Ameris Bancorp reports news as a bank holding company operating through Ameris Bank, a state-chartered bank serving consumer and business customers across a Southeast financial-center network and nationwide through selected lending channels. Updates commonly cover quarterly earnings, net interest income and margin trends, loan and earning-asset growth, credit-related commentary, and capital actions such as dividends and common-stock repurchases.
Company announcements also address Ameris Bank products and service lines, including traditional banking and lending, treasury and cash management, mortgage and refinancing services, equipment finance, warehouse lending, and insurance premium financing. Governance and leadership changes at the bank holding company and its subsidiary are recurring disclosure themes.
Ameris Bancorp (ABCB) reported third-quarter 2026 net income of $116.1 million, exceeding the comparable quarter a year earlier. Diluted earnings per share rose to $1.73 from $1.54, while nine-month net income fell to $278.0 million from $303.8 million.
Tax-equivalent net interest income reached $258.6 million, up 8.2% year over year. Net interest margin was 3.87%, up seven basis points annually but down one basis point sequentially. Loans grew $173.1 million and deposits increased $319.4 million during the quarter. Noninterest income fell 12.7% sequentially to $64.2 million, while noninterest expense declined 34.6% to $158.7 million.
Nonperforming assets rose to 0.54% of assets, although annualized net charge-offs declined to 0.19% of average loans. The board authorized up to $200.0 million in share repurchases through October 31, 2027.
Ameris Bancorp (ABCB) intends to release its third quarter 2026 financial results after the market closes on October 22, 2026. CEO H. Palmer Proctor, Jr., CFO Nicole S. Stokes and Chief Credit Officer Douglas D. Strange will host a results teleconference on October 23, 2026, at 9:00 a.m. Eastern time. A live webcast and the financial information discussed will be available through the Ameris Bank Investor Relations website.
Ameris Bancorp (ABCB) declared a quarterly cash dividend of $0.20 per share on its common stock, payable on October 5, 2026, to shareholders of record as of September 30, 2026.
The company, parent of Ameris Bank headquartered in Atlanta, manages $28.5 billion in assets as of June 30, 2026 and operates financial centers in five southeastern states, serving consumer and business customers nationwide through various lending and banking services.
Ameris Bank (NYSE: ABCB) has expanded its South Carolina leadership by appointing three market presidents in key growth regions. Marvin Robinson is named Midlands market president for Lexington and Columbia, P.J. Watson becomes Charleston market president, and Dustin Morris is promoted to Greenville market president to lead regional growth.
The appointees bring extensive commercial banking, credit, and community leadership experience. Ameris Bank, a subsidiary of Ameris Bancorp, manages $28.5 billion in assets as of June 30, 2026, and operates across five southeastern states.
Ameris Bank (NYSE: ABCB) expanded its Ameris Choice homebuyer assistance program, now offering up to $10,000 in down payment assistance for qualified homebuyers purchasing in eligible markets in Atlanta. The program supports first-time buyers of a primary residence in designated areas across Florida, Georgia, and South Carolina.
According to Ameris Bank, Ameris Choice is available in metropolitan Deltona/Daytona, Jacksonville, Ocala and Tallahassee, Florida; Atlanta and Gainesville, Georgia; Greenville, South Carolina; and certain affordable housing community development areas in Charleston, South Carolina. Ameris manages $28.5 billion in assets as of June 30, 2026.
Ameris Bank (NYSE: ABCB) has appointed veteran banker Carl Insel to lead its Atlanta market. Insel brings over 35 years of financial services experience, including 16 years at First Citizens Bank as regional executive vice president and prior roles at SunTrust in multiple banking lines.
According to Ameris Bank, his background in building high-performing teams and driving relationship-based deposit growth is expected to support continued momentum in Atlanta. Ameris Bank, headquartered in Atlanta, managed $28.5 billion in assets as of June 30, 2026.
Ameris Bancorp (NYSE: ABCB) reported second quarter 2026 net income of $51.4 million, or $0.77 per diluted share, down from $109.8 million, or $1.60, a year earlier. Adjusted net income, excluding a litigation accrual and securities gain, was $107.3 million, or $1.60 per diluted share, versus $109.4 million, or $1.59, in 2025.
The company reported adjusted ROA of 1.53% and adjusted ROTCE of 14.08%, with revenue growth of 14.9% annualized and a stable tax‑equivalent net interest margin of 3.88%. Average earning assets grew $544.6 million (8.5% annualized), and loans rose $349.9 million (6.4% annualized). Noninterest‑bearing deposits increased to 30.0% of total deposits. Results included an $82.5 million litigation expense accrual, lifting noninterest expense 54.5% to $242.7 million. Credit metrics remained contained, with annualized net charge‑offs of 0.20% and nonperforming assets at 0.47% of total assets. Tangible book value per share increased to $45.10, and Ameris repurchased 226,600 shares for $19.0 million.
Ameris Bancorp (NYSE: ABCB) plans to release its second quarter 2026 earnings after market close on July 23, 2026. Management will host a teleconference at 9:00 a.m. ET on July 24, 2026 to discuss results.
Investors can join by phone, replay, or live webcast via the Ameris Bank investor relations website.
Ameris Bank (ABCB) is commemorating America’s 250th birthday with a $25,000 donation to the University of North Georgia to support future military leaders.
The gift will fund National Leadership Challenge participation for 25 high school students and provide ten $2,000 scholarships for entering freshman cadets in UNG’s Corps of Cadets.
Ameris Bank (NYSE:ABCB) donated $10,000 to Lifecycle Building Center’s Brick to Brick program in Atlanta, supporting vintage brick recovery, cleaning equipment and facility upgrades. LBC has redirected 14 million pounds of materials from landfills, generating $7 million in community savings and aiding over 450 nonprofits. Ameris manages $28.1 billion in assets as of March 31, 2026.