Welcome to our dedicated page for Ameris Bancorp SEC filings (Ticker: ABCB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Ameris Bancorp filings document the regulatory record of a bank holding company whose primary operating subsidiary is Ameris Bank. Form 8-K reports furnish quarterly and annual financial results, Regulation FD investor presentations, share repurchase authorizations, and executive-transition matters tied to the company's management and compensation arrangements.
Definitive proxy materials cover annual shareholder meeting procedures, director elections, voting matters, governance practices, and executive compensation. The filing record also identifies the company's common-stock disclosure framework, Georgia corporate status, and bank-specific operating and risk-oversight subjects through exhibits related to earnings, capital management, leadership, and shareholder governance.
Ameris Bancorp (ABCB) director James B. Miller Jr. reported a bona fide gift of 22,279.16 shares of common stock on 2026-08-18, moving those shares from his direct holdings to a foundation he is associated with. After the gift, he directly held 1,559,260.9255 shares, a figure that includes an additional 22.31065 shares acquired through a dividend reinvestment plan, and the foundation held 299,624.8430 shares indirectly for him. He also reported indirect holdings of 212,922.4364 shares through a limited partnership, 96,576.7166 shares through a spouse’s estate trust, and 22.8949 shares in a 401(k) account.
Ameris Bancorp (ABCB) reported that Chief Credit Officer Douglas D. Strange transferred 120 shares of Common Stock on 2026-08-19 as a bona fide charitable gift, with no consideration received. Following this gift, Strange directly holds 29,520 shares of Ameris Bancorp common stock.
North Reef Capital Management LP, North Reef Capital Management GP LLC, and James Hanna, III report their beneficial ownership of Ameris Bancorp common stock in an amended Schedule 13G filing. They collectively report 2,732,243 shares of common stock, representing 4.06% of the class. All of these shares are reported with shared voting and dispositive power, with no sole voting or dispositive power over any shares. The filers indicate that their holdings represent ownership of 5 percent or less of Ameris Bancorp’s outstanding common stock. The parties have entered into a Joint Filing Agreement covering this ownership report.
Ameris Bancorp reported Q2 2026 net income of $51.4 million ($0.77 diluted EPS), down from $109.8 million a year earlier, primarily because of an $82.5 million litigation expense recorded after a jury verdict in a case involving a former executive.
Net interest income increased to $252.5 million from $231.8 million on loan growth; period-end loans reached $22.18 billion and total assets were $28.49 billion. Provision for credit losses rose to $17.3 million from $2.8 million, and the allowance for credit losses grew to $359.5 million.
Total deposits were $22.59 billion and other borrowings increased to $1.25 billion, including new short-term Federal Home Loan Bank advances. Nonaccrual loans were $120.5 million, and accumulated other comprehensive income was a $16.5 million loss, reflecting larger unrealized losses on available-for-sale securities.
State Street Corporation reports beneficial ownership of common stock of Ameris Bancorp. State Street beneficially owns 3,490,328 shares of Ameris Bancorp common stock, representing 5.2% of the class as of the reported date.
State Street has shared voting power over 496,338 shares and shared dispositive power over 3,490,328 shares, with no sole voting or dispositive power. Several State Street Global Advisors investment advisory subsidiaries are identified as the relevant entities through which these holdings are managed.
Ameris Bancorp reported net income of $51.4 million, or $0.77 per diluted share, for the quarter ended June 30, 2026, down from $109.8 million, or $1.60, a year earlier. Results were affected by an $82.5 million litigation expense accrual tied to a California employment jury verdict. Excluding this and other items, adjusted net income was $107.3 million, or $1.60 per diluted share, versus $109.4 million, or $1.59, in the prior-year quarter, with adjusted ROA at 1.53% and adjusted ROTCE at 14.08%.
Net interest income on a tax-equivalent basis rose to $253.4 million, up 3.3% from the prior quarter and 8.9% year over year, as average earning assets grew $544.6 million and net interest margin held at 3.88%. Noninterest income was $73.5 million, helped by a $7.4 million securities gain and offset by softer mortgage banking. Loans increased $349.9 million (6.4% annualized) and total deposits reached $22.59 billion, with noninterest-bearing balances comprising 30.0%. Asset quality remained solid, with an allowance for credit losses on loans of 1.62%, nonperforming assets at 0.47% of assets and net charge-offs at 0.20% annualized. Capital stayed strong, with tangible book value per share of $45.10, a TCE/TA ratio of 11.04%, CET1 of 12.8% and share repurchases of 226,600 shares for $19.0 million.
Ameris Bancorp executive David McLeod Boggs, the Chief Risk Officer, filed an initial statement of beneficial ownership. He reports direct ownership of 9,847.5447 shares of Ameris Bancorp Common Stock, with no buy or sell transactions reported in this filing.
Ameris Bancorp director Rodney D. Bullard acquired additional shares of the company’s common stock through an employee stock purchase plan. On June 22, 2026, he obtained 214.3462 shares at an average price of $87.4753 per share. Following this plan-related acquisition, his direct holdings increased to 16,841.3347 shares of Ameris Bancorp common stock.
Ameris Bancorp director William H. Stern acquired 271.5052 shares of common stock at $87.4753 per share as a participant in an employee stock purchase plan. Following this plan-related acquisition, he directly holds 49,254.2164 shares. He also has indirect holdings reported as 2,777 shares through a Family Trust, 2,337 shares for Children, 234 shares via a Family Foundation, and 337 shares held by his Spouse.
Ameris Bancorp has amended and restated its bylaws, effective June 18, 2026. The updated bylaws introduce an exclusive forum provision that directs certain legal claims to the Georgia State-wide Business Court and assigns all claims arising under the Securities Act of 1933 to U.S. federal district courts.