Welcome to our dedicated page for Ameris Bancorp SEC filings (Ticker: ABCB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Ameris Bancorp filings document the regulatory record of a bank holding company whose primary operating subsidiary is Ameris Bank. Form 8-K reports furnish quarterly and annual financial results, Regulation FD investor presentations, share repurchase authorizations, and executive-transition matters tied to the company's management and compensation arrangements.
Definitive proxy materials cover annual shareholder meeting procedures, director elections, voting matters, governance practices, and executive compensation. The filing record also identifies the company's common-stock disclosure framework, Georgia corporate status, and bank-specific operating and risk-oversight subjects through exhibits related to earnings, capital management, leadership, and shareholder governance.
Ameris Bancorp announced that its board authorized the company to repurchase up to $200 million of its outstanding common stock. The authorization permits purchases through October 31, 2026 and allows transactions in the open market or via negotiated deals, in accordance with applicable securities laws.
The amount and timing of any repurchases will depend on factors such as share acquisition price, regulatory limitations, and broader market and economic conditions. The program does not require the company to repurchase any specific number of shares. A press release announcing the authorization was furnished as Exhibit 99.1.
William H. Stern, a director of Ameris Bancorp (ABCB), purchased shares under the company's employee stock purchase plan on 09/15/2025. The filing reports a purchase of 320.3196 shares at a price of $74.1447 per share. After the transaction, Mr. Stern beneficially owns 46,898.3579 shares in total. The filing notes an additional 434.433892 shares included from the employee stock purchase plan and a dividend reinvestment plan. Reported indirect holdings include 337 shares held by a spouse, 234 by a family foundation, 2,337 by children, and 2,777 by a family trust. The form is signed on behalf of Mr. Stern by an attorney-in-fact on 09/16/2025.
William H. Stern, a director of Ameris Bancorp (ABCB), purchased shares under the company's employee stock purchase plan on 09/15/2025. The filing reports a purchase of 320.3196 shares at a price of $74.1447 per share. After the transaction, Mr. Stern beneficially owns 46,898.3579 shares in total. The filing notes an additional 434.433892 shares included from the employee stock purchase plan and a dividend reinvestment plan. Reported indirect holdings include 337 shares held by a spouse, 234 by a family foundation, 2,337 by children, and 2,777 by a family trust. The form is signed on behalf of Mr. Stern by an attorney-in-fact on 09/16/2025.
Ameris Bancorp reported a stronger quarter ended June 30, 2025, driven by higher core lending margins and much lower credit provisions. Net income rose to $109.8 million from $90.8 million a year earlier, and diluted EPS increased to $1.60 from $1.32, reflecting a roughly 21% year-over-year earnings gain. Net interest income improved to $231.8 million as interest expense declined, while provision for credit losses fell sharply to $2.8 million from $18.8 million, supporting higher net interest income after provisions.
The balance sheet shows modest growth: loans, net were $21.04 billion and deposits totaled $21.93 billion. Debt securities available-for-sale were $1.87 billion with $20.8 million of unrealized losses attributed to non-credit factors and an allowance for credit losses of $0.07 million. Cash and cash equivalents were $1.17 billion. Noninterest income declined, led by lower mortgage banking activity, and total noninterest expense remained roughly flat at $155.3 million for the quarter.