Alignment Health Unveils 2026 Medicare Advantage Plans with Strong Benefits, Expanded Support for Seniors

Rhea-AI Summary

Alignment Health (NYSE:ALHC) has announced its 2026 Medicare Advantage product portfolio, featuring 68 plan options across 45 counties in five states. The plans will be available to nearly 8.3 million Medicare-eligible adults during the annual enrollment period from October 15 through December 7, 2025.

Key highlights include 24 special needs plans (SNPs), expanded Part B rebates of up to $185, and new offerings such as the Heart & Diabetes Care HMO C-SNP in Southern California and Total Dual+ HMO D-SNP in Texas. The company is also launching a new co-branded plan with Intermountain Health in Nevada and maintaining comprehensive supplemental benefits including dental coverage with allowances up to $4,000.

All members receive exclusive access to the ACCESS On-Demand Concierge program at no additional cost, providing 24/7 support, virtual care, and an all-in-one debit card for various benefits at over 74,000 retailers.

Positive

• Expanded coverage to reach 8.3 million Medicare-eligible adults across 5 states
• Introduction of 24 special needs plans (SNPs) for chronic conditions and dual-eligible members
• Competitive Part B rebates up to $185 in select markets
• Strategic partnership with Intermountain Health for new co-branded plan
• Comprehensive supplemental benefits including dental coverage with allowances up to $4,000

Negative

• None.

Plans to reach nearly 8.3 million Medicare-eligible adults across five states during annual enrollment period, Oct. 15-Dec. 7

ORANGE, Calif., Oct. 01, 2025 (GLOBE NEWSWIRE) -- Alignment Health Plan, an award-winning Medicare Advantage (MA) plan from Alignment Health, today announced its 2026 product portfolio, offering 68 plan options across 45 counties in five states. The plans are designed to deliver consistent value, broad coverage and support for seniors’ diverse health needs.

Medicare’s annual enrollment period runs Oct. 15 through Dec. 7, during which 8.3 million Medicare-eligible adults in Alignment’s service areas can select from a range of plan options for coverage starting Jan. 1, 2026.¹

“We’re proud to offer plans that reflect our commitment to compassionate, high-quality care and long-term value,” said Dawn Maroney, president of Alignment Health and CEO of Alignment Health Plan. “Older Americans deserve stability, choice and support – and we’re honored to help them navigate the health care system with confidence.”

Benefit stability and quality of life enhancements
In 2026, Alignment remains committed to maintaining year-over-year benefit stability, reinforcing the company’s commitment to consistent, high-quality coverage. Alignment will continue to offer supplemental benefits that enhance quality of life for members, including vision and hearing coverage, routine transportation, grocery and meal support, personal emergency response systems, in-home support and caregiver reimbursements.² In addition, dental services will be available in select plans at $0 copay, with annual allowances ranging from $500 to $4,000.        

Expanded support for seniors with special needs
To meet the diverse needs of seniors with chronic conditions, limited incomes or disabilities, Alignment will offer 24 special needs plans (SNPs) in 2026 – including 19 for members with chronic conditions (C-SNPs) and five for those who are dually eligible for Medicare and Medicaid (D-SNPs), most of which offer a monthly “Essentials” allowance that can be used for everyday needs like groceries, utilities and home safety items.

New and enhanced plans include:

• Southern California
  • (New) Heart & Diabetes Care HMO C-SNP – $0 monthly premium, $0 copays on preferred generic drugs and primary care provider (PCP) and specialist visits

• Nevada
  • (Enhanced) the ONE/El Único HMO D-SNP – updated with a $200 monthly combined over-the-counter (OTC) and Essentials allowance

• Texas
  • (New) Total Dual+ HMO D-SNP – available in El Paso and Hudspeth counties, features a $193 monthly combined OTC and Essentials allowance

Flexible options with competitive Part B rebates
For the second year in a row, economic insecurity was ranked as the third-highest threat to health and wellness, according to seniors surveyed in Alignment’s 2025 Social Threats to Aging Well in America report. Alignment’s 2026 plans address this head-on, offering members more flexibility in managing their health care costs with expanded access to competitive Part B rebates:

• (New) Giveback HMO: Available in Los Angeles and San Diego counties, with a Part B rebate of $185
• (New) smartSavings HMO: Available in El Paso and Hudspeth counties in Texas, a Part B rebate of $164.90

More service through partnerships with leading brands 
As part of its ongoing commitment to improving access to care, Alignment is expanding its partnership with Intermountain Health, one of the largest nonprofit health systems in the mountain states, to offer a new co-branded plan in Clark County, Nevada. The Alignment Health + Intermountain Health HMO will be available beginning Jan. 1, 2026, and includes a $0 monthly premium, $0 copays for PCP, specialist and urgent care visits and enhanced food and transportation benefits.

Exclusive access without exclusive costs
All Alignment members have exclusive access to the company’s ACCESS On-Demand Concierge program at no additional cost. The program provides a range of services that make it easier for members to access care, benefits and services, including:

• 24/7 support from a concierge team dedicated to help members navigate their plan services and benefits
• A virtual care center for urgent medical needs and care coordination
• An all-in-one debit card with monthly allowances that cover OTC items, groceries and other essentials at more than 74,000 national and specialty retailers.
  

For more information, visit www.alignmenthealthplan.com.

About Alignment Health
Alignment Health is championing a new path in senior care that empowers members to age well and live their most vibrant lives. A consumer brand name of Alignment Healthcare (NASDAQ: ALHC), Alignment Health’s mission-focused team makes high-quality, low-cost care a reality for its Medicare Advantage members every day. Based in California, the company partners with nationally recognized and trusted local providers to deliver coordinated care, powered by its customized care model, 24/7 concierge care team and purpose-built technology, AVA®. As it expands its offerings and grows its national footprint, Alignment upholds its core values of leading with a serving heart and putting the senior first. For more information, visit www.alignmenthealth.com.

Media Contact
Priya Shah
mPR, Inc. for Alignment Health
alignment@mpublicrelations.com

¹ Centers for Medicare & Medicaid Services Medicare Advantage/Part D Contract and Enrollment Data, August 2025 MA State/County Penetration

² Benefits and eligibility may vary by plan, check the Evidence of Coverage for specific plan benefits.

FAQ

What new Medicare Advantage plans is Alignment Health (ALHC) offering for 2026?

Alignment Health is offering 68 plan options across 45 counties, including new plans like the Heart & Diabetes Care HMO C-SNP in Southern California and Total Dual+ HMO D-SNP in Texas, plus a co-branded plan with Intermountain Health in Nevada.

What is the Part B premium rebate for Alignment Health's 2026 Medicare plans?

Alignment Health offers Part B rebates up to $185 in Los Angeles and San Diego counties through the new Giveback HMO plan, and $164.90 in Texas through the smartSavings HMO plan.

What supplemental benefits does Alignment Health (ALHC) offer in its 2026 Medicare plans?

Benefits include vision, hearing, transportation, grocery support, meal support, emergency response systems, in-home support, caregiver reimbursements, and dental coverage with allowances up to $4,000.

When is the enrollment period for Alignment Health's 2026 Medicare Advantage plans?

The Medicare annual enrollment period runs from October 15 through December 7, 2025, for coverage starting January 1, 2026.

What is Alignment Health's ACCESS On-Demand Concierge program?

It's a no-cost program providing 24/7 concierge support, virtual care center access, and an all-in-one debit card for OTC items and groceries at over 74,000 retailers.