York Water Financials
This page shows York Water (YORW) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Asset growth is increasingly debt-supported: rising revenue is being absorbed by heavier financing costs and persistent reinvestment needs.
Since FY2023, revenue rose about9.1% while operating cash flow slipped about6.4% ; over the same span, interest expense climbed as long-term debt expanded. That pairing means the larger asset base is producing more sales, but not more spendable cash, because a growing share of operating cash is being claimed by financing costs and ongoing system investment.
The balance sheet reads as asset-heavy and only modestly liquid: in FY2025, current assets of
Profitability remains positive, yet the margin shape has weakened: operating margin moved from
Financial Health Signals
Scored against utilities for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of York Water's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
York Water scores 1.13, below the 1.81 distress threshold. The score is driven primarily by a large market capitalization ($506.7M) relative to total liabilities ($440.5M). This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
York Water passes 3 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.
For every $1 of reported earnings, York Water generates $1.49 in operating cash flow ($29.9M OCF vs $20.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
York Water earns $2.7 in operating income for every $1 of interest expense ($27.7M vs $10.3M). This adequate coverage means the company can meet its interest obligations, but has limited cushion if earnings fall.
Key Financial Metrics
Earnings & Revenue
York Water generated $77.5M in revenue in fiscal year 2025. This represents an increase of 3.4% from the prior year.
York Water's EBITDA was $41.9M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 2.3% from the prior year.
York Water reported $20.1M in net income in fiscal year 2025. This represents a decrease of 1.3% from the prior year.
York Water earned $1.39 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 2.1% from the prior year.
Cash & Balance Sheet
York Water held $1K in cash against $221.9M in long-term debt as of fiscal year 2025.
York Water paid $0.89 per share in dividends in fiscal year 2025. This represents an increase of 4.0% from the prior year.
York Water had 14M shares outstanding in fiscal year 2025. This represents an increase of 0.4% from the prior year.
Margins & Returns
York Water's operating margin was 35.8% in fiscal year 2025, reflecting core business profitability. This is down 1.7 percentage points from the prior year.
York Water's net profit margin was 25.9% in fiscal year 2025, showing the share of revenue converted to profit. This is down 1.2 percentage points from the prior year.
York Water's ROE was 8.3% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 0.4 percentage points from the prior year.
Capital Allocation
YORW Income Statement
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $20.1M+3.1% | $19.5M-4.4% | $20.4M+6.1% | $19.2M+4.0% | $18.5M-2.2% | $18.9M-4.3% | $19.7M+5.1% | $18.8M |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $3.5M0.0% | $3.5M+15.4% | $3.1M-8.0% | $3.3M+14.2% | $2.9M-13.2% | $3.4M+11.7% | $3.0M-4.6% | $3.2M |
| Operating Income | $6.4M-1.1% | $6.4M-18.9% | $7.9M+11.7% | $7.1M+12.8% | $6.3M-6.3% | $6.7M-16.7% | $8.1M+14.1% | $7.1M |
| Interest Expense | $2.7M+0.3% | $2.7M+3.5% | $2.6M+3.7% | $2.5M+4.2% | $2.4M+2.7% | $2.4M+5.0% | $2.2M+2.7% | $2.2M |
| Income Tax | -$845K-150.0% | -$338K+42.0% | -$583K-58.9% | -$367K-177.8% | $472K+460.3% | -$131K-136.6% | $358K-31.3% | $521K |
| Net Income | $4.8M-6.8% | $5.2M-16.7% | $6.2M+22.7% | $5.1M+38.9% | $3.6M-29.2% | $5.1M-12.3% | $5.9M+17.4% | $5.0M |
| EPS (Diluted) | $0.33 | N/A | $0.43+22.9% | $0.35+40.0% | $0.25 | N/A | $0.41+17.1% | $0.35 |
YORW Balance Sheet
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $689.8M+1.3% | $680.9M+2.1% | $667.1M+2.0% | $653.7M+1.9% | $641.8M+1.3% | $633.5M+1.9% | $621.4M+1.8% | $610.4M |
| Current Assets | $18.5M+0.1% | $18.4M+4.4% | $17.7M+2.8% | $17.2M+9.2% | $15.7M-4.5% | $16.5M-1.8% | $16.8M+1.3% | $16.5M |
| Cash & Equivalents | $1K0.0% | $1K0.0% | $1K0.0% | $1K0.0% | $1K0.0% | $1K0.0% | $1K0.0% | $1K |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | $7.3M-14.6% | $8.6M+13.7% | $7.5M+0.7% | $7.5M+8.4% | $6.9M-4.7% | $7.2M-6.0% | $7.7M+0.8% | $7.6M |
| Goodwill | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Liabilities | $447.5M+1.6% | $440.5M+2.7% | $429.0M+2.4% | $419.2M+2.3% | $409.6M+1.8% | $402.3M+2.4% | $392.7M+2.0% | $385.0M |
| Current Liabilities | $25.6M-7.2% | $27.6M+80.5% | $15.3M-11.2% | $17.2M-1.1% | $17.4M-4.7% | $18.3M-3.8% | $19.0M-10.5% | $21.2M |
| Long-Term Debt | $227.1M+2.3% | $221.9M-2.2% | $227.0M+4.1% | $218.1M+3.0% | $211.6M+3.0% | $205.6M+3.6% | $198.4M+3.8% | $191.1M |
| Total Equity | $242.3M+0.8% | $240.3M+1.0% | $238.0M+1.5% | $234.6M+1.0% | $232.1M+0.4% | $231.2M+1.1% | $228.7M+1.5% | $225.4M |
| Retained Earnings | $101.9M+1.5% | $100.4M+1.9% | $98.5M+3.2% | $95.5M+2.0% | $93.6M+0.5% | $93.1M+2.2% | $91.1M+3.2% | $88.3M |
YORW Cash Flow Statement
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $5.4M-36.3% | $8.4M+7.7% | $7.8M+3.0% | $7.6M+26.5% | $6.0M-40.9% | $10.2M+34.7% | $7.5M+12.6% | $6.7M |
| Capital Expenditures | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Free Cash Flow | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Investing Cash Flow | -$9.0M+22.6% | -$11.6M+22.1% | -$14.9M-15.6% | -$12.9M-39.0% | -$9.3M+41.1% | -$15.8M-27.7% | -$12.3M+0.6% | -$12.4M |
| Financing Cash Flow | $3.6M+13.4% | $3.2M-54.9% | $7.1M+33.7% | $5.3M+62.0% | $3.3M-41.4% | $5.6M+16.6% | $4.8M+100.0% | $2.4M |
| Dividends Paid | $3.3M+3.5% | $3.2M+0.7% | $3.1M-0.4% | $3.2M+0.4% | $3.1M+3.6% | $3.0M+1.0% | $3.0M-0.4% | $3.0M |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
YORW Financial Ratios
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | 31.6%-1.3pp | 33.0%-5.9pp | 38.9%+2.0pp | 36.9%+2.9pp | 34.0%-1.5pp | 35.6%-5.3pp | 40.9%+3.2pp | 37.7% |
| Net Margin | 24.0%-2.6pp | 26.5%-3.9pp | 30.5%+4.1pp | 26.3%+6.6pp | 19.7%-7.6pp | 27.3%-2.5pp | 29.7%+3.1pp | 26.6% |
| Return on Equity | 2.0%-0.2pp | 2.1%-0.5pp | 2.6%+0.5pp | 2.1%+0.6pp | 1.6%-0.7pp | 2.2%-0.3pp | 2.6%+0.3pp | 2.2% |
| Return on Assets | 0.7%-0.1pp | 0.8%-0.2pp | 0.9%+0.2pp | 0.8%+0.2pp | 0.6%-0.2pp | 0.8%-0.1pp | 0.9%+0.1pp | 0.8% |
| Current Ratio | 0.72+0.1 | 0.67-0.5 | 1.15+0.2 | 1.00+0.1 | 0.900.0 | 0.90+0.0 | 0.88+0.1 | 0.78 |
| Debt-to-Equity | 0.94+0.0 | 0.92-0.0 | 0.95+0.0 | 0.93+0.0 | 0.91+0.0 | 0.89+0.0 | 0.87+0.0 | 0.85 |
| FCF Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
Note: The current ratio is below 1.0 (0.67), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.
Similar Companies
Frequently Asked Questions
What is York Water's annual revenue?
York Water (YORW) reported $77.5M in total revenue for fiscal year 2025. This represents a 3.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is York Water's revenue growing?
York Water (YORW) revenue grew by 3.4% year-over-year, from $75.0M to $77.5M in fiscal year 2025.
Is York Water profitable?
Yes, York Water (YORW) reported a net income of $20.1M in fiscal year 2025, with a net profit margin of 25.9%.
What is York Water's EBITDA?
York Water (YORW) had EBITDA of $41.9M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does York Water have?
As of fiscal year 2025, York Water (YORW) had $1K in cash and equivalents against $221.9M in long-term debt.
What is York Water's operating margin?
York Water (YORW) had an operating margin of 35.8% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is York Water's net profit margin?
York Water (YORW) had a net profit margin of 25.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does York Water pay dividends?
Yes, York Water (YORW) paid $0.89 per share in dividends during fiscal year 2025.
What is York Water's return on equity (ROE)?
York Water (YORW) has a return on equity of 8.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is York Water's operating cash flow?
York Water (YORW) generated $29.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are York Water's total assets?
York Water (YORW) had $680.9M in total assets as of fiscal year 2025, including both current and long-term assets.
What is York Water's current ratio?
York Water (YORW) had a current ratio of 0.67 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.
What is York Water's debt-to-equity ratio?
York Water (YORW) had a debt-to-equity ratio of 0.92 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is York Water's return on assets (ROA)?
York Water (YORW) had a return on assets of 2.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is York Water's Altman Z-Score?
York Water (YORW) has an Altman Z-Score of 1.13, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is York Water's Piotroski F-Score?
York Water (YORW) has a Piotroski F-Score of 3 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are York Water's earnings high quality?
York Water (YORW) has an earnings quality ratio of 1.49x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can York Water cover its interest payments?
York Water (YORW) has an interest coverage ratio of 2.7x, meaning it can adequately cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is York Water?
York Water (YORW) scores 42 out of 100 on our Financial Health Score, indicating moderate standing within its utilities peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.