Ameris Bancorp (ABCB) CLO reports tax-withholding share disposition

Rhea-AI Filing Summary

Ameris Bancorp Chief Legal Officer Jody L. Spencer reported a tax-withholding share disposition tied to restricted stock vesting. On the vesting of 1,380 shares of common stock, 615 shares were withheld at $79.35 per share to cover taxes, leaving 55,646.2254 shares of common stock owned directly.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Spencer Jody L

Role Chief Legal Officer

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	615	$79.35	$49K

Holdings After Transaction: Common Stock — 55,646.225 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Spencer Jody L

(Last) (First) (Middle)

3490 PIEDMONT RD NE

STE 1550

(Street)

ATLANTA GA 30305

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Ameris Bancorp [ ABCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Legal Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/24/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/24/2026		F(1)		615	D	$79.35	55,646.2254	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This transaction represents the withholding of 615 shares of common stock to satisfy the tax withholding obligations incurred by the reporting person upon the vesting on February 24, 2026 of 1,380 shares of common stock originally awarded on February 23, 2023.

Remarks:

	Jody L. Spencer by Elna Klein-Kolarich as Attorney-In-Fact	02/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Ameris Bancorp (ABCB) disclose in this Form 4 filing?

Ameris Bancorp reported that its Chief Legal Officer, Jody L. Spencer, had 615 common shares withheld at $79.35 per share to cover taxes on the vesting of 1,380 previously granted shares, a routine tax-withholding disposition rather than an open-market stock sale.

How many Ameris Bancorp shares were withheld for taxes in the latest Form 4?

The Form 4 shows 615 Ameris Bancorp common shares were withheld to satisfy tax obligations. This withholding was triggered by the vesting of 1,380 shares originally awarded on February 23, 2023, and reflects a non-market tax-withholding disposition transaction.

What price was used for the Ameris Bancorp shares withheld for taxes?

The tax-withholding disposition used a price of $79.35 per Ameris Bancorp share. This value applies to the 615 shares withheld to cover tax obligations when 1,380 restricted shares vested for Chief Legal Officer Jody L. Spencer on February 24, 2026.

How many Ameris Bancorp shares does Jody L. Spencer own after this Form 4 transaction?

After the tax-withholding transaction, Jody L. Spencer directly owns 55,646.2254 Ameris Bancorp common shares. This figure reflects her holdings following the vesting of 1,380 shares and the withholding of 615 shares to satisfy associated tax obligations on February 24, 2026.

Was the Ameris Bancorp Form 4 transaction an open-market stock sale?

No, the Form 4 describes a tax-withholding disposition, not an open-market sale. The 615 withheld shares satisfied tax obligations from vesting of 1,380 restricted shares originally granted in 2023, a common administrative transaction for equity-based compensation awards.

What type of Ameris Bancorp security was involved in this Form 4 filing?

The filing involves Ameris Bancorp common stock. Specifically, 1,380 common shares vested from a prior award, and 615 of those shares were withheld to cover tax obligations, leaving Jody L. Spencer with 55,646.2254 directly owned common shares afterward.