MANTL Partners with Taktile to Transform Credit Decisions for Community Banks and Credit Unions
MANTL, an Alkami (NASDAQ:ALKT) solution team, has announced a strategic integration with Taktile, a next-generation decision platform for risk management. The partnership aims to revolutionize credit underwriting for community banks and credit unions by enabling automated decision-making processes.
The integration allows financial institutions to reduce manual underwriting by up to 90%, make decisions 10x faster, and achieve up to 75% savings in engineering resources. Through this collaboration, banks and credit unions can now launch, test, and update credit policies in real-time within MANTL workflows, without depending on engineering support or third-party vendors.
This integration follows MANTL's December 2024 launch of their Loan Origination platform, developed in partnership with nine financial institutions, and currently integrates with all major core banking systems and over 50 fintech providers.
MANTL, il team di soluzioni di Alkami (NASDAQ:ALKT), ha annunciato un'integrazione strategica con Taktile, una piattaforma decisionale di nuova generazione per la gestione del rischio. La collaborazione punta a trasformare l'underwriting del credito per banche comunitarie e credit union automatizzando i processi decisionali.
L'integrazione permette agli istituti finanziari di ridurre l'underwriting manuale fino al 90%, prendere decisioni 10 volte più rapidamente e ottenere risparmi fino al 75% sulle risorse di ingegneria. Grazie a questa partnership, banche e credit union possono lanciare, testare e aggiornare le politiche di credito in tempo reale all'interno dei flussi di lavoro MANTL, senza dipendere da supporto ingegneristico o fornitori terzi.
Questa integrazione segue il lancio della piattaforma di Loan Origination di MANTL nel dicembre 2024, sviluppata con il contributo di nove istituti finanziari, e che si integra attualmente con tutti i principali core banking e oltre 50 provider fintech.
MANTL, el equipo de soluciones de Alkami (NASDAQ:ALKT), ha anunciado una integración estratégica con Taktile, una plataforma de decisiones de nueva generación para la gestión del riesgo. La alianza busca revolucionar la evaluación crediticia para bancos comunitarios y cooperativas de crédito mediante la automatización de los procesos de decisión.
La integración permite a las instituciones financieras reducir la evaluación manual de créditos hasta en un 90%, tomar decisiones 10 veces más rápido y lograr hasta un 75% de ahorro en recursos de ingeniería. Con esta colaboración, los bancos y cooperativas pueden lanzar, probar y actualizar las políticas de crédito en tiempo real dentro de los flujos de trabajo de MANTL, sin depender del soporte de ingeniería ni de proveedores externos.
Esta integración se produce tras el lanzamiento en diciembre de 2024 de la plataforma de Loan Origination de MANTL, desarrollada en colaboración con nueve instituciones financieras, y que actualmente se integra con todos los principales sistemas core bancarios y con más de 50 proveedores fintech.
MANTL, Alkami(NASDAQ:ALKT)의 솔루션 팀이 차세대 리스크 관리 의사결정 플랫폼인 Taktile과의 전략적 통합을 발표했습니다. 이번 파트너십은 지역 은행 및 신용조합의 신용 인수(언더라이팅)를 자동화하여 혁신하는 것을 목표로 합니다.
이 통합을 통해 금융기관은 수작업 언더라이팅을 최대 90%까지 줄이고, 의사결정을 10배 빠르게 내리며, 엔지니어링 자원에서 최대 75%의 비용 절감을 실현할 수 있습니다. 이번 협업으로 은행과 신용조합은 엔지니어 지원이나 외부 공급업체에 의존하지 않고 MANTL 워크플로우 내에서 신용 정책을 실시간으로 출시, 테스트 및 업데이트할 수 있습니다.
이번 통합은 MANTL이 2024년 12월에 발표한 대출 기원(Loan Origination) 플랫폼에 이은 것으로, 이 플랫폼은 9개 금융기관과 공동 개발되었으며 현재 주요 코어 뱅킹 시스템 전부 및 50개 이상의 핀테크 제공업체와 연동되고 있습니다.
MANTL, l'équipe solutions d'Alkami (NASDAQ:ALKT), a annoncé une intégration stratégique avec Taktile, une plateforme décisionnelle de nouvelle génération dédiée à la gestion des risques. Ce partenariat vise à transformer l'analyse de crédit des banques communautaires et des coopératives de crédit en automatisant les processus décisionnels.
L'intégration permet aux établissements financiers de réduire l'analyse manuelle des crédits jusqu'à 90%, de prendre des décisions 10 fois plus rapidement et d'obtenir jusqu'à 75% d'économies sur les ressources d'ingénierie. Grâce à cette collaboration, les banques et coopératives peuvent désormais déployer, tester et mettre à jour leurs politiques de crédit en temps réel au sein des workflows MANTL, sans dépendre du support ingénierie ni de prestataires externes.
Cette intégration fait suite au lancement en décembre 2024 de la plateforme Loan Origination de MANTL, développée en partenariat avec neuf institutions financières, et qui s'intègre actuellement à tous les principaux systèmes bancaires centraux ainsi qu'à plus de 50 fournisseurs fintech.
MANTL, das Lösungs-Team von Alkami (NASDAQ:ALKT), hat eine strategische Integration mit Taktile angekündigt, einer Next‑Generation‑Entscheidungsplattform für Risikomanagement. Die Partnerschaft zielt darauf ab, die Kreditprüfung bei Community‑Banks und Kreditgenossenschaften durch automatisierte Entscheidungsprozesse zu revolutionieren.
Die Integration ermöglicht Finanzinstituten, manuelle Kreditprüfungen um bis zu 90% zu reduzieren, Entscheidungen 10-mal schneller zu treffen und bis zu 75% Einsparungen bei Engineering‑Ressourcen zu erzielen. Durch diese Zusammenarbeit können Banken und Kreditgenossenschaften Kreditrichtlinien in Echtzeit innerhalb der MANTL‑Workflows einführen, testen und aktualisieren, ohne auf Engineering‑Support oder Drittanbieter angewiesen zu sein.
Die Integration folgt auf den Start der Loan Origination‑Plattform von MANTL im Dezember 2024, die in Zusammenarbeit mit neun Finanzinstituten entwickelt wurde und derzeit mit allen gängigen Kernbankensystemen sowie über 50 Fintech‑Anbietern integriert ist.
- Integration enables up to 90% reduction in manual underwriting processes
- Decision-making speed increased by 10x through automation
- Potential 75% savings in engineering resources
- Real-time control over credit policies without requiring technical support
- Integration with all major core banking systems and 50+ fintech providers
- None.
Insights
Alkami enhances MANTL solution with Taktile integration, automating credit decisions for financial institutions to drive loan growth and operational efficiency.
This partnership between MANTL (an Alkami solution team) and Taktile represents a strategic enhancement to Alkami's lending technology stack. The integration addresses a critical pain point for community financial institutions by automating credit underwriting decisions without requiring engineering resources or third-party intervention.
The technology claims impressive efficiency metrics: reducing manual underwriting by up to
Particularly valuable is the self-service aspect that empowers risk teams to modify credit policies in real-time without technical dependencies. This creates operational flexibility that smaller institutions typically lack. The integration with all major core banking systems and 50+ fintech providers positions MANTL as a comprehensive origination platform that unifies both deposit and lending processes.
This enhancement follows MANTL's December 2024 launch of Loan Origination, suggesting Alkami is executing on a strategic roadmap to expand its product capabilities. While the financial impact isn't quantified, this integration strengthens Alkami's competitive positioning in the community financial institution market by addressing operational inefficiencies in lending - a critical revenue driver for these institutions.
New integration empowers financial institutions to exercise more control over their risk decisions to reduce manual reviews and accelerate growth
With the new integration, financial institutions can launch, test, and update credit policies that will be implemented in MANTL workflows in real time, without relying on engineering resources or third-party vendors. By integrating Taktile into the platform, MANTL gives community banks and credit unions access to one of the most innovative underwriting technologies on the market today. Taktile powers hundreds of millions of credit decisions every month, helping lenders reduce manual underwriting by up to
"We're excited to have this level of control at our fingertips," said David Black, executive vice president, chief operating officer at Embers Credit Union. "MANTL continues to provide us with access to innovative solutions that empower us to differentiate ourselves in the marketplace with confidence. Tools like Taktile give our staff the opportunity to leverage best-in-class technology to scale our loan growth and deliver meaningful value to our members."
Key benefits of the MANTL–Taktile integration include:
- Automated, Flexible Lending Decisions: Combine MANTL Loan Origination with Taktile's decisioning platform to accelerate loan processing and eliminate bottlenecks.
- Self-Service for Risk Teams: Empower risk and credit teams with direct control over underwriting logic.
- Continuous Optimization: Test, learn, and refine credit policies with built-in tools, all within a single, unified platform.
"Community banks and credit unions are under pressure to grow loans while maintaining rigorous risk oversight," said Benjamin Conant, co-founder and chief technology officer at MANTL. "MANTL is changing how these institutions originate loans by automating the entire process—from verification and document collection to underwriting, core booking, and approval. Our integration with Taktile removes friction from the credit decision process and gives institutions an automated way to scale lending without adding complexity, helping them compete in an increasingly competitive market."
The MANTL–Taktile integration reiterates MANTL's commitment to giving regional and community banks and credit unions access to the latest technology innovations in banking. Today, MANTL integrates with all major core banking systems and more than 50 leading fintech providers.
In December 2024, the company first announced MANTL Loan Origination for financial institutions. By creating one seamless platform for loan and deposit origination, MANTL is helping banks and credit unions supercharge growth, create real-time cross-sell opportunities, improve customer and employee experience, and benefit from underwriting automation and enhanced back-office efficiency. As part of the MANTL Loan Origination development program, MANTL partnered with nine financial institutions to build the product from the ground up to transform lending and meet the critical demand for a unified solution for loan and deposit origination.
Taktile is available to eligible MANTL bank and credit union loan origination clients. For more information about MANTL or to schedule a demo, click here.
About MANTL
MANTL is an Alkami solution team that offers unified account origination technology, empowering banks and credit unions to open loan and deposit accounts seamlessly on any banking channel in real time. MANTL Deposit Origination is among the fastest and most performant solutions on the market; consumers can open a new deposit account in under five minutes, businesses can open a new deposit account in under 10 minutes, and MANTL customers raise billions in core deposits. MANTL Loan Origination simplifies each step in the loan process, automating up to
About Taktile
Taktile is an AI-powered Decision Platform that helps financial institutions automate and improve their risk management strategies across the entire customer lifecycle. From onboarding and credit underwriting to fraud detection and transaction monitoring, Taktile empowers risk teams to build, test, and optimize their critical decision processes, without relying on engineers. Taktile has been recognized as category leader - for four quarters in a row - in G2's Quarterly Report for Decision Management Platforms, and is trusted by leading fintechs, banks, and insurers across the globe. The company is headquartered in
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SOURCE Alkami Technology, Inc.
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