ABCB board approves up to $200M buyback; timing flexible

Rhea-AI Filing Summary

Ameris Bancorp announced that its board authorized the company to repurchase up to $200 million of its outstanding common stock. The authorization permits purchases through October 31, 2026 and allows transactions in the open market or via negotiated deals, in accordance with applicable securities laws.

The amount and timing of any repurchases will depend on factors such as share acquisition price, regulatory limitations, and broader market and economic conditions. The program does not require the company to repurchase any specific number of shares. A press release announcing the authorization was furnished as Exhibit 99.1.

Insights

Bank capital & shareholder returns analyst

Board authorizes up to $200M buyback; execution depends on pricing and conditions.

Ameris Bancorp received board authorization to repurchase up to $200 million of common stock. Repurchases may occur in the open market or through negotiated transactions and are permitted through October 31, 2026. The authorization itself does not mandate any purchases.

Actual activity will be guided by share acquisition price, regulatory limitations, and market and economic conditions. These factors can influence both the pace and volume of repurchases under the program.

The timeframe runs until October 31, 2026, providing a defined window for potential activity. Any impact will depend on if and when the company executes repurchases under this authorization.

8-K Event Classification

2 items: 8.01, 9.01

2 items

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

false000035156900003515692025-10-202025-10-20

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of report (Date of earliest event reported): October 20, 2025

Ameris Bancorp

(Exact Name of Registrant as Specified in Charter)

Georgia			001-13901			58-1456434
(State or Other Jurisdiction of Incorporation)			(Commission File Number)			(IRS Employer Identification No.)

    

3490 Piedmont Road N.E., Suite 1550
Atlanta,			Georgia			30305
(Address of Principal Executive Offices)						(Zip Code)

Registrant’s telephone number, including area code: (404) 639-6500

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common Stock, par value $1.00 per share			ABCB			New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

    Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Item 8.01 Other Events.

On October 20, 2025, Ameris Bancorp (the “Company”) announced that its board of directors authorized the Company to repurchase up to $200 million of its outstanding common stock. Repurchases of shares, which are authorized to occur through October 31, 2026, must be made in accordance with applicable securities laws and may be made from time to time in the open market or by negotiated transactions. The amount and timing of repurchases will be based on a variety of factors, including share acquisition price, regulatory limitations and other market and economic factors. The program does not require the Company to repurchase any specific number of shares.

The Company issued a press release announcing the authorization of the share repurchase plan. A copy of that press release is attached to this Current Report on Form 8-K as Exhibit 99.1.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

99.1			Press Release Dated October 20, 2025
104			Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

AMERIS BANCORP

By:			/s/ Nicole S. Stokes
			Nicole S. Stokes
			Chief Financial Officer

Date: October 20, 2025

FAQ

What did Ameris Bancorp (ABCB) announce regarding share repurchases?

The board authorized the company to repurchase up to $200 million of its outstanding common stock.

How long is Ameris Bancorp’s buyback authorization effective?

Repurchases are authorized to occur through October 31, 2026.

How can Ameris Bancorp execute the ABCB share repurchases?

Repurchases may be made in the open market or through negotiated transactions, in line with securities laws.

Is Ameris Bancorp required to buy back a set number of shares?

No. The program does not require repurchasing any specific number of shares.

What factors will influence Ameris Bancorp’s repurchase timing and size?

Decisions will consider share acquisition price, regulatory limitations, and market and economic factors.

Where can I find Ameris Bancorp’s formal announcement?

A press release was furnished as Exhibit 99.1.