What is WESBANCO INC D/S SER B's earnings per share (EPS)?

WESBANCO INC D/S SER B (WSBCL) reported diluted earnings per share of $2.23 for fiscal year 2025. This represents a -1.3% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

WESBANCO INC D/S SER B Financials

WSBCL

Source SEC Filings (10-K/10-Q) Data as of Mar 31, 2026 Currency USD FYE December

This page shows WESBANCO INC D/S SER B (WSBCL) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI WSBCL FY2025 2026-04-22

Balance-sheet expansion lifted revenue, but heavier funding costs and dilution kept profit per share from following.

From FY2023 to FY2025, assets expanded 56.4% while revenue rose 78.8%. Yet return on assets stayed near 0.8% and debt-to-equity stayed around 5.9x, which implies the company scaled mainly by adding a larger liability-funded balance sheet rather than by making each asset dollar earn more.

Cash conversion looks dependable: operating cash flow reached $290M against net income of $223M in FY2025, and that relationship also held in the prior two years. With capital spending only $10M, this is a low-capital-intensity model where free cash flow depends much more on balance-sheet earnings than on ongoing physical reinvestment, so most operating cash survives past maintenance needs.

Interest burden is the clearest drag on efficiency: interest expense climbed to $458M in FY2025 from $230M in FY2023, even as revenue grew. Net income still reached $223M, but share count expansion left diluted EPS near FY2024 levels, so a larger business did not translate into much more profit for each share.

Financial Health Signals

Financial health score pending refresh

We are recalculating WESBANCO INC D/S SER B's peer-relative financial health score against the latest fiscal year. It will appear here once the refresh completes. The signals and metrics below are current.

Piotroski F-Score Partial

4/6

WESBANCO INC D/S SER B passes 4 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.30x

For every $1 of reported earnings, WESBANCO INC D/S SER B generates $1.30 in operating cash flow ($290.4M OCF vs $223.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$1.3B

YoY+54.1%

5Y CAGR+18.6%

10Y CAGR+17.1%

WESBANCO INC D/S SER B generated $1.3B in revenue in fiscal year 2025. This represents an increase of 54.1% from the prior year.

EBITDA

N/A

Net Income

$223.1M

YoY+47.3%

5Y CAGR+12.8%

10Y CAGR+10.7%

WESBANCO INC D/S SER B reported $223.1M in net income in fiscal year 2025. This represents an increase of 47.3% from the prior year.

EPS (Diluted)

$2.23

YoY-1.3%

5Y CAGR+4.7%

10Y CAGR+0.4%

WESBANCO INC D/S SER B earned $2.23 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 1.3% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$280.0M

YoY+39.5%

5Y CAGR+40.0%

10Y CAGR+13.5%

WESBANCO INC D/S SER B generated $280.0M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 39.5% from the prior year.

Cash & Debt

$956.1M

YoY+68.3%

5Y CAGR+1.1%

10Y CAGR+27.1%

WESBANCO INC D/S SER B held $956.1M in cash against $0 in long-term debt as of fiscal year 2025.

Dividends Per Share

$1.49

YoY+2.8%

5Y CAGR+3.1%

10Y CAGR+4.9%

WESBANCO INC D/S SER B paid $1.49 per share in dividends in fiscal year 2025. This represents an increase of 2.8% from the prior year.

Shares Outstanding

96M

YoY+43.6%

5Y CAGR+7.4%

10Y CAGR+9.6%

WESBANCO INC D/S SER B had 96M shares outstanding in fiscal year 2025. This represents an increase of 43.6% from the prior year.

Margins & Returns

Gross Margin

N/A

Operating Margin

N/A

Net Margin

17.5%

YoY-0.8pp

5Y CAGR-5.0pp

10Y CAGR-13.3pp

WESBANCO INC D/S SER B's net profit margin was 17.5% in fiscal year 2025, showing the share of revenue converted to profit. This is down 0.8 percentage points from the prior year.

Return on Equity

5.5%

YoY+0.1pp

5Y CAGR+1.1pp

10Y CAGR-1.7pp

WESBANCO INC D/S SER B's ROE was 5.5% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 0.1 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

N/A

Capital Expenditures

$10.4M

YoY+0.9%

5Y CAGR+6.7%

10Y CAGR+0.9%

WESBANCO INC D/S SER B invested $10.4M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 0.9% from the prior year.

WSBCL Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$1.3B+54.1%	$825.6M+16.0%	$711.5M+38.5%	$513.7M+5.9%	$485.0M-10.4%	$541.3M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$624.6M+55.4%	$401.9M+3.0%	$390.0M+9.3%	$357.0M+1.1%	$353.1M-0.5%	$354.8M
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$457.6M+31.7%	$347.4M+50.9%	$230.2M+485.1%	$39.3M+45.5%	$27.0M-56.3%	$61.8M
Income Tax	$56.1M+67.0%	$33.6M-4.0%	$35.0M-20.9%	$44.3M-25.7%	$59.6M+158.7%	$23.0M
Net Income	$223.1M+47.3%	$151.5M-4.7%	$159.0M-17.2%	$192.1M-20.7%	$242.3M+98.5%	$122.0M
EPS (Diluted)	$2.23-1.3%	$2.26-10.0%	$2.51-16.9%	$3.02-14.4%	$3.53+99.4%	$1.77

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Revenue	$325.6M-4.1%	$339.4M-1.0%	$342.9M+1.9%	$336.4M+32.8%	$253.2M+18.6%	$213.6M-0.1%	$213.7M+5.3%	$203.0M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$146.7M-0.8%	$147.9M-5.3%	$156.2M-16.3%	$186.5M+39.2%	$134.0M+32.5%	$101.1M-0.1%	$101.2M-1.2%	$102.4M
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$110.2M-5.9%	$117.1M-7.2%	$126.2M+5.5%	$119.6M+26.3%	$94.7M+8.8%	$87.1M-5.9%	$92.6M+7.2%	$86.4M
Income Tax	$22.8M-3.1%	$23.5M+19.1%	$19.7M+45.6%	$13.6M+2114.6%	-$673K-105.5%	$12.3M+64.1%	$7.5M+23.0%	$6.1M
Net Income	$88.6M-2.7%	$91.1M+9.0%	$83.6M+45.6%	$57.4M+738.5%	-$9.0M-118.1%	$49.6M+33.2%	$37.3M+28.9%	$28.9M
EPS (Diluted)	$0.88	N/A	$0.84+47.4%	$0.57+480.0%	$-0.15	N/A	$0.54+22.7%	$0.44

WSBCL Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$27.7B+48.2%	$18.7B+5.5%	$17.7B+4.6%	$16.9B0.0%	$16.9B+3.1%	$16.4B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$956.1M+68.3%	$568.1M-4.6%	$595.4M+45.8%	$408.4M-67.4%	$1.3B+38.2%	$905.4M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$1.6B+45.5%	$1.1B0.0%	$1.1B0.0%	$1.1B0.0%	$1.1B0.0%	$1.1B
Total Liabilities	$23.7B+48.9%	$15.9B+4.7%	$15.2B+4.6%	$14.5B+1.9%	$14.2B+4.1%	$13.7B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$4.0B+44.5%	$2.8B+10.2%	$2.5B+4.4%	$2.4B-9.9%	$2.7B-2.3%	$2.8B
Retained Earnings	$1.3B+5.1%	$1.2B+4.3%	$1.1B+6.0%	$1.1B+10.2%	$977.8M+17.6%	$831.7M

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Total Assets	$27.5B-0.8%	$27.7B+0.6%	$27.5B-0.2%	$27.6B+0.6%	$27.4B+46.7%	$18.7B+0.9%	$18.5B+2.1%	$18.1B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$960.4M+0.4%	$956.1M-5.2%	$1.0B-12.9%	$1.2B+6.0%	$1.1B+92.2%	$568.1M-8.5%	$620.9M+27.5%	$486.8M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	$1.6B0.0%	$1.6B0.0%	$1.6B0.0%	$1.6B+45.5%	$1.1B	N/A	N/A
Total Liabilities	$23.4B-1.1%	$23.7B+1.1%	$23.4B-1.5%	$23.8B+0.5%	$23.6B+48.7%	$15.9B+1.2%	$15.7B+0.8%	$15.6B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$4.1B+1.0%	$4.0B-2.1%	$4.1B+7.8%	$3.8B+1.0%	$3.8B+35.5%	$2.8B-0.4%	$2.8B+10.1%	$2.5B
Retained Earnings	$1.3B+3.8%	$1.3B+3.5%	$1.2B+3.9%	$1.2B+1.7%	$1.1B-3.9%	$1.2B+1.9%	$1.2B+0.9%	$1.2B

WSBCL Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$290.4M+37.6%	$211.0M+24.6%	$169.3M-17.1%	$204.1M-39.3%	$336.3M+464.2%	$59.6M
Capital Expenditures	$10.4M+0.9%	$10.3M-54.1%	$22.5M+181.7%	$8.0M-6.4%	$8.5M+13.0%	$7.6M
Free Cash Flow	$280.0M+39.5%	$200.7M+36.7%	$146.8M-25.2%	$196.2M-40.2%	$327.8M+529.6%	$52.1M
Investing Cash Flow	-$71.0M+93.1%	-$1.0B-92.5%	-$535.2M+49.9%	-$1.1B-225.2%	-$328.5M-668.4%	$57.8M
Financing Cash Flow	$168.6M-78.7%	$791.9M+43.2%	$552.9M+2523.6%	$21.1M-93.8%	$338.1M-38.9%	$553.3M
Dividends Paid	$125.2M+43.3%	$87.4M+6.2%	$82.3M+1.2%	$81.3M-6.0%	$86.5M+1.4%	$85.3M
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Operating Cash Flow	$106.6M+12.3%	$94.9M-18.8%	$116.9M+11.3%	$105.0M+497.6%	-$26.4M-139.2%	$67.4M+11.0%	$60.7M+233.9%	$18.2M
Capital Expenditures	N/A	-$2.7M-233.7%	$2.0M-70.7%	$6.8M+56.4%	$4.3M-5.8%	$4.6M+19.7%	$3.8M+543.1%	-$866K
Free Cash Flow	N/A	$92.3M-19.7%	$114.9M+16.9%	$98.3M+419.6%	-$30.7M-148.9%	$62.8M+10.4%	$56.9M+228.4%	$17.3M
Investing Cash Flow	$160.5M+174.5%	-$215.5M-82.6%	-$118.0M-21.6%	-$97.1M-127.0%	$359.5M+234.5%	-$267.3M-14.7%	-$233.1M+35.0%	-$358.7M
Financing Cash Flow	-$262.8M-483.9%	$68.4M+146.4%	-$147.7M-357.6%	$57.3M-69.9%	$190.5M+29.5%	$147.1M-52.0%	$306.5M-3.5%	$317.6M
Dividends Paid	$36.9M+21.6%	$30.3M-13.9%	$35.2M+0.1%	$35.2M+43.4%	$24.5M+2.8%	$23.8M+12.4%	$21.2M+0.2%	$21.2M
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

WSBCL Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	17.5%-0.8pp	18.4%-4.0pp	22.4%-15.0pp	37.4%-12.6pp	50.0%+27.4pp	22.6%
Return on Equity	5.5%+0.1pp	5.4%-0.8pp	6.3%-1.6pp	7.9%-1.1pp	9.0%+4.6pp	4.4%
Return on Assets	0.8%0.0pp	0.8%-0.1pp	0.9%-0.2pp	1.1%-0.3pp	1.4%+0.7pp	0.7%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	5.87+0.2	5.70-0.3	5.99+0.0	5.98+0.7	5.29+0.3	4.96
FCF Margin	22.0%-2.3pp	24.3%+3.7pp	20.6%-17.6pp	38.2%-29.4pp	67.6%+58.0pp	9.6%

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	27.2%+0.4pp	26.8%+2.5pp	24.4%+7.3pp	17.1%+20.6pp	-3.5%-26.8pp	23.2%+5.8pp	17.4%+3.2pp	14.2%
Return on Equity	2.2%-0.1pp	2.3%+0.2pp	2.0%+0.5pp	1.5%+1.7pp	-0.2%-2.0pp	1.8%+0.5pp	1.3%+0.2pp	1.1%
Return on Assets	0.3%0.0pp	0.3%+0.0pp	0.3%+0.1pp	0.2%+0.2pp	-0.0%-0.3pp	0.3%+0.1pp	0.2%+0.0pp	0.2%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	5.75-0.1	5.87+0.2	5.68-0.5	6.22-0.0	6.25+0.6	5.70+0.1	5.61-0.5	6.13
FCF Margin	N/A	27.2%-6.3pp	33.5%+4.3pp	29.2%+41.4pp	-12.1%-41.6pp	29.4%+2.8pp	26.6%+18.1pp	8.5%

Frequently Asked Questions

What is WESBANCO INC D/S SER B's annual revenue?

WESBANCO INC D/S SER B (WSBCL) reported $1.3B in total revenue for fiscal year 2025. This represents a 54.1% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is WESBANCO INC D/S SER B's revenue growing?

WESBANCO INC D/S SER B (WSBCL) revenue grew by 54.1% year-over-year, from $825.6M to $1.3B in fiscal year 2025.

Is WESBANCO INC D/S SER B profitable?

Yes, WESBANCO INC D/S SER B (WSBCL) reported a net income of $223.1M in fiscal year 2025, with a net profit margin of 17.5%.

What is WESBANCO INC D/S SER B's net profit margin?

WESBANCO INC D/S SER B (WSBCL) had a net profit margin of 17.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does WESBANCO INC D/S SER B pay dividends?

Yes, WESBANCO INC D/S SER B (WSBCL) paid $1.49 per share in dividends during fiscal year 2025.

What is WESBANCO INC D/S SER B's return on equity (ROE)?

WESBANCO INC D/S SER B (WSBCL) has a return on equity of 5.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is WESBANCO INC D/S SER B's free cash flow?

WESBANCO INC D/S SER B (WSBCL) generated $280.0M in free cash flow during fiscal year 2025. This represents a 39.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is WESBANCO INC D/S SER B's operating cash flow?

WESBANCO INC D/S SER B (WSBCL) generated $290.4M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are WESBANCO INC D/S SER B's total assets?

WESBANCO INC D/S SER B (WSBCL) had $27.7B in total assets as of fiscal year 2025, including both current and long-term assets.

What are WESBANCO INC D/S SER B's capital expenditures?

WESBANCO INC D/S SER B (WSBCL) invested $10.4M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does WESBANCO INC D/S SER B have outstanding?

WESBANCO INC D/S SER B (WSBCL) had 96M shares outstanding as of fiscal year 2025.

What is WESBANCO INC D/S SER B's debt-to-equity ratio?

WESBANCO INC D/S SER B (WSBCL) had a debt-to-equity ratio of 5.87 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is WESBANCO INC D/S SER B's return on assets (ROA)?

WESBANCO INC D/S SER B (WSBCL) had a return on assets of 0.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is WESBANCO INC D/S SER B's Piotroski F-Score?

WESBANCO INC D/S SER B (WSBCL) has a Piotroski F-Score of 4 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are WESBANCO INC D/S SER B's earnings high quality?

WESBANCO INC D/S SER B (WSBCL) has an earnings quality ratio of 1.30x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.