Every 8-K that Ameris Bancorp (ABCB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow ABCB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full ABCB filings page.
Ameris Bancorp reported net income of $51.4 million, or $0.77 per diluted share, for the quarter ended June 30, 2026, down from $109.8 million, or $1.60, a year earlier. Results were affected by an $82.5 million litigation expense accrual tied to a California employment jury verdict. Excluding this and other items, adjusted net income was $107.3 million, or $1.60 per diluted share, versus $109.4 million, or $1.59, in the prior-year quarter, with adjusted ROA at 1.53% and adjusted ROTCE at 14.08%.
Net interest income on a tax-equivalent basis rose to $253.4 million, up 3.3% from the prior quarter and 8.9% year over year, as average earning assets grew $544.6 million and net interest margin held at 3.88%. Noninterest income was $73.5 million, helped by a $7.4 million securities gain and offset by softer mortgage banking. Loans increased $349.9 million (6.4% annualized) and total deposits reached $22.59 billion, with noninterest-bearing balances comprising 30.0%. Asset quality remained solid, with an allowance for credit losses on loans of 1.62%, nonperforming assets at 0.47% of assets and net charge-offs at 0.20% annualized. Capital stayed strong, with tangible book value per share of $45.10, a TCE/TA ratio of 11.04%, CET1 of 12.8% and share repurchases of 226,600 shares for $19.0 million.
Ameris Bancorp has amended and restated its bylaws, effective June 18, 2026. The updated bylaws introduce an exclusive forum provision that directs certain legal claims to the Georgia State-wide Business Court and assigns all claims arising under the Securities Act of 1933 to U.S. federal district courts.
Ameris Bancorp disclosed that a jury in the United States District Court for the Central District of California returned a verdict against its subsidiary Ameris Bank in litigation brought by former executive Patrick Byrne. Byrne, who led the bank’s equipment finance division from December 2021 through June 2024, alleged wrongful termination, whistleblower violations, wage issues, and breach of contract.
On June 12, 2026, the jury found Ameris Bank liable on all counts presented and awarded $16.525 million in economic and non-economic damages, plus associated statutory penalties, and approximately $62.9 million in punitive damages. The Company disagrees with the verdict, plans to appeal, and is evaluating whether to record an accrual. It warns that the final resolution could have a material adverse effect on results of operations, financial condition, and liquidity.
Ameris Bancorp reported the results of its Annual Meeting of Shareholders held on May 21, 2026. Shareholders representing 60,341,934 common shares, or 88.38% of shares entitled to vote, were present in person or by proxy, providing a strong quorum.
Investors elected 10 directors to serve until the 2027 annual meeting, with each nominee receiving a majority of votes cast. Shareholders also ratified the appointment of KPMG LLP as independent registered public accounting firm for the year ending December 31, 2026.
In addition, shareholders approved, on an advisory basis, the compensation of the company’s named executive officers, indicating broad support for current executive pay practices.
Ameris Bancorp reported strong first quarter 2026 results. Net income was $110.5 million, or $1.63 per diluted share, up from $87.9 million and $1.27 a year earlier. Return on average assets reached 1.62%, and return on average tangible common equity was 14.75%.
Net interest margin expanded to 3.88%, supported by lower funding costs and modest earning asset growth. Loans grew $314.5 million and deposits rose $260.7 million in the quarter, with noninterest-bearing deposits improving to 29.8% of total. Credit quality remained solid, with annualized net charge-offs at 0.21% and nonperforming assets at 0.45% of total assets.
Tangible book value per share increased to $44.79, up $0.61 in the quarter, even after $74.9 million of share repurchases, which reduced period-end shares to about 67.3 million. The efficiency ratio was 49.97%, better than 52.83% in the first quarter of 2025, reflecting continued expense discipline.
Ameris Bancorp announced that Corporate Executive Vice President and Chief Strategy Officer James A. LaHaise will retire and end his employment effective April 30, 2026. He notified the company on February 19, 2026 and entered into a Retirement Agreement and Release.
Under this agreement, LaHaise will provide transition and support services for three months after his retirement if requested. He is eligible for an annual retirement benefit of $100,000 for ten years, subject to the terms of a Supplemental Executive Retirement Agreement and the Retirement Agreement, including release conditions.
His existing time-based restricted share awards and performance unit awards will continue to be governed by the Ameris Bancorp 2021 Omnibus Equity Incentive Plan and the applicable award agreements without modification. If he revokes or fails to sign required releases, the company will not be obligated to pay the SERP retirement benefit.
Ameris Bancorp furnished an update on its recent performance by announcing that it has issued a press release with unaudited financial results for the quarter and fiscal year ended December 31, 2025. The press release is included as Exhibit 99.1.
The company also prepared an investor presentation for its earnings teleconference scheduled to begin at 9:00 a.m. Eastern time on January 30, 2026, which is attached as Exhibit 99.2 and available on its Investor Relations website.
Ameris Bancorp announced unaudited financial results for the quarter ended September 30, 2025, furnished via a press release attached as Exhibit 99.1. The company stated this information is being furnished and not deemed filed under the Exchange Act.
An investor presentation on third-quarter 2025 results is attached as Exhibit 99.2 and is available on the Investor Relations page of the company’s website. A teleconference discussing earnings is scheduled to begin at 9:00 a.m. Eastern time on October 28, 2025.
Ameris Bancorp announced that its board authorized the company to repurchase up to $200 million of its outstanding common stock. The authorization permits purchases through October 31, 2026 and allows transactions in the open market or via negotiated deals, in accordance with applicable securities laws.
The amount and timing of any repurchases will depend on factors such as share acquisition price, regulatory limitations, and broader market and economic conditions. The program does not require the company to repurchase any specific number of shares. A press release announcing the authorization was furnished as Exhibit 99.1.