0pp	13.4%+10.0pp
Return on Assets	1.2%+1.5pp	4.5%+1.9pp	N/A	2.1%-3.8pp	-0.3%-1.6pp	2.6%+0.5pp	1.7%+0.7pp	5.8%+4.5pp
Debt-to-Equity	0.99-0.2x	1.03-0.2x	1.11-0.1x	1.15-0.2x	1.20-0.3x	1.19-0.3x	1.20-0.5x	1.31-0.4x
Asset Turnover	0.030.0x	0.070.0x	N/A	0.03-0.1x	0.010.0x	0.040.0x	0.030.0x	0.09+0.1x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Where UTG Inc Ranks

Frequently Asked Questions

What is UTG Inc's annual revenue?

UTG Inc (UTGN) reported $42.3M in total revenue for fiscal year 2025. This represents a -50.1% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is UTG Inc's revenue growing?

UTG Inc (UTGN) revenue declined by 50.1% year-over-year, from $84.9M to $42.3M in fiscal year 2025.

Is UTG Inc profitable?

Yes, UTG Inc (UTGN) reported a net income of $17.1M in fiscal year 2025, with a net profit margin of 40.3%.

What is UTG Inc's net profit margin?

UTG Inc (UTGN) had a net profit margin of 40.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is UTG Inc's return on equity (ROE)?

UTG Inc (UTGN) has a return on equity of 7.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is UTG Inc's operating cash flow?

UTG Inc (UTGN) recorded an outflow of $6.5M in operating cash flow during fiscal year 2025, representing cash used by core business activities.

What are UTG Inc's total assets?

UTG Inc (UTGN) had $491.4M in total assets as of fiscal year 2025, including both current and long-term assets.

Does UTG Inc buy back shares?

Yes, UTG Inc (UTGN) spent $783K on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does UTG Inc have outstanding?

UTG Inc (UTGN) had 3M shares outstanding as of fiscal year 2025.

What is UTG Inc's debt-to-equity ratio?

UTG Inc (UTGN) had a debt-to-equity ratio of 1.11 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is UTG Inc's return on assets (ROA)?

UTG Inc (UTGN) had a return on assets of 3.5% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is UTG Inc's P/E ratio?

UTG Inc (UTGN) trades at 10.5x earnings, its market capitalization divided by net income of $17.1M net income, FY2025. The market capitalization is $179.4M as of Sep 3, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is UTG Inc's price-to-sales ratio?

UTG Inc (UTGN) trades at 4.2x sales, its market capitalization divided by revenue of $42.3M revenue, FY2025. The market capitalization is $179.4M as of Sep 3, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is UTG Inc's Piotroski F-Score?

UTG Inc (UTGN) has a Piotroski F-Score of 2 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are UTG Inc's earnings high quality?

For every $1 of reported earnings, UTG Inc (UTGN) used $0.38 of operating cash (-$6.5M OCF vs $17.1M net income). Earnings that no cash stands behind rest on accounting accruals, which cannot be repeated indefinitely. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.