Ameris Bancorp (ABCB) CFO has 738 shares withheld for taxes on vesting

Rhea-AI Filing Summary

Ameris Bancorp CFO Nicole S. Stokes reported a tax‑related share disposition. On February 24, 2026, 738 shares of common stock were withheld to cover tax obligations triggered by the vesting of 1,656 previously granted shares. After this withholding transaction, she directly owns 85,472 Ameris Bancorp shares.

Insights

Equity compensation and insider-transactions analyst

Routine tax withholding from equity vesting; no open‑market selling.

This Form 4 shows Ameris Bancorp CFO Nicole S. Stokes had 738 common shares withheld at $79.35 per share to satisfy tax obligations when 1,656 restricted shares vested on February 24, 2026.

The transaction is coded "F," indicating payment of tax liability by delivering securities rather than an open‑market sale. Following this withholding, she directly holds 85,472 shares. This appears to be a standard equity-compensation event, with limited standalone impact on the broader investment case.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Stokes Nicole S

(Last) (First) (Middle)

3490 PIEDMONT RD NE

STE 1550

(Street)

ATLANTA GA 30305

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Ameris Bancorp [ ABCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CFO

3. Date of Earliest Transaction (Month/Day/Year)
02/24/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/24/2026		F(1)		738	D	$79.35	85,472	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This transaction represents the withholding of 738 shares of common stock to satisfy the tax withholding obligations incurred by the reporting person upon the vesting on February 24, 2026 of 1,656 shares of common stock originally awarded on February 23, 2023.

Remarks:

	Nicole Stokes by Elna Klein-Kolarich as Attorney-in-Fact	02/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Ameris Bancorp (ABCB) report for Nicole S. Stokes?

Ameris Bancorp reported a Form 4 for CFO Nicole S. Stokes showing 738 common shares were withheld to cover taxes from vesting of 1,656 restricted shares. This was a tax-withholding disposition, not an open-market purchase or sale, under her equity compensation.

Was the Ameris Bancorp (ABCB) CFO selling shares on the open market in this Form 4?

No, the Form 4 does not show an open-market sale. It reports 738 shares withheld to satisfy tax obligations upon vesting of 1,656 previously granted shares, a common equity compensation practice rather than a discretionary sale into the market.

How many Ameris Bancorp (ABCB) shares does CFO Nicole S. Stokes own after this transaction?

After the tax-withholding transaction, CFO Nicole S. Stokes directly owns 85,472 Ameris Bancorp common shares. This figure is reported as her direct ownership following the withholding of 738 shares related to the vesting of a restricted stock award.

What does transaction code "F" mean in the Ameris Bancorp (ABCB) Form 4 filing?

Transaction code "F" indicates payment of an exercise price or tax liability by delivering securities. In this case, 738 Ameris Bancorp shares were withheld to cover taxes when 1,656 restricted shares vested, rather than being sold on the open market.

At what price were the Ameris Bancorp (ABCB) shares withheld for the CFO’s tax obligations?

The withheld shares are reported at a price of $79.35 per share. This price applies to the 738 Ameris Bancorp common shares used to satisfy the CFO’s tax-withholding obligations when her 1,656-share restricted stock award vested on February 24, 2026.