Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C (VLYPN) Financials

VLYPN

Trailing 12 months to June 30, 2026

Revenue $2.2B +12.2% YoY

Net Income $693.6M +53.2% YoY

EPS (Diluted) $1.18 +51.3% YoY

Free Cash Flow $558.3M +54.6% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 6, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 6, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the VLYPN SEC filings page.

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C (VLYPN) reported $2.2B in revenue over the twelve months to Jun 30, 2026, up 12.2% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI VLYPN FY2025 2026-09-05

A highly leveraged financial model pairs strong reported margins with uneven cash conversion and modest returns on a large asset base.

In FY2025, net income reached $598M while operating cash flow was $344M; the earnings rebound therefore converted into considerably less cash than the prior year, showing that reported profitability and cash generation were not moving together.

The combination of 7.2x debt-to-equity and 0.9% ROA describes a liability-heavy balance sheet earning modest returns on its asset base. The 29.5% net margin is therefore not equivalent to high asset productivity: financing structure is central to the business economics.

FY2025 free cash flow was $326M against only $18M of capital spending, indicating a low-reinvestment operating model rather than a capital-hungry one. Yet dividends were $249M, leaving less internally generated cash available for balance-sheet expansion.

Financial Health Signals

Financial health score not available

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

5/6

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Mixed

0.57x

For every $1 of reported earnings, Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C generates $0.57 in operating cash flow ($343.8M OCF vs $598.0M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

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Earnings & Revenue

Revenue

$560.7M

YoY+13.3%

QoQ+3.8%

5Y CAGR+10.3%

10Y CAGR+12.3%

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C generated $560.7M in revenue in Q2 2026. This represents an increase of 13.3% from the same quarter a year earlier. Against the prior quarter it is up 3.8%.

Net Income

$170.9M

YoY+28.3%

QoQ+4.3%

5Y CAGR+7.2%

10Y CAGR+15.9%

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C reported $170.9M in net income in Q2 2026. This represents an increase of 28.3% from the same quarter a year earlier. Against the prior quarter it is up 4.3%.

EPS (Diluted)

$0.29

YoY+31.8%

QoQ+3.6%

5Y CAGR0.0%

10Y CAGR+6.8%

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C earned $0.29 per diluted share (EPS) in Q2 2026. This represents an increase of 31.8% from the same quarter a year earlier. Against the prior quarter it is up 3.6%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$160.2M

YoY+2.7%

QoQ-23.1%

5Y CAGR+3.2%

10Y CAGR+15.9%

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C generated $160.2M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 2.7% from the same quarter a year earlier. Against the prior quarter it is down 23.1%.

Cash & Debt

$966.9M

YoY-18.5%

QoQ-16.6%

5Y CAGR-12.1%

10Y CAGR+11.9%

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C held $966.9M in cash as of Q2 2026; long-term debt is not reported for that period.

Dividends Per Share

$0.11

YoY0.0%

QoQ0.0%

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C paid $0.11 per share in dividends in Q2 2026. That is unchanged from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

553M

YoY-1.3%

QoQ-0.3%

5Y CAGR+6.3%

10Y CAGR+8.1%

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C had 553M shares outstanding in Q2 2026. This represents a decrease of 1.3% from the same quarter a year earlier. Against the prior quarter it is down 0.3%.

Margins & Returns

Net Margin

30.5%

YoY+3.6pp

QoQ+0.2pp

5Y change-4.5pp

10Y change+8.3pp

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C's net profit margin was 30.5% in Q2 2026, showing the share of revenue converted to profit. This is up 3.6 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.2 percentage points.

Return on Equity

2.2%

YoY+0.4pp

QoQ+0.1pp

5Y change-0.4pp

10Y change+0.4pp

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C's ROE was 2.2% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.1 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$20.1M

YoY+828.6%

QoQ-61.2%

5Y CAGR+169.2%

10Y CAGR+67.0%

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C spent $20.1M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 828.6% from the same quarter a year earlier. Against the prior quarter it is down 61.2%.

Capital Expenditures

$3.3M

YoY+7.7%

QoQ+139.1%

5Y CAGR-4.3%

10Y CAGR-8.1%

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C invested $3.3M in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 7.7% from the same quarter a year earlier. Against the prior quarter it is up 139.1%.

R&D Spending

Not reported for Q2 2026.

VLYPN Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

VLYPN quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$2.2B	$2.0B+9.3%	$1.9B-2.0%	$1.9B+1.5%	$1.9B+36.5%	$1.4B+4.8%	$1.3B+17.0%	$1.1B+12.2%	$991.3M+28.4%	$771.8M+7.0%	$721.4M+13.8%	$634.1M+14.8%	$552.4M-4.2%	$576.4M-5.6%	$610.8M+4.0%	$587.1M
SG&A Expenses	$597.6M	$579.5M+3.7%	$558.6M-0.9%	$563.6M+7.0%	$526.7M+40.1%	$375.9M+12.8%	$333.2M+1.8%	$327.4M-1.9%	$333.8M+26.8%	$263.3M+8.3%	$243.2M+9.7%	$221.8M+14.6%	$193.5M-0.5%	$194.4M-2.8%	$200.0M+13.4%	$176.3M
Interest Expense	$1.4B	$1.5B-15.0%	$1.7B+17.3%	$1.5B+358.9%	$321.0M+158.2%	$124.3M-53.1%	$264.8M-37.4%	$423.0M+40.0%	$302.0M+73.5%	$174.1M+17.0%	$148.8M-5.1%	$156.8M-3.1%	$161.8M-3.9%	$168.4M-7.1%	$181.3M-8.9%	$199.0M
Income Tax	$167.7M	$145.9M+150.5%	$58.2M-67.6%	$179.8M-15.1%	$211.8M+26.9%	$166.9M+19.7%	$139.5M-5.1%	$147.0M+115.3%	$68.3M-24.8%	$90.8M+39.2%	$65.2M+172.5%	$23.9M-22.9%	$31.1M-33.9%	$47.0M-29.6%	$66.7M+6.4%	$62.7M
Net Income	$693.6M	$598.0M+57.3%	$380.3M-23.7%	$498.5M-12.4%	$568.9M+20.1%	$473.8M+21.3%	$390.6M+26.1%	$309.8M+18.5%	$261.4M+61.5%	$161.9M-3.7%	$168.1M+63.3%	$103.0M-11.4%	$116.2M-12.0%	$132.0M-8.1%	$143.6M+8.4%	$132.5M
EPS (Basic)	N/A	$1.02+45.7%	$0.70-26.3%	$0.95-16.7%	$1.14+0.9%	$1.13+20.2%	$0.94+6.8%	$0.88+17.3%	$0.75+29.3%	$0.58-7.9%	$0.63+50.0%	$0.42-25.0%	$0.56-15.2%	$0.66-9.6%	$0.73-1.4%	$0.74
EPS (Diluted)	$1.18	$1.01+46.4%	$0.69-27.4%	$0.95-16.7%	$1.14+1.8%	$1.12+20.4%	$0.93+6.9%	$0.87+16.0%	$0.75+29.3%	$0.58-7.9%	$0.63+50.0%	$0.42-25.0%	$0.56-15.2%	$0.66-9.6%	$0.73-1.4%	$0.74
Diluted Shares (Avg)	N/A	564M+8.8%	518M+1.7%	509M+4.4%	488M+19.0%	410M+1.2%	405M+19.1%	340M+2.2%	333M+25.6%	265M+3.8%	255M+8.9%	234M+14.0%	206M+3.2%	199M+1.0%	197M+10.6%	178M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$560.7M+13.3%	$540.4M+13.0%	$541.2M+14.1%	$511.1M+8.5%	$495.0M+9.3%	$478.4M+5.2%	$474.2M+5.4%	$471.2M0.0%
SG&A Expenses	$150.4M+3.4%	$155.7M+9.2%	$144.7M+5.5%	$146.8M+5.8%	$145.4M+3.3%	$142.6M+0.6%	$137.1M+4.1%	$138.8M+1.1%
Interest Expense	$342.4M-8.1%	$331.2M-9.2%	$350.9M-14.8%	$380.7M-15.4%	$372.6M-13.7%	$364.6M-16.2%	$411.8M-2.2%	$450.1M+12.3%
Income Tax	$49.6M+24.1%	$45.3M+36.9%	$26.3M+198.7%	$46.6M+61.7%	$39.9M+74.3%	$33.1M-0.3%	-$26.6M-253.1%	$28.8M-46.1%
Net Income	$170.9M+28.3%	$163.9M+54.6%	$195.4M+68.9%	$163.4M+66.9%	$133.2M+89.1%	$106.1M+10.2%	$115.7M+61.7%	$97.9M-30.8%
EPS (Basic)	$0.30+30.4%	$0.28+55.6%	$0.34+61.9%	$0.28+55.6%	$0.23+76.9%	$0.180.0%	$0.21+61.5%	$0.18-33.3%
EPS (Diluted)	$0.29+31.8%	$0.28+55.6%	$0.33+65.0%	$0.28+55.6%	$0.22+69.2%	$0.180.0%	$0.20+42.9%	$0.18-33.3%
Diluted Shares (Avg)	557M-1.0%	559M-0.7%	N/A	564M+10.2%	562M+10.2%	563M+10.3%	N/A	511M+0.4%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

VLYPN Balance Sheet

VLYPN quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$64.1B+2.6%	$62.5B+2.6%	$60.9B+6.0%	$57.5B+32.3%	$43.4B+6.8%	$40.7B+8.7%	$37.4B+17.5%	$31.9B+32.8%	$24.0B+5.0%	$22.9B+5.8%	$21.6B+15.0%	$18.8B+16.3%	$16.2B+0.9%	$16.0B+12.3%	$14.3B
Cash & Equivalents	$1.6B-16.2%	$1.9B+112.1%	$891.2M-6.0%	$947.9M-53.8%	$2.0B+54.2%	$1.3B+205.8%	$434.7M+1.4%	$428.6M+3.0%	$416.1M+6.0%	$392.5M-5.1%	$413.8M-50.2%	$830.4M+124.9%	$369.2M-56.7%	$853.1M+125.1%	$379.0M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$1.9B0.0%	$1.9B0.0%	$1.9B0.0%	$1.9B+28.1%	$1.5B+5.5%	$1.4B+0.6%	$1.4B+26.6%	$1.1B+57.1%	$690.6M0.0%	$690.6M+0.6%	$686.3M+19.2%	$575.9M+34.5%	$428.2M0.0%	$428.2M+34.7%	$318.0M
Total Liabilities	$56.3B+2.3%	$55.1B+1.5%	$54.2B+6.2%	$51.1B+33.1%	$38.4B+6.3%	$36.1B+9.2%	$33.1B+15.9%	$28.5B+32.8%	$21.5B+4.8%	$20.5B+5.6%	$19.4B+14.6%	$16.9B+15.8%	$14.6B+0.7%	$14.5B+11.6%	$13.0B
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$1.7B-28.6%	$2.3B+61.5%	$1.4B-20.8%	$1.8B-28.3%	$2.5B-9.6%	$2.8B+3.5%	$2.7B-1.1%	$2.7B
Total Equity	$7.8B+5.0%	$7.4B+10.9%	$6.7B+4.7%	$6.4B+25.9%	$5.1B+10.7%	$4.6B+4.7%	$4.4B+30.9%	$3.4B+32.3%	$2.5B+6.6%	$2.4B+7.7%	$2.2B+18.5%	$1.9B+20.9%	$1.5B+2.6%	$1.5B+19.7%	$1.3B
Retained Earnings	$1.9B+19.7%	$1.6B+8.6%	$1.5B+20.8%	$1.2B+37.9%	$883.6M+44.6%	$611.2M+37.8%	$443.6M+48.0%	$299.6M+38.3%	$216.7M+25.5%	$172.8M+38.0%	$125.2M-4.3%	$130.8M+23.0%	$106.3M+13.7%	$93.5M+19.0%	$78.6M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$66.3B+5.8%	$64.5B+4.2%	$64.1B+2.6%	$63.0B+1.5%	$62.7B+1.0%	$61.9B+1.4%	$62.5B+2.6%	$62.1B+1.5%
Cash & Equivalents	$966.9M-18.5%	$1.2B-5.3%	$1.6B-16.2%	$1.4B+31.8%	$1.2B+17.6%	$1.2B+30.1%	$1.9B+112.1%	$1.0B-9.1%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$1.9B0.0%	$1.9B0.0%	$1.9B0.0%	$1.9B0.0%	$1.9B0.0%	$1.9B0.0%	$1.9B0.0%	$1.9B0.0%
Total Liabilities	$58.4B+5.9%	$56.6B+4.2%	$56.3B+2.3%	$55.3B+0.4%	$55.1B-0.3%	$54.4B+0.2%	$55.1B+1.5%	$55.1B+1.0%
Total Equity	$7.9B+4.5%	$7.8B+4.4%	$7.8B+5.0%	$7.7B+10.4%	$7.6B+12.4%	$7.5B+11.5%	$7.4B+10.9%	$7.0B+5.2%
Retained Earnings	$2.1B+24.1%	$2.0B+22.5%	$1.9B+19.7%	$1.8B+15.2%	$1.7B+11.8%	$1.6B+8.5%	$1.6B+8.6%	$1.6B+6.2%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

VLYPN Cash Flow Statement

VLYPN quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$575.0M	$343.8M-37.3%	$548.5M+45.0%	$378.2M-73.5%	$1.4B+70.6%	$837.1M+411.8%	$163.6M-37.6%	$261.9M-13.8%	$304.0M-50.9%	$619.2M+47.7%	$419.2M+170.6%	$154.9M-15.8%	$184.0M-35.5%	$285.4M-11.7%	$323.3M+69.0%	$191.3M
Depreciation & Amortization	N/A	$38.1M-12.8%	$43.7M+0.7%	$43.4M+5.3%	$41.2M+43.1%	$28.8M-5.9%	$30.6M+4.1%	$29.4M+6.5%	$27.6M+11.3%	$24.8M+1.6%	$24.4M+15.6%	$21.1M+8.2%	$19.5M-1.0%	$19.7M+6.5%	$18.5M+12.8%	$16.4M
Stock-Based Compensation	N/A	$27.3M-5.9%	$29.0M-12.4%	$33.1M+15.0%	$28.8M+37.8%	$20.9M+29.3%	$16.2M+9.7%	$14.7M-24.4%	$19.5M+59.6%	$12.2M+21.7%	$10.0M+32.4%	$7.6M+1.1%	$7.5M+23.7%	$6.1M+25.7%	$4.8M+52.6%	$3.2M
Capital Expenditures	$16.7M	$18.1M+12.1%	$16.1M-78.8%	$76.0M+10.3%	$68.9M+74.8%	$39.4M+60.2%	$24.6M+5.3%	$23.4M-11.6%	$26.4M+45.9%	$18.1M-12.5%	$20.7M-39.2%	$34.0M+55.7%	$21.9M+47.2%	$14.9M-34.7%	$22.7M+38.6%	$16.4M
Free Cash Flow	$558.3M	$325.7M-38.8%	$532.4M+76.2%	$302.1M-77.8%	$1.4B+70.4%	$797.7M+474.1%	$139.0M-41.8%	$238.5M-14.0%	$277.5M-53.8%	$601.1M+50.9%	$398.5M+229.6%	$120.9M-25.4%	$162.1M-40.1%	$270.5M-10.0%	$300.6M+71.8%	$174.9M
Investing Cash Flow	-$3.8B	-$2.2B-205.2%	-$709.3M+78.8%	-$3.3B+50.7%	-$6.8B-528.0%	-$1.1B+47.0%	-$2.0B-127.1%	-$897.3M+68.4%	-$2.8B-83.5%	-$1.5B-1.3%	-$1.5B+10.2%	-$1.7B-232.4%	-$511.6M+34.9%	-$786.0M-527.9%	$183.7M+195.3%	-$192.8M
Financing Cash Flow	$3.0B	$1.5B+30.6%	$1.2B-60.2%	$2.9B-31.5%	$4.3B+341.5%	$964.4M-65.2%	$2.8B+331.6%	$641.5M-74.8%	$2.5B+167.7%	$951.9M-12.4%	$1.1B-3.7%	$1.1B+43.1%	$788.8M+4615.1%	$16.7M+150.7%	-$33.0M-331.1%	$14.3M
Dividends Paid	$247.7M	$248.9M+9.1%	$228.2M+1.2%	$225.4M+9.4%	$206.0M+14.7%	$179.7M+1.0%	$178.0M+21.4%	$146.5M+5.5%	$138.9M+19.8%	$115.9M+3.6%	$111.8M+9.3%	$102.3M+16.1%	$88.1M-31.8%	$129.3M+2.7%	$125.9M+7.8%	$116.8M
Share Buybacks	$130.6M	$63.0M	$0-100.0%	$2.1M-91.3%	$24.1M+0.9%	$23.9M+344.9%	$5.4M+197.7%	$1.8M-52.5%	$3.8M+43.7%	$2.6M-17.1%	$3.2M+51.4%	$2.1M+24.9%	$1.7M+119.8%	$768K	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$163.5M+2.8%	$209.6M+1324.4%	$196.6M-49.9%	$5.2M+103.3%	$159.2M-25.6%	-$17.1M-117.2%	$392.2M+240.8%	-$157.2M-142.0%
Depreciation & Amortization	$8.8M-12.6%	$9.1M-8.3%	$9.4M-24.8%	$8.8M-9.5%	$10.0M-6.4%	$9.9M-8.4%	$12.5M+10.6%	$9.7M-9.1%
Stock-Based Compensation	$8.6M+26.5%	$7.7M+12.1%	N/A	$4.4M-39.7%	$6.8M-10.5%	$6.8M-15.6%	N/A	$7.3M-15.1%
Capital Expenditures	$3.3M+7.7%	$1.4M-54.1%	$9.1M+42.3%	$2.8M-16.0%	$3.1M+13.4%	$3.0M-16.3%	$6.4M+43.5%	$3.3M-84.9%
Free Cash Flow	$160.2M+2.7%	$208.2M+1132.5%	$187.5M-51.4%	$2.3M+101.5%	$156.0M-26.1%	-$20.2M-121.0%	$385.8M+236.3%	-$160.5M-145.6%
Investing Cash Flow	-$1.9B-97.8%	-$805.5M-359.5%	-$915.2M-295.0%	-$92.7M+43.3%	-$981.3M+11.4%	-$175.3M-290.6%	$469.4M+555.2%	-$163.5M+38.5%
Financing Cash Flow	$1.6B+102.0%	$171.7M+136.2%	$931.7M+8259.0%	$271.5M-22.8%	$784.9M-18.4%	-$474.0M-234.1%	-$11.4M-108.8%	$351.5M+138.3%
Dividends Paid	$61.1M-2.0%	$62.9M0.0%	$61.8M+6.8%	$61.8M+10.3%	$62.3M+10.7%	$62.9M+8.6%	$57.9M+3.5%	$56.1M+0.3%
Share Buybacks	$20.1M+828.6%	$51.8M+2296.0%	$46.6M	$12.0M	$2.2M	$2.2M	$0-100.0%	$0-100.0%

VLYPN Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

VLYPN quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	29.5%+9.0pp	20.5%-5.8pp	26.4%-4.2pp	30.5%-4.2pp	34.7%+4.7pp	30.0%+2.2pp	27.8%+1.5pp	26.4%+5.4pp	21.0%-2.3pp	23.3%+7.1pp	16.2%-4.8pp	21.0%-1.9pp	22.9%-0.6pp	23.5%+0.9pp	22.6%
Return on Equity	7.7%+2.6pp	5.1%-2.3pp	7.4%-1.5pp	8.9%-0.4pp	9.3%+0.8pp	8.5%+1.4pp	7.1%-0.7pp	7.8%+1.4pp	6.4%-0.7pp	7.1%+2.4pp	4.7%-1.6pp	6.2%-2.3pp	8.6%-1.0pp	9.6%-1.0pp	10.6%
Return on Assets	0.9%+0.3pp	0.6%-0.2pp	0.8%-0.2pp	1.0%-0.1pp	1.1%+0.1pp	1.0%+0.1pp	0.8%0.0pp	0.8%+0.2pp	0.7%-0.1pp	0.7%+0.3pp	0.5%-0.1pp	0.6%-0.2pp	0.8%-0.1pp	0.9%0.0pp	0.9%
Debt-to-Equity	7.21-0.2x	7.40-0.7x	8.09+0.1x	7.98+0.4x	7.55-0.3x	7.86+0.3x	7.54+7.0x	0.49-0.4x	0.91+0.3x	0.60-0.2x	0.82-0.5x	1.36-0.5x	1.810.0x	1.80-0.4x	2.17
Asset Turnover	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.04
FCF Margin	16.1%-12.7pp	28.7%+12.8pp	16.0%-57.0pp	73.0%+14.6pp	58.4%+47.8pp	10.7%-10.8pp	21.4%-6.6pp	28.0%-49.9pp	77.9%+22.7pp	55.2%+36.2pp	19.1%-10.3pp	29.3%-17.6pp	46.9%-2.3pp	49.2%+19.4pp	29.8%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	30.5%+3.6pp	30.3%+8.2pp	36.1%+11.7pp	32.0%+11.2pp	26.9%+11.4pp	22.2%+1.0pp	24.4%+8.5pp	20.8%-9.2pp
Return on Equity	2.2%+0.4pp	2.1%+0.7pp	2.5%+0.9pp	2.1%+0.7pp	1.8%+0.7pp	1.4%0.0pp	1.6%+0.5pp	1.4%-0.7pp
Return on Assets	0.3%+0.1pp	0.3%+0.1pp	0.3%+0.1pp	0.3%+0.1pp	0.2%+0.1pp	0.2%0.0pp	0.2%+0.1pp	0.2%-0.1pp
Debt-to-Equity	7.38+0.1x	7.230.0x	7.21-0.2x	7.19-0.7x	7.28-0.9x	7.25-0.8x	7.40-0.7x	7.91-0.3x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	28.6%-2.9pp	38.5%+42.8pp	34.6%-46.7pp	0.5%+34.5pp	31.5%-15.1pp	-4.2%-25.3pp	81.4%+144.3pp	-34.1%-108.8pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Where Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C Ranks

Frequently Asked Questions

What is Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C's annual revenue?

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C (VLYPN) reported $2.0B in total revenue for fiscal year 2025. This represents a 9.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C's revenue growing?

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C (VLYPN) revenue grew by 9.3% year-over-year, from $1.9B to $2.0B in fiscal year 2025.

Is Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C profitable?

Yes, Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C (VLYPN) reported a net income of $598.0M in fiscal year 2025, with a net profit margin of 29.5%.

What is Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C's earnings per share (EPS)?

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C (VLYPN) reported diluted earnings per share of $1.01 for fiscal year 2025. This represents a 46.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

What is Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C's net profit margin?

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C (VLYPN) had a net profit margin of 29.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C pay dividends?

Yes, Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C (VLYPN) paid $0.44 per share in dividends during fiscal year 2025.

What is Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C's return on equity (ROE)?

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C (VLYPN) has a return on equity of 7.7% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C's free cash flow?

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C (VLYPN) generated $325.7M in free cash flow during fiscal year 2025. This represents a -38.8% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C's operating cash flow?

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C (VLYPN) generated $343.8M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C's total assets?

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C (VLYPN) had $64.1B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C's capital expenditures?

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C (VLYPN) invested $18.1M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C buy back shares?

Yes, Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C (VLYPN) spent $63.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C have outstanding?

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C (VLYPN) had 555M shares outstanding as of fiscal year 2025.

What is Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C's debt-to-equity ratio?

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C (VLYPN) had a debt-to-equity ratio of 7.21 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C's return on assets (ROA)?

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C (VLYPN) had a return on assets of 0.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C's Piotroski F-Score?

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C (VLYPN) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C's earnings high quality?

Valley National Bancorp 8.250% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C (VLYPN) has an earnings quality ratio of 0.57x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.