Ameris Bancorp director granted 1,003 shares

Ameris Bancorp director William H. Stern received a grant of 1,003 shares of restricted common stock at $0.00 per share as equity compensation.

Rhea-AI Filing Summary

Ameris Bancorp director William H. Stern received a grant of 1,003 shares of restricted common stock at $0.00 per share as equity compensation. The award was made under the Ameris Bancorp 2021 Omnibus Equity Compensation Plan and vests on the earlier of May 21, 2027, or the 2027 annual shareholders' meeting.

Following this grant, Stern directly holds 48,982.7112 shares of Ameris Bancorp common stock, which includes 703.974457 shares acquired through an employee stock purchase plan and dividend reinvestment plan. He also has indirect holdings reported through a family trust, his children, a family foundation, and his spouse.

Insider Trade Summary

Grant/Award: 1,003 shares

Grant/Award 5 txns

Insider STERN WILLIAM H

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,003	$0.00	$0.00
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 48,982.7112 shares (Direct); Common Stock — 337 shares (Indirect, Spouse); Common Stock — 234 shares (Indirect, Family Foundation); Common Stock — 2,337 shares (Indirect, Children); Common Stock — 2,777 shares (Indirect, Family Trust)

Footnotes (2)

1. F1. Restricted stock grant pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan, vesting on the earlier of (i) May 21, 2027, and (ii) the date of the 2027 annual shareholders' meeting.
2. F2. This total includes an additional 703.974457 shares acquired by the reporting person as a participant in an employee stock purchase plan and dividend reinvestment plan.

Key Figures

Restricted stock grant: 1,003 shares Grant price: $0.00 per share Direct holdings after grant: 48,982.7112 shares +5 more

8 metrics

Restricted stock grant 1,003 shares Common Stock award to director on May 21, 2026

Grant price $0.00 per share Equity compensation, not open-market purchase

Direct holdings after grant 48,982.7112 shares Total Ameris Bancorp common stock directly held by Stern

Plan-acquired shares 703.974457 shares Employee stock purchase and dividend reinvestment plans

Family trust holdings 2,777 shares Indirect Ameris Bancorp common stock via family trust

Children’s holdings 2,337 shares Indirect Ameris Bancorp common stock via children

Family foundation holdings 234 shares Indirect Ameris Bancorp common stock via family foundation

Spouse holdings 337 shares Indirect Ameris Bancorp common stock via spouse

Key Terms

Restricted stock grant, Ameris Bancorp 2021 Omnibus Equity Compensation Plan, employee stock purchase plan, dividend reinvestment plan, +1 more

5 terms

Restricted stock grant financial

"Restricted stock grant pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan"

A restricted stock grant is an award of company shares given to an employee or executive that cannot be sold or transferred until certain conditions are met, such as staying with the company for a set time or hitting performance goals. For investors, it signals how the company ties pay to future performance and can affect the number of shares outstanding and management’s incentives—think of it as a wrapped gift you only keep once you meet the requirements.

Ameris Bancorp 2021 Omnibus Equity Compensation Plan financial

"pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan, vesting on the earlier of"

employee stock purchase plan financial

"includes an additional 703.974457 shares acquired by the reporting person as a participant in an employee stock purchase plan"

An employee stock purchase plan is a company program that lets workers buy shares through small payroll deductions, often at a discount to the market price and after a set offering period. Think of it like a workplace savings plan that turns into ownership: it encourages employees to share in the company’s success and can create predictable buying or selling of stock that investors watch because it affects supply, demand and employee incentives.

dividend reinvestment plan financial

"and dividend reinvestment plan."

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

Family Trust financial

"total_shares_following_transaction: 2777.0000, nature_of_ownership: Family Trust"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Ameris Bancorp (ABCB) director William H. Stern report on this Form 4?

He reported receiving a grant of 1,003 shares of restricted common stock in Ameris Bancorp as equity compensation. The shares were awarded at $0.00 per share under the company’s 2021 Omnibus Equity Compensation Plan.

How many Ameris Bancorp (ABCB) shares does William H. Stern hold after the reported grant?

After the grant, Stern directly holds 48,982.7112 Ameris Bancorp shares. This total includes 703.974457 shares accumulated as a participant in an employee stock purchase plan and a dividend reinvestment plan, in addition to the new restricted stock award.

What are the vesting terms of William H. Stern’s 1,003-share restricted stock grant in Ameris Bancorp (ABCB)?

The 1,003 restricted shares vest on the earlier of May 21, 2027, or the date of Ameris Bancorp’s 2027 annual shareholders' meeting. Until then, the award remains subject to the plan’s standard vesting conditions and restrictions.

Under which plan was the new Ameris Bancorp (ABCB) restricted stock granted to William H. Stern?

The award was granted under the Ameris Bancorp 2021 Omnibus Equity Compensation Plan. This plan authorizes equity-based compensation, and Stern’s 1,003-share restricted stock grant is one such compensation award to a company director.

Does William H. Stern have indirect holdings of Ameris Bancorp (ABCB) stock?

Yes. The Form 4 shows indirect holdings of Ameris Bancorp common stock through a family trust, his children, a family foundation, and his spouse. These entries reflect shares associated with related parties rather than held solely in his name.

Did William H. Stern buy or sell Ameris Bancorp (ABCB) shares on the market in this Form 4?

The filing shows an equity grant of 1,003 restricted shares at $0.00 per share, not an open-market transaction. Other entries reflect reported indirect holdings, without explicit open-market purchases or sales in this disclosure.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/26/2026 - 01:23 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

STERN WILLIAM H

(Last) (First) (Middle)

3490 PIEDMONT RD NE

STE 1550

(Street)

ATLANTA GEORGIA 30305

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Ameris Bancorp [ ABCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/21/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/21/2026		A		1,003(1)	A	$0	48,982.7112(2)	D
Common Stock								337	I	Spouse
Common Stock								234	I	Family Foundation
Common Stock								2,337	I	Children
Common Stock								2,777	I	Family Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock grant pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan, vesting on the earlier of (i) May 21, 2027, and (ii) the date of the 2027 annual shareholders' meeting.

2. This total includes an additional 703.974457 shares acquired by the reporting person as a participant in an employee stock purchase plan and dividend reinvestment plan.

Remarks:

	William H. Stern by: Elna Klein-Kolarich as Attorney-in-Fact	05/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)