Welcome to our dedicated page for Ameris Bancorp SEC filings (Ticker: ABCB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to Ameris Bancorp (NYSE: ABCB) filings with the U.S. Securities and Exchange Commission, along with AI‑generated summaries that help explain the key points in each document. Ameris Bancorp, the parent of Ameris Bank, uses these filings to report material information about its commercial banking operations, financial condition and corporate actions.
Investors can review current reports on Form 8‑K, which Ameris Bancorp files to furnish quarterly earnings press releases and investor presentations, and to disclose events such as the authorization of share repurchase programs. These filings typically include details on net income, net interest income, net interest margin, loan and deposit balances, efficiency ratio, tangible book value measures, credit quality indicators and capital actions.
Through this filings page, users can also locate annual reports on Form 10‑K and quarterly reports on Form 10‑Q when available, which provide more comprehensive discussions of Ameris Bancorp’s business segments, including its Banking Division, Retail Mortgage Division, Warehouse Lending Division and Premium Finance Division. These reports describe the company’s traditional banking and lending products, treasury and cash management services, insurance premium financing, and mortgage and refinancing activities.
The platform highlights insider transaction reports on Form 4 and other ownership filings, allowing users to track changes in holdings by Ameris Bancorp directors and officers. AI‑powered tools summarize long‑form filings, point out significant changes from prior periods and clarify technical disclosures related to capital, funding, credit quality and regulatory matters, helping readers interpret complex SEC documents more efficiently.
Ameris Bancorp executive reports routine tax share withholding. Chief Information Officer Ross L. Creasy had 615 shares of Ameris Bancorp common stock withheld at $79.35 per share to cover taxes due when 1,380 previously awarded shares vested on February 24, 2026. After this tax-withholding disposition, he holds 57,717.9686 common shares directly, including 35.08952 shares acquired through a dividend reinvestment plan.
Ameris Bancorp Bank President Bassett Lawton E III reported a tax-related share disposition. On the vesting of 1,380 restricted common shares on February 24, 2026, 615 shares were withheld at $79.35 per share to cover tax withholding obligations.
After this non-market tax-withholding disposition, he directly owned 114,031 Ameris Bancorp common shares. The filing also shows indirect ownership of 168 common shares held through his spouse.
Ameris Bancorp presents an annual overview of its regional banking franchise and risk profile. The company operates 163 full-service offices across Georgia, Alabama, Florida, North Carolina and South Carolina, with approximately $27.52 billion in total assets and $22.38 billion in deposits at December 31, 2025.
The loan book totals about $22.14 billion, or 80.5% of assets, diversified across commercial real estate, residential mortgages, commercial and industrial, consumer and agricultural lending. Shareholders’ equity is $4.08 billion, and both the holding company and bank report strong regulatory capital ratios well above “well-capitalized” thresholds.
Ameris highlights reliance on net interest income, which represents 77.6% of 2025 revenue, competition from banks and fintechs, interest-rate and liquidity sensitivity, mortgage banking cyclicality, and cybersecurity as key strategic and operational risks. Human capital remains central, with 2,673 full-time-equivalent employees and multiple leadership, mentorship and benefits programs supporting retention and growth.
Ameris Bancorp Chief Credit Officer Douglas D. Strange reported a mix of stock awards and small share dispositions. On February 20, 2026, he acquired 10,152 shares of common stock at no cost as a grant under the Ameris Bancorp 2021 Omnibus Equity Compensation Plan, vesting in three equal installments of 3,384 shares on February 20, 2027, 2028, and 2029. On February 21, 2026, 842 shares at $83.73 per share were withheld to cover tax obligations triggered by the vesting of earlier stock awards. On February 24, 2026, he completed a very small open-market sale of 0.5947 shares at $78.76 per share, and directly owned 31,130 shares of common stock after these transactions.
Ameris Bancorp CFO Nicole S. Stokes reported multiple stock transactions involving company common shares. She received a grant of 27,470 shares on February 20, 2026 under the Ameris Bancorp 2021 Omnibus Equity Compensation Plan, with equal tranches scheduled to vest on February 20, 2027, February 20, 2028, and February 20, 2029.
On February 21, 2026, 1,318 shares were withheld to cover tax obligations upon vesting of earlier awards, and on February 24, 2026 she made a small open-market sale of 0.5291 shares at $79.20 per share. After these transactions, she directly owned 86,210 shares of Ameris Bancorp common stock.
Ameris Bancorp Chief Legal Officer Jody L. Spencer reported routine equity compensation activity involving company common stock. On February 20, Spencer acquired 11,108 shares at a price of $0.0000 per share as a stock grant under the Ameris Bancorp 2021 Omnibus Equity Compensation Plan, with portions scheduled to vest on February 20, 2027, February 20, 2028, and February 20, 2029.
On February 21, Spencer had 1,098 shares withheld at $83.73 per share to cover tax obligations related to previously granted awards that vested. After these transactions, direct ownership stood at 56,261.2254 shares of Ameris Bancorp common stock.
Ameris Bancorp Chief Governance Officer Michael T. Pierson reported a mix of stock grant and tax‑related share withholding. On February 20, 2026, he acquired 10,510 shares of Ameris Bancorp common stock as a stock grant under the 2021 Omnibus Equity Compensation Plan, with vesting in three annual installments through February 20, 2029. On February 21, 2026, 1,098 shares were withheld at $83.73 per share to cover tax obligations triggered by vesting of earlier awards. After these transactions, he directly held 83,944.576 common shares and indirectly held 5,211.4325 shares through a 401(k).
Ameris Bancorp CEO Palmer H. Proctor Jr. reported two equity-related transactions in Ameris Bancorp common stock. On February 20, 2026, he acquired 35,830 shares as a stock grant under the Ameris Bancorp 2021 Omnibus Equity Compensation Plan, scheduled to vest on February 20, 2029.
On February 21, 2026, 6,149 shares were withheld at a price of $83.73 per share to cover tax obligations triggered by prior awards vesting. After these transactions, his directly held stake was about 421,053 shares, with additional indirect holdings reported through a 401(k), children, and spouse accounts.
Ameris Bancorp Chief Risk Officer William D. McKendry reported a tax-related share disposition. On February 21, 1,098 shares of common stock were withheld at $83.73 per share to cover tax obligations tied to vesting awards. These vestings totaled 1,437 and 1,028 shares from grants made in 2024 and 2025, and McKendry held about 47,401.2254 shares directly afterward.
Ameris Bancorp Chief Strategy Officer James A. LaHaise had 1,318 shares of common stock withheld to cover taxes when prior equity awards vested. The shares were valued at $83.73 each and were used to satisfy tax withholding obligations tied to awards granted in February 2024 and February 2025. After this tax-withholding disposition, he directly holds 110,152 shares of Ameris Bancorp common stock.