Welcome to our dedicated page for Ameris Bancorp SEC filings (Ticker: ABCB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to Ameris Bancorp (NYSE: ABCB) filings with the U.S. Securities and Exchange Commission, along with AI‑generated summaries that help explain the key points in each document. Ameris Bancorp, the parent of Ameris Bank, uses these filings to report material information about its commercial banking operations, financial condition and corporate actions.
Investors can review current reports on Form 8‑K, which Ameris Bancorp files to furnish quarterly earnings press releases and investor presentations, and to disclose events such as the authorization of share repurchase programs. These filings typically include details on net income, net interest income, net interest margin, loan and deposit balances, efficiency ratio, tangible book value measures, credit quality indicators and capital actions.
Through this filings page, users can also locate annual reports on Form 10‑K and quarterly reports on Form 10‑Q when available, which provide more comprehensive discussions of Ameris Bancorp’s business segments, including its Banking Division, Retail Mortgage Division, Warehouse Lending Division and Premium Finance Division. These reports describe the company’s traditional banking and lending products, treasury and cash management services, insurance premium financing, and mortgage and refinancing activities.
The platform highlights insider transaction reports on Form 4 and other ownership filings, allowing users to track changes in holdings by Ameris Bancorp directors and officers. AI‑powered tools summarize long‑form filings, point out significant changes from prior periods and clarify technical disclosures related to capital, funding, credit quality and regulatory matters, helping readers interpret complex SEC documents more efficiently.
Ameris Bancorp Chief Governance Officer Michael T. Pierson reported multiple equity-related transactions in Ameris Bancorp common stock on February 19, 2026. He received a stock grant of 12,424 shares pursuant to a performance stock unit award under the 2021 Omnibus Equity Compensation Plan, and a separate stock grant of 2,412 shares under the same plan.
To cover tax withholding obligations from the 12,424-share grant, 5,534 shares were disposed of at $82.93 per share as a tax-withholding disposition rather than an open-market sale. After these transactions, he directly owned 74,532.576 shares, and indirectly owned 5,211.4325 shares through a 401(k) account and related plans.
Ameris Bancorp CEO H. Palmer Proctor Jr. reported equity compensation and related tax withholding in common stock. He received a stock grant of 64,610 shares from a performance stock unit award and an additional 13,988-share grant under the 2021 Omnibus Equity Compensation Plan, both at no cost.
To cover tax obligations from the 64,610-share grant, 28,778 shares were withheld at $82.93 per share as a tax-withholding disposition, rather than an open-market sale. Following these awards and withholding, his directly held common stock position is 391,372.3989 shares, and he also reports indirect holdings through a 401(k), children, and spouse accounts.
Ameris Bancorp Bank President Bassett Lawton E III reported equity award activity in company common stock. On February 19, 2026, he received a stock grant of 12,424 shares pursuant to a performance stock unit award under the 2021 Omnibus Equity Compensation Plan, with 5,534 shares withheld at $82.93 per share to cover tax obligations from that grant. He also received a separate grant of 2,412 shares under the same plan, scheduled to vest in three installments of 804 shares each on February 19 of 2027, 2028 and 2029. Following these transactions, he directly owned 96,933 shares of Ameris Bancorp common stock.
Ameris Bancorp furnished an update on its recent performance by announcing that it has issued a press release with unaudited financial results for the quarter and fiscal year ended December 31, 2025. The press release is included as Exhibit 99.1.
The company also prepared an investor presentation for its earnings teleconference scheduled to begin at 9:00 a.m. Eastern time on January 30, 2026, which is attached as Exhibit 99.2 and available on its Investor Relations website.
Ameris Bancorp director reports stock purchase under employee plan
A director of Ameris Bancorp acquired 307.5783 shares of common stock on 12/08/2025 through a purchase coded "P" at a price of $77.2161 per share as a participant in an employee stock purchase plan. Following this transaction, the director beneficially owns 47,275.7367 shares directly, which includes an additional 69.8004 shares acquired through a dividend reinvestment plan. The filing also notes indirect ownership of 337 shares through a spouse, 234 shares through a family foundation, 2,337 shares held for children, and 2,777 shares held in a family trust.
Ameris Bancorp (ABCB) CEO and director H. Palmer Proctor, Jr. reported a charitable gift of 5,013 shares of common stock on 11/07/2025 (Transaction Code G) at a reported price of $0.
Following the transaction, he beneficially owned 341,552.3989 shares directly, plus 23,259.7538 shares held indirectly in a 401(k), 22,747.805 held by children, and 17,977.9594 held by spouse. Totals reflect additional shares acquired through an employee stock purchase plan and dividend reinvestment, as noted in the footnotes.
Ameris Bancorp (ABCB) reported an insider transaction by Bank President Lawton E. Bassett, III. On 11/07/2025, the officer made a gift (Code G) of 3,000 shares of common stock at $0 to a charitable donor advised fund.
Following the transaction, the reporting person beneficially owns 87,631 shares directly and 168 shares indirectly through a spouse. The filing is made by one reporting person.
Ameris Bancorp: Wellington Management Group LLP and related entities filed Amendment No. 3 to Schedule 13G reporting beneficial ownership of 3,271,948 Ameris Bancorp common shares, representing 4.77% of the class as of 09/30/2025.
The filers report 0 shares with sole voting or dispositive power, 1,959,767 shares with shared voting power, and 3,271,948 shares with shared dispositive power. The holdings are owned of record by clients of Wellington’s advisory affiliates, and the certification states the securities were acquired and are held in the ordinary course and not to influence control.
Ameris Bancorp reported solid Q3 results. Net income was $106,029 and diluted EPS was $1.54, up from $99,212 and $1.44 a year ago. Net interest income rose to $237,964 from $214,060 as interest expense fell to $117,082 from $141,086, while total interest income was steady at $355,046.
Credit costs were higher, with the provision for credit losses at $22,630 versus $6,107. Noninterest income increased to $76,274 (mortgage banking activity $40,666; equipment finance $8,858). Noninterest expense was $154,566 vs. $151,777, reflecting modest operating cost growth.
At September 30, 2025, total assets were $27,099,829, loans (net) were $20,913,080, and deposits were $22,228,078. Shareholders’ equity improved to $4,016,701, aided by a swing in accumulated other comprehensive income to $5,171 from a $(30,119) loss at year-end 2024. The company paid a $0.20 per-share dividend in the quarter. There were 68,315,144 common shares outstanding as of November 3, 2025.
Ameris Bancorp announced unaudited financial results for the quarter ended September 30, 2025, furnished via a press release attached as Exhibit 99.1. The company stated this information is being furnished and not deemed filed under the Exchange Act.
An investor presentation on third-quarter 2025 results is attached as Exhibit 99.2 and is available on the Investor Relations page of the company’s website. A teleconference discussing earnings is scheduled to begin at 9:00 a.m. Eastern time on October 28, 2025.