Welcome to our dedicated page for WESBANCO SEC filings (Ticker: WSBCO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
WSBCO represents WesBanco, Inc. depositary shares, each tied to a 1/40th interest in a share of the company’s 7.375% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B. Although no specific SEC filings are provided in the available data for this security, regulatory documents filed by WesBanco, Inc. typically explain the terms, rights, and preferences of its preferred stock, as well as the company’s overall financial position as a bank holding company.
For a security such as WSBCO, investors commonly look to WesBanco’s registration statements and prospectuses for detailed descriptions of the Series B Preferred Stock, including dividend provisions, non-cumulative features, and the relationship between each depositary share and the underlying preferred share. In addition, WesBanco’s periodic reports as a diversified, multi-state bank holding company in the national commercial banks sector generally provide context on its Community Banking and Trust and Investment Services segments, capital structure, and risk factors.
On a dedicated SEC filings page, users would expect to find WesBanco’s annual reports on Form 10-K and quarterly reports on Form 10-Q, which discuss the performance of its banking and trust operations, as well as any sections that address preferred equity and capital management. Current reports on Form 8-K may also include announcements related to preferred stock dividends or other material events involving the Series B Preferred Stock.
AI-powered tools applied to these filings can help explain complex sections in plain language, highlight disclosures related to preferred stock like WSBCO, and surface information on dividend policies, non-cumulative characteristics, and how the preferred securities fit within WesBanco’s broader financial framework.
WesBanco, Inc. (WSBC) reported solid second-quarter 2026 operating trends in an investor presentation furnished with a Regulation FD report. Total loans reached $19.5 billion, up 3.5% year-over-year and 8.3% on an annualized sequential basis, as commercial and home equity growth more than offset elevated commercial real estate payoffs of about $345 million. Total deposits grew 2.1% year-over-year to $21.6 billion, with demand deposits comprising 49% of the mix and an average loan-to-deposit ratio of 88.9%.
Net income available to common shareholders was $89.2 million, or $0.92 per diluted share. Net interest margin improved to 3.63%, up 4 basis points from a year earlier and 6 basis points from the prior quarter, aided by lower deposit funding costs of 1.78%. Non-interest income rose 22.0% year-over-year, with record fee income in several categories and a non-recurring $4.8 million pension-related gain.
The efficiency ratio reached a record low 51.2% and return on average tangible common equity was 17.3%. WesBanco reported a Common Equity Tier 1 ratio of 10.7%, an allowance for credit losses on loans of $217.8 million (coverage ratio 1.12%), and after-tax unrealized losses on securities of $161 million for available-for-sale and $78 million for held-to-maturity. The commercial loan pipeline was a record $2.3 billion as of June 30, 2026, including roughly $250 million from Florida.
WESBANCO INC (WSBC) reported an insider transaction by Richard K. Laws, SEVP Chief Legal Counsel. On 2026-08-26, Laws had 1,558 shares of Common Stock disposed of in a transaction classified as a payment of exercise price or tax liability by delivering or withholding securities at $42.21 per share. Following this event, he directly holds 3,929.707 shares of Common Stock.
WESBANCO INC (WSBC) director Denise H Knouse-Snyder reported a sale of company common stock. On 2026-08-24, she sold 3,070 shares of Common Stock in a transaction classified as a “Sale in open market or private transaction” at an average price of $40.8943 per share. After this sale, she directly owns 15,035.006 shares of WesBanco common stock. The filing’s Rule 10b5-1 checkbox is not marked as being made under a trading plan.
WesBanco Inc executive Robert H. Friend (EVP & CCO) reported multiple option exercises and stock sales on August 11, 2026. He exercised 6,000 stock options for common stock at exercise prices of $38.78, $32.30, $24.91 and $28.60 per share, with option expiration dates ranging from 2028 to 2031. The exercises resulted in corresponding acquisitions of 6,000 shares of common stock, followed by open-market sales totaling 6,000 shares at per-share prices including $42.06, $42.05 and $42.08. Footnotes state these options vested or vest in two installments between 2021 and 2025.
WesBanco Inc. executive Robert H. Friend, EVP & CCO, reported option-related transactions on August 11, 2026. He exercised stock options for 2,000 shares of common stock, including 1,000 shares at an exercise price of $31.94 and 1,000 shares at $21.55. The options included grants expiring in 2027 and 2032, with vesting schedules described in the notes. On the same date, he reported selling 2,000 common shares at prices of $42.06 and $42.055 per share.
State Street Corporation reported beneficial ownership of WesBanco Inc. common stock. It disclosed holding 5,616,212 shares of common stock, representing 5.8% of the class, as of the reporting date. These shares are held with no sole voting or dispositive power.
State Street reported shared voting power over 748,086 shares and shared dispositive power over all 5,616,212 shares, reflecting its role as an institutional asset manager rather than a direct controlling owner. The filing attributes the holdings to investment management subsidiaries including SSGA Funds Management, Inc. and several State Street Global Advisors entities.
Vanguard Portfolio Management reports beneficial ownership of common stock of WesBanco Inc. The group holds 5,892,882 shares, representing 6.12% of the outstanding common stock. It has sole voting power over 64,523 shares and sole dispositive power over all 5,892,882 shares, with no shared voting or dispositive power.
The position reflects securities beneficially owned, or deemed beneficially owned, by Vanguard Portfolio Management LLC and specified affiliates and business divisions, including Vanguard Fiduciary Trust Company and Vanguard Global Advisers, LLC, primarily for Vanguard funds and other managed accounts. No single other person has an interest in more than 5% of this class through these holdings.
WesBanco Inc executive Jayson M. Zatta, SEVP & Chief Banking Officer, reported selling 12,500 shares of Common Stock on 2026-07-29 in an open-market transaction at a weighted-average price of $41.803 per share (with trades from $41.79 to $41.83), leaving 81,082.347 shares directly owned.
WesBanco, Inc. reported stronger results for the three months ended June 30, 2026. Net income was $92,677 thousand, up from $57,415 thousand a year earlier, and net income available to common shareholders rose to $88,437 thousand. Basic and diluted earnings per common share were $0.92 and $0.91, compared with $0.57 for both measures in 2025.
Quarterly net interest income increased to $222,162 thousand from $216,769 thousand, while non-interest income grew to $53,632 thousand. Non-interest expense declined to $149,086 thousand from $186,535 thousand, largely because restructuring and merger-related expense dropped to $1,003 thousand from $41,056 thousand. For the first half of 2026, provision for credit losses was $8,288 thousand, significantly below $72,101 thousand in the prior-year period, supporting year-to-date net income of $181,313 thousand.
At June 30, 2026, total assets were $27,796,917 thousand, with net portfolio loans of $19,261,191 thousand and total deposits of $21,592,216 thousand. Shareholders’ equity totaled $4,109,685 thousand, and there were 95,869,209 common shares outstanding.