May 2026 Monthly Release

Key Terms

catastrophe losses financial

Catastrophe losses are large, unexpected insurance payouts that follow major disasters such as hurricanes, earthquakes, wildfires or pandemics. They matter to investors because they can sharply reduce an insurer’s profits, drain reserves and force special financing or rate increases — much like a sudden flood overwhelming a city’s budget — and can also ripple through markets by affecting reinsurers, bondholders and stock prices.

after-tax financial

After-tax is the amount of income, profit or return that remains once all applicable taxes have been subtracted. For investors it shows the real money they keep from gains, dividends or interest—like the take-home pay from a paycheck—so it directly affects comparisons between investments, cash available for reinvestment, and overall portfolio performance. Using after-tax figures reveals true net returns and tax efficiency.

policies in force financial

Policies in force are the insurance contracts that are currently active and able to pay claims, similar to the number of active subscriptions a company has. For investors, they show the scale of an insurer’s current business and help indicate potential future revenue from premiums and ongoing exposure to claims; rising counts suggest growth, while shrinking counts can signal lapses or reduced future income.

lender-placed policies financial

Lender-placed policies are insurance policies a lender or loan servicer purchases to protect property that backs a loan when the borrower fails to keep their own insurance. Think of it like a landlord buying coverage for a rental after a tenant’s policy lapses; it keeps the lender from taking an uninsured loss but usually costs the borrower more. Investors watch these policies because they affect loan recovery risk, servicer revenue, borrower costs, and potential regulatory or reputational issues.

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NORTHBROOK, Ill.--(BUSINESS WIRE)-- The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of May of $289 million or $228 million, after-tax. Total catastrophe losses for April and May were $1.16 billion or $915 million, after-tax.

Allstate Protection policies in force are as follows:

Allstate Protection Policies in Force (1)
(in thousands)		May 31, 2026		April 30, 2026		May 31, 2025		May 31, 2026 v Apr. 30, 2026		May 31, 2026 v May 31, 2025
Auto		25,901		25,805		25,226		0.4 %		2.7 %
Homeowners		7,788		7,764		7,587		0.3 %		2.6 %
Other personal lines		4,930		4,919		4,887		0.2 %		0.9 %
Commercial lines		180		179		180		0.6 %		— %
Total		38,799		38,667		37,880		0.3 %		2.4 %
(1) Policy counts are based on items rather than customers. A multi-car customer would generate multiple item (policy) counts, even if all cars were insured under one policy. Lender-placed policies are excluded from policy counts because relationships are with the lenders.

As previously communicated, policies in force will be reported in our quarterly earnings release going forward.

Financial information, including material announcements about The Allstate Corporation, is routinely posted on www.allstateinvestors.com.

Forward-Looking Statements

This news release contains “forward-looking statements” that anticipate results based on our estimates, assumptions and plans that are subject to uncertainty. These statements are made subject to the safe-harbor provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements do not relate strictly to historical or current facts and may be identified by their use of words like “plans,” “seeks,” “expects,” “will,” “should,” “anticipates,” “estimates,” “intends,” “believes,” “likely,” “targets” and other words with similar meanings. We believe these statements are based on reasonable estimates, assumptions and plans. However, if the estimates, assumptions or plans underlying the forward-looking statements prove inaccurate or if other risks or uncertainties arise, actual results could differ materially from those communicated in these forward-looking statements. Factors that could cause actual results to differ materially from those expressed in, or implied by, the forward-looking statements may be found in our filings with the U.S. Securities and Exchange Commission, including the “Risk Factors” section in our most recent annual report on Form 10-K. Forward-looking statements are as of the date on which they are made, and we assume no obligation to update or revise any forward-looking statement.

About Allstate

The Allstate Corporation (NYSE: ALL) protects people from life’s uncertainties with affordable, simple and connected protection for autos, homes, electronic devices, and identities. Products are available through a broad distribution network including Allstate agents, independent agents, major retailers, online, and at the workplace. Allstate has 212 million policies in force and is widely known for the slogan “You’re in Good Hands with Allstate.” For more information, visit www.allstate.com.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260618338415/en/

Nick Nottoli
Media Relations
mediateam@allstate.com

Allister Gobin
Investor Relations
invrel@allstate.com

Source: The Allstate Corporation