Vroom, Inc. (VRM) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 2, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q2 FY2026, filed Aug 4, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the VRM SEC filings page.
Vroom, Inc. (VRM) reported $157.8M in revenue over the twelve months to Jun 30, 2026, down 4.7% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 8 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Vroom’s latest results show a shift from operating cash consumption to positive cash generation despite shrinking revenue and persistent losses.
The key change is earnings quality: in FY2025, a net loss of$53.1M coexisted with operating cash flow of$75.2M , unlike FY2024. That reversal, while revenue fell from$168.8M to$157.5M , indicates cash was supported by non-cash charges or working-capital movements rather than sales growth; the available figures do not isolate which.
The cash result is also capital-light: FY2025 operating cash flow of
The balance sheet remains highly leveraged relative to equity: debt-to-equity was 3.6x in FY2025, signaling a relatively thin equity cushion. Total liabilities were
Financial Health Signals
Scored against emerging companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Vroom, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Vroom, Inc. held $10.4M in cash, cash equivalents and investments at the end of fiscal year 2025, and its operations generated $75.2M of cash that year. Cash Runway ranks emerging companies on the size of that balance against the outflow behind it, and Vroom, Inc. scores 86/100 among other emerging companies.
Vroom, Inc. had 5M shares outstanding at the end of fiscal year 2025. Dilution ranks emerging companies on how fast that count has grown over three years, where a slower rise is the better one, and Vroom, Inc. scores 15/100 among other emerging companies.
Not available for Vroom, Inc., and counted as zero in the overall score.
Vroom, Inc. reported revenue of $157.5M in fiscal year 2025, against $168.8M in fiscal year 2024. Revenue Progress ranks emerging companies on the three-year path of that line, and Vroom, Inc. scores 3/100 among other emerging companies.
Vroom, Inc.'s operations generated $75.2M of cash in fiscal year 2025, against $97.0M used in fiscal year 2024. Burn Trend ranks emerging companies on which way that figure has moved over three years, and Vroom, Inc. scores 89/100 among other emerging companies.
Vroom, Inc.'s cash, cash equivalents and investments came to $10.4M at the end of fiscal year 2025, against $820.8M of total liabilities. Balance Sheet ranks emerging companies on that comparison, and Vroom, Inc. scores 3/100 among other emerging companies.
Vroom, Inc. passes 4 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.
Vroom, Inc. reported a net loss of $53.0M while generating $75.2M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal.
Key Financial Metrics
Earnings & Revenue
Vroom, Inc. generated $40.3M in revenue in Q2 2026. This represents a decrease of 2.7% from the same quarter a year earlier. Against the prior quarter it is up 7.1%.
Vroom, Inc. reported $628K in net income in Q2 2026. This represents an increase of 107.4% from the same quarter a year earlier. Against the prior quarter it is up 103.3%.
Vroom, Inc. earned -$0.01 per diluted share (EPS) in Q2 2026. This represents an increase of 99.4% from the same quarter a year earlier. Against the prior quarter it is up 99.7%.
Not reported for Q2 2026.
Cash & Balance Sheet
Vroom, Inc. generated $17.3M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 8.5% from the same quarter a year earlier. Against the prior quarter it is up 2.6%.
Vroom, Inc. held $16.4M in cash against $489.4M in long-term debt as of Q2 2026.
Not reported for Q2 2026.
Margins & Returns
Vroom, Inc.'s net profit margin was 1.6% in Q2 2026, showing the share of revenue converted to profit. This is up 22.1 percentage points from the same quarter a year earlier. Against the prior quarter it is up 52.2 percentage points.
Vroom, Inc.'s ROE was 0.6% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 6.2 percentage points from the same quarter a year earlier. Against the prior quarter it is up 20.0 percentage points.
Not reported for Q2 2026.
Not reported for Q2 2026.
Capital Allocation
Vroom, Inc. invested $1.3M in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 24.5% from the same quarter a year earlier. Against the prior quarter it is down 15.4%.
Not reported for Q2 2026.
Not reported for Q2 2026.
VRM Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $40.3M-2.7% | $37.6M+3.9% | $38.9M-8.4% | $41.0M-10.0% | $41.4M-9.8% | $36.2M+3.8% | $42.5M-82.0% | $45.6M-80.7% |
| SG&A Expenses | $18.8M-11.1% | $19.1M+19.2% | $16.8M-18.7% | $16.3M-35.8% | $21.1M-22.4% | $16.1M-33.4% | $20.6M+107.8% | $25.4M-68.1% |
| Interest Expense | $1.1M+52.3% | $1.2M+152.5% | $913K+103.6% | $706K-55.9% | $698K-95.3% | $480K-96.7% | -$25.1M-253.9% | $1.6M-86.7% |
| Income Tax | -$24K-140.7% | $192K+28.0% | -$59K-112.7% | $144K+16.1% | $59K+135.3% | $150K-65.6% | $463K+150.3% | $124K+6.0% |
| Net Income | $628K+107.4% | -$19.1M-200.1% | -$11.4M+68.8% | -$26.8M+32.6% | -$8.5M+59.8% | -$6.4M+90.6% | -$36.6M+74.1% | -$39.7M+52.0% |
| EPS (Basic) | -$0.01+99.4% | -$3.77-206.5% | -$2.20+88.8% | -$5.15+76.6% | -$1.65+86.0% | -$1.23+96.7% | -$19.68+75.6% | -$21.99+53.6% |
| EPS (Diluted) | -$0.01+99.4% | -$3.77-206.5% | -$2.20 | -$5.15 | -$1.65 | -$1.23 | -$19.68+75.6% | -$21.99+53.6% |
| Diluted Shares (Avg) | 5M+0.8% | 5M+0.8% | N/A | 5M | 5M | 5M | N/A | 2M+3.5% |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.
VRM Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $941.3M-3.9% | $937.8M-5.3% | $937.4M-12.1% | $949.2M-15.5% | $979.8M-17.0% | $990.0M-19.0% | $1.1B-27.7% | $1.1B-31.8% |
| Cash & Equivalents | $16.4M+14.7% | $14.5M-0.6% | $10.4M-64.6% | $12.4M-75.7% | $14.3M-77.5% | $14.6M-84.0% | $29.3M-78.4% | $51.1M-75.5% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities | $820.3M-0.9% | $818.2M-1.6% | $820.8M-25.2% | $822.6M-26.5% | $827.8M-27.2% | $831.3M-28.4% | $1.1B-18.6% | $1.1B-19.4% |
| Long-Term Debt | $489.4M-13.2% | $578.0M-11.8% | $423.2M+11.0% | $492.1M-32.5% | $563.7M-29.1% | $655.4M+19.6% | $381.4M-16.0% | $729.4M+39.9% |
| Total Equity | $99.8M-34.3% | $98.4M-38.0% | $116.6M+476.9% | $126.6M+2603.7% | $151.9M+252.2% | $158.6M+158.0% | -$30.9M-124.2% | $4.7M-98.2% |
| Retained Earnings | -$72.7M-389.2% | -$72.7M-1044.4% | -$53.0M+97.5% | -$41.6M+98.0% | -$14.9M+99.3% | -$6.4M+99.7% | -$2.1B-8.4% | -$2.1B-14.5% |
Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Goodwill, Current Liabilities, Non-Current Liabilities.
VRM Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $18.6M+5.2% | $18.4M+9.3% | $21.2M+196.0% | $19.4M+161.1% | $17.7M+126.7% | $16.8M-27.2% | -$22.1M+79.5% | -$31.7M+83.6% |
| Depreciation & Amortization | $1.5M+99.7% | $1.3M+133.0% | $1.0M-85.5% | $998K-86.0% | $742K-89.7% | $575K-92.5% | $7.1M-3.7% | $7.1M-2.6% |
| Stock-Based Compensation | $1.2M+1.1% | $1.4M+190.6% | N/A | $1.2M+29.8% | $1.1M+22.1% | $491K-62.9% | N/A | $893K-49.8% |
| Capital Expenditures | $1.3M-24.5% | $1.5M+4.6% | $1.7M+21.1% | $2.2M+86.0% | $1.7M+510.3% | $1.5M+128.1% | $1.4M+97.1% | $1.2M+75.0% |
| Free Cash Flow | $17.3M+8.5% | $16.9M+9.8% | $19.6M+183.3% | $17.2M+152.2% | $16.0M+124.0% | $15.4M-31.6% | -$23.5M+78.4% | -$32.9M+83.1% |
| Investing Cash Flow | -$26.4M-42.1% | -$29.0M+39.1% | -$24.0M-197.6% | -$17.9M-157.4% | -$18.6M-152.0% | -$47.7M-216.1% | $24.6M-31.1% | $31.1M-27.2% |
| Financing Cash Flow | $9.4M+1747.3% | $18.0M-51.2% | $1.6M+107.3% | -$1.2M+90.3% | $509K-68.4% | $37.0M+127.9% | -$22.3M-181.1% | -$12.8M-109.5% |
Not reported in any period shown, so not listed: Dividends Paid, Share Buybacks.
VRM Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Net Margin | 1.6%+22.1pp | -50.7%-33.1pp | -29.3%+56.8pp | -65.3%+21.9pp | -20.6%+25.6pp | -17.5% | -86.1%-26.3pp | -87.2%-52.1pp |
| Return on Equity | 0.6%+6.2pp | -19.4%-15.4pp | -9.8% | -21.1%+827.5pp | -5.6%+43.5pp | -4.0%+106.0pp | N/A | -848.7%-817.3pp |
| Return on Assets | 0.1%+0.9pp | -2.0%-1.4pp | -1.2%+2.2pp | -2.8%+0.7pp | -0.9%+0.9pp | -0.6%+4.9pp | -3.4%+6.1pp | -3.5%+1.5pp |
| Debt-to-Equity | 4.90+1.2x | 5.87+1.7x | 3.63 | 3.89-151.9x | 3.71-14.7x | 4.13-4.8x | N/A | 155.75+153.8x |
| Asset Turnover | 0.040.0x | 0.040.0x | 0.040.0x | 0.040.0x | 0.040.0x | 0.040.0x | 0.04-0.1x | 0.04-0.1x |
| FCF Margin | 43.0%+4.4pp | 44.9%+2.4pp | 50.3%+105.7pp | 41.9%+114.1pp | 38.5% | 42.5%-22.0pp | -55.4%-9.3pp | -72.2%+10.2pp |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Vroom, Inc. VRM | FY2025 | $157.5M | -$53.0M | -33.7% | $47.3M | 33/100 |
| America's Car Mart Inc CRMT | FY2026 | $1.3B | -$139.2M | -10.9% | $8.2M | 12/100 |
| SunCar Technology Group Inc. SDA | FY2024 | $441.9M | -$64.5M | -14.6% | $44.0M | 30/100 |
| Jiuzi Holdings, Inc. JZXN | FY2025 | $2.9M | -$10.2M | N/A | $55.6M | 53/100 |
| Autozi Internet Technology (Global) Ltd. AZI | FY2025 | N/A | -$16.6M | N/A | $77.6M | — |
Where Vroom, Inc. Ranks
Frequently Asked Questions
What is Vroom, Inc.'s annual revenue?
Vroom, Inc. (VRM) reported $157.5M in total revenue for fiscal year 2025. This represents a -6.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Vroom, Inc.'s revenue growing?
Vroom, Inc. (VRM) revenue declined by 6.7% year-over-year, from $168.8M to $157.5M in fiscal year 2025.
Is Vroom, Inc. profitable?
No, Vroom, Inc. (VRM) reported a net income of -$53.0M in fiscal year 2025, with a net profit margin of -33.7%.
How much debt does Vroom, Inc. have?
As of fiscal year 2025, Vroom, Inc. (VRM) had $10.4M in cash and equivalents against $423.2M in long-term debt.
What is Vroom, Inc.'s net profit margin?
Vroom, Inc. (VRM) had a net profit margin of -33.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Vroom, Inc.'s return on equity (ROE)?
Vroom, Inc. (VRM) has a return on equity of -45.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Vroom, Inc.'s free cash flow?
Vroom, Inc. (VRM) generated $68.1M in free cash flow during fiscal year 2025. This represents a 167.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Vroom, Inc.'s operating cash flow?
Vroom, Inc. (VRM) generated $75.2M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Vroom, Inc.'s total assets?
Vroom, Inc. (VRM) had $937.4M in total assets as of fiscal year 2025, including both current and long-term assets.
What are Vroom, Inc.'s capital expenditures?
Vroom, Inc. (VRM) invested $7.1M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Vroom, Inc.'s debt-to-equity ratio?
Vroom, Inc. (VRM) had a debt-to-equity ratio of 3.63 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Vroom, Inc.'s return on assets (ROA)?
Vroom, Inc. (VRM) had a return on assets of -5.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Vroom, Inc.'s P/E ratio?
Vroom, Inc. (VRM) has no price-to-earnings ratio at the moment: net loss, so no earnings multiple (trailing 12 months to June 30, 2026). The market capitalization is $47.3M as of Oct 2, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Vroom, Inc.'s price-to-sales ratio?
Vroom, Inc. (VRM) trades at 0.3x sales, its market capitalization divided by revenue of $157.8M revenue, trailing 12 months to June 30, 2026. The market capitalization is $47.3M as of Oct 2, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Vroom, Inc.'s Piotroski F-Score?
Vroom, Inc. (VRM) has a Piotroski F-Score of 4 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Vroom, Inc.'s earnings high quality?
Vroom, Inc. (VRM) reported a net loss of $53.0M while generating $75.2M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Vroom, Inc.?
Vroom, Inc. (VRM) scores 33 out of 100 on our Financial Health Score, indicating weak standing within its emerging companies peer group. The score is a 0-100 composite of six dimensions (Cash Runway, Dilution, R&D Intensity, Revenue Progress, Burn Trend, Balance Sheet), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.