Ameris Bancorp (ABCB) director acquires shares through employee stock purchase plan

Rhea-AI Filing Summary

Ameris Bancorp director William H. Stern acquired 271.5052 shares of common stock at $87.4753 per share as a participant in an employee stock purchase plan. Following this plan-related acquisition, he directly holds 49,254.2164 shares. He also has indirect holdings reported as 2,777 shares through a Family Trust, 2,337 shares for Children, 234 shares via a Family Foundation, and 337 shares held by his Spouse.

Insights

Equity compensation analyst

Routine plan-related share purchase with modest size and neutral impact.

Director William H. Stern acquired 271.5052 shares of Ameris Bancorp common stock at $87.4753 per share through an employee stock purchase plan. This is classified as a grant or award-type acquisition rather than an open-market trade.

After the transaction, Stern’s direct holdings total 49,254.2164 shares, alongside several smaller indirect positions through a Family Trust, Children, a Family Foundation, and his Spouse. The acquired amount is small compared with his reported direct stake, indicating a routine, ongoing participation in a benefit plan.

The filing shows no derivative positions and no sales, so the overall picture is a modest increase in equity exposure. Future company filings may provide additional context on how frequently directors use the employee stock purchase plan.

Insider Trade Summary

Net Buyer: 271.5052 shares

Net Buy 5 txns

Insider STERN WILLIAM H

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	271.5052	$87.4753	$24K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 49,254.2164 shares (Direct); Common Stock — 337 shares (Indirect, Spouse); Common Stock — 234 shares (Indirect, Family Foundation); Common Stock — 2,337 shares (Indirect, Children); Common Stock — 2,777 shares (Indirect, Family Trust)

Footnotes (1)

1. F1. The reported transaction involved a purchase of shares by the reporting person as a participant in an employee stock purchase plan.

Key Figures

Shares acquired: 271.5052 shares Acquisition price: $87.4753 per share Direct holdings after transaction: 49,254.2164 shares +4 more

7 metrics

Shares acquired 271.5052 shares Employee stock purchase plan acquisition

Acquisition price $87.4753 per share Employee stock purchase plan price

Direct holdings after transaction 49,254.2164 shares Common stock held directly by Stern

Family Trust holdings 2,777 shares Indirect ownership via Family Trust

Children holdings 2,337 shares Indirect ownership attributed to Children

Family Foundation holdings 234 shares Indirect ownership via Family Foundation

Spouse holdings 337 shares Indirect ownership via Spouse

Key Terms

employee stock purchase plan, indirect ownership, Family Trust, Family Foundation

4 terms

employee stock purchase plan financial

"involved a purchase of shares by the reporting person as a participant in an employee stock purchase plan"

An employee stock purchase plan is a company program that lets workers buy shares through small payroll deductions, often at a discount to the market price and after a set offering period. Think of it like a workplace savings plan that turns into ownership: it encourages employees to share in the company’s success and can create predictable buying or selling of stock that investors watch because it affects supply, demand and employee incentives.

indirect ownership financial

"indirect holdings reported as 2,777 shares through a Family Trust, 2,337 shares for Children"

Family Trust financial

"2,777 shares through a Family Trust, 2,337 shares for Children, 234 shares via a Family Foundation"

Family Foundation financial

"234 shares via a Family Foundation, and 337 shares held by his Spouse"

FAQ

What did Ameris Bancorp (ABCB) director William H. Stern report in this Form 4?

William H. Stern reported acquiring 271.5052 Ameris Bancorp common shares through an employee stock purchase plan. The filing also updates his direct and several indirect share holdings, giving a current snapshot of his total reported equity exposure in the company.

How many Ameris Bancorp shares did William H. Stern acquire and at what price?

He acquired 271.5052 shares of Ameris Bancorp common stock at a price of $87.4753 per share. The transaction is tied to his participation in an employee stock purchase plan, rather than a discretionary open-market trade on a stock exchange.

What are William H. Stern’s direct Ameris Bancorp share holdings after this transaction?

Following the employee stock purchase plan acquisition, William H. Stern directly holds 49,254.2164 Ameris Bancorp common shares. This updated balance reflects the newly acquired 271.5052 shares added to his previously reported direct position as disclosed in the Form 4 filing.

What indirect Ameris Bancorp holdings does William H. Stern report for family-related accounts?

He reports indirect Ameris Bancorp holdings of 2,777 shares through a Family Trust, 2,337 shares attributed to Children, 234 shares via a Family Foundation, and 337 shares held by his Spouse. These positions reflect beneficial interests reported separately from his direct share ownership.

Is William H. Stern’s Ameris Bancorp share acquisition an open-market purchase?

No. A footnote explains the transaction involved purchasing shares as a participant in an employee stock purchase plan. That means the acquisition occurred under a company-sponsored program, not an ordinary open-market buy initiated independently on a public exchange.

Does this Ameris Bancorp Form 4 show any stock sales or derivative exercises by William H. Stern?

The Form 4 does not report any stock sales or derivative exercises for William H. Stern. It shows one acquisition of 271.5052 shares through an employee stock purchase plan and several updated indirect holdings, with no disposals or option-related transactions disclosed.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 06/24/2026 - 11:56 AM Accepted by SEC EDGAR 06/24/2026 - 11:55 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

STERN WILLIAM H

(Last) (First) (Middle)

3490 PIEDMONT RD NE

STE 1550

(Street)

ATLANTA GEORGIA 30305

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Ameris Bancorp [ ABCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/22/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/22/2026		A		271.5052(1)	A	$87.4753	49,254.2164	D
Common Stock								337	I	Spouse
Common Stock								234	I	Family Foundation
Common Stock								2,337	I	Children
Common Stock								2,777	I	Family Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The reported transaction involved a purchase of shares by the reporting person as a participant in an employee stock purchase plan.

Remarks:

	William H. Stern by: Elna Klein-Kolarich as Attorney-in-Fact	06/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)