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Ameris Bancorp (ABCB) CEO gifts 8,906 shares to charity

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Ameris Bancorp CEO Palmer H. Proctor Jr. reported a bona fide gift of 8,906 shares of Ameris Bancorp common stock on May 6, 2026. The shares were donated to a charitable donor advised fund, so no cash sale occurred in the market.

After the gift, he directly owned 409,027.7303 common shares, with additional indirect holdings reported for his children, spouse, and a 401(k) account. These entries update his total reported ownership but do not reflect open-market buying or selling.

Positive

  • None.

Negative

  • None.
Insider PROCTOR H PALMER JR
Role CEO
Type Security Shares Price Value
Gift Common Stock 8,906 $0.00 --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 409,027.73 shares (Direct, null); Common Stock — 23,321.828 shares (Indirect, 401(k))
Footnotes (1)
  1. The reported transaction reflects the gifting of the securities to a charitable donor advised fund. This total includes an additional 58.016946 shares acquired through a dividend reinvestment plan.
Gifted shares 8,906 shares Bona fide gift of common stock on May 6, 2026
Direct holdings after gift 409,027.7303 shares Common stock directly owned following the gift
Children’s indirect holdings 22,865.0015 shares Indirect common stock ownership categorized as By Children
Spouse indirect holdings 17,977.9594 shares Indirect common stock ownership categorized as Spouse
401(k) indirect holdings 23,321.8283 shares Common stock held indirectly in a 401(k) account
Gift price per share $0.0000 per share Recorded value for bona fide gift transaction
Dividend reinvestment plan shares 58.016946 shares Additional shares included through a dividend reinvestment plan
bona fide gift financial
"The reported transaction reflects the gifting of the securities to a charitable donor advised fund."
A bona fide gift is a genuine, voluntary transfer of money, property, or benefits from one party to another made without expectation of repayment, services, or hidden conditions. Investors care because such gifts can affect company disclosures, related‑party transaction rules, tax treatment, and perceived conflicts of interest; think of it like someone giving you a present with no strings attached — but on a corporate scale, auditors and regulators need to verify it really is unconditional.
donor advised fund financial
"The reported transaction reflects the gifting of the securities to a charitable donor advised fund."
A donor advised fund is a charitable savings account you fund with cash or assets (including stocks) that lets you take an immediate tax benefit while recommending when and which charities receive grants over time. Think of it like a dedicated piggy bank for giving: you get tax relief when you put money in, can avoid selling appreciated securities and triggering capital gains, and still control the timing and recipients of donations, which affects tax planning, portfolio decisions, and public giving signals.
dividend reinvestment plan financial
"This total includes an additional 58.016946 shares acquired through a dividend reinvestment plan."
A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.
indirect ownership financial
"Indirect entries list holdings categorized as By Children, Spouse, and 401(k)."
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
PROCTOR H PALMER JR

(Last)(First)(Middle)
3490 PIEDMONT RD NE
STE 1550

(Street)
ATLANTA GEORGIA 30305

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Ameris Bancorp [ ABCB ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
CEO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/06/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/06/2026G(1)8,906D$0409,027.7303D
Common Stock23,321.8283I401(k)
Common Stock17,977.9594ISpouse
Common Stock22,865.0015(2)IBy Children
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. The reported transaction reflects the gifting of the securities to a charitable donor advised fund.
2. This total includes an additional 58.016946 shares acquired through a dividend reinvestment plan.
Remarks:
H. Palmer Proctor, Jr. by Elna Klein-Kolarich as Attorney-In-Fact05/08/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Ameris Bancorp (ABCB) report for its CEO?

Ameris Bancorp CEO Palmer H. Proctor Jr. reported gifting 8,906 common shares. The filing classifies this as a bona fide gift, not a sale, and therefore it does not represent an open-market transaction or a change in his investment thesis toward the company.

How many Ameris Bancorp (ABCB) shares did the CEO gift and to whom?

He gifted 8,906 Ameris Bancorp common shares. According to the filing footnote, the shares were transferred to a charitable donor advised fund, indicating a philanthropic disposition rather than a market sale for personal liquidity or portfolio rebalancing purposes.

How many Ameris Bancorp (ABCB) shares does the CEO hold after the reported gift?

After the gift, the CEO directly held 409,027.7303 Ameris Bancorp common shares. The filing also lists separate indirect holdings for his children, spouse, and a 401(k) account, reflecting additional exposure beyond the directly owned position disclosed in the primary line.

Does the Ameris Bancorp (ABCB) Form 4 show any insider share sales or purchases?

The Form 4 does not show open-market purchases or sales. It reports one bona fide gift of 8,906 common shares and several holding entries, which update indirect positions for family and retirement accounts rather than documenting traditional buy or sell transactions.

What indirect Ameris Bancorp (ABCB) holdings are reported for the CEO’s family and plans?

The filing shows 22,865.0015 shares held for his children, 17,977.9594 shares attributed to his spouse, and 23,321.8283 shares in a 401(k). These are categorized as indirect ownership and supplement his direct 409,027.7303-share position following the charitable gift transaction.

How is the Ameris Bancorp (ABCB) CEO’s gift transaction priced in the Form 4?

The gift of 8,906 Ameris Bancorp common shares is recorded at a per-share price of 0.0000. This reflects that the transfer was a bona fide gift to a charitable donor advised fund rather than a cash sale executed on the open market at a prevailing share price.