Alignment Health Unveils 2026 Medicare Advantage Plans with Strong Benefits, Expanded Support for Seniors
Alignment Health (NYSE:ALHC) has announced its 2026 Medicare Advantage product portfolio, featuring 68 plan options across 45 counties in five states. The plans will be available to nearly 8.3 million Medicare-eligible adults during the annual enrollment period from October 15 through December 7, 2025.
Key highlights include 24 special needs plans (SNPs), expanded Part B rebates of up to $185, and new offerings such as the Heart & Diabetes Care HMO C-SNP in Southern California and Total Dual+ HMO D-SNP in Texas. The company is also launching a new co-branded plan with Intermountain Health in Nevada and maintaining comprehensive supplemental benefits including dental coverage with allowances up to $4,000.
All members receive exclusive access to the ACCESS On-Demand Concierge program at no additional cost, providing 24/7 support, virtual care, and an all-in-one debit card for various benefits at over 74,000 retailers.
Alignment Health (NYSE:ALHC) ha annunciato il proprio portafoglio prodotti Medicare Advantage per il 2026, con 68 opzioni di piano in 45 contee in cinque stati.
I piani saranno disponibili per quasi 8,3 milioni di adulti idonei a Medicare durante il periodo di iscrizione annuale dal 15 ottobre al 7 dicembre 2025.
Le principali novità includono 24 piani con esigenze speciali (SNP), rimborsi ampliati della Parte B fino a 185 dollari e nuove offerte come Heart & Diabetes Care HMO C-SNP nel Southern California e Total Dual+ HMO D-SNP in Texas. L'azienda sta inoltre lanciando un nuovo piano co-branded con Intermountain Health in Nevada e mantiene benefici supplementari completi, inclusa una copertura dentistica con contributi fino a 4.000 dollari.
Tutti i membri hanno accesso esclusivo al programma ACCESS On-Demand Concierge senza costi aggiuntivi, offrendo supporto 24/7, assistenza virtuale e una carta di debito tutto-in-uno per vari benefici presso oltre 74.000 rivenditori.
Alignment Health (NYSE:ALHC) ha anunciado su cartera de productos Medicare Advantage para 2026, con 68 opciones de plan en 45 condados de cinco estados.
Los planes estarán disponibles para casi 8,3 millones de adultos elegibles a Medicare durante el periodo de inscripción anual del 15 de octubre al 7 de diciembre de 2025.
Entre los aspectos clave se incluyen 24 planes de necesidades especiales (SNP), ampliaciones de reembolsos de la Parte B de hasta 185 dólares y nuevas ofertas como Heart & Diabetes Care HMO C-SNP en el sur de California y Total Dual+ HMO D-SNP en Texas. La empresa también lanza un nuevo plan co-marcado con Intermountain Health en Nevada y mantiene beneficios suplementarios integrales, incluida una cobertura dental con aportes de hasta 4.000 dólares.
Todos los miembros obtienen acceso exclusivo al programa ACCESS On-Demand Concierge sin costo adicional, que ofrece soporte 24/7, atención virtual y una tarjeta de débito todo-en-uno para diversos beneficios en más de 74.000 comercios.
Alignment Health (NYSE:ALHC) 는 2026년 Medicare Advantage 상품 포트폴리오를 발표했습니다. 5개 주 45개 카운티에 걸친 68개 플랜 옵션을 제공합니다.
이 플랜은 2025년 10월 15일부터 12월 7일까지의 연간 등록 기간 동안 거의 830만 명의 Medicare 자격 성인이 이용할 수 있습니다.
주요 하이라이트로는 24개 특수 필요 계획(SNP), Part B 환급 확대가 최대 185달러까지, 남부 캘리포니아의 Heart & Diabetes Care HMO C-SNP 및 텍사스의 Total Dual+ HMO D-SNP와 같은 신규 상품이 있습니다. 또한 회사는 Intermountain Health와의 협력 브랜드 플랜을 네바다에서 출시하고 치과 보장을 최대 4,000달러까지 포함하는 포괄적 보조 혜택을 유지합니다.
모든 구성원은 추가 비용 없이 ACCESS On-Demand Concierge 프로그램에 독점적으로 접근할 수 있으며, 연중 무휴 24/7 지원, 가상 진료, 74,000개 이상의 소매점에서 이용 가능한 일체형 직불카드를 제공합니다.
Alignment Health (NYSE:ALHC) a annoncé son portefeuille de produits Medicare Advantage pour 2026, comprenant 68 options de plan dans 45 comtés répartis dans cinq États.
Les plans seront disponibles pour près de 8,3 millions d’adultes éligibles à Medicare durant la période annuelle d’inscription du 15 octobre au 7 décembre 2025.
Les points forts incluent 24 plans de besoins spéciaux (SNP), des remboursements de la Partie B élargis jusqu’à 185 dollars, et de nouvelles offres comme Heart & Diabetes Care HMO C-SNP dans le Sud de la Californie et Total Dual+ HMO D-SNP au Texas. L’entreprise lance également un nouveau plan co-brandé avec Intermountain Health au Nevada et maintient des prestations complémentaires complètes, y compris une couverture dentaire avec des allocations jusqu’à 4 000 dollars.
Tous les membres bénéficient d’un accès exclusif au programme ACCESS On-Demand Concierge sans coût supplémentaire, offrant une assistance 24/7, des soins virtuels et une carte de débit tout-en-un pour divers avantages chez plus de 74 000 commerces.
Alignment Health (NYSE:ALHC) hat sein Medicare Advantage-Produktportfolio für 2026 angekündigt, mit 68 Planoptionen in 45 Landkreisen in fünf Bundesstaaten.
Die Pläne stehen fast 8,3 Millionen Medicare-berechtigten Erwachsenen während des jährlichen Anmeldezeitraums vom 15. Oktober bis zum 7. Dezember 2025 zur Verfügung.
Wichtige Highlights umfassen 24 Special Needs Plans (SNPs), erweiterte Part B-Rabatte bis zu 185 US-Dollar und neue Angebote wie Heart & Diabetes Care HMO C-SNP im Süden Kaliforniens sowie Total Dual+ HMO D-SNP in Texas. Das Unternehmen führt zudem einen neuen Co-Brand-Plan mit Intermountain Health in Nevada ein und behält umfassende Zusatzleistungen bei, einschließlich einer zahnärztlichen Abdeckung mit Zuschüssen bis zu 4.000 US-Dollar.
Alle Mitglieder erhalten exklusiven Zugang zum ACCESS On-Demand Concierge-Programm ohne Zusatzkosten, mit 24/7-Unterstützung, virtueller Versorgung und einer All-in-One Debitkarte für verschiedene Leistungen bei über 74.000 Einzelhändlern.
Alignment Health (NYSE:ALHC) أعلنت عن محفظة منتجات Medicare Advantage لعام 2026، وتضم 68 خيار خطة عبر 45 مقاطعة في خمس ولايات.
ستتوفر الخطط لنحو 8.3 مليون بالغ مؤهل لـ Medicare خلال فترة التسجيل السنوية من 15 أكتوبر إلى 7 ديسمبر 2025.
تشمل النقاط الرئيسية 24 خطة لاحتياجات خاصة (SNP)، وتوسيع تعويضات الجزء B حتى 185 دولاراً، وعروض جديدة مثل Heart & Diabetes Care HMO C-SNP في جنوب كاليفورنيا وTotal Dual+ HMO D-SNP في تكساس. كما تطلق الشركة خطة مشتركة بالعلامة التجارية مع Intermountain Health في نيفادا وتحتفظ بمزايا إضافية شاملة تتضمن تغطية أسنان حتى 4,000 دولار.
يصل جميع الأعضاء إلى الوصول الحصري إلى برنامج ACCESS On-Demand Concierge دون تكلفة إضافية، مع دعم على مدار 24/7 ورعاية افتراضية وبطاقة خصم شاملة للاستخدام في أكثر من 74,000 تاجر.
Alignment Health (NYSE:ALHC) 已宣布其 2026 年 Medicare Advantage 产品组合，覆盖五个州的 45 个县、68 个计划选项。
这些计划将于 2025 年 10 月 15 日至 12 月 7 日的年度注册期间向近 830 万名符合 Medicare 条件的成年人提供。
24 个特殊需要计划（SNP）、Part B 折扣扩展至最高 185 美元、以及南加州的 Heart & Diabetes Care HMO C-SNP、德州的 Total Dual+ HMO D-SNP 等新产品。公司还将与 Intermountain Health 在内华达州推出新的联合品牌计划，并维持包括牙科保险在内的综合补充福利，补贴最高可达 4,000 美元。
所有成员均可免费独享 ACCESS On-Demand Concierge 计划，提供 24/7 支持、虚拟医疗服务，以及在超过 74,000 家零售商使用的一体化借记卡，覆盖各类福利。
- Expanded coverage to reach 8.3 million Medicare-eligible adults across 5 states
- Introduction of 24 special needs plans (SNPs) for chronic conditions and dual-eligible members
- Competitive Part B rebates up to $185 in select markets
- Strategic partnership with Intermountain Health for new co-branded plan
- Comprehensive supplemental benefits including dental coverage with allowances up to $4,000
- None.
Insights
Alignment Health's 2026 Medicare Advantage expansion shows strategic positioning in the competitive MA market through benefit stability and addressing social determinants of health.
Alignment Health's 2026 Medicare Advantage portfolio signals a calculated expansion strategy targeting 8.3 million Medicare-eligible seniors across five states. The announcement of 68 plan options across 45 counties represents a significant market presence, though the press release doesn't specify year-over-year growth metrics to gauge expansion rate.
The company's focus on benefit stability addresses a critical market challenge—many competitors frequently alter benefits annually, creating confusion and disruption for seniors. By emphasizing consistency, Alignment is positioning itself as a reliable option in a volatile market while potentially reducing member churn.
Particularly noteworthy is Alignment's expanded special needs plan (SNP) offerings, with 24 total SNPs including 19 C-SNPs and 5 D-SNPs. This specialized portfolio targets high-need, high-cost beneficiaries who typically generate higher reimbursement rates from Medicare. The introduction of Part B premium rebates of up to $185 monthly directly addresses economic insecurity—ranked as the third highest threat in their proprietary research—while potentially helping to attract price-sensitive seniors.
The partnership expansion with Intermountain Health in Nevada reflects an industry trend toward provider-payer alignments that can improve care coordination and potentially reduce medical costs. Their ACCESS On-Demand Concierge program similarly aims to reduce barriers to care while potentially decreasing costly emergency department utilization.
What's missing from this announcement is any mention of network expansion, quality ratings, or technological innovations—elements that increasingly differentiate winners in the competitive Medicare Advantage space. Without these details, it's difficult to fully assess how Alignment's strategy compares to major players like UnitedHealthcare, Humana, and CVS Health who continue to dominate market share in the Medicare Advantage space.
Plans to reach nearly 8.3 million Medicare-eligible adults across five states during annual enrollment period, Oct. 15-Dec. 7
ORANGE, Calif., Oct. 01, 2025 (GLOBE NEWSWIRE) -- Alignment Health Plan, an award-winning Medicare Advantage (MA) plan from Alignment Health, today announced its 2026 product portfolio, offering 68 plan options across 45 counties in five states. The plans are designed to deliver consistent value, broad coverage and support for seniors’ diverse health needs.
Medicare’s annual enrollment period runs Oct. 15 through Dec. 7, during which 8.3 million Medicare-eligible adults in Alignment’s service areas can select from a range of plan options for coverage starting Jan. 1, 2026.1
“We’re proud to offer plans that reflect our commitment to compassionate, high-quality care and long-term value,” said Dawn Maroney, president of Alignment Health and CEO of Alignment Health Plan. “Older Americans deserve stability, choice and support – and we’re honored to help them navigate the health care system with confidence.”
Benefit stability and quality of life enhancements
In 2026, Alignment remains committed to maintaining year-over-year benefit stability, reinforcing the company’s commitment to consistent, high-quality coverage. Alignment will continue to offer supplemental benefits that enhance quality of life for members, including vision and hearing coverage, routine transportation, grocery and meal support, personal emergency response systems, in-home support and caregiver reimbursements.2 In addition, dental services will be available in select plans at
Expanded support for seniors with special needs
To meet the diverse needs of seniors with chronic conditions, limited incomes or disabilities, Alignment will offer 24 special needs plans (SNPs) in 2026 – including 19 for members with chronic conditions (C-SNPs) and five for those who are dually eligible for Medicare and Medicaid (D-SNPs), most of which offer a monthly “Essentials” allowance that can be used for everyday needs like groceries, utilities and home safety items.
New and enhanced plans include:
- Southern California
- (New) Heart & Diabetes Care HMO C-SNP –
$0 m onthly premium,$0 copays on preferred generic drugs and primary care provider (PCP) and specialist visits
- (New) Heart & Diabetes Care HMO C-SNP –
- Nevada
- (Enhanced) the ONE/El Único HMO D-SNP – updated with a
$200 m onthly combined over-the-counter (OTC) and Essentials allowance
- (Enhanced) the ONE/El Único HMO D-SNP – updated with a
- Texas
- (New) Total Dual+ HMO D-SNP – available in El Paso and Hudspeth counties, features a
$193 m onthly combined OTC and Essentials allowance
- (New) Total Dual+ HMO D-SNP – available in El Paso and Hudspeth counties, features a
Flexible options with competitive Part B rebates
For the second year in a row, economic insecurity was ranked as the third-highest threat to health and wellness, according to seniors surveyed in Alignment’s 2025 Social Threats to Aging Well in America report. Alignment’s 2026 plans address this head-on, offering members more flexibility in managing their health care costs with expanded access to competitive Part B rebates:
- (New) Giveback HMO: Available in Los Angeles and San Diego counties, with a Part B rebate of
$185 - (New) smartSavings HMO: Available in El Paso and Hudspeth counties in Texas, a Part B rebate of
$164.90
More service through partnerships with leading brands
As part of its ongoing commitment to improving access to care, Alignment is expanding its partnership with Intermountain Health, one of the largest nonprofit health systems in the mountain states, to offer a new co-branded plan in Clark County, Nevada. The Alignment Health + Intermountain Health HMO will be available beginning Jan. 1, 2026, and includes a
Exclusive access without exclusive costs
All Alignment members have exclusive access to the company’s ACCESS On-Demand Concierge program at no additional cost. The program provides a range of services that make it easier for members to access care, benefits and services, including:
- 24/7 support from a concierge team dedicated to help members navigate their plan services and benefits
- A virtual care center for urgent medical needs and care coordination
- An all-in-one debit card with monthly allowances that cover OTC items, groceries and other essentials at more than 74,000 national and specialty retailers.
For more information, visit www.alignmenthealthplan.com.
About Alignment Health
Alignment Health is championing a new path in senior care that empowers members to age well and live their most vibrant lives. A consumer brand name of Alignment Healthcare (NASDAQ: ALHC), Alignment Health’s mission-focused team makes high-quality, low-cost care a reality for its Medicare Advantage members every day. Based in California, the company partners with nationally recognized and trusted local providers to deliver coordinated care, powered by its customized care model, 24/7 concierge care team and purpose-built technology, AVA®. As it expands its offerings and grows its national footprint, Alignment upholds its core values of leading with a serving heart and putting the senior first. For more information, visit www.alignmenthealth.com.
Media Contact
Priya Shah
mPR, Inc. for Alignment Health
alignment@mpublicrelations.com
2 Benefits and eligibility may vary by plan, check the Evidence of Coverage for specific plan benefits.
FAQ
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