Director at Ameris Bancorp (NASDAQ: ABCB) receives 1,003-share restricted stock grant

Rhea-AI Filing Summary

Ameris Bancorp director Claire E. McLean reported receiving a grant of 1,003 shares of restricted common stock at no cost under the Ameris Bancorp 2021 Omnibus Equity Compensation Plan. These shares vest on the earlier of May 21, 2027, or the 2027 annual shareholders' meeting.

After this award, McLean holds 4,784.81 common shares directly, which includes an additional 15.81 shares acquired through a dividend reinvestment plan. This Form 4 reflects a compensation-related equity grant rather than an open-market purchase.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider McLean Claire E

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,003	$0.00	--

Holdings After Transaction: Common Stock — 4,784.81 shares (Direct, null)

Footnotes (1)

1. Restricted stock grant pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan, vesting on the earlier of (i) May 21, 2027, and (ii) the date of the 2027 annual shareholders' meeting. This total includes an additional 15.81 shares acquired by the reporting person as a participant in a dividend reinvestment plan.

Key Figures

Restricted shares granted: 1,003 shares Grant price: $0.00 per share Shares after transaction: 4,784.81 shares +2 more

5 metrics

Restricted shares granted 1,003 shares Restricted stock grant on May 21, 2026

Grant price $0.00 per share Compensation-related equity award

Shares after transaction 4,784.81 shares Direct common stock holdings following grant

Dividend reinvestment shares 15.81 shares Additional shares from dividend reinvestment plan

Vesting date Earlier of May 21, 2027 or 2027 meeting Restricted stock vesting condition

Key Terms

Restricted stock, Omnibus Equity Compensation Plan, dividend reinvestment plan, Form 4

4 terms

Restricted stock financial

"Restricted stock grant pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

Omnibus Equity Compensation Plan financial

"Restricted stock grant pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan"

dividend reinvestment plan financial

"shares acquired by the reporting person as a participant in a dividend reinvestment plan"

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

Form 4 regulatory

"This Form 4 reflects a compensation-related equity grant"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

McLean Claire E

(Last) (First) (Middle)

3490 PIEDMONT ROAD NE

SUITE 1500

(Street)

ATLANTA GEORGIA 30305

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Ameris Bancorp [ ABCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/21/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/21/2026		A		1,003(1)	A	$0	4,784.81(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock grant pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan, vesting on the earlier of (i) May 21, 2027, and (ii) the date of the 2027 annual shareholders' meeting.

2. This total includes an additional 15.81 shares acquired by the reporting person as a participant in a dividend reinvestment plan.

Remarks:

	Claire E. McLean by Elna Klein-Kolarich as Attorney-In-Fact	05/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What transaction did Ameris Bancorp (ABCB) director Claire E. McLean report on this Form 4?

Claire E. McLean reported receiving 1,003 shares of restricted Ameris Bancorp common stock as a grant. The award was made at no cost to her as part of equity compensation, rather than through an open-market stock purchase on an exchange.

When do Claire E. McLean’s newly granted Ameris Bancorp (ABCB) restricted shares vest?

The 1,003 restricted shares vest on the earlier of May 21, 2027, or the date of Ameris Bancorp’s 2027 annual shareholders' meeting. Vesting means the shares become fully owned and no longer subject to forfeiture conditions tied to that schedule.

How many Ameris Bancorp (ABCB) shares does Claire E. McLean own after this Form 4 transaction?

Following the grant, Claire E. McLean directly holds 4,784.81 shares of Ameris Bancorp common stock. This total includes both the 1,003 newly granted restricted shares and 15.81 additional shares accumulated through participation in a dividend reinvestment plan.

Was Claire E. McLean’s Ameris Bancorp (ABCB) Form 4 transaction an open-market stock purchase?

No, the transaction was not an open-market purchase. It is classified as a grant, award, or other acquisition, with a reported price of $0.00 per share, reflecting equity compensation rather than buying shares on the open market.

What is the Ameris Bancorp 2021 Omnibus Equity Compensation Plan mentioned in the Form 4?

The Ameris Bancorp 2021 Omnibus Equity Compensation Plan is the program under which the 1,003 restricted shares were granted. Such plans typically provide stock-based awards to directors and employees as part of their overall compensation package.