York Water (YORW) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 10, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q2 FY2026, filed Aug 6, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the YORW SEC filings page.
York Water (YORW) reported $83.4M in revenue over the twelve months to Jun 30, 2026, up 9.4% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
The York Water Company’s dominant mechanic is debt-funded asset growth paired with steady cash generation but compressing returns.
From FY2023 to FY2025, total assets expanded by15.8% while return on assets declined to3.0% , indicating the asset base is growing faster than earnings. That combination points to a more capital-intensive balance sheet, rather than simple operating scale improving efficiency.
Accounting profit remains cash-generative: FY2025 operating cash flow was
Financing pressure is becoming more visible: interest expense reached
Financial Health Signals
Scored against utilities for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of York Water's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
York Water has an operating margin of 35.8%, meaning the company retains $36 of operating profit per $100 of revenue. This strong profitability earns a score of 96/100, reflecting efficient cost management and pricing power. This is down from 37.4% the prior year.
York Water's revenue grew a modest 3.4% year-over-year to $77.5M. This slow but positive growth earns a score of 49/100.
York Water has elevated debt relative to equity (D/E of 0.92), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 24/100, reflecting increased financial risk.
York Water's current ratio of 0.67 indicates adequate short-term liquidity, earning a score of 30/100. The company can meet its near-term obligations, though with limited headroom.
Not available for York Water, and counted as zero in the overall score.
York Water's ROE of 8.3% shows moderate profitability relative to equity, earning a score of 53/100. This is down from 8.8% the prior year.
York Water scores 1.18, below the 1.81 distress threshold. The score is driven primarily by a large market capitalization ($546.7M) relative to total liabilities ($440.5M). This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
York Water passes 3 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.
For every $1 of reported earnings, York Water generates $1.49 in operating cash flow ($29.9M OCF vs $20.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
York Water earns $2.70 in operating income for every $1 of interest expense ($27.7M vs $10.3M). This adequate coverage means the company can meet its interest obligations, but has limited cushion if earnings fall.
Key Financial Metrics
Earnings & Revenue
York Water generated $23.5M in revenue in Q2 2026. This represents an increase of 22.5% from the same quarter a year earlier. Against the prior quarter it is up 17.1%.
York Water's EBITDA was $13.5M in Q2 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 27.1% from the same quarter a year earlier. Against the prior quarter it is up 34.5%.
York Water reported $7.6M in net income in Q2 2026. This represents an increase of 50.7% from the same quarter a year earlier. Against the prior quarter it is up 58.2%.
York Water earned $0.49 per diluted share (EPS) in Q2 2026. This represents an increase of 40.0% from the same quarter a year earlier. Against the prior quarter it is up 48.5%.
Cash & Balance Sheet
York Water held $555K in cash against $189.4M in long-term debt as of Q2 2026.
York Water paid $0.23 per share in dividends in Q2 2026. This represents an increase of 4.0% from the same quarter a year earlier. It is unchanged from the prior quarter.
Not reported for Q2 2026.
Margins & Returns
York Water's operating margin was 41.7% in Q2 2026, reflecting core business profitability. This is up 4.8 percentage points from the same quarter a year earlier. Against the prior quarter it is up 10.1 percentage points.
York Water's net profit margin was 32.4% in Q2 2026, showing the share of revenue converted to profit. This is up 6.1 percentage points from the same quarter a year earlier. Against the prior quarter it is up 8.4 percentage points.
York Water's ROE was 2.6% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.6 percentage points.
Not reported for Q2 2026.
Capital Allocation
None of these metrics is reported for Q2 2026.
YORW Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $23.5M+22.5% | $20.1M+8.8% | $19.5M+3.2% | $20.4M+3.3% | $19.2M+2.4% | $18.5M+4.7% | $18.9M+4.3% | $19.7M+5.1% |
| SG&A Expenses | $3.6M+8.4% | $3.5M+21.2% | $3.5M+5.3% | $3.1M+1.9% | $3.3M+5.7% | $2.9M-4.9% | $3.4M+17.5% | $3.0M+15.7% |
| Operating Income | $9.8M+38.4% | $6.4M+1.1% | $6.4M-4.3% | $7.9M-1.8% | $7.1M+0.3% | $6.3M+1.1% | $6.7M-6.4% | $8.1M-4.5% |
| EBITDA | $13.5M+27.1% | $10.0M+1.7% | $10.0M0.0% | $11.5M+1.1% | $10.6M+2.5% | $9.8M+5.9% | $10.0M-1.1% | $11.4M-0.2% |
| Interest Expense | $2.3M-9.5% | $2.7M+12.2% | $2.7M+14.9% | $2.6M+16.6% | $2.5M+15.5% | $2.4M+13.9% | $2.4M+17.4% | $2.2M+21.2% |
| Income Tax | $166K+145.2% | -$845K-279.0% | -$338K-158.0% | -$583K-262.8% | -$367K-170.4% | $472K-21.6% | -$131K-172.0% | $358K+322.4% |
| Net Income | $7.6M+50.7% | $4.8M+32.3% | $5.2M+0.5% | $6.2M+5.8% | $5.1M+1.2% | $3.6M-15.9% | $5.1M-14.5% | $5.9M-22.5% |
| EPS (Basic) | $0.49+40.0% | $0.33+32.0% | $0.360.0% | $0.43+4.9% | $0.350.0% | $0.25-16.7% | $0.36-14.3% | $0.41-22.6% |
| EPS (Diluted) | $0.49+40.0% | $0.33+32.0% | $0.360.0% | $0.43+4.9% | $0.350.0% | $0.25-16.7% | $0.36-14.3% | $0.41-22.6% |
| Diluted Shares (Avg) | 16M+10.3% | 14M+0.4% | N/A | 14M+0.4% | 14M+0.4% | 14M+0.4% | N/A | 14M+0.4% |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses.
YORW Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $704.0M+7.7% | $689.8M+7.5% | $680.9M+7.5% | $667.1M+7.3% | $653.7M+7.1% | $641.8M+6.6% | $633.5M+7.7% | $621.4M+10.6% |
| Current Assets | $20.1M+16.9% | $18.5M+17.5% | $18.4M+12.1% | $17.7M+5.4% | $17.2M+3.8% | $15.7M-17.0% | $16.5M+5.6% | $16.8M+4.0% |
| Cash & Equivalents | $555K+55400.0% | $1K0.0% | $1K0.0% | $1K0.0% | $1K0.0% | $1K-100.0% | $1K0.0% | $1K0.0% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Accounts Receivable | $8.6M+15.4% | $7.3M+6.0% | $8.6M+18.3% | $7.5M-2.3% | $7.5M-2.2% | $6.9M-2.6% | $7.2M-7.5% | $7.7M+4.9% |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities | $409.7M-2.3% | $447.5M+9.3% | $440.5M+9.5% | $429.0M+9.2% | $419.2M+8.9% | $409.6M+8.0% | $402.3M+9.6% | $392.7M+14.2% |
| Current Liabilities | $19.2M+11.1% | $25.6M+47.2% | $27.6M+51.1% | $15.3M-19.5% | $17.2M-18.8% | $17.4M-9.9% | $18.3M+0.8% | $19.0M-0.6% |
| Non-Current Liabilities | $390.5M-2.8% | $421.9M+7.6% | $412.9M+7.5% | $413.7M+10.7% | $401.9M+10.5% | $392.2M+8.9% | $384.0M+10.1% | $373.7M+15.0% |
| Long-Term Debt | $189.4M-13.2% | $227.1M+7.3% | $221.9M+7.9% | $227.0M+14.4% | $218.1M+14.1% | $211.6M+11.6% | $205.6M+14.2% | $198.4M+18.3% |
| Total Equity | $294.3M+25.5% | $242.3M+4.4% | $240.3M+4.0% | $238.0M+4.1% | $234.6M+4.1% | $232.1M+4.1% | $231.2M+4.5% | $228.7M+5.0% |
| Retained Earnings | $105.8M+10.8% | $101.9M+8.9% | $100.4M+7.8% | $98.5M+8.1% | $95.5M+8.2% | $93.6M+8.4% | $93.1M+9.5% | $91.1M+11.1% |
Not reported in any period shown, so not listed: Inventory, Goodwill.
YORW Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $11.9M+56.3% | $5.4M-10.6% | $8.4M-17.1% | $7.8M+3.7% | $7.6M+13.4% | $6.0M-2.2% | $10.2M+19.6% | $7.5M-14.3% |
| Depreciation & Amortization | $3.7M+4.2% | $3.7M+2.7% | $3.6M+8.7% | $3.6M+8.2% | $3.5M+7.3% | $3.6M+15.6% | $3.3M+11.7% | $3.3M+12.0% |
| Investing Cash Flow | -$11.3M+12.6% | -$9.0M+3.1% | -$11.6M+26.2% | -$14.9M-20.9% | -$12.9M-3.9% | -$9.3M-9.2% | -$15.8M+16.6% | -$12.3M+25.8% |
| Financing Cash Flow | -$45K-100.8% | $3.6M+10.7% | $3.2M-42.8% | $7.1M+48.1% | $5.3M+121.6% | $3.3M-42.4% | $5.6M-46.2% | $4.8M-38.7% |
| Dividends Paid | $3.3M+4.1% | $3.3M+4.2% | $3.2M+4.3% | $3.1M+4.6% | $3.2M+4.6% | $3.1M+4.3% | $3.0M+4.6% | $3.0M+3.7% |
Not reported in any period shown, so not listed: Stock-Based Compensation, Capital Expenditures, Free Cash Flow, Share Buybacks.
YORW Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Margin | 41.7%+4.8pp | 31.6%-2.4pp | 33.0%-2.6pp | 38.9%-2.0pp | 36.9%-0.8pp | 34.0%-1.2pp | 35.6%-4.0pp | 40.9%-4.1pp |
| Net Margin | 32.4%+6.1pp | 24.0%+4.3pp | 26.5%-0.7pp | 30.5%+0.7pp | 26.3%-0.3pp | 19.7%-4.8pp | 27.3%-6.0pp | 29.7%-10.6pp |
| Return on Equity | 2.6%+0.4pp | 2.0%+0.4pp | 2.1%-0.1pp | 2.6%+0.1pp | 2.1%-0.1pp | 1.6%-0.4pp | 2.2%-0.5pp | 2.6%-0.9pp |
| Return on Assets | 1.1%+0.3pp | 0.7%+0.1pp | 0.8%0.0pp | 0.9%0.0pp | 0.8%-0.1pp | 0.6%-0.1pp | 0.8%-0.2pp | 0.9%-0.4pp |
| Current Ratio | 1.05+0.1x | 0.72-0.2x | 0.67-0.2x | 1.15+0.3x | 1.00+0.2x | 0.90-0.1x | 0.900.0x | 0.880.0x |
| Debt-to-Equity | 0.64-0.3x | 0.940.0x | 0.920.0x | 0.95+0.1x | 0.93+0.1x | 0.91+0.1x | 0.89+0.1x | 0.87+0.1x |
| Asset Turnover | 0.030.0x | 0.030.0x | 0.030.0x | 0.030.0x | 0.030.0x | 0.030.0x | 0.030.0x | 0.030.0x |
Not reported in any period shown, so not listed: Gross Margin, FCF Margin.
Note: The current ratio is below 1.0 (0.67), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| York Water YORW | FY2025 | $77.5M | $20.1M | 25.9% | $546.7M | 42/100 |
| Consolidated Water CWCO | FY2025 | $132.1M | $18.3M | 13.9% | $458.8M | 66/100 |
| Artesian Res Corp ARTNA | FY2025 | $112.9M | $22.8M | 20.2% | $378.9M | 48/100 |
| Cadiz CDZI | FY2025 | $16.3M | -$34.2M | N/A | $365.0M | 37/100 |
| Middlesex Watr MSEX | FY2025 | $194.7M | $43 | 0.0% | $1.1B | 48/100 |
| Aris Mining Corp ARIS | FY2025 | $927.7M | $79.4M | 8.6% | $4.1B | 46/100 |
Where York Water Ranks
Frequently Asked Questions
What is York Water's annual revenue?
York Water (YORW) reported $77.5M in total revenue for fiscal year 2025. This represents a 3.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is York Water's revenue growing?
York Water (YORW) revenue grew by 3.4% year-over-year, from $75.0M to $77.5M in fiscal year 2025.
Is York Water profitable?
Yes, York Water (YORW) reported a net income of $20.1M in fiscal year 2025, with a net profit margin of 25.9%.
What is York Water's EBITDA?
York Water (YORW) had EBITDA of $41.9M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does York Water have?
As of fiscal year 2025, York Water (YORW) had $1K in cash and equivalents against $221.9M in long-term debt.
What is York Water's operating margin?
York Water (YORW) had an operating margin of 35.8% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is York Water's net profit margin?
York Water (YORW) had a net profit margin of 25.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does York Water pay dividends?
Yes, York Water (YORW) paid $0.89 per share in dividends during fiscal year 2025.
What is York Water's return on equity (ROE)?
York Water (YORW) has a return on equity of 8.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is York Water's operating cash flow?
York Water (YORW) generated $29.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are York Water's total assets?
York Water (YORW) had $680.9M in total assets as of fiscal year 2025, including both current and long-term assets.
What is York Water's current ratio?
York Water (YORW) had a current ratio of 0.67 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.
What is York Water's debt-to-equity ratio?
York Water (YORW) had a debt-to-equity ratio of 0.92 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is York Water's return on assets (ROA)?
York Water (YORW) had a return on assets of 2.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is York Water's P/E ratio?
York Water (YORW) trades at 23.0x earnings, its market capitalization divided by net income of $23.8M net income, trailing 12 months to June 30, 2026. The market capitalization is $546.7M as of Sep 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is York Water's price-to-sales ratio?
York Water (YORW) trades at 6.6x sales, its market capitalization divided by revenue of $83.4M revenue, trailing 12 months to June 30, 2026. The market capitalization is $546.7M as of Sep 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is York Water's Altman Z-Score?
York Water (YORW) has an Altman Z-Score of 1.18, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is York Water's Piotroski F-Score?
York Water (YORW) has a Piotroski F-Score of 3 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are York Water's earnings high quality?
York Water (YORW) has an earnings quality ratio of 1.49x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can York Water cover its interest payments?
York Water (YORW) has an interest coverage ratio of 2.70x, meaning it can adequately cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is York Water?
York Water (YORW) scores 42 out of 100 on our Financial Health Score, indicating moderate standing within its utilities peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.