Ameris Bancorp (ABCB) CCO awarded 2,412 shares, spouse sells 205

Rhea-AI Filing Summary

Ameris Bancorp Chief Credit Officer Douglas D. Strange reported two equity transactions involving Ameris Bancorp common stock. On February 19, 2026, he acquired 2,412 shares at $0.00 per share as a stock grant under the Ameris Bancorp 2021 Omnibus Equity Compensation Plan. The grant is scheduled to vest in three equal installments of 804 shares on February 19, 2027, February 19, 2028, and February 19, 2029. Following this award, his directly held total is 21,820.5947 shares, which includes 5.59474 shares acquired through a dividend reinvestment plan. Separately, on December 31, 2025, a spouse-related account sold 205 shares at $71.62 per share, reported as indirect ownership.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Strange Douglas D

(Last) (First) (Middle)

3490 PIEDMONT ROAD NE

SUITE 1500

(Street)

ATLANTA GA 30305

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Ameris Bancorp [ ABCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Credit Officer

3. Date of Earliest Transaction (Month/Day/Year)
12/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/19/2026		A(1)		2,412	A	$0	21,820.5947(2)	D
Common Stock	12/31/2025		S		205	D	$71.62	0	I	Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Stock grant pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan, vesting: (i) 804 shares on February 19, 2027; (ii) 804 shares on February 19, 2028; and (iii) 804 shares on February 19, 2029.

2. This total includes an additional 5.59474 shares acquired by the reporting person as a participant in a dividend reinvestment plan.

Remarks:

	Douglas D. Strange by Elna Klein-Kolarich as Attorney-In-Fact	02/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What stock grant did Ameris Bancorp (ABCB) executive Douglas Strange receive?

Douglas Strange received a stock grant of 2,412 Ameris Bancorp common shares at $0.00 per share under the 2021 Omnibus Equity Compensation Plan. This represents an equity award rather than an open-market purchase and is part of his compensation package.

How does the 2,412-share Ameris Bancorp (ABCB) grant to Douglas Strange vest?

The 2,412-share grant vests in three equal installments of 804 shares each. These tranches are scheduled to vest on February 19, 2027, February 19, 2028, and February 19, 2029, aligning the award with a multi-year service and performance horizon.

What is Douglas Strange’s Ameris Bancorp (ABCB) direct shareholding after the grant?

After the grant, Douglas Strange directly holds 21,820.5947 Ameris Bancorp shares. This figure includes an additional 5.59474 shares obtained through participation in a dividend reinvestment plan, reflecting incremental accumulation of stock over time.

Was there a recent Ameris Bancorp (ABCB) stock sale linked to Douglas Strange?

Yes. On December 31, 2025, an account reported as owned by his spouse sold 205 Ameris Bancorp shares at $71.62 per share. This transaction is disclosed as indirect ownership on the Form 4 filing.

Is the Ameris Bancorp (ABCB) grant to Douglas Strange an open-market purchase?

No. The 2,412-share transaction is coded as a grant, award, or other acquisition at $0.00 per share. It was issued under the 2021 Omnibus Equity Compensation Plan rather than bought on the open market.