Ameris Bancorp (ABCB) CIO gets 16,661-share award and minor sale

Rhea-AI Filing Summary

Ameris Bancorp Chief Information Officer Ross L. Creasy reported a mix of stock transactions. He received a grant of 16,661 shares of Ameris Bancorp common stock at no cost under the 2021 Omnibus Equity Compensation Plan. These shares are scheduled to vest in three equal tranches: 5,554 shares on February 20, 2027, 5,554 shares on February 20, 2028, and 5,553 shares on February 20, 2029.

To cover tax obligations from previously granted awards that vested, 1,098 shares were withheld on February 21, 2026, at a price of $83.73 per share. In addition, Creasy executed a small open-market sale of 0.5291 shares on February 24, 2026, at $79.40 per share. After these transactions, he directly held 58,297.8791 shares of Ameris Bancorp common stock.

Insider Trade Summary

Net Seller: 0.529 shares ($42)

Net Sell 3 txns

Insider Creasy Ross L

Role Chief Information Officer

Sold 0.529 shs ($42.01)

Type	Security	Shares	Price	Value
Sale	Common Stock	0.529	$79.40	$42.01
Tax Withholding	Common Stock	1,098	$83.73	$92K
Grant/Award	Common Stock	16,661	$0.00	--

Holdings After Transaction: Common Stock — 58,297.879 shares (Direct)

Footnotes (1)

1. Stock grant pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan, vesting: (i) 5,554 shares on February 20, 2027; (ii) 5,554 shares on February 20, 2028; and (iii) 5,553 shares on February 20, 2029. This transaction represents the withholding of 1,098 shares of common stock to satisfy the tax withholding obligations incurred by the reporting person upon the vesting of 1,437 and 1,028 shares of common stock originally awarded on February 21, 2024 and February 20, 2025, respectively.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Creasy Ross L

(Last) (First) (Middle)

3490 PIEDMONT RD NE

STE 1550

(Street)

ATLANTA GA 30305

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Ameris Bancorp [ ABCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Information Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/20/2026		A(1)		16,661	A	$0	59,396.4082	D
Common Stock	02/21/2026		F(2)		1,098	D	$83.73	58,298.4082	D
Common Stock	02/24/2026		S		0.5291	D	$79.4	58,297.8791	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Stock grant pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan, vesting: (i) 5,554 shares on February 20, 2027; (ii) 5,554 shares on February 20, 2028; and (iii) 5,553 shares on February 20, 2029.

2. This transaction represents the withholding of 1,098 shares of common stock to satisfy the tax withholding obligations incurred by the reporting person upon the vesting of 1,437 and 1,028 shares of common stock originally awarded on February 21, 2024 and February 20, 2025, respectively.

Remarks:

	Ross L. Creasy by Elna Klein-Kolarich as Attorney-In-Fact	02/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did Ameris Bancorp (ABCB) report for Ross L. Creasy?

Ameris Bancorp reported that Chief Information Officer Ross L. Creasy received a 16,661-share stock grant, had 1,098 shares withheld to cover tax obligations on vesting awards, and made a small open-market sale of 0.5291 shares of common stock.

How many Ameris Bancorp (ABCB) shares were granted to the CIO in this Form 4?

Ross L. Creasy received a grant of 16,661 Ameris Bancorp common shares at no cost under the 2021 Omnibus Equity Compensation Plan, with vesting scheduled over three years beginning February 20, 2027 and continuing through February 20, 2029.

How are the 16,661 Ameris Bancorp (ABCB) shares scheduled to vest for the CIO?

The 16,661-share grant to Ross L. Creasy vests in three installments: 5,554 shares on February 20, 2027, 5,554 shares on February 20, 2028, and 5,553 shares on February 20, 2029, reflecting a multi-year equity compensation structure.

Why were 1,098 Ameris Bancorp (ABCB) shares disposed of in the CIO’s Form 4?

The 1,098-share disposition reflects tax withholding, not an open-market sale. These shares were withheld to satisfy tax obligations when earlier stock awards vested, including grants from February 21, 2024 and February 20, 2025.

Did the Ameris Bancorp (ABCB) CIO sell any shares in the open market?

Yes. Ross L. Creasy executed a small open-market sale of 0.5291 Ameris Bancorp common shares on February 24, 2026 at $79.40 per share, a minor adjustment relative to his overall reported holdings.

What are Ross L. Creasy’s Ameris Bancorp (ABCB) holdings after these transactions?

Following the reported grant, tax-withholding disposition, and small open-market sale, Ross L. Creasy directly holds 58,297.8791 shares of Ameris Bancorp common stock, according to the Form 4 insider ownership table.