What is Veritex Holdings, Inc.'s earnings per share (EPS)?

Veritex Holdings, Inc. (VBTX) reported diluted earnings per share of $1.95 for fiscal year 2024. This represents a -1.5% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Veritex Holdings, Inc. (VBTX) Financials

VBTX

Trailing 12 months to June 30, 2025

Revenue $438.9M +11.7% YoY

Net Income $115.9M +32.4% YoY

EPS (Diluted) $2.10 +31.3% YoY

Operating Cash Flow $121.8M -7.3% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2025, ended Jun 30, 2025 Reported Aug 1, 2025 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2025, filed Aug 1, 2025. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the VBTX SEC filings page.

Veritex Holdings, Inc. (VBTX) reported $438.9M in revenue over the twelve months to Jun 30, 2025, up 11.7% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 13 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI VBTX FY2024 2026-10-04

Balance-sheet expansion outpaced earnings, while liability-heavy financing and rising costs kept returns modest.

From FY2020 to FY2024, assets expanded from $8.8B to $12.8B, yet return on assets stayed at roughly 0.8% in both periods. That combination suggests growth added balance-sheet scale without materially improving how efficiently assets produced profit.

The latest balance sheet carried $11.2B of liabilities against $12.8B of assets, or 87.5% of the asset base; the reported debt-to-equity ratio was 7.0x. This is a financing model built primarily on liabilities rather than shareholder capital, leaving earnings sensitive to funding costs.

Revenue increased only modestly from FY2023 to FY2024, while selling, general, and administrative expense rose from $122.1M to $141.0M. Cost growth absorbed the added revenue, helping explain why net income remained near $107M despite the larger operating base; meanwhile, operating cash flow of $136.4M exceeded reported profit, a pattern also present in FY2023.

Financial Health Signals

Financial Health Score 48/100

Scored as: Banks peer group

Scored against banks for FY2024. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Veritex Holdings, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Veritex Holdings, Inc. earned a return on assets of 0.8% in fiscal year 2024, which is the profit it made on every dollar of assets on its books. This is down from 0.9% the prior year. Earnings ranks banks on that return over three years, and Veritex Holdings, Inc. scores 54/100 among other banks.

Growth

Veritex Holdings, Inc. reported revenue of $425.6M in fiscal year 2024, against $418.2M in fiscal year 2023. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Veritex Holdings, Inc. scores 21/100 among other banks.

Capital

Veritex Holdings, Inc. funded 12.5% of its assets with shareholders' equity at the end of fiscal year 2024, holding $1.6B of equity against $12.8B of assets. Capital ranks banks on that cushion, and Veritex Holdings, Inc. scores 64/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Veritex Holdings, Inc. scores 73/100 on it among other banks.

Credit Quality

Not available for Veritex Holdings, Inc., and counted as zero in the overall score.

Stability

Veritex Holdings, Inc. reported net income of $107.2M in fiscal year 2024, against $108.3M in fiscal year 2023. Stability ranks banks on how steady net income has been across five years, and Veritex Holdings, Inc. scores 76/100 among other banks.

Piotroski F-Score Partial

4/6

Veritex Holdings, Inc. passes 4 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.27x

For every $1 of reported earnings, Veritex Holdings, Inc. generates $1.27 in operating cash flow ($136.4M OCF vs $107.2M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$109.8M

YoY+2.8%

QoQ+0.1%

5Y CAGR+4.8%

10Y CAGR+30.5%

Veritex Holdings, Inc. generated $109.8M in revenue in Q2 2025. This represents an increase of 2.8% from the same quarter a year earlier. Against the prior quarter it is up 0.1%.

Net Income

$30.9M

YoY+13.6%

QoQ+6.3%

5Y CAGR+5.2%

10Y CAGR+32.5%

Veritex Holdings, Inc. reported $30.9M in net income in Q2 2025. This represents an increase of 13.6% from the same quarter a year earlier. Against the prior quarter it is up 6.3%.

EPS (Diluted)

$0.56

YoY+12.0%

QoQ+5.7%

5Y CAGR+3.1%

10Y CAGR+11.4%

Veritex Holdings, Inc. earned $0.56 per diluted share (EPS) in Q2 2025. This represents an increase of 12.0% from the same quarter a year earlier. Against the prior quarter it is up 5.7%.

EBITDA

Not reported for Q2 2025.

Cash & Balance Sheet

Cash & Debt

$770.6M

YoY+18.2%

QoQ-9.3%

5Y CAGR+36.9%

10Y CAGR+28.4%

Veritex Holdings, Inc. held $770.6M in cash as of Q2 2025; long-term debt is not reported for that period.

Shares Outstanding

55M

YoY+0.7%

QoQ+0.9%

5Y CAGR+2.0%

10Y CAGR+17.8%

Veritex Holdings, Inc. had 55M shares outstanding in Q2 2025. This represents an increase of 0.7% from the same quarter a year earlier. Against the prior quarter it is up 0.9%.

Free Cash Flow

Not reported for Q2 2025.

Dividends Per Share

Not reported for Q2 2025.

Margins & Returns

Net Margin

28.1%

YoY+2.7pp

QoQ+1.6pp

5Y change+0.5pp

10Y change+3.9pp

Veritex Holdings, Inc.'s net profit margin was 28.1% in Q2 2025, showing the share of revenue converted to profit. This is up 2.7 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.6 percentage points.

Return on Equity

1.9%

YoY+0.1pp

QoQ+0.1pp

5Y change-0.2pp

10Y change+0.3pp

Veritex Holdings, Inc.'s ROE was 1.9% in Q2 2025, measuring profit generated per dollar of shareholder equity. This is up 0.1 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.1 percentage points.

Gross Margin

Not reported for Q2 2025.

Operating Margin

Not reported for Q2 2025.

Capital Allocation

Share Buybacks

$7.1M

YoY+101.7%

QoQ-25.9%

Veritex Holdings, Inc. spent $7.1M on share buybacks in Q2 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 101.7% from the same quarter a year earlier. Against the prior quarter it is down 25.9%.

R&D Spending

Not reported for Q2 2025.

Capital Expenditures

Not reported for Q2 2025.

VBTX Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

VBTX quarterly income statement

Metric	TTM	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K
Revenue	$438.9M	$425.6M+1.8%	$418.2M+0.2%	$417.5M+23.1%	$339.2M+8.3%	$313.1M-0.6%	$315.2M+149.9%	$126.1M+65.7%	$76.1M+60.3%	$47.5M+35.0%	$35.2M+26.3%	$27.8M+18.8%	$23.4M+13.0%	$20.7M
SG&A Expenses	$146.4M	$141.0M+15.5%	$122.1M+3.6%	$117.8M+24.4%	$94.7M+19.3%	$79.5M+9.2%	$72.8M+133.8%	$31.1M+49.5%	$20.8M+45.3%	$14.3M+27.2%	$11.3M+12.2%	$10.0M+10.5%	$9.1M-1.3%	$9.2M
Interest Expense	$342.3M	$372.0M+13.5%	$327.8M+286.7%	$84.8M+137.4%	$35.7M-36.3%	$56.1M-40.2%	$93.7M+211.8%	$30.0M+172.0%	$11.0M+95.8%	$5.6M+63.0%	$3.5M+18.6%	$2.9M+18.6%	$2.5M+7.1%	$2.3M
Income Tax	$33.3M	$31.7M-11.9%	$36.0M-10.7%	$40.3M+9.8%	$36.7M+158.6%	$14.2M-43.5%	$25.1M+130.6%	$10.9M-16.4%	$13.0M+101.5%	$6.5M+57.1%	$4.1M+52.2%	$2.7M+52.2%	$1.8M+1206.6%	$136K
Net Income	$115.9M	$107.2M-0.9%	$108.3M-26.0%	$146.3M+4.8%	$139.6M+88.9%	$73.9M-18.6%	$90.7M+130.6%	$39.3M+159.6%	$15.2M+20.7%	$12.6M+42.8%	$8.8M+68.9%	$5.2M+52.7%	$3.4M+130.4%	$1.5M
EPS (Basic)	N/A	$1.97-1.5%	$2.00-27.3%	$2.75-2.8%	$2.83+91.2%	$1.48-13.5%	$1.71+4.9%	$1.63+98.8%	$0.82-29.3%	$1.16+34.9%	$0.86+17.8%	$0.73+25.9%	$0.58+141.7%	$0.24
EPS (Diluted)	$2.10	$1.95-1.5%	$1.98-26.9%	$2.71-2.2%	$2.77+87.2%	$1.48-11.9%	$1.68	$1.60	$0.80	$1.13+34.5%	$0.84+16.7%	$0.72+26.3%	$0.57+137.5%	$0.24

Metric	Q2'2510-Q	Q1'2510-Q	Q4'2410-Q	Q3'2410-Q	Q2'2410-Q	Q1'2410-Q	Q4'2310-K	Q3'2310-Q
Revenue	$109.8M+2.8%	$109.7M+10.3%	$106.2M+36.6%	$113.2M+3.8%	$106.8M-6.7%	$99.5M-14.9%	$77.7M-35.4%	$109.0M-4.4%
SG&A Expenses	$35.0M+6.6%	$36.6M+9.8%	$37.4M+22.3%	$37.4M+20.7%	$32.8M+14.5%	$33.4M+4.7%	$30.6M-9.2%	$30.9M+4.2%
Interest Expense	$78.8M-17.1%	$78.3M-14.7%	$88.6M-3.8%	$96.6M+10.1%	$95.0M+16.3%	$91.8M+38.5%	$92.1M+99.6%	$87.8M+295.6%
Income Tax	$8.5M+3.6%	$8.5M+17.8%	$8.2M+36.9%	$8.1M-13.1%	$8.2M-15.5%	$7.2M-34.3%	$6.0M-49.5%	$9.3M-24.2%
Net Income	$30.9M+13.6%	$29.1M+20.3%	$24.9M+611.1%	$31.0M-5.0%	$27.2M-19.4%	$24.2M-37.1%	$3.5M-91.2%	$32.6M-24.7%
EPS (Basic)	$0.57+14.0%	$0.53+20.5%	$0.46+557.1%	$0.57-5.0%	$0.50-19.4%	$0.44-38.0%	$0.07-90.5%	$0.60-25.0%
EPS (Diluted)	$0.56+12.0%	$0.53+20.5%	$0.45+650.0%	$0.56-6.7%	$0.50-19.4%	$0.44-37.1%	$0.06-91.8%	$0.60-24.1%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA, Diluted Shares (Avg).

VBTX Balance Sheet

VBTX quarterly balance sheet

Metric	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K
Total Assets	$12.8B+3.0%	$12.4B+2.0%	$12.2B+24.6%	$9.8B+10.6%	$8.8B+10.9%	$8.0B+147.9%	$3.2B+8.9%	$2.9B+109.1%	$1.4B+35.5%	$1.0B+29.6%	$802.3M+20.6%	$665.0M	N/A
Cash & Equivalents	$855.2M+35.9%	$629.1M+44.3%	$436.1M+14.8%	$379.8M+64.5%	$230.8M-8.2%	$251.6M+197.9%	$84.4M-43.3%	$149.0M-36.5%	$234.8M+228.1%	$71.6M-23.3%	$93.3M+21.7%	$76.6M+44.2%	$53.2M
Short-Term Investments	$0	$0	$0	$0-100.0%	$1.0B+6.2%	$964.4M+267.1%	$262.7M+15.2%	$228.1M	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$404.5M0.0%	$404.5M0.0%	$404.5M+0.2%	$403.8M+8.9%	$370.8M0.0%	$370.8M+129.7%	$161.4M+1.3%	$159.5M+493.5%	$26.9M0.0%	$26.9M+40.3%	$19.1M0.0%	$19.1M0.0%	$19.1M
Total Liabilities	$11.2B+2.8%	$10.9B+1.5%	$10.7B+26.8%	$8.4B+10.8%	$7.6B+12.6%	$6.8B+152.6%	$2.7B+9.0%	$2.5B+110.1%	$1.2B+28.9%	$907.5M+31.7%	$689.0M+15.1%	$598.7M	N/A
Total Equity	$1.6B+4.6%	$1.5B+5.6%	$1.4B+10.2%	$1.3B+9.3%	$1.2B+1.1%	$1.2B+124.4%	$530.6M+8.5%	$488.9M+104.5%	$239.1M+81.1%	$132.0M+16.5%	$113.3M+71.1%	$66.2M+7.1%	$61.9M
Retained Earnings	$507.9M+14.3%	$444.2M+17.1%	$379.3M+37.8%	$275.3M+59.8%	$172.2M+16.4%	$147.9M+76.2%	$84.0M+88.2%	$44.6M+52.4%	$29.3M+75.0%	$16.7M+108.0%	$8.0M+175.4%	$2.9M	N/A

Metric	Q2'2510-Q	Q1'2510-Q	Q4'2410-Q	Q3'2410-Q	Q2'2410-Q	Q1'2410-Q	Q4'2310-K	Q3'2310-Q
Total Assets	$12.5B-1.2%	$12.6B-0.8%	$12.8B+3.0%	$13.0B+5.6%	$12.7B+1.7%	$12.7B+0.8%	$12.4B+2.0%	$12.3B+5.4%
Cash & Equivalents	$770.6M+18.2%	$849.8M+14.7%	$855.2M+35.9%	$1.1B+54.3%	$651.8M-1.8%	$740.8M-8.4%	$629.1M+44.3%	$713.4M+64.4%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$404.5M0.0%	$404.5M0.0%	$404.5M0.0%	$404.5M0.0%	$404.5M0.0%	$404.5M0.0%	$404.5M0.0%	$404.5M0.0%
Total Liabilities	$10.9B-2.3%	$11.0B-1.8%	$11.2B+2.8%	$11.4B+5.3%	$11.1B+1.4%	$11.2B+0.5%	$10.9B+1.5%	$10.9B+5.4%
Total Equity	$1.6B+6.5%	$1.6B+6.2%	$1.6B+4.6%	$1.6B+7.8%	$1.5B+3.8%	$1.5B+3.0%	$1.5B+5.6%	$1.5B+5.6%
Retained Earnings	$545.0M+15.0%	$526.0M+15.0%	$507.9M+14.3%	$493.9M+9.4%	$473.8M+10.2%	$457.5M+12.4%	$444.2M+17.1%	$451.5M+28.9%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

VBTX Cash Flow Statement

VBTX quarterly cash flow statement

Metric	TTM	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K
Operating Cash Flow	$121.8M	$136.4M-5.3%	$144.1M-25.2%	$192.7M-0.4%	$193.5M+79.7%	$107.7M+3.5%	$104.0M+106.3%	$50.4M+89.0%	$26.7M+145.5%	$10.9M-33.0%	$16.2M+625.8%	$2.2M-63.6%	$6.1M+276.1%	$1.6M
Depreciation & Amortization	N/A	$19.7M+0.9%	$19.5M+4.4%	$18.7M+18.7%	$15.7M-0.6%	$15.8M-0.6%	$15.9M+125.1%	$7.1M+149.5%	$2.8M+66.4%	$1.7M+20.2%	$1.4M+5.9%	$1.3M+5.8%	$1.3M+19.5%	$1.1M
Stock-Based Compensation	N/A	$12.4M+3.2%	$12.1M+1.0%	$11.9M+12.8%	$10.6M+32.4%	$8.0M-63.1%	$21.7M+434.9%	$4.0M+108.8%	$1.9M+97.3%	$983K+55.3%	$633K+39.1%	$455K+40.9%	$323K+26.7%	$255K
Capital Expenditures	N/A	N/A	$1.9M-59.9%	$4.6M-66.0%	$13.6M+374.0%	$2.9M-62.6%	$7.7M+52.8%	$5.0M-87.6%	$40.6M+3674.0%	$1.1M-55.1%	$2.4M+6.6%	$2.2M+289.4%	$576K-36.6%	$909K
Free Cash Flow	N/A	N/A	$142.2M-24.4%	$188.1M+4.6%	$179.9M+71.7%	$104.8M+8.8%	$96.3M+112.2%	$45.4M+426.2%	-$13.9M-242.1%	$9.8M-29.2%	$13.8M+138250.0%	-$10K-100.2%	$5.6M+668.6%	$724K
Investing Cash Flow	$270.4M	-$180.7M-280.4%	-$47.5M+98.0%	-$2.4B-193.9%	-$816.4M+6.7%	-$874.6M-1787.3%	-$46.3M+88.4%	-$400.0M-220.4%	-$124.9M+38.6%	-$203.3M-39.3%	-$146.0M-25.1%	-$116.7M	N/A	N/A
Financing Cash Flow	-$273.5M	$270.5M+180.6%	$96.4M-95.7%	$2.3B+193.2%	$771.9M+3.4%	$746.2M+581.6%	$109.5M-61.6%	$285.0M+2190.1%	$12.4M-96.5%	$355.7M+229.1%	$108.1M-17.6%	$131.1M	N/A	N/A
Dividends Paid	$44.6M	$43.6M+0.6%	$43.3M+2.4%	$42.3M+15.7%	$36.5M+7.3%	$34.1M+27.1%	$26.8M	$0	$0	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$16.6M	$3.5M	$0	$0-100.0%	$15.5M-73.0%	$57.5M-39.2%	$94.5M	$0	$0	N/A	N/A	N/A	$70K	N/A

Metric	Q2'2510-Q	Q1'2510-Q	Q4'2410-Q	Q3'2410-Q	Q2'2410-Q	Q1'2410-Q	Q4'2310-K	Q3'2310-Q
Operating Cash Flow	$27.4M-33.7%	$43.6M-1.6%	-$6.6M-210.2%	$57.4M+44.5%	$41.3M-35.3%	$44.3M+28.2%	$6.0M-86.1%	$39.8M-20.7%
Depreciation & Amortization	$4.7M+5.9%	$4.7M-8.5%	$5.5M+19.3%	$4.7M-4.1%	$4.4M-16.7%	$5.1M+7.6%	$4.6M-1.7%	$4.9M+5.2%
Stock-Based Compensation	N/A	$2.7M-5.3%	N/A	N/A	N/A	$2.9M+0.1%	N/A	N/A
Investing Cash Flow	-$8.3M+90.5%	$134.7M+156.8%	$53.6M+143.8%	$90.4M-50.6%	-$87.6M-109.8%	-$237.1M-256.5%	-$122.4M+71.4%	$183.2M+146.1%
Financing Cash Flow	-$98.3M-130.8%	-$183.7M-160.3%	-$292.6M-1013.3%	$301.1M+273.6%	-$42.6M+74.4%	$304.6M-24.7%	$32.0M-91.7%	-$173.4M-146.8%
Dividends Paid	$11.9M+9.5%	$10.9M+0.3%	$10.9M+1.2%	$10.9M+0.2%	$10.9M+0.5%	$10.9M+0.6%	$10.8M-0.2%	$10.9M+0.6%
Share Buybacks	$7.1M+101.7%	$9.5M	$0	$40K	$3.5M	$0	$0	$0

Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow.

VBTX Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

VBTX quarterly financial ratios

Metric	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K
Net Margin	25.2%-0.7pp	25.9%-9.2pp	35.0%-6.1pp	41.1%+17.6pp	23.6%-5.2pp	28.8%-2.4pp	31.2%+11.3pp	19.9%-6.5pp	26.5%+1.5pp	25.0%+6.3pp	18.7%+4.2pp	14.5%+7.4pp	7.1%
Return on Equity	6.7%-0.4pp	7.1%-3.0pp	10.1%-0.5pp	10.6%+4.5pp	6.1%-1.5pp	7.6%+0.2pp	7.4%+4.3pp	3.1%-2.1pp	5.3%-1.4pp	6.7%+2.1pp	4.6%-0.6pp	5.1%+2.8pp	2.4%
Return on Assets	0.8%0.0pp	0.9%-0.3pp	1.2%-0.2pp	1.4%+0.6pp	0.8%-0.3pp	1.1%-0.1pp	1.2%+0.7pp	0.5%-0.4pp	0.9%0.0pp	0.9%+0.2pp	0.7%+0.1pp	0.5%	N/A
Debt-to-Equity	6.97-0.1x	7.09-0.3x	7.38+1.0x	6.42+0.1x	6.33+0.6x	5.68+0.6x	5.050.0x	5.02+0.1x	4.89-2.0x	6.87+0.8x	6.08-3.0x	9.04	N/A
Asset Turnover	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.040.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.04	N/A
FCF Margin	N/A	34.0%-11.0pp	45.1%-8.0pp	53.0%+19.6pp	33.5%+2.9pp	30.6%-5.4pp	36.0%+54.3pp	-18.3%-38.9pp	20.6%-18.7pp	39.3%+39.3pp	0.0%-23.8pp	23.8%+20.3pp	3.5%

Metric	Q2'2510-Q	Q1'2510-Q	Q4'2410-Q	Q3'2410-Q	Q2'2410-Q	Q1'2410-Q	Q4'2310-K	Q3'2310-Q
Net Margin	28.1%+2.7pp	26.5%+2.2pp	23.4%+18.9pp	27.4%-2.5pp	25.5%-4.0pp	24.3%-8.6pp	4.5%-28.6pp	29.9%-8.1pp
Return on Equity	1.9%+0.1pp	1.8%+0.2pp	1.6%+1.3pp	1.9%-0.3pp	1.8%-0.5pp	1.6%-1.0pp	0.2%-2.5pp	2.2%-0.9pp
Return on Assets	0.3%0.0pp	0.2%0.0pp	0.2%+0.2pp	0.2%0.0pp	0.2%-0.1pp	0.2%-0.1pp	0.0%-0.3pp	0.3%-0.1pp
Debt-to-Equity	6.60-0.6x	6.72-0.5x	6.97-0.1x	7.11-0.2x	7.19-0.2x	7.26-0.2x	7.09-0.3x	7.280.0x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Veritex Holdings, Inc. VBTX	FY2024	$425.6M	$107.2M	25.2%	$1.7B	48/100
First Commonwealth Financial Corporation FCF	FY2025	$522.9M	$152.3M	29.1%	$2.1B	63/100
OFG BANCORP OFG	FY2025	$731.4M	$205.1M	28.0%	$2.2B	56/100
Northwest Bancshares, Inc NWBI	FY2025	$654.7M	$126.0M	19.3%	$2.2B	48/100
City Holding Co CHCO	FY2025	$314.2M	$130.5M	41.5%	$2.0B	59/100
Stellar Bancorp, Inc. STEL	FY2025	$423.4M	$102.9M	24.3%	$2.0B	20/100

Where Veritex Holdings, Inc. Ranks

Frequently Asked Questions

What is Veritex Holdings, Inc.'s annual revenue?

Veritex Holdings, Inc. (VBTX) reported $425.6M in total revenue for fiscal year 2024. This represents a 1.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Veritex Holdings, Inc.'s revenue growing?

Veritex Holdings, Inc. (VBTX) revenue grew by 1.8% year-over-year, from $418.2M to $425.6M in fiscal year 2024.

Is Veritex Holdings, Inc. profitable?

Yes, Veritex Holdings, Inc. (VBTX) reported a net income of $107.2M in fiscal year 2024, with a net profit margin of 25.2%.

What is Veritex Holdings, Inc.'s net profit margin?

Veritex Holdings, Inc. (VBTX) had a net profit margin of 25.2% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.

What is Veritex Holdings, Inc.'s return on equity (ROE)?

Veritex Holdings, Inc. (VBTX) has a return on equity of 6.7% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.

What is Veritex Holdings, Inc.'s operating cash flow?

Veritex Holdings, Inc. (VBTX) generated $136.4M in operating cash flow during fiscal year 2024, representing cash generated from core business activities.

What are Veritex Holdings, Inc.'s total assets?

Veritex Holdings, Inc. (VBTX) had $12.8B in total assets as of fiscal year 2024, including both current and long-term assets.

Does Veritex Holdings, Inc. buy back shares?

Yes, Veritex Holdings, Inc. (VBTX) spent $3.5M on share buybacks during fiscal year 2024, returning capital to shareholders by reducing shares outstanding.

How many shares does Veritex Holdings, Inc. have outstanding?

Veritex Holdings, Inc. (VBTX) had 54M shares outstanding as of fiscal year 2024.

What is Veritex Holdings, Inc.'s debt-to-equity ratio?

Veritex Holdings, Inc. (VBTX) had a debt-to-equity ratio of 6.97 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Veritex Holdings, Inc.'s return on assets (ROA)?

Veritex Holdings, Inc. (VBTX) had a return on assets of 0.8% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.

What is Veritex Holdings, Inc.'s Piotroski F-Score?

Veritex Holdings, Inc. (VBTX) has a Piotroski F-Score of 4 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Veritex Holdings, Inc.'s earnings high quality?

Veritex Holdings, Inc. (VBTX) has an earnings quality ratio of 1.27x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Veritex Holdings, Inc.?

Veritex Holdings, Inc. (VBTX) scores 48 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.