Ameris Bancorp (ABCB) CRO logs 615-share tax-withholding transaction

Rhea-AI Filing Summary

Ameris Bancorp Chief Risk Officer William D. McKendry reported an administrative share transaction related to equity vesting. On February 24, 2026, 615 shares of common stock were withheld at $79.35 per share to cover tax obligations triggered by the vesting of 1,380 previously granted shares. Following this tax-withholding disposition, he directly holds 46,786.2254 Ameris Bancorp common shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

McKendry William D

(Last) (First) (Middle)

3490 PIEDMONT RD NE

STE 1550

(Street)

ATLANTA GA 30305

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Ameris Bancorp [ ABCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/24/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/24/2026		F(1)		615	D	$79.35	46,786.2254	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This transaction represents the withholding of 615 shares of common stock to satisfy the tax withholding obligations incurred by the reporting person upon the vesting on February 24, 2026 of 1,380 shares of common stock originally awarded on February 23, 2023.

Remarks:

	William D. McKendry by Elna Klein-Kolarich as Attorney-in-Fact	02/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider transaction did Ameris Bancorp (ABCB) report for William D. McKendry?

Ameris Bancorp reported that Chief Risk Officer William D. McKendry had 615 common shares withheld to satisfy tax obligations. This withholding occurred when 1,380 previously awarded shares vested on February 24, 2026, and was recorded as a tax-withholding disposition rather than an open-market sale.

How many Ameris Bancorp (ABCB) shares were withheld for taxes in this Form 4?

The Form 4 shows 615 Ameris Bancorp common shares were withheld to cover tax liabilities. The shares were valued at $79.35 each and relate to the vesting of 1,380 shares originally granted on February 23, 2023, to Chief Risk Officer William D. McKendry.

Was the Ameris Bancorp (ABCB) insider transaction an open-market sale?

No, the transaction was not an open-market sale. The filing classifies it as a tax-withholding disposition, using 615 shares of common stock to satisfy McKendry’s tax obligations upon vesting of 1,380 restricted shares, consistent with the Form 4’s code F description.

How many Ameris Bancorp (ABCB) shares does William D. McKendry hold after this transaction?

After the tax-withholding disposition, Chief Risk Officer William D. McKendry directly holds 46,786.2254 Ameris Bancorp common shares. This total reflects his position following the withholding of 615 shares tied to the vesting of his 1,380-share stock award on February 24, 2026.

What triggered the tax-withholding disposition reported for Ameris Bancorp (ABCB)?

The tax-withholding disposition was triggered by the vesting of 1,380 Ameris Bancorp common shares on February 24, 2026. These shares were originally awarded on February 23, 2023, and 615 vested shares were withheld to satisfy the resulting tax obligations for Chief Risk Officer William D. McKendry.

What does transaction code F indicate in the Ameris Bancorp (ABCB) Form 4?

Transaction code F in the Form 4 indicates payment of an exercise price or tax liability using shares. In this case, 615 Ameris Bancorp common shares were withheld from William D. McKendry to cover taxes owed upon the vesting of his 1,380-share stock award.