ACRES COMMERCIAL REALTY CORP. REPORTS RESULTS FOR FOURTH QUARTER 2025 AND YEAR ENDED DECEMBER 31, 2025

Rhea-AI Summary

ACRES Commercial Realty Corp (NYSE: ACR) reported GAAP net loss allocable to common shares of $3.0 million, $(0.43) per diluted share for Q4 2025. The origination team added $571 million of loans in Q4, and the company closed a $1.0 billion CRE CLO in February 2026. ACR will host an earnings call on March 5, 2026 at 10:00 a.m. ET.

Management said watchlist assets have plans for positive outcomes and that origination momentum continued into 2026. A replay of the call will be available through March 19, 2026.

Positive

• Q4 originations of $571 million added to loan portfolio
• $1.0 billion CRE CLO closed in February 2026, boosting financing capacity
• Clear plan to reduce watchlist assets with targeted resolution strategies

Negative

• GAAP net loss of $3.0 million, $(0.43) per diluted share in Q4 2025

News Market Reaction – ACR

+1.11%

1 alert

+1.11% News Effect

On the day this news was published, ACR gained 1.11%, reflecting a mild positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

Key Figures

GAAP net loss: $3.0 million EPS (diluted): $(0.43) per share Loan originations: $571 million +3 more

6 metrics

GAAP net loss $3.0 million Q4 2025, allocable to common shares

EPS (diluted) $(0.43) per share Q4 2025, GAAP

Loan originations $571 million High-quality loans added in Q4 2025

CRE CLO size $1 billion CRE CLO closed in February following Q4 2025 originations

Earnings call time 10:00 a.m. ET Live call on March 5, 2026

Replay end date March 19, 2026 Telephonic and web replay available until this date

Market Reality Check

Price: $19.14 Vol: Volume 10,068 is about 0....

low vol

$19.14 Last Close

Volume Volume 10,068 is about 0.47x the 20-day average of 21,520, indicating muted trading ahead of the release. low

Technical Shares at $18.77 are trading below the 200-day MA of $19.93 and about 23.73% under the 52-week high.

Peers on Argus

Pre-news, ACR was up about 1.19% on light volume while only one scanned peer (CH...

1 Up

Pre-news, ACR was up about 1.19% on light volume while only one scanned peer (CHMI) showed upside momentum. Other listed REIT–mortgage peers had mixed, low-intensity moves, suggesting a stock-specific rather than sector-wide setup.

Previous Earnings Reports

5 past events · Latest: Oct 29 (Positive)

Same Type Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Oct 29	Q3 2025 earnings	Positive	+10.0%	Reported GAAP net income of $9.8M and highlighted portfolio growth strategy.
Jul 30	Q2 2025 earnings	Negative	+3.0%	Posted GAAP net loss of $732,000 but emphasized pipeline expansion plans.
Apr 30	Q1 2025 earnings	Negative	-3.7%	Reported $5.9M GAAP net loss while implementing new financing facility.
Mar 05	Q4 2024 earnings	Positive	+3.1%	Delivered GAAP net income of $4.1M and noted renewed market activity.
Oct 30	Q3 2024 earnings	Positive	+0.9%	Posted $2.8M GAAP net income with focus on high-quality opportunities.

Pattern Detected

Earnings headlines have usually driven positive price reactions, even when reporting GAAP losses, with only one negative reaction in the last five earnings releases.

Recent Company History

Over the last five earnings announcements from Oct 2024 through Oct 2025, ACRES alternated between GAAP net income and GAAP net losses while maintaining a consistent focus on commercial real estate lending and portfolio growth. Positive quarters like Q3 2025 (GAAP net income of $9.8M) and earlier profitable periods typically coincided with gains of around a few percent to nearly 10%. Even some loss-making quarters still saw positive share reactions, indicating investors often looked through short-term earnings volatility.

Historical Comparison

+2.6% avg move · Across the last five earnings releases, ACR’s average next-day move was about 2.65%, with most repor...

earnings

+2.6%

Average Historical Move earnings

Across the last five earnings releases, ACR’s average next-day move was about 2.65%, with most reports producing positive price reactions despite mixed GAAP results.

Earnings have oscillated between GAAP profits and losses while management consistently highlights loan origination growth and active portfolio management.

Market Pulse Summary

This announcement combines a Q4 2025 GAAP net loss of $3.0 million (or $(0.43) per diluted share) wi...

Analysis

This announcement combines a Q4 2025 GAAP net loss of $3.0 million (or $(0.43) per diluted share) with strong origination activity, including $571 million of new loans and a subsequent $1 billion CRE CLO. Historically, ACR’s earnings reports have often been met with modestly positive moves even when results were mixed. Investors may watch upcoming disclosures for clarity on asset quality, earnings stability, and how effectively new originations translate into sustainable profitability.

Key Terms

gaap, cre clo

2 terms

gaap financial

"ACR's GAAP net loss allocable to common shares was $3.0 million..."

GAAP, or Generally Accepted Accounting Principles, are a set of standardized rules and guidelines that companies follow when preparing their financial statements. They ensure consistency, transparency, and comparability across different companies, making it easier for investors to understand and compare financial information accurately. This helps investors make informed decisions based on trustworthy and uniform financial reports.

cre clo financial

"...which led to the closing of a $1 billion CRE CLO in February..."

A CRE CLO is a type of investment vehicle that pools many loans made to commercial real estate projects (like office buildings, shopping centers, or apartment complexes) and repackages them into slices that investors can buy. Think of it as a mortgage bundle for commercial property where each slice carries different levels of risk and return; it matters to investors because its performance depends on property values and loan repayments, affecting income and potential losses.

AI-generated analysis. Not financial advice.

UNIONDALE, N.Y., March 4, 2026 /PRNewswire/ -- ACRES Commercial Realty Corp. (NYSE: ACR) ("ACR" or the "Company"), a real estate investment trust that is primarily focused on originating, holding and managing commercial real estate mortgage loans and equity investments in commercial real estate property through direct ownership and joint ventures, today reported results for the quarter and year ended December 31, 2025. ACR's GAAP net loss allocable to common shares was $3.0 million or $(0.43) per share-diluted, for the quarter ended December 31, 2025.

"The ACRES origination team was extremely active during the fourth quarter, adding $571 million of high-quality loans to our portfolio. Origination momentum continued into the first quarter of this year, which led to the closing of a $1 billion CRE CLO in February," said Mark Fogel, President and Chief Executive Office of ACRES Commercial Realty Corp. "Our exceptional asset management team continued to build on their successful track record. We are now down to a handful of watchlist assets, all of which have plans in place to produce positive outcomes. As we look ahead, our plan is to continue to grow the portfolio and earnings by providing loans to best-in-class sponsors in top markets across the United States."

ACR issued a full, detailed presentation of its results for the quarter and year ended December 31, 2025 that can be viewed at www.acresreit.com.

Earnings Call Details

ACR will host a live conference call on March 5, 2026 at 10:00 a.m. Eastern Time to discuss its fourth quarter 2025 operating results. The conference call can be accessed by dialing 1-800-267-6316 (U.S. domestic) or 1-203-518-9783 (International), Conference ID ACRES or from the investor relations section of the Company's website at www.acresreit.com.

For those unable to listen to the live conference call, a replay will be available on the Company's website and telephonically through March 19, 2026 by dialing 1-844-512-2921 (U.S. domestic) or 1-412-317-6671 (International), with the passcode 11160508.

About ACRES Commercial Realty Corp.

ACRES Commercial Realty Corp. is a real estate investment trust that is primarily focused on originating, holding and managing commercial real estate mortgage loans and equity investments in commercial real estate properties through direct ownership and joint ventures. The Company is externally managed by ACRES Capital, LLC, a subsidiary of ACRES Capital Corp., a private commercial real estate lender exclusively dedicated to nationwide middle market commercial real estate lending with a focus on multifamily, student housing, hospitality, industrial and office property in top U.S. markets. For more information, please visit the Company's website at www.acresreit.com or contact investor relations at IR@acresreit.com.

Forward-Looking Statements

This press release contains certain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Such forward-looking statements can generally be identified by our use of forward-looking terminology such as "may," "will," "continue," "expect," "intend," "anticipate," "estimate," "believe," "look forward" or other similar words or terms. Because such statements include risks, uncertainties and contingencies, actual results may differ materially from the expectations, intentions, beliefs, plans or predictions of the future expressed or implied by such forward-looking statements. Factors that can affect future results are discussed in the documents filed by the Company from time to time with the Securities and Exchange Commission, including, without limitation, factors impacting whether we will be able to maintain our sources of liquidity and whether we will be able to identify sufficient suitable investments to increase our originations. The Company undertakes no obligation to update or revise any forward-looking statement to reflect new or changing information or events after the date hereof or to reflect the occurrence of unanticipated events, except as may be required by law.

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SOURCE ACRES Commercial Realty Corp.

FAQ

What were ACRES (ACR) Q4 2025 earnings per share and net loss?

ACR reported a GAAP net loss of $3.0 million, $(0.43) per diluted share for Q4 2025. According to the company, this figure is allocable to common shares and reflects quarter-end operating results and portfolio activity.

How much in loans did ACRES (ACR) originate in Q4 2025?

ACR originated $571 million of commercial real estate loans in Q4 2025, according to the company. Management said origination momentum continued into 2026 and contributed to subsequent financing activity.

What is the $1.0 billion CRE CLO ACRES (ACR) closed in February 2026?

The $1.0 billion CRE CLO is a securitization that closed in February 2026, according to the company. It provides additional financing capacity and reflects continued origination activity into the first quarter of 2026.

When is ACRES (ACR) hosting its Q4 2025 earnings call and how can investors listen?

ACR will host its live earnings call on March 5, 2026 at 10:00 a.m. ET, according to the company. Investors can dial the provided numbers or access the webcast on the investor relations section of the company website.

What did ACRES (ACR) say about its watchlist assets and asset management?

According to the company, the asset management team reduced watchlist assets to a handful and has plans to produce positive outcomes. Management emphasized active oversight and targeted resolutions for those assets.