Aon's Resilience Quotient Cuts Through Uncertainty and Volatility to Help Businesses Move from Risk to Resilience and Growth

Rhea-AI Summary

Aon (NYSE: AON) launched Resilience Quotient, a data-driven framework that combines Aon's Risk Capital and Human Capital analytics with Gallup World Poll sentiment data (covering 140 countries over 20+ years) to give a portfolio view of risk and resilience.

The tool maps how four megatrends—Trade, Technology, Weather and Workforce—compound risk, offers three case studies (data center growth with a $1.3 trillion 2030 data‑center investment projection, AI workforce transformation, and humanitarian finance for forced migration), and is delivered via a real-time, AI-enabled analytics platform built by Quantum Rise. Aon and Gallup will discuss the work at the World Economic Forum Annual Meeting.

Key Figures

Viatris Notes outstanding: $750,000,000 Mylan Notes outstanding: €500,000,000 Utah Acquisition Notes outstanding: $2,250,000,000 +5 more

8 metrics

Viatris Notes outstanding $750,000,000 1.650% Senior Notes due June 22, 2025

Mylan Notes outstanding €500,000,000 2.125% Senior Notes due May 23, 2025

Utah Acquisition Notes outstanding $2,250,000,000 3.950% Senior Notes due June 15, 2026

Maximum Tender Cap $450,000,000 Aggregate principal cap for Maximum Tender Offer Notes

Coupon rate 1.650% Viatris 2025 Senior Notes coupon

Coupon rate 2.125% Mylan 2025 Senior Notes coupon

Coupon rate 3.950% Utah Acquisition 2026 Senior Notes coupon

Early Tender Payment $30 Per $1,000 principal for Utah Acquisition 2026 Notes

Market Reality Check

Price: $338.69 Vol: Volume 1,011,494 is 16% a...

normal vol

$338.69 Last Close

Volume Volume 1,011,494 is 16% above 20-day average 869,042. normal

Technical Price 346 is trading below the 200-day MA at 357.5 and about 16% under the 52-week high.

Peers on Argus

Peers showed mixed, low-magnitude moves: AJG +0.07%, MMC -1.36%, WTW flat, BRO +...

Peers showed mixed, low-magnitude moves: AJG +0.07%, MMC -1.36%, WTW flat, BRO +0.27%, ERIE +0.58%. AON’s +0.41% move appears more stock-specific than sector-driven.

Historical Context

5 past events · Latest: Jan 13 (Positive)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Jan 13	Clinical cost study	Positive	-1.7%	GLP-1 claims data showed clinical and employer cost benefits.
Jan 09	Earnings call date	Neutral	-0.1%	Announcement of Q4 and full-year 2025 earnings release and call.
Jan 09	Dividend declaration	Positive	-0.1%	Declared quarterly cash dividend of $0.745 per share.
Dec 01	Conference appearance	Neutral	-1.6%	CFO scheduled to speak at Goldman Sachs financial services conference.
Nov 18	Brand sponsorship	Neutral	-0.4%	LPGA Aon Risk Reward Challenge winner announced with $1M prize.

Pattern Detected

Recent AON headlines, often neutral-to-positive in tone, have frequently coincided with modestly negative next-day price moves, suggesting a tendency toward mild sell-the-news or underreaction behavior.

Recent Company History

Over the last six months, AON’s news flow focused on research, investor events, dividends and brand marketing. A GLP-1 outcomes study on 2026-01-13 and multiple conference or sponsorship updates all saw modest share price declines within 24 hours. A quarterly dividend declaration on 2026-01-09 likewise coincided with a small negative move. Overall, AON’s stock has tended to drift slightly lower following informational or mildly positive announcements, providing context for interpreting new developments.

Market Pulse Summary

This announcement details debt tender activity for specific notes, providing holders with timelines,...

Analysis

This announcement details debt tender activity for specific notes, providing holders with timelines, pricing references and early tender incentives such as the $30 per $1,000 principal Early Tender Payment on certain 2026 notes. For AON, contextual data show shares trading below the 357.5 200-day MA and about 16% under the 52-week high. Investors tracking similar liability-management actions typically watch execution vs. stated caps, changes to terms, and any follow-on balance sheet or capital-allocation disclosures.

Key Terms

tender offers, senior notes, rule 144a notes, regulation s notes, +4 more

8 terms

tender offers financial

"have commenced tender offers (each individually, with respect to a series of notes..."

A tender offer is a proposal by one company or individual to buy shares from existing owners of a company at a specified price within a certain time frame. It matters to investors because it can lead to changes in company ownership or control, potentially affecting the value of their investments. Essentially, it’s a way for someone to try to purchase a large portion of a company’s stock directly from shareholders.

senior notes financial

"any and all of the outstanding 1.650% Senior Notes due 2025 issued by Viatris"

Senior notes are a type of loan that a company borrows from investors, promising to pay it back with interest. They are called "senior" because in case the company faces financial trouble, these lenders are paid back before others. This makes senior notes safer for investors compared to other types of loans or bonds.

rule 144a notes regulatory

"Rule 144A Notes (CUSIP / ISIN) : 62854A AD6 / US62854AAD63"

Rule 144A notes are debt securities issued under a U.S. securities exemption that allows them to be sold directly to large, sophisticated investors rather than to the general public. Think of it as a members‑only market for bonds: it can make fundraising faster and more flexible for issuers but can reduce transparency and retail liquidity, so investors should weigh potential higher yields against harder resale and less public information.

regulation s notes regulatory

"Regulation S Notes (CUSIP / ISIN) : N59465AD1 / USN59465AD15"

Regulation S notes are debt securities issued under a U.S. rule that allows companies to sell bonds to buyers located outside the United States without registering them with U.S. regulators. Think of them like a version of a loan ticket sold only in foreign stores: they give issuers easier access to international money but carry resale limits and different legal protections, which can affect liquidity, price discovery and the ease of trading for investors.

early tender date financial

"validly tender and not validly withdraw ... on September 17, 2024, unless extended..."

An early tender date is a deadline within a buyout or exchange offer when shareholders or bondholders can agree to sell their securities sooner than the final deadline to receive special incentives, such as a higher price or faster payment. Think of it like an “early-bird” cutoff for a sale: choosing it can lock in better terms and speed up the deal, and investors’ decisions by that date can materially affect the likelihood, timing and pricing of the transaction.

early tender payment financial

"inclusive of an amount in cash equal to the amount set forth ... "Early Tender Payment""

An early tender payment is a sum of money offered to encourage holders of a financial security to sell or return it before its scheduled deadline. It provides an incentive for investors to act sooner, often allowing them to access cash or reduce their risk earlier than planned. This payment matters to investors because it can influence their decision to sell early and can impact the overall value or timing of their investment.

total consideration financial

"The applicable consideration (the "Total Consideration") payable for each $1,000..."

Total consideration is the full amount of value exchanged in a transaction, including all payments, assets, or benefits involved. It represents what is given up or received in a deal, much like the total price paid when buying a house, covering both the purchase price and any additional costs or benefits. For investors, understanding total consideration helps assess the true scale and value of a transaction.

offer to purchase regulatory

"The Tender Offers are being made pursuant to an Offer to Purchase, dated September 4, 2024"

An offer to purchase is a formal proposal from one party to buy a specific amount of shares or assets from another party at a set price. It matters to investors because it signals interest in acquiring ownership and can influence the value or control of a company. Think of it as someone putting forward a clear, serious offer to buy something they find valuable.

AI-generated analysis. Not financial advice.

• New framework brings together Aon's Risk Capital and Human Capital data with public sentiment analysis from Gallup to create a portfolio view of risk
• Creates further clarity into how risks compound across four megatrends, how resilience is built and activated and where targeted actions can most effectively influence performance

DUBLIN, Jan. 15, 2026 /PRNewswire/ -- Aon plc (NYSE: AON), a leading global professional services firm, announced today that it is releasing insights from a new, data-driven tool to help organizations build sustainable resilience and unlock growth: Aon's Resilience Quotient.

Developed in collaboration with Gallup, Aon's Resilience Quotient responds to a critical insight: in a time of increasing populism and fragmented sources of information, quantitative data alone is not enough to make long-term decisions. Combining public sentiment on global issues with risk and people data and analytics enables greater clarity and confidence to invest and grow amidst uncertainty and volatility.

By integrating Aon's proprietary Risk Capital and Human Capital analytics with the results of Gallup's World Poll covering 140 countries for more than 20 years, the firm's Resilience Quotient captures both objective conditions and subjective sentiment, revealing where sentiment signals hidden risks and potential opportunities to achieve greater resilience. This system-level view enables leaders to spot emerging risks sooner, prioritize resilience investments and move from reactive risk management to proactive decision-making.

"When making decisions around investment, workforce or managing geopolitical risk, a portfolio view is far superior to a siloed perspective," said Greg Case, president and CEO of Aon. "Understanding sentiment can be an opportunity signal or an early warning. Leaders who are limited to only some of the relevant metrics risk missing the signals that matter most. Aon's Resilience Quotient delivers an integrated view to help organizations act decisively, strengthen resilience and unlock sustainable growth."

Four interconnected megatrends – Trade, Technology, Weather and Workforce – are reshaping the global operating environment in ways that traditional models struggle to anticipate. Aon's Resilience Quotient provides a clearer view of the tradeoffs within these interactions: how trade volatility can amplify technology risk, how climate pressures influence workforce mobility and how sentiment can either reinforce resilience or heighten operational risk, even when the fundamentals appear strong.   

To illustrate the insights from its Resilience Quotient, the firm published three case studies addressing some of the most relevant and urgent issues facing the 2026 global economy:

• Realizing the Opportunity of AI: Securing Data Center Growth
  Data centers are the backbone of the digital economy and with nearly $1.3 trillion projected to be invested globally in data centers by 2030, their rapid expansion brings unprecedented risks. Aon's Resilience Quotient shows that resilience varies sharply at the sub-national level, often more than underlying risk. Within the U.S., Iowa emerges as the most resilient destination for data center development, combining very low overall risk with exceptionally strong trade and weather resilience.
  
  "Aon's Resilience Quotient shows that Iowa's resilience–risk balance is roughly twice the national median, demonstrating how governance quality, institutional confidence and preparedness materially shape long-term infrastructure outcomes," said Joe Peiser, CEO of Commercial Risk Solutions at Aon. "This underscores the opportunity for leaders who understand the combined effect of low risk, resilient trade and weather systems and a strong foundation of public trust — factors that ultimately determine where AI infrastructure can grow at scale."

• Workforce Transformation: AI Adoption and the Next Generation Workforce 
  The acceleration of AI adoption is transforming the workforce, but most organizations face a critical gap between the demand for AI skills and their readiness to adapt. The Resilience Quotient highlights how workforce engagement, trust and institutional preparedness are essential to harnessing AI's potential, making resilience the key differentiator between organizations that thrive through change and those that risk falling behind.
  
  "Aon's Resilience Quotient equips leaders to navigate rapid AI change with confidence," said Lisa Stevens, chief administrative officer at Aon. "These insights help create the conditions for early‑career employees to build the skills and confidence they need — so instead of losing a generation of talent, we cultivate one that is more capable and resilient than ever."

• Rethinking Humanitarian Finance: A New Approach to Forced Migration
  Over 120 million people are currently displaced by conflict, climate and systemic crises, reshaping societies and economies worldwide. Aon's Resilience Quotient highlights Venezuela and Colombia to illustrate the tradeoffs between investing resources at the source of migration — supporting those facing institutional erosion, food insecurity and economic collapse — or directing investment to more stable countries like Colombia that are absorbing people fleeing unlivable conditions.
  
  "Forced displacement results from extreme weather and man-made disasters like conflict and economic failure," said Bridget Gainer, chief public affairs officer at Aon. "If we could leverage the forecasting and financial capability of insurance to better predict and more quickly mitigate the impact of this volatility, we could help create conditions that allow populations to remain and rebuild in their home countries."

"Resilience is not a single blueprint, it's the way systems mitigate, adapt and transform under pressure. Aon's Resilience Quotient functions as a pressure gauge, surfacing the trade‑offs and early signals that help leaders strengthen resilience where it matters most," said Joe Daly, managing partner at Gallup. "We're proud to collaborate with Aon to combine Gallup's global sentiment analytics with Aon's Risk Capital and Human Capital data, turning confidence into actionable insight."

New insights from Aon's Resilience Quotient suggest that going forward, resilience priorities will shift from static risk management to dynamic, localized strategies. As disruptions become more complex and frequent, organizations will need to tailor resilience investments to specific geographies, sectors and even sub-regional contexts. Aon's Resilience Quotient is supported with a real-time analytics and AI-enabled insights platform, built by Quantum Rise, providing deeper visibility into evolving risk and resilience signals as conditions change.

Aon and Gallup will join global decision-makers at the World Economic Forum Annual Meeting to advance these critical discussions on restoring confidence and unlocking sustainable growth.

Learn more about Aon's Resilience Quotient and explore the case studies here.

About Aon
Aon plc (NYSE: AON) exists to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that help protect and grow their businesses.

Follow Aon on LinkedIn, X, Facebook and Instagram. Stay up-to-date by visiting Aon's newsroom and sign up for news alerts here.

Media Contact
mediainquiries@aon.com
Toll-free (U.S., Canada and Puerto Rico): +1 833 751 8114
International: +1 312 381 3024

FAQ

What is Aon's Resilience Quotient and why does it matter to investors in AON?

Aon's Resilience Quotient is a data tool that fuses Risk Capital, Human Capital and Gallup sentiment to highlight where resilience investments may reduce risk and support sustainable growth for companies tied to AON's services.

How does Aon's Resilience Quotient use Gallup data and what coverage does it have for AON (NYSE: AON)?

The tool incorporates Gallup World Poll sentiment data covering 140 countries over more than 20 years alongside Aon's proprietary risk and people analytics to surface localized resilience signals.

What case studies did Aon include in the Resilience Quotient launch that could affect AON's commercial opportunity?

Aon published three case studies: data center growth (citing a $1.3 trillion global data center investment projection to 2030), AI-driven workforce transformation, and humanitarian finance for forced migration.

How is the Resilience Quotient delivered and what technology partner did Aon use for the platform?

The Resilience Quotient is available via a real-time, AI-enabled analytics platform built by Quantum Rise to provide evolving risk and resilience signals.

When will Aon (AON) and Gallup present the Resilience Quotient findings to global decision-makers?

Aon and Gallup will present and discuss the Resilience Quotient at the World Economic Forum Annual Meeting in January 2026.