What is Zoned Pptys Inc's earnings per share (EPS)?

Zoned Pptys Inc (ZDPY) reported diluted earnings per share of -$0.24 for fiscal year 2025. This represents a -500.0% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Zoned Pptys Inc Financials

ZDPY

FY2025 annual

Revenue $4.1M +9.2% YoY

Net Income -$2.9M -597.3% YoY

EPS (Diluted) -$0.24 -500.0% YoY

Free Cash Flow Not reported for FY2025

Source SEC Filings (10-K/10-Q) Data as of Jun 30, 2026 Currency USD FYE December

Zoned Pptys Inc (ZDPY) reported $4.1M in revenue for fiscal year 2025, up 9.2% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI ZDPY FY2025 2026-05-15

Zoned Properties’ cash flow stayed positive while reported earnings collapsed, revealing an asset-heavy, financing-sensitive operating model.

From FY2024 to FY2025, revenue still increased from $3.8M to $4.1M. Yet operating cash flow improved to $781K even as net income fell deep into the red, so the reported loss behaved more like a hit to book value than a matching cash drain; equity shrank to $3.1M and debt-to-equity rose to 2.5x.

Profitability is volatile relative to the sales base: FY2025 revenue was only $4.1M, so items below the revenue line can dominate the result. That is why a business that posted a 15.1% net margin in FY2024 could swing to -68.9% a year later without a collapse in top-line activity; the economics are being shaped more by financing and balance-sheet effects than by simple sales momentum.

Leverage now carries more of the business, with cash at just $838K versus long-term debt of $7.7M. At the same time, accounts receivable rose to $453K while cash declined, meaning more of the year’s resources were tied up outside the bank account instead of adding liquidity to cushion the balance sheet.

Financial Health Signals

Financial health score not available

Zoned Pptys Inc does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

4/7

Zoned Pptys Inc passes 4 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 2 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Mixed

N/A

Zoned Pptys Inc reported a net loss of $2.9M while generating $781K in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal.

Interest Coverage At Risk

N/A

Zoned Pptys Inc reported an operating loss of $1.9M against $797K in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations.

Key Financial Metrics

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Earnings & Revenue

Revenue

$4.1M

YoY+9.2%

5Y CAGR+27.8%

10Y CAGR+11.3%

Zoned Pptys Inc generated $4.1M in revenue in fiscal year 2025. This represents an increase of 9.2% from the prior year.

EBITDA

-$1.5M

YoY-204.3%

Zoned Pptys Inc's EBITDA was -$1.5M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 204.3% from the prior year.

Net Income

-$2.9M

YoY-597.3%

Zoned Pptys Inc reported -$2.9M in net income in fiscal year 2025. This represents a decrease of 597.3% from the prior year.

EPS (Diluted)

-$0.24

YoY-500.0%

Zoned Pptys Inc earned -$0.24 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 500.0% from the prior year.

Cash & Balance Sheet

Cash & Debt

$838K

YoY-17.9%

5Y CAGR+3.7%

10Y CAGR-4.2%

Zoned Pptys Inc held $838K in cash against $7.7M in long-term debt as of fiscal year 2025.

Shares Outstanding

12M

YoY-0.5%

Zoned Pptys Inc had 12M shares outstanding in fiscal year 2025. This represents a decrease of 0.5% from the prior year.

Free Cash Flow

Not reported for fiscal year 2025.

Dividends Per Share

Not reported for fiscal year 2025.

Margins & Returns

Operating Margin

-45.5%

YoY-74.6pp

5Y CAGR-48.6pp

10Y CAGR+35.2pp

Zoned Pptys Inc's operating margin was -45.5% in fiscal year 2025, reflecting core business profitability. This is down 74.6 percentage points from the prior year.

Net Margin

-68.9%

YoY-84.1pp

5Y CAGR-62.5pp

10Y CAGR+27.7pp

Zoned Pptys Inc's net profit margin was -68.9% in fiscal year 2025, showing the share of revenue converted to profit. This is down 84.1 percentage points from the prior year.

Return on Equity

-93.0%

YoY-102.8pp

5Y CAGR-91.7pp

10Y CAGR-69.2pp

Zoned Pptys Inc's ROE was -93.0% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 102.8 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Capital Allocation

None of these metrics is reported for fiscal year 2025.

ZDPY Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

ZDPY annual income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY11	FY10	FY09
Revenue	$4.2M	$4.1M+9.2%	$3.8M+31.4%	$2.9M+8.5%	$2.7M+46.1%	$1.8M+49.8%	$1.2M-3.6%	$1.3M+1.9%	$1.2M-41.5%	$2.1M+14.0%	$1.9M+30.5%	$1.4M+203.5%	$468K	N/A	$164K	N/A
SG&A Expenses	$332K	$308K-7.0%	$331K-9.7%	$367K+33.1%	$276K+36.8%	$202K+5.7%	$191K-2.8%	$196K+4.8%	$187K+13.2%	$166K-18.9%	$204K-25.8%	$275K+85.5%	$148K	$28K-69.5%	$94K	N/A
Operating Income	-$2.5M	-$1.9M-270.9%	$1.1M+552.0%	$169K+255.3%	-$109K-343.7%	$45K+18.5%	$38K+5177.3%	$715+100.0%	-$2.0M-381.4%	$697K+356.1%	-$272K+76.3%	-$1.1M+79.1%	-$5.5M	-$28K-152.9%	$54K	N/A
Interest Expense	-$788K	-$797K-14.4%	-$697K-211.5%	$625K+287.6%	$161K+1228.9%	$12K	N/A	$120K	N/A	$43K-77.7%	$192K-0.5%	$193K+34.5%	$144K	N/A	N/A	N/A
Net Income	-$3.0M	-$2.9M-597.3%	$574K+206.2%	-$540K+5.9%	-$574K-246.4%	-$166K-111.7%	-$78K-537.9%	-$12K+99.4%	-$2.0M-247.1%	$1.4M+374.7%	-$502K+63.4%	-$1.4M+76.1%	-$5.7M	$992K+193.2%	-$1.1M-1703.6%	-$59K
EPS (Diluted)	—	-$0.24-500.0%	$0.06+250.0%	-$0.04+20.0%	-$0.05-400.0%	-$0.01	-$0.01	$0.00+100.0%	-$0.12-271.4%	$0.07+333.3%	-$0.03	N/A	N/A	N/A	N/A	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$774K-34.0%	$1.2M-3.5%	$1.2M+19.9%	$1.0M+8.0%	$938K-3.8%	$975K-21.0%	$1.2M+19.9%	$1.0M
SG&A Expenses	$94K+86.5%	$50K-59.7%	$125K+98.9%	$63K-3.3%	$65K+16.1%	$56K-18.5%	$69K-19.0%	$85K
Operating Income	-$46K-136.5%	$127K+104.3%	-$3.0M-904.1%	$367K+35.0%	$272K-36.5%	$429K+0.7%	$426K-4.3%	$445K
Interest Expense	-$172K+18.2%	-$211K+65.1%	-$603K-405.1%	$198K+200.4%	-$197K-1.2%	-$195K+83.8%	-$1.2M-740.1%	$187K
Net Income	$74K+235.0%	-$55K+98.3%	-$3.2M-2150.2%	$155K+489.5%	$26K-82.0%	$146K-67.7%	$451K+665.9%	$59K
EPS (Diluted)	$0.01	$0.00	N/A	$0.02	$0.00-100.0%	$0.01	N/A	$0.00

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Income Tax.

TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.

No annual filing on record for: FY2012, FY2013.

ZDPY Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

ZDPY annual balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY11	FY10	FY09
Total Assets	$13.9M-13.9%	$16.2M+12.1%	$14.4M+0.4%	$14.4M+76.7%	$8.1M+0.1%	$8.1M-0.4%	$8.2M-0.9%	$8.2M-18.1%	$10.1M+4.3%	$9.6M+6.0%	$9.1M-7.8%	$9.9M	$0-100.0%	$480K	N/A
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$358	N/A
Cash & Equivalents	$838K-17.9%	$1.0M-67.1%	$3.1M-28.5%	$4.3M+263.8%	$1.2M+70.4%	$699K+9.3%	$640K+80.3%	$355K-56.9%	$824K+125.2%	$366K-71.4%	$1.3M+20.2%	$1.1M	$0-100.0%	$358+231.5%	$108
Accounts Receivable	$453K+22.4%	$370K+171.0%	$137K-1.6%	$139K+1655.3%	$8K+58.6%	$5K-39.1%	$8K	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$10.9M+5.3%	$10.3M+12.2%	$9.2M+5.7%	$8.7M+291.7%	$2.2M+1.3%	$2.2M-0.1%	$2.2M-4.9%	$2.3M+4.1%	$2.2M-35.9%	$3.5M+3.3%	$3.3M+3.0%	$3.3M	$196K-17.5%	$238K	N/A
Long-Term Debt	$7.7M+7.0%	$7.2M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$3.1M-47.7%	$5.9M+11.8%	$5.2M-7.7%	$5.7M-4.0%	$5.9M-0.3%	$5.9M-0.5%	$6.0M+0.7%	$5.9M-24.4%	$7.8M+26.8%	$6.2M+7.6%	$5.7M-13.2%	$6.6M	-$196K-181.1%	$242K+225.1%	-$194K
Retained Earnings	-$18.5M-18.3%	-$15.6M+3.5%	-$16.2M-3.4%	-$15.7M-3.8%	-$15.1M-1.1%	-$14.9M-0.5%	-$14.9M-0.1%	-$14.8M-15.8%	-$12.8M+9.7%	-$14.2M-3.7%	-$13.7M-11.1%	-$12.3M	N/A	N/A	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$13.5M-13.6%	$15.6M+11.9%	$13.9M-17.1%	$16.8M+0.8%	$16.7M+0.4%	$16.6M+2.7%	$16.2M+3.1%	$15.7M
Cash & Equivalents	$2.4M-2.2%	$2.5M+198.5%	$838K-24.8%	$1.1M+13.0%	$986K-0.8%	$994K-2.6%	$1.0M-11.5%	$1.2M
Accounts Receivable	$127K+33.3%	$95K-79.0%	$453K+51.2%	$300K+37.8%	$217K-12.4%	$248K-33.0%	$370K+251.6%	$105K
Total Liabilities	$10.0M-17.9%	$12.2M+12.6%	$10.9M+2.9%	$10.6M-0.4%	$10.6M+0.5%	$10.6M+2.2%	$10.3M+0.2%	$10.3M
Long-Term Debt	$6.0M-22.5%	$7.7M-0.1%	$7.7M+3.5%	$7.4M-0.3%	$7.5M-0.3%	$7.5M+4.1%	$7.2M-0.6%	$7.2M
Total Equity	$3.4M+2.2%	$3.4M+9.4%	$3.1M-50.9%	$6.2M+2.8%	$6.1M+0.2%	$6.1M+3.5%	$5.9M+8.5%	$5.4M
Retained Earnings	-$18.5M+0.4%	-$18.5M-0.3%	-$18.5M-20.8%	-$15.3M+1.0%	-$15.5M+0.2%	-$15.5M+0.9%	-$15.6M+2.8%	-$16.1M

Not reported in any period shown, so not listed: Inventory, Goodwill, Current Liabilities.

No annual filing on record for: FY2012, FY2013.

ZDPY Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

ZDPY annual cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY11	FY10	FY09
Operating Cash Flow	$1.3M	$781K+35.2%	$578K+600.5%	$83K-90.5%	$872K+78.2%	$489K+187.7%	$170K-40.3%	$285K-20.9%	$360K+567.6%	$54K+1844.0%	-$3K+99.4%	-$500K+39.6%	-$828K	-$358+98.8%	-$30K	N/A
Capital Expenditures	N/A	N/A	$6K+500.6%	$1K-71.3%	$4K+43.4%	$3K+184.3%	$923	N/A	N/A	$3K+2.1%	$3K-63.6%	$7K-85.4%	$48K	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	$572K+601.8%	$81K-90.6%	$868K+78.4%	$487K+187.7%	$169K	N/A	N/A	$51K+1012.5%	-$6K+98.9%	-$507K+42.1%	-$876K	N/A	N/A	N/A
Investing Cash Flow	$11K	-$1.4M+59.2%	-$3.5M-184.7%	-$1.2M+38.3%	-$2.0M-60112.3%	$3K+103.0%	-$110K	N/A	-$829K-155.9%	$1.5M+262.7%	-$912K-223.1%	-$282K+96.9%	-$9.1M	N/A	N/A	N/A
Financing Cash Flow	$197K	$476K-45.3%	$870K+1194.1%	-$80K-101.9%	$4.3M	N/A	N/A	N/A	N/A	-$1.1M	N/A	$998K-90.9%	$11.0M	N/A	$30K	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$2K	N/A	N/A	N/A	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	-$589K-136.1%	$1.6M+1257.6%	$120K+31.1%	$92K-61.7%	$239K-27.7%	$331K+169.1%	$123K-41.1%	$209K
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A	$0	$0
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	$123K-41.1%	$209K
Investing Cash Flow	$562K+1222.6%	$42K+106.5%	-$654K-1181.8%	$61K+130.7%	-$197K+69.7%	-$649K-210.4%	-$209K+86.5%	-$1.5M
Financing Cash Flow	-$28K-181.4%	-$10K-103.8%	$258K+1173.8%	-$24K+52.3%	-$50K-117.3%	$292K+735.8%	-$46K-104.8%	$960K

Not reported in any period shown, so not listed: Dividends Paid.

No annual filing on record for: FY2012, FY2013.

ZDPY Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

ZDPY annual financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY11	FY10	FY09
Operating Margin	-45.5%-74.6pp	29.1%+23.2pp	5.9%+10.0pp	-4.1%-6.6pp	2.5%-0.6pp	3.1%+3.0pp	0.1%	-158.6%	33.0%+47.7pp	-14.7%+66.1pp	-80.8%	-1171.1%	N/A	33.0%	N/A
Net Margin	-68.9%-84.1pp	15.1%+33.8pp	-18.7%+2.9pp	-21.6%-12.5pp	-9.1%-2.7pp	-6.5%-5.5pp	-1.0%	-163.9%	65.2%+92.2pp	-27.1%+69.6pp	-96.6%	-1226.8%	N/A	-650.8%	N/A
Return on Equity	-93.0%-102.8pp	9.8%+20.1pp	-10.3%-0.2pp	-10.1%-7.3pp	-2.8%-1.5pp	-1.3%-1.1pp	-0.2%+34.0pp	-34.2%-51.8pp	17.6%+25.7pp	-8.1%+15.8pp	-23.9%+63.0pp	-86.9%	N/A	-439.2%	N/A
Return on Assets	-20.5%-24.0pp	3.5%+7.3pp	-3.7%+0.2pp	-4.0%-1.9pp	-2.0%-1.1pp	-1.0%-0.8pp	-0.1%+24.5pp	-24.6%-38.3pp	13.7%+18.9pp	-5.2%+9.9pp	-15.1%+43.1pp	-58.2%	N/A	-221.5%	N/A
Debt-to-Equity	2.51+1.3x	1.23-0.5x	1.76+0.2x	1.53+1.2x	0.380.0x	0.370.0x	0.370.0x	0.39+0.1x	0.28-0.3x	0.560.0x	0.58+0.1x	0.49	N/A	0.98	N/A
FCF Margin	N/A	15.1%+12.3pp	2.8%-29.8pp	32.6%+5.9pp	26.7%+12.8pp	13.9%	N/A	N/A	2.4%+2.7pp	-0.3%+35.4pp	-35.7%	-187.3%	N/A	N/A	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Margin	-6.0%-16.8pp	10.8%	-243.1%	36.3%+7.2pp	29.0%-15.0pp	44.0%+9.5pp	34.5%-8.7pp	43.2%
Net Margin	9.5%+14.2pp	-4.7%	-261.9%	15.3%+12.5pp	2.8%-12.2pp	15.0%-21.6pp	36.5%+30.8pp	5.7%
Return on Equity	2.1%+3.8pp	-1.6%+102.1pp	-103.7%-106.2pp	2.5%+2.0pp	0.4%-2.0pp	2.4%-5.3pp	7.7%+6.6pp	1.1%
Return on Assets	0.5%+0.9pp	-0.4%+22.5pp	-22.8%-23.8pp	0.9%+0.8pp	0.2%-0.7pp	0.9%-1.9pp	2.8%+2.4pp	0.4%
Debt-to-Equity	1.74-0.6x	2.29-0.2x	2.51+1.3x	1.190.0x	1.230.0x	1.230.0x	1.23-0.1x	1.34
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A	10.0%-10.3pp	20.3%

Not reported in any period shown, so not listed: Gross Margin, Current Ratio.

Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Operating Margin, Net Margin, FCF Margin.

No annual filing on record for: FY2012, FY2013.

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Where Zoned Pptys Inc Ranks

Frequently Asked Questions

What is Zoned Pptys Inc's annual revenue?

Zoned Pptys Inc (ZDPY) reported $4.1M in total revenue for fiscal year 2025. This represents a 9.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Zoned Pptys Inc's revenue growing?

Zoned Pptys Inc (ZDPY) revenue grew by 9.2% year-over-year, from $3.8M to $4.1M in fiscal year 2025.

Is Zoned Pptys Inc profitable?

No, Zoned Pptys Inc (ZDPY) reported a net income of -$2.9M in fiscal year 2025, with a net profit margin of -68.9%.

What is Zoned Pptys Inc's EBITDA?

Zoned Pptys Inc (ZDPY) had EBITDA of -$1.5M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does Zoned Pptys Inc have?

As of fiscal year 2025, Zoned Pptys Inc (ZDPY) had $838K in cash and equivalents against $7.7M in long-term debt.

What is Zoned Pptys Inc's operating margin?

Zoned Pptys Inc (ZDPY) had an operating margin of -45.5% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Zoned Pptys Inc's net profit margin?

Zoned Pptys Inc (ZDPY) had a net profit margin of -68.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Zoned Pptys Inc's return on equity (ROE)?

Zoned Pptys Inc (ZDPY) has a return on equity of -93.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Zoned Pptys Inc's operating cash flow?

Zoned Pptys Inc (ZDPY) generated $781K in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Zoned Pptys Inc's total assets?

Zoned Pptys Inc (ZDPY) had $13.9M in total assets as of fiscal year 2025, including both current and long-term assets.

How many shares does Zoned Pptys Inc have outstanding?

Zoned Pptys Inc (ZDPY) had 12M shares outstanding as of fiscal year 2025.

What is Zoned Pptys Inc's debt-to-equity ratio?

Zoned Pptys Inc (ZDPY) had a debt-to-equity ratio of 2.51 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Zoned Pptys Inc's return on assets (ROA)?

Zoned Pptys Inc (ZDPY) had a return on assets of -20.5% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Zoned Pptys Inc's Piotroski F-Score?

Zoned Pptys Inc (ZDPY) has a Piotroski F-Score of 4 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Zoned Pptys Inc's earnings high quality?

Zoned Pptys Inc (ZDPY) reported a net loss of $2.9M while generating $781K in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can Zoned Pptys Inc cover its interest payments?

Zoned Pptys Inc (ZDPY) reported an operating loss of $1.9M against $797K in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.