Newest figures come from the 10-Q for Q2 FY2026, filed Jul 30, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the WSBCO SEC filings page.
WesBanco, Inc. (WSBCO) reported $981.1M in revenue for fiscal year 2025, up 61.8% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
The 2025 expansion came from a much larger balance sheet, while margins and per-share earnings barely improved.
Scale increased faster than efficiency: revenue rose61.8% from FY2024 while assets grew48.2% , yet net margin slipped from25.0% to22.7% . That combination points to growth requiring substantially more financial resources rather than simply producing more profit from the existing platform.
Reported net income increased to
Cash conversion remained close to accounting earnings: operating cash flow was
Financial Health Signals
WesBanco, Inc. does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.
WesBanco, Inc. passes 4 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.
For every $1 of reported earnings, WesBanco, Inc. generates $1.30 in operating cash flow ($290.4M OCF vs $223.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
Earnings & Revenue
WesBanco, Inc. generated $275.8M in revenue in Q2 2026. This represents an increase of 5.8% from the same quarter a year earlier. Against the prior quarter it is up 7.2%.
WesBanco, Inc. reported $92.7M in net income in Q2 2026. This represents an increase of 61.4% from the same quarter a year earlier. Against the prior quarter it is up 4.6%.
WesBanco, Inc. earned $0.91 per diluted share (EPS) in Q2 2026. This represents an increase of 59.6% from the same quarter a year earlier. Against the prior quarter it is up 3.4%.
Not reported for Q2 2026.
Cash & Balance Sheet
WesBanco, Inc. held $871.8M in cash as of Q2 2026; long-term debt is not reported for that period.
WesBanco, Inc. paid $0.38 per share in dividends in Q2 2026. This represents an increase of 2.7% from the same quarter a year earlier. It is unchanged from the prior quarter.
Not reported for Q2 2026.
Margins & Returns
WesBanco, Inc.'s net profit margin was 33.6% in Q2 2026, showing the share of revenue converted to profit. This is up 11.6 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.9 percentage points.
WesBanco, Inc.'s ROE was 2.3% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.8 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.1 percentage points.
Not reported for Q2 2026.
Not reported for Q2 2026.
Capital Allocation
None of these metrics is reported for Q2 2026.
WSBCO Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $275.8M+5.8% | $257.2M+33.2% | $265.6M+63.0% | $261.6M+73.5% | $260.7M+76.2% | $193.2M+33.6% | $162.9M+10.2% | $150.8M+1.5% |
| SG&A Expenses | $149.1M-20.1% | $146.7M+9.5% | $147.9M+46.3% | $156.2M+54.4% | $186.5M+82.2% | $134.0M+37.8% | $101.1M+1.6% | $101.2M+3.3% |
| Interest Expense | $110.9M-7.3% | $110.2M+16.4% | $117.1M+34.5% | $126.2M+36.3% | $119.6M+38.4% | $94.7M+16.4% | $87.1M+18.4% | $92.6M+40.5% |
| Income Tax | $24.8M+83.3% | $22.8M+3486.2% | $23.5M+91.0% | $19.7M+163.1% | $13.6M+122.3% | -$673K-108.7% | $12.3M+43.8% | $7.5M+0.6% |
| Net Income | $92.7M+61.4% | $88.6M+1085.7% | $91.1M+83.6% | $83.6M+124.2% | $57.4M+98.6% | -$9.0M-125.2% | $49.6M+41.9% | $37.3M+1.2% |
| EPS (Basic) | $0.92+61.4% | $0.88+686.7% | $0.84+16.7% | $0.84+55.6% | $0.57+29.5% | -$0.15-126.8% | $0.72+30.9% | $0.54-6.9% |
| EPS (Diluted) | $0.91+59.6% | $0.88 | $0.84 | $0.84+55.6% | $0.57 | -$0.15-126.8% | $0.72+30.9% | $0.54-6.9% |
| Diluted Shares (Avg) | 97M+0.9% | 96M | N/A | 96M+48.7% | 96M | 77M+29.4% | N/A | 65M+8.7% |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.
WSBCO Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $27.8B+0.8% | $27.5B+0.3% | $27.7B+48.2% | $27.5B+48.6% | $27.6B+52.1% | $27.4B+54.2% | $18.7B+5.5% | $18.5B+6.7% |
| Cash & Equivalents | $871.8M-24.7% | $960.4M-12.0% | $956.1M+68.3% | $1.0B+62.4% | $1.2B+137.7% | $1.1B+114.2% | $568.1M-4.6% | $620.9M+25.4% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill | N/A | N/A | $1.6B+45.5% | $1.6B | $1.6B | $1.6B | $1.1B0.0% | N/A |
| Total Liabilities | $23.7B-0.3% | $23.4B-0.9% | $23.7B+48.9% | $23.4B+48.9% | $23.8B+52.4% | $23.6B+55.1% | $15.9B+4.7% | $15.7B+5.5% |
| Total Equity | $4.1B+7.6% | $4.1B+7.6% | $4.0B+44.5% | $4.1B+46.9% | $3.8B+50.1% | $3.8B+49.0% | $2.8B+10.2% | $2.8B+14.4% |
| Retained Earnings | $1.4B+16.1% | $1.3B+13.6% | $1.3B+5.1% | $1.2B+3.5% | $1.2B+0.5% | $1.1B-0.8% | $1.2B+4.3% | $1.2B+3.4% |
Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.
WSBCO Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $77.7M-26.0% | $106.6M+503.4% | $94.9M+40.8% | $116.9M+92.4% | $105.0M+477.4% | -$26.4M-140.9% | $67.4M+42.4% | $60.7M-5.1% |
| Capital Expenditures | N/A | N/A | -$2.7M-42.3% | $2.0M-48.3% | $6.8M+681.5% | $4.3M+56.6% | $4.6M+57.1% | $3.8M+44.0% |
| Free Cash Flow | N/A | N/A | $92.3M+46.8% | $114.9M+101.9% | $98.3M+467.2% | -$30.7M-149.7% | $62.8M+41.4% | $56.9M-7.2% |
| Investing Cash Flow | -$387.2M-298.9% | $160.5M-55.4% | -$215.5M+19.4% | -$118.0M+49.4% | -$97.1M+72.9% | $359.5M+310.2% | -$267.3M-19.7% | -$233.1M-169.0% |
| Financing Cash Flow | $220.9M+285.3% | -$262.8M-238.0% | $68.4M-53.5% | -$147.7M-148.2% | $57.3M-82.0% | $190.5M+819.4% | $147.1M-46.7% | $306.5M+787.2% |
| Dividends Paid | $36.2M+2.9% | $36.9M+50.3% | $30.3M+27.2% | $35.2M+66.0% | $35.2M+66.1% | $24.5M+15.8% | $23.8M+15.8% | $21.2M+3.1% |
Not reported in any period shown, so not listed: Depreciation & Amortization, Stock-Based Compensation, Share Buybacks.
WSBCO Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Net Margin | 33.6%+11.6pp | 34.5%+39.1pp | 34.3%+3.8pp | 31.9%+7.2pp | 22.0%+2.5pp | -4.7%-29.3pp | 30.5%+6.8pp | 24.7%-0.1pp |
| Return on Equity | 2.3%+0.8pp | 2.2%+2.4pp | 2.3%+0.5pp | 2.0%+0.7pp | 1.5%+0.4pp | -0.2%-1.7pp | 1.8%+0.4pp | 1.3%-0.2pp |
| Return on Assets | 0.3%+0.1pp | 0.3%+0.4pp | 0.3%+0.1pp | 0.3%+0.1pp | 0.2%0.0pp | 0.0%-0.2pp | 0.3%+0.1pp | 0.2%0.0pp |
| Debt-to-Equity | 5.76-0.5x | 5.75-0.5x | 5.87+0.2x | 5.68+0.1x | 6.22+0.1x | 6.25+0.2x | 5.70-0.3x | 5.61-0.5x |
| Asset Turnover | 0.010.0x | 0.010.0x | 0.010.0x | 0.010.0x | 0.010.0x | 0.010.0x | 0.010.0x | 0.010.0x |
| FCF Margin | N/A | N/A | 34.7%-3.8pp | 43.9%+6.2pp | 37.7%+26.0pp | -15.9%-58.7pp | 38.6%+8.5pp | 37.8%-3.5pp |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.
Where WesBanco, Inc. Ranks
Frequently Asked Questions
What is WesBanco, Inc.'s annual revenue?
WesBanco, Inc. (WSBCO) reported $981.1M in total revenue for fiscal year 2025. This represents a 61.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is WesBanco, Inc.'s revenue growing?
WesBanco, Inc. (WSBCO) revenue grew by 61.8% year-over-year, from $606.2M to $981.1M in fiscal year 2025.
Is WesBanco, Inc. profitable?
Yes, WesBanco, Inc. (WSBCO) reported a net income of $223.1M in fiscal year 2025, with a net profit margin of 22.7%.
What is WesBanco, Inc.'s net profit margin?
WesBanco, Inc. (WSBCO) had a net profit margin of 22.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does WesBanco, Inc. pay dividends?
Yes, WesBanco, Inc. (WSBCO) paid $1.49 per share in dividends during fiscal year 2025.
What is WesBanco, Inc.'s return on equity (ROE)?
WesBanco, Inc. (WSBCO) has a return on equity of 5.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is WesBanco, Inc.'s free cash flow?
WesBanco, Inc. (WSBCO) generated $280.0M in free cash flow during fiscal year 2025. This represents a 39.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is WesBanco, Inc.'s operating cash flow?
WesBanco, Inc. (WSBCO) generated $290.4M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are WesBanco, Inc.'s total assets?
WesBanco, Inc. (WSBCO) had $27.7B in total assets as of fiscal year 2025, including both current and long-term assets.
What are WesBanco, Inc.'s capital expenditures?
WesBanco, Inc. (WSBCO) invested $10.4M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is WesBanco, Inc.'s debt-to-equity ratio?
WesBanco, Inc. (WSBCO) had a debt-to-equity ratio of 5.87 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is WesBanco, Inc.'s return on assets (ROA)?
WesBanco, Inc. (WSBCO) had a return on assets of 0.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is WesBanco, Inc.'s Piotroski F-Score?
WesBanco, Inc. (WSBCO) has a Piotroski F-Score of 4 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are WesBanco, Inc.'s earnings high quality?
WesBanco, Inc. (WSBCO) has an earnings quality ratio of 1.30x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.