Welcome to our dedicated page for Ameris Bancorp SEC filings (Ticker: ABCB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Ameris Bancorp filings document the regulatory record of a bank holding company whose primary operating subsidiary is Ameris Bank. Form 8-K reports furnish quarterly and annual financial results, Regulation FD investor presentations, share repurchase authorizations, and executive-transition matters tied to the company's management and compensation arrangements.
Definitive proxy materials cover annual shareholder meeting procedures, director elections, voting matters, governance practices, and executive compensation. The filing record also identifies the company's common-stock disclosure framework, Georgia corporate status, and bank-specific operating and risk-oversight subjects through exhibits related to earnings, capital management, leadership, and shareholder governance.
Ameris Bancorp director William I. Bowen Jr. reported a compensation-related stock award rather than an open-market trade. He received 1,003 shares of Ameris Bancorp common stock as a restricted stock grant under the Ameris Bancorp 2021 Omnibus Equity Compensation Plan at a stated price of $0.00 per share.
According to the footnotes, this restricted stock vests on the earlier of May 21, 2027 or the date of the 2027 annual shareholders' meeting. Following this grant and plan-related acquisitions, Bowen directly holds 29,980.3764 shares, which includes 115.34235 shares acquired through an employee stock purchase plan and a dividend reinvestment plan, and he also reports indirect holdings of 700 shares held jointly with a child and 700 shares held by a child.
Ameris Bancorp filed an automatic shelf registration on Form S-3 to register for offer and sale, from time to time after the effective date, a range of securities including common stock, preferred stock, debt securities, warrants, depositary shares, units and stock purchase contracts. May 19, 2026 market data cited a closing NYSE price of $82.60 per share.
The prospectus states the shelf permits sales by the company or future identified selling shareholders and that the company will not receive proceeds from sales by selling shareholders. Key company context: as of December 31, 2025 Ameris reported $27.52 billion total assets, $22.14 billion total loans, $22.38 billion total deposits and $4.08 billion shareholders’ equity. Offerings will be described in prospectus supplements.
Ameris Bancorp ownership disclosure: North Reef Capital Management LP and related filers report beneficial ownership of 3,423,243 shares of Ameris Bancorp common stock, representing 5.04% of the class as reported on 03/31/2026. The filing indicates shared voting and shared dispositive power over these shares.
Ameris Bancorp CEO Palmer H. Proctor Jr. reported a bona fide gift of 8,906 shares of Ameris Bancorp common stock on May 6, 2026. The shares were donated to a charitable donor advised fund, so no cash sale occurred in the market.
After the gift, he directly owned 409,027.7303 common shares, with additional indirect holdings reported for his children, spouse, and a 401(k) account. These entries update his total reported ownership but do not reflect open-market buying or selling.
Ameris Bancorp delivered stronger profitability for the quarter ended March 31, 2026. Net income rose to $110.5 million, with diluted earnings per share of $1.63, up from $1.27 a year earlier. Return on average assets was 1.62% and return on average shareholders’ equity was 10.91%.
Total assets reached $28.1 billion, and loans, net of unearned income, were $21.8 billion, reflecting broad-based growth across commercial, real estate and premium finance portfolios. Net interest income improved to $244.4 million, while noninterest income, driven largely by mortgage banking and service charges, totaled $69.9 million. The allowance for credit losses on loans increased to $354.7 million as the company incorporated a more conservative economic forecast and continued loan growth.
Ameris Bancorp Chief Credit Officer Douglas D. Strange reported a charitable transfer of company shares. He made a bona fide gift of 710 shares of Ameris Bancorp Common Stock, receiving no payment. After this donation, he directly holds a remaining position of 29,640 common shares.
Ameris Bancorp reports a Schedule 13G ownership disclosure by Vanguard Capital Management. The filing states Vanguard Capital Management beneficially owns 3,396,633 shares of Common Stock, representing 5% of the class as of 03/31/2026. The filing lists 500,288 shares with sole voting power and 3,396,633 shares with sole dispositive power. The disclosure is signed by Vanguard's Head of Global Fund Administration.
Ameris Bancorp ownership disclosure: Vanguard Portfolio Management reports beneficial ownership of 3,731,722 shares of Common Stock, representing 5.49% of the class as of 03/31/2026 on a Schedule 13G.
The filing states Vanguard has sole dispositive power over 3,731,722 shares and sole voting power over 37,653 shares; the report is signed by Vanguard's Head of Global Fund Administration.
Ameris Bancorp reported strong first quarter 2026 results. Net income was $110.5 million, or $1.63 per diluted share, up from $87.9 million and $1.27 a year earlier. Return on average assets reached 1.62%, and return on average tangible common equity was 14.75%.
Net interest margin expanded to 3.88%, supported by lower funding costs and modest earning asset growth. Loans grew $314.5 million and deposits rose $260.7 million in the quarter, with noninterest-bearing deposits improving to 29.8% of total. Credit quality remained solid, with annualized net charge-offs at 0.21% and nonperforming assets at 0.45% of total assets.
Tangible book value per share increased to $44.79, up $0.61 in the quarter, even after $74.9 million of share repurchases, which reduced period-end shares to about 67.3 million. The efficiency ratio was 49.97%, better than 52.83% in the first quarter of 2025, reflecting continued expense discipline.