Ameris Bancorp (ABCB) CIO reports 615-share tax withholding on vesting

Rhea-AI Filing Summary

Ameris Bancorp executive reports routine tax share withholding. Chief Information Officer Ross L. Creasy had 615 shares of Ameris Bancorp common stock withheld at $79.35 per share to cover taxes due when 1,380 previously awarded shares vested on February 24, 2026. After this tax-withholding disposition, he holds 57,717.9686 common shares directly, including 35.08952 shares acquired through a dividend reinvestment plan.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Creasy Ross L

Role Chief Information Officer

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	615	$79.35	$49K

Holdings After Transaction: Common Stock — 57,717.969 shares (Direct)

Footnotes (1)

1. This transaction represents the withholding of 615 shares of common stock to satisfy the tax withholding obligations incurred by the reporting person upon the vesting on February 24, 2026 of 1,380 shares of common stock originally awarded on February 23, 2023. This total includes an additional 35.08952 shares acquired by the reporting person as a participant in a dividend reinvestment plan.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Creasy Ross L

(Last) (First) (Middle)

3490 PIEDMONT RD NE

STE 1550

(Street)

ATLANTA GA 30305

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Ameris Bancorp [ ABCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Information Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/24/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/24/2026		F(1)		615	D	$79.35	57,717.9686(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This transaction represents the withholding of 615 shares of common stock to satisfy the tax withholding obligations incurred by the reporting person upon the vesting on February 24, 2026 of 1,380 shares of common stock originally awarded on February 23, 2023.

2. This total includes an additional 35.08952 shares acquired by the reporting person as a participant in a dividend reinvestment plan.

Remarks:

	Ross L. Creasy by Elna Klein-Kolarich as Attorney-In-Fact	02/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Ameris Bancorp (ABCB) report for Ross L. Creasy?

Ameris Bancorp reported that Chief Information Officer Ross L. Creasy had 615 common shares withheld to cover taxes. This occurred when 1,380 restricted shares vested, and reflects a tax-withholding disposition rather than an open-market stock sale.

How many Ameris Bancorp (ABCB) shares were involved in the tax withholding?

The filing shows 615 Ameris Bancorp common shares were withheld at $79.35 per share. These shares covered tax obligations triggered by the vesting of 1,380 shares originally awarded on February 23, 2023.

Did Ross L. Creasy sell Ameris Bancorp (ABCB) shares on the open market?

The transaction is described as a tax-withholding disposition, not an open-market sale. Shares were withheld by the company to satisfy tax liabilities when restricted stock vested, a common administrative process for equity compensation.

How many Ameris Bancorp (ABCB) shares does Ross L. Creasy hold after the transaction?

After the tax-withholding disposition, Ross L. Creasy directly holds 57,717.9686 Ameris Bancorp common shares. This total includes 35.08952 additional shares accumulated as a participant in the company’s dividend reinvestment plan.

What triggered the tax-withholding disposition for Ameris Bancorp (ABCB) shares?

The withholding occurred upon vesting of 1,380 Ameris Bancorp common shares on February 24, 2026. Those shares were originally granted on February 23, 2023, and the vesting created tax obligations satisfied by withholding 615 shares.