MANTL Partners with Taktile to Transform Credit Decisions for Community Banks and Credit Unions

Rhea-AI Summary

MANTL, an Alkami (NASDAQ:ALKT) solution team, has announced a strategic integration with Taktile, a next-generation decision platform for risk management. The partnership aims to revolutionize credit underwriting for community banks and credit unions by enabling automated decision-making processes.

The integration allows financial institutions to reduce manual underwriting by up to 90%, make decisions 10x faster, and achieve up to 75% savings in engineering resources. Through this collaboration, banks and credit unions can now launch, test, and update credit policies in real-time within MANTL workflows, without depending on engineering support or third-party vendors.

This integration follows MANTL's December 2024 launch of their Loan Origination platform, developed in partnership with nine financial institutions, and currently integrates with all major core banking systems and over 50 fintech providers.

Positive

• Integration enables up to 90% reduction in manual underwriting processes
• Decision-making speed increased by 10x through automation
• Potential 75% savings in engineering resources
• Real-time control over credit policies without requiring technical support
• Integration with all major core banking systems and 50+ fintech providers

Negative

• None.

News Market Reaction

+0.84%

1 alert

+0.84% News Effect

On the day this news was published, ALKT gained 0.84%, reflecting a mild positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

New integration empowers financial institutions to exercise more control over their risk decisions to reduce manual reviews and accelerate growth

PLANO, Texas, Sept. 5, 2025 /PRNewswire/ -- MANTL, an Alkami solution team and leading provider of loan and deposit account opening technology, today announced an integration with Taktile, a next-generation decision platform that helps teams automate and improve risk management strategies across the customer lifecycle. Together, the companies are enabling community banks and credit unions to fully automate credit underwriting and decision-making, giving institutions the speed, flexibility, and control they need to drive loan growth and operational efficiency.

With the new integration, financial institutions can launch, test, and update credit policies that will be implemented in MANTL workflows in real time, without relying on engineering resources or third-party vendors. By integrating Taktile into the platform, MANTL gives community banks and credit unions access to one of the most innovative underwriting technologies on the market today. Taktile powers hundreds of millions of credit decisions every month, helping lenders reduce manual underwriting by up to 90%, make decisions 10x faster, and save as much as 75% of engineering resources.

"We're excited to have this level of control at our fingertips," said David Black, executive vice president, chief operating officer at Embers Credit Union. "MANTL continues to provide us with access to innovative solutions that empower us to differentiate ourselves in the marketplace with confidence. Tools like Taktile give our staff the opportunity to leverage best-in-class technology to scale our loan growth and deliver meaningful value to our members."

Key benefits of the MANTL–Taktile integration include:

• Automated, Flexible Lending Decisions: Combine MANTL Loan Origination with Taktile's decisioning platform to accelerate loan processing and eliminate bottlenecks.
• Self-Service for Risk Teams: Empower risk and credit teams with direct control over underwriting logic.
• Continuous Optimization: Test, learn, and refine credit policies with built-in tools, all within a single, unified platform.

"Community banks and credit unions are under pressure to grow loans while maintaining rigorous risk oversight," said Benjamin Conant, co-founder and chief technology officer at MANTL. "MANTL is changing how these institutions originate loans by automating the entire process—from verification and document collection to underwriting, core booking, and approval. Our integration with Taktile removes friction from the credit decision process and gives institutions an automated way to scale lending without adding complexity, helping them compete in an increasingly competitive market."

The MANTL–Taktile integration reiterates MANTL's commitment to giving regional and community banks and credit unions access to the latest technology innovations in banking. Today, MANTL integrates with all major core banking systems and more than 50 leading fintech providers.

In December 2024, the company first announced MANTL Loan Origination for financial institutions. By creating one seamless platform for loan and deposit origination, MANTL is helping banks and credit unions supercharge growth, create real-time cross-sell opportunities, improve customer and employee experience, and benefit from underwriting automation and enhanced back-office efficiency. As part of the MANTL Loan Origination development program, MANTL partnered with nine financial institutions to build the product from the ground up to transform lending and meet the critical demand for a unified solution for loan and deposit origination.

Taktile is available to eligible MANTL bank and credit union loan origination clients. For more information about MANTL or to schedule a demo, click here.

About MANTL
MANTL is an Alkami solution team that offers unified account origination technology, empowering banks and credit unions to open loan and deposit accounts seamlessly on any banking channel in real time. MANTL Deposit Origination is among the fastest and most performant solutions on the market; consumers can open a new deposit account in under five minutes, businesses can open a new deposit account in under 10 minutes, and MANTL customers raise billions in core deposits. MANTL Loan Origination simplifies each step in the loan process, automating up to 100% of loan application decisions to ensure an intuitive, feature-rich experience from personal loans to business financing. Founded in 2016, MANTL was acquired in March 2025 by Alkami Technology, Inc. (Nasdaq: ALKT), a leading cloud-based digital banking solutions provider for financial institutions in the U.S. For more information, visit mantl.com or follow MANTL on LinkedIn.

About Taktile
Taktile is an AI-powered Decision Platform that helps financial institutions automate and improve their risk management strategies across the entire customer lifecycle. From onboarding and credit underwriting to fraud detection and transaction monitoring, Taktile empowers risk teams to build, test, and optimize their critical decision processes, without relying on engineers. Taktile has been recognized as category leader - for four quarters in a row - in G2's Quarterly Report for Decision Management Platforms, and is trusted by leading fintechs, banks, and insurers across the globe. The company is headquartered in New York City and has offices in Berlin and London. For more information, visit taktile.com or follow Taktile on LinkedIn.

Media Relations Contacts
Vested
alkami@fullyvested.com 

Marla Pieton
marla.pieton@alkami.com 

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SOURCE Alkami Technology, Inc.

FAQ

What is the new partnership between MANTL and Taktile for ALKT shareholders?

MANTL, an Alkami solution, has integrated with Taktile to provide automated credit underwriting and decision-making technology for community banks and credit unions, enabling faster loan processing and reduced manual reviews.

How much can banks reduce manual underwriting with the MANTL-Taktile integration?

The integration enables financial institutions to reduce manual underwriting by up to 90% and make decisions 10x faster while saving up to 75% of engineering resources.

When did MANTL launch its Loan Origination platform?

MANTL launched its Loan Origination platform for financial institutions in December 2024, developed in partnership with nine financial institutions.

How many fintech providers does MANTL integrate with?

MANTL integrates with all major core banking systems and more than 50 leading fintech providers.

What are the key benefits of the MANTL-Taktile integration?

Key benefits include automated lending decisions, self-service capabilities for risk teams, and continuous optimization of credit policies within a unified platform.