Zoned Pptys Inc Financials
This page shows Zoned Pptys Inc (ZDPY) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 14 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Zoned Properties’ cash flow stayed positive while reported earnings collapsed, revealing an asset-heavy, financing-sensitive operating model.
From FY2024 to FY2025, revenue still increased from$3.8M to$4.1M . Yet operating cash flow improved to$781K even as net income fell deep into the red, so the reported loss behaved more like a hit to book value than a matching cash drain; equity shrank to$3.1M and debt-to-equity rose to 2.5x.
Profitability is volatile relative to the sales base: FY2025 revenue was only
Leverage now carries more of the business, with cash at just
Financial Health Signals
Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →
Health score ≠ stock price. This rates the quality of Zoned Pptys Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Zoned Pptys Inc has an operating margin of -45.5%, meaning the company retains $-46 of operating profit per $100 of revenue. This below-average margin results in a low score of 0/100, suggesting thin profitability after operating expenses. This is down from 29.1% the prior year.
Zoned Pptys Inc's revenue grew 9.2% year-over-year to $4.1M, a solid pace of expansion. This earns a growth score of 66/100.
Zoned Pptys Inc has a moderate D/E ratio of 2.51. This balance of debt and equity financing earns a leverage score of 51/100.
Zoned Pptys Inc generates a -93.0% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 0/100. This is down from 9.8% the prior year.
Zoned Pptys Inc passes 4 of 9 financial strength tests. 2 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, both operating efficiency signals pass.
For every $1 of reported earnings, Zoned Pptys Inc generates $-0.27 in operating cash flow ($781K OCF vs -$2.9M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.
Zoned Pptys Inc earns $-2.4 in operating income for every $1 of interest expense (-$1.9M vs $797K). This narrow margin raises concern about the company's ability to service its debt if operating income declines.
Key Financial Metrics
Earnings & Revenue
Zoned Pptys Inc generated $4.1M in revenue in fiscal year 2025. This represents an increase of 9.2% from the prior year.
Zoned Pptys Inc's EBITDA was -$1.5M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 204.3% from the prior year.
Zoned Pptys Inc reported -$2.9M in net income in fiscal year 2025. This represents a decrease of 597.3% from the prior year.
Zoned Pptys Inc earned $-0.24 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 500.0% from the prior year.
Cash & Balance Sheet
Zoned Pptys Inc held $838K in cash against $7.7M in long-term debt as of fiscal year 2025.
Zoned Pptys Inc had 12M shares outstanding in fiscal year 2025. This represents a decrease of 0.5% from the prior year.
Margins & Returns
Zoned Pptys Inc's operating margin was -45.5% in fiscal year 2025, reflecting core business profitability. This is down 74.6 percentage points from the prior year.
Zoned Pptys Inc's net profit margin was -68.9% in fiscal year 2025, showing the share of revenue converted to profit. This is down 84.1 percentage points from the prior year.
Zoned Pptys Inc's ROE was -93.0% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 102.8 percentage points from the prior year.
Capital Allocation
ZDPY Income Statement
| Metric | Q2'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $756K-37.8% | $1.2M+19.9% | $1.0M+8.0% | $938K-3.8% | $975K-21.0% | $1.2M+19.9% | $1.0M+48.7% | $692K |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $50K-59.7% | $125K+98.9% | $63K-3.3% | $65K+16.1% | $56K-18.5% | $69K-19.0% | $85K-15.0% | $100K |
| Operating Income | $127K+104.3% | -$3.0M-904.1% | $367K+35.0% | $272K-36.5% | $429K+0.7% | $426K-4.3% | $445K+331.6% | $103K |
| Interest Expense | -$179K+87.1% | -$1.4M-801.1% | $198K+0.4% | $197K+1.2% | $195K+116.2% | -$1.2M-740.1% | $187K+19.7% | $156K |
| Income Tax | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Income | -$55K+98.3% | -$3.2M-2150.2% | $155K+489.5% | $26K-82.0% | $146K-67.7% | $451K+665.9% | $59K+282.4% | -$32K |
| EPS (Diluted) | $0.00 | N/A | $0.02 | $0.00-100.0% | $0.01 | N/A | $0.00 | $0.00 |
ZDPY Balance Sheet
| Metric | Q2'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $15.6M+11.9% | $13.9M-17.1% | $16.8M+0.8% | $16.7M+0.4% | $16.6M+2.7% | $16.2M+3.1% | $15.7M+8.1% | $14.5M |
| Current Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cash & Equivalents | $2.5M+198.5% | $838K-24.8% | $1.1M+13.0% | $986K-0.8% | $994K-2.6% | $1.0M-11.5% | $1.2M-24.6% | $1.5M |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | $95K-79.0% | $453K+51.2% | $300K+37.8% | $217K-12.4% | $248K-33.0% | $370K+251.6% | $105K+33.6% | $79K |
| Goodwill | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Liabilities | $12.2M+12.6% | $10.9M+2.9% | $10.6M-0.4% | $10.6M+0.5% | $10.6M+2.2% | $10.3M+0.2% | $10.3M+12.1% | $9.2M |
| Current Liabilities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Long-Term Debt | $4.3M-43.5% | $7.7M+3.5% | $7.4M-0.3% | $7.5M-0.3% | $7.5M+4.1% | $7.2M-0.6% | $7.2M+16.0% | $6.2M |
| Total Equity | $3.4M+9.4% | $3.1M-50.9% | $6.2M+2.8% | $6.1M+0.2% | $6.1M+3.5% | $5.9M+8.5% | $5.4M+1.2% | $5.3M |
| Retained Earnings | -$18.5M-0.3% | -$18.5M-20.8% | -$15.3M+1.0% | -$15.5M+0.2% | -$15.5M+0.9% | -$15.6M+2.8% | -$16.1M+0.4% | -$16.1M |
ZDPY Cash Flow Statement
| Metric | Q2'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $1.6M+1257.6% | $120K+31.1% | $92K-61.7% | $239K-27.7% | $331K+169.1% | $123K-41.1% | $209K+532.6% | $33K |
| Capital Expenditures | N/A | N/A | N/A | N/A | N/A | $0 | $0 | $0 |
| Free Cash Flow | N/A | N/A | N/A | N/A | N/A | $123K-41.1% | $209K+532.6% | $33K |
| Investing Cash Flow | $42K+106.5% | -$654K-1181.8% | $61K+130.7% | -$197K+69.7% | -$649K-210.4% | -$209K+86.5% | -$1.5M-90639.7% | -$2K |
| Financing Cash Flow | -$10K-103.8% | $258K+1173.8% | -$24K+52.3% | -$50K-117.3% | $292K+735.8% | -$46K-104.8% | $960K+4345.7% | -$23K |
| Dividends Paid | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
ZDPY Financial Ratios
| Metric | Q2'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | 16.8%+259.9pp | -243.1%-279.4pp | 36.3%+7.2pp | 29.0%-15.0pp | 44.0%+9.5pp | 34.5%-8.7pp | 43.2%+28.3pp | 14.9% |
| Net Margin | -7.2%+254.7pp | -261.9%-277.2pp | 15.3%+12.5pp | 2.8%-12.2pp | 15.0%-21.6pp | 36.5%+30.8pp | 5.7%+10.4pp | -4.7% |
| Return on Equity | -1.6%+102.1pp | -103.7%-106.2pp | 2.5%+2.0pp | 0.4%-2.0pp | 2.4%-5.3pp | 7.7%+6.6pp | 1.1%+1.7pp | -0.6% |
| Return on Assets | -0.4%+22.5pp | -22.8%-23.8pp | 0.9%+0.8pp | 0.2%-0.7pp | 0.9%-1.9pp | 2.8%+2.4pp | 0.4%+0.6pp | -0.2% |
| Current Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt-to-Equity | 1.29-1.2 | 2.51+1.3 | 1.19-0.0 | 1.230.0 | 1.230.0 | 1.23-0.1 | 1.34+0.2 | 1.17 |
| FCF Margin | N/A | N/A | N/A | N/A | N/A | 10.0%-10.3pp | 20.3%+15.5pp | 4.8% |
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Frequently Asked Questions
What is Zoned Pptys Inc's annual revenue?
Zoned Pptys Inc (ZDPY) reported $4.1M in total revenue for fiscal year 2025. This represents a 9.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Zoned Pptys Inc's revenue growing?
Zoned Pptys Inc (ZDPY) revenue grew by 9.2% year-over-year, from $3.8M to $4.1M in fiscal year 2025.
Is Zoned Pptys Inc profitable?
No, Zoned Pptys Inc (ZDPY) reported a net income of -$2.9M in fiscal year 2025, with a net profit margin of -68.9%.
What is Zoned Pptys Inc's EBITDA?
Zoned Pptys Inc (ZDPY) had EBITDA of -$1.5M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Zoned Pptys Inc have?
As of fiscal year 2025, Zoned Pptys Inc (ZDPY) had $838K in cash and equivalents against $7.7M in long-term debt.
What is Zoned Pptys Inc's operating margin?
Zoned Pptys Inc (ZDPY) had an operating margin of -45.5% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Zoned Pptys Inc's net profit margin?
Zoned Pptys Inc (ZDPY) had a net profit margin of -68.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Zoned Pptys Inc's return on equity (ROE)?
Zoned Pptys Inc (ZDPY) has a return on equity of -93.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Zoned Pptys Inc's operating cash flow?
Zoned Pptys Inc (ZDPY) generated $781K in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Zoned Pptys Inc's total assets?
Zoned Pptys Inc (ZDPY) had $13.9M in total assets as of fiscal year 2025, including both current and long-term assets.
What is Zoned Pptys Inc's debt-to-equity ratio?
Zoned Pptys Inc (ZDPY) had a debt-to-equity ratio of 2.51 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Zoned Pptys Inc's return on assets (ROA)?
Zoned Pptys Inc (ZDPY) had a return on assets of -20.5% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Zoned Pptys Inc's Piotroski F-Score?
Zoned Pptys Inc (ZDPY) has a Piotroski F-Score of 4 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Zoned Pptys Inc's earnings high quality?
Zoned Pptys Inc (ZDPY) has an earnings quality ratio of -0.27x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Zoned Pptys Inc cover its interest payments?
Zoned Pptys Inc (ZDPY) has an interest coverage ratio of -2.4x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Zoned Pptys Inc?
Zoned Pptys Inc (ZDPY) scores 28 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.