Ategrity Launches Four New Products Powered by Its Productionized Underwriting Model

Key Terms

gross written premiums financial

Gross written premiums are the total amount of money an insurance company charges for all the policies it sells during a specific period, before subtracting any costs or claims. It's like the total sales a store makes from all its products before deducting expenses. This figure shows how much business the insurer is taking on and helps gauge its size and growth.

underwriting framework financial

A set of rules, processes and agreements that guide how financial institutions evaluate, price, distribute and take on risk when they underwrite securities, loans or insurance. It spells out who is responsible for assessing value and credit, how fees and liabilities are allocated among participants, and the steps for marketing and selling the issue. Investors care because the framework affects how risk is shared, how quickly deals close, and how transparent pricing and obligations are.

risk micro-segmentation technical

Dividing customers, assets, loans, or exposures into very small, detailed groups based on many attributes (like behavior, geography, credit history, or transaction patterns) so each group's likelihood of loss or failure can be measured more precisely. For investors, it matters because finer risk slices let firms set prices, reserves, and capital more narrowly—like using a high-resolution map instead of a broad one to see where risks cluster and how they may affect future performance.

portfolio concentrations financial

Portfolio concentrations describe how much of an investment portfolio's value is tied to a small number of holdings, sectors, or asset types rather than spread evenly across many. They matter because a high concentration is like putting many eggs in a few baskets: gains or losses in those few holdings can move the whole portfolio more dramatically than if assets were more evenly distributed, affecting risk and return variability.

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Life Sciences, Energy, Sports & Entertainment, and Environmental Liability offerings mark the next phase of Ategrity’s profitable growth strategy

NEW YORK--(BUSINESS WIRE)-- Ategrity Specialty Insurance Company Holdings (NYSE:ASIC) today announced the launch of four new specialty products for small and medium-sized businesses: Life Sciences, Energy, Sports & Entertainment, and Environmental Liability.

The expansion marks the next phase of Ategrity’s product roadmap and a natural continuation of the strategy the company has successfully executed across its casualty, property, and management and professional liability businesses.

“Ategrity has reached another inflection point in its strategic trajectory,” said Justin Cohen, Chief Executive Officer of Ategrity. “We have grown our business profitably, demonstrated the strength of our productionized underwriting model and significantly expanded our distribution network. Today’s launch represents a step forward in generating further profitable growth by delivering new specialty products through Ategrity’s scalable underwriting platform.”

Following its IPO, Ategrity grew gross written premiums by more than 25% for the twelve months ended June 30, 2026 compared with the prior-year period, outpacing the industry’s moderating growth rate, while maintaining strong underwriting performance and generating continued operating expense improvements. These results reflect the effectiveness of Ategrity’s differentiated strategy and its ability to deliver high-quality quotes with speed, consistency and precision.

“Ategrity today is a larger, more diversified company with broader underwriting capabilities, a differentiated operating platform and a substantially larger and more engaged wholesale distribution network,” said Chris Schenk, President and Chief Underwriting Officer of Ategrity. “We are well positioned to solve more problems for our partners. In these specialty products, brokers often experience significant friction and slow response times when seeking quotes. We can now address that problem by bringing Ategrity’s underwriting approach to these specialty markets.”

The four new products bring Ategrity’s established underwriting model to specialty niches where the company believes there is strong demand from its broker network. The new product areas will operate within Ategrity’s existing underwriting framework, which combines specialized expertise, centralized governance, account-level analytics, risk micro-segmentation and streamlined workflows. This infrastructure is designed to support consistent decision-making, responsive broker service and active management of pricing, terms, limits and portfolio concentrations.

“We believe our market reach, focused strategy and differentiated underwriting approach position us to identify and serve unique specialty risks across these product areas,” Schenk continued. “But opportunity does not create entitlement. We are entering these markets with technical rigor, humility and the conviction that we must earn the right to win. We are building for the long term, and we will earn trust the same way we have across our existing portfolio: by working hard, solving meaningful problems and consistently delivering for our partners.”

Life Sciences

Ategrity’s Life Sciences division will provide specialized casualty solutions for established and emerging companies across the healthcare-product lifecycle.

Target classes include medical-device, pharmaceutical and biotechnology companies; clinical research organizations and trial sponsors; laboratories; contract manufacturers; nutraceutical businesses; and healthcare-technology providers.

Energy

Ategrity’s Energy division will serve businesses across the energy value chain, from traditional production and infrastructure to renewable and alternative energy.

Target classes include oil and gas operators and contractors; pipeline and midstream businesses; power generators and utilities; renewable-energy companies; mining companies and contractors; infrastructure contractors; equipment businesses; and technical service providers.

Sports & Entertainment

Ategrity’s Sports & Entertainment division will serve small and middle-market leisure, recreation, sports and entertainment businesses.

The division will build upon Ategrity’s existing portfolio of participant and spectator sports, outdoor recreation, fitness facilities, and amusement and special events venues. It will also consider golf and country clubs, performing-arts venues, festivals, and entertainment production.

Environmental Liability

Ategrity’s Environmental Liability division will provide casualty and pollution solutions for businesses with environmental exposures arising from their operations, products, services, transportation activities or owned locations.

Target classes include remediation contractors; water and wastewater businesses; emergency-response contractors; waste and recycling operations; environmental consultants and laboratories; industrial cleaning contractors; specialty manufacturers; agricultural-chemical applicators; and businesses with premises-pollution exposures.

About Ategrity Specialty Insurance Company Holdings

Ategrity Specialty Insurance Company Holdings is a profitable and growing specialty insurance company dedicated to providing excess and surplus (“E&S”) products to small to medium-sized businesses across the United States. We have built a proprietary underwriting platform that combines sophisticated data analytics with automated and streamlined processes to efficiently serve our clients and deliver long-term value to our stockholders. The small to medium-sized business market is characterized by large volumes of small-sized policies, and we believe our competitive edge lies in our ability to offer consistent, high-speed, and low-touch interactions that our distribution partners value. This advantage stems from our technology-driven method of standardizing, simplifying, and automating our transaction process, which we call productionized underwriting.

Forward-Looking Statements

This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements can be identified by the fact that they do not relate strictly to historical or current facts. You can identify forward-looking statements in this press release by the use of words such as “anticipates,” “estimates,” “expects,” “intends,” “plans,” and “believes,” and similar expressions or future or conditional verbs such as “will,” “should,” “would,” “may,” and “could.” These forward-looking statements include, among others, statements relating to our investments in automation and analytics and their expected impact and expected profitable growth. These forward-looking statements are based on management’s current expectations and assumptions about future events, which are inherently subject to uncertainties, risks, and changes in circumstances that are difficult to predict.

Our actual results may differ materially from those expressed in, or implied by, the forward-looking statements included in this press release as a result of various factors, including, among others: the risks and uncertainties discussed under the caption “Risk Factors” in our 2025 Form 10-K filed with the Securities and Exchange Commission (the “SEC”) on March 4, 2026. Accordingly, you should read this press release completely and with the understanding that our actual future results may be materially different from what we expect.

Forward-looking statements speak only as of the date of this press release. Except as expressly required under federal securities laws and the rules and regulations of the SEC, we do not have any obligation, and do not undertake, to update any forward-looking statements to reflect events or circumstances arising after the date of this press release, whether as a result of new information, future events, or otherwise. You should not place undue reliance on the forward-looking statements included in this press release or that may be made elsewhere from time to time by us, or on our behalf. All forward-looking statements attributable to us are expressly qualified by these cautionary statements.

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Investor Relations Contact
IR@ategrity.com

Source: Ategrity Specialty Insurance Company Holdings