Ameris Bancorp (ABCB) CEO receives stock grant and has shares withheld for taxes

Rhea-AI Filing Summary

Ameris Bancorp CEO Palmer H. Proctor Jr. reported two equity-related transactions in Ameris Bancorp common stock. On February 20, 2026, he acquired 35,830 shares as a stock grant under the Ameris Bancorp 2021 Omnibus Equity Compensation Plan, scheduled to vest on February 20, 2029.

On February 21, 2026, 6,149 shares were withheld at a price of $83.73 per share to cover tax obligations triggered by prior awards vesting. After these transactions, his directly held stake was about 421,053 shares, with additional indirect holdings reported through a 401(k), children, and spouse accounts.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

PROCTOR H PALMER JR

(Last) (First) (Middle)

3490 PIEDMONT RD NE

STE 1550

(Street)

ATLANTA GA 30305

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Ameris Bancorp [ ABCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CEO

3. Date of Earliest Transaction (Month/Day/Year)
02/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/20/2026		A(1)		35,830	A	$0	427,202.3989	D
Common Stock	02/21/2026		F(2)		6,149	D	$83.73	421,053.3989	D
Common Stock								23,259.7538	I	401(k)
Common Stock								22,806.9486	I	By Children
Common Stock								17,977.9594	I	Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Stock grant pursuant to the Ameris Bancorp 2021 Omnibus Equity Compensation Plan, vesting on February 20, 2029.

2. This transaction represents the withholding of 6,149 shares of common stock to satisfy the tax withholding obligations incurred by the reporting person upon the vesting of 8,046 and 5,758 shares of common stock originally awarded on February 21, 2024 and February 20, 2025, respectively.

Remarks:

	H. Palmer Proctor, Jr. by Elna Klein-Kolarich as Attorney-In-Fact	02/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transactions did Ameris Bancorp (ABCB) report for its CEO?

Ameris Bancorp CEO Palmer H. Proctor Jr. reported a stock grant and a tax-related share withholding. He received 35,830 common shares as an equity award and had 6,149 shares withheld to satisfy tax obligations tied to previously granted restricted stock vesting.

How many Ameris Bancorp (ABCB) shares were granted to the CEO?

The CEO received a grant of 35,830 Ameris Bancorp common shares. The award was issued under the Ameris Bancorp 2021 Omnibus Equity Compensation Plan and is scheduled to vest in full on February 20, 2029, aligning management incentives with longer-term company performance.

Why were 6,149 Ameris Bancorp (ABCB) shares withheld from the CEO?

The 6,149 shares represent withholding to cover tax obligations from vesting restricted stock. They were withheld upon vesting of 8,046 and 5,758 shares that were originally awarded on February 21, 2024 and February 20, 2025, avoiding an out-of-pocket cash tax payment by the CEO.

What is the CEO’s Ameris Bancorp (ABCB) share ownership after these transactions?

Following the reported transactions, the CEO directly held about 421,053 Ameris Bancorp common shares. He also reported additional indirect holdings through a 401(k) account, as well as shares attributed to his children and spouse, reflecting broader family-related ownership.

When does the new Ameris Bancorp (ABCB) stock grant to the CEO vest?

The new stock grant to the CEO vests on February 20, 2029. This long-dated vesting schedule under the 2021 Omnibus Equity Compensation Plan is designed to encourage sustained executive focus on Ameris Bancorp’s multi‑year performance and shareholder value creation.