Every 10-Q that Ameris Bancorp (ABCB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow ABCB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full ABCB filings page.
Ameris Bancorp reported Q2 2026 net income of $51.4 million ($0.77 diluted EPS), down from $109.8 million a year earlier, primarily because of an $82.5 million litigation expense recorded after a jury verdict in a case involving a former executive.
Net interest income increased to $252.5 million from $231.8 million on loan growth; period-end loans reached $22.18 billion and total assets were $28.49 billion. Provision for credit losses rose to $17.3 million from $2.8 million, and the allowance for credit losses grew to $359.5 million.
Total deposits were $22.59 billion and other borrowings increased to $1.25 billion, including new short-term Federal Home Loan Bank advances. Nonaccrual loans were $120.5 million, and accumulated other comprehensive income was a $16.5 million loss, reflecting larger unrealized losses on available-for-sale securities.
Ameris Bancorp delivered stronger profitability for the quarter ended March 31, 2026. Net income rose to $110.5 million, with diluted earnings per share of $1.63, up from $1.27 a year earlier. Return on average assets was 1.62% and return on average shareholders’ equity was 10.91%.
Total assets reached $28.1 billion, and loans, net of unearned income, were $21.8 billion, reflecting broad-based growth across commercial, real estate and premium finance portfolios. Net interest income improved to $244.4 million, while noninterest income, driven largely by mortgage banking and service charges, totaled $69.9 million. The allowance for credit losses on loans increased to $354.7 million as the company incorporated a more conservative economic forecast and continued loan growth.
Ameris Bancorp reported solid Q3 results. Net income was $106,029 and diluted EPS was $1.54, up from $99,212 and $1.44 a year ago. Net interest income rose to $237,964 from $214,060 as interest expense fell to $117,082 from $141,086, while total interest income was steady at $355,046.
Credit costs were higher, with the provision for credit losses at $22,630 versus $6,107. Noninterest income increased to $76,274 (mortgage banking activity $40,666; equipment finance $8,858). Noninterest expense was $154,566 vs. $151,777, reflecting modest operating cost growth.
At September 30, 2025, total assets were $27,099,829, loans (net) were $20,913,080, and deposits were $22,228,078. Shareholders’ equity improved to $4,016,701, aided by a swing in accumulated other comprehensive income to $5,171 from a $(30,119) loss at year-end 2024. The company paid a $0.20 per-share dividend in the quarter. There were 68,315,144 common shares outstanding as of November 3, 2025.
Ameris Bancorp reported a stronger quarter ended June 30, 2025, driven by higher core lending margins and much lower credit provisions. Net income rose to $109.8 million from $90.8 million a year earlier, and diluted EPS increased to $1.60 from $1.32, reflecting a roughly 21% year-over-year earnings gain. Net interest income improved to $231.8 million as interest expense declined, while provision for credit losses fell sharply to $2.8 million from $18.8 million, supporting higher net interest income after provisions.
The balance sheet shows modest growth: loans, net were $21.04 billion and deposits totaled $21.93 billion. Debt securities available-for-sale were $1.87 billion with $20.8 million of unrealized losses attributed to non-credit factors and an allowance for credit losses of $0.07 million. Cash and cash equivalents were $1.17 billion. Noninterest income declined, led by lower mortgage banking activity, and total noninterest expense remained roughly flat at $155.3 million for the quarter.