AtlasClear Holdings Reports 84% Revenue Growth, Profitability, and Positive Stockholders’ Equity for Fiscal Second Quarter 2026
Rhea-AI Summary
AtlasClear Holdings (NYSE: ATCH) reported Q2 FY2026 revenue of $5.1 million, up 84% YoY, net income of $6.8 million, and stockholders' equity turned positive to $21.7 million. Cash and restricted cash totaled $46.2 million, and total assets were $77.6 million.
The quarter included a $20 million financing and strong operating results at Wilson-Davis, which ended the quarter with net capital of $14.7 million.
Positive
- Revenue +84% YoY to $5.1M (Q2 ended Dec 31, 2025)
- Net income of $6.8M in the quarter
- Stockholders' equity improved ~ $59.8M to $21.7M
- Cash and restricted cash totaling $46.2M
- Wilson-Davis net capital $14.7M, exceeding requirement by $14.4M
Negative
- Completed $20M financing including $10M equity units, which may dilute shareholders
Market Reaction
Following this news, ATCH has gained 5.39%, reflecting a notable positive market reaction. Argus tracked a peak move of +7.2% during the session. Our momentum scanner has triggered 17 alerts so far, indicating notable trading interest and price volatility. The stock is currently trading at $0.25. This price movement has added approximately $2M to the company's valuation.
Data tracked by StockTitan Argus (15 min delayed). Upgrade to Silver for real-time data.
Key Figures
Market Reality Check
Peers on Argus
ATCH was up 1.77% with strong earnings while momentum peers like TAOP (+3.17%) and DVLT (+2.78%) also moved higher, indicating both company-specific results and broader sector strength.
Historical Context
| Date | Event | Sentiment | Move | Catalyst |
|---|---|---|---|---|
| Feb 10 | Bank acquisition deal | Positive | -6.0% | Definitive agreement to acquire Commercial Bancorp and Farmers State Bank. |
| Feb 02 | Investor outreach launch | Positive | -2.1% | Launch of ongoing 'Clearing the View' investor communications series. |
| Jan 27 | Year-end update | Positive | +5.0% | Balance sheet repair, liability reduction, financings and 2026 strategic priorities. |
| Dec 01 | Subsidiary performance | Positive | +3.2% | Triple-digit revenue and earnings growth at Wilson-Davis in October 2025. |
| Nov 24 | Conference presentation | Positive | +1.2% | Presentation at NobleCon21 outlining 2026 roadmap and strategy. |
Recent positive operational and strategic updates often coincided with gains, but the acquisition announcement and investor communications saw negative reactions, showing mixed follow-through on good news.
Over the past several months, AtlasClear has focused on balance sheet repair, growth at Wilson-Davis, and strategic positioning. Prior releases highlighted converting and extinguishing over $43M in legacy liabilities, October 2025 revenue of $3.05M and net income of $0.94M at Wilson-Davis, and multiple financings of about $25M. The company also advanced its bank acquisition plans and investor outreach. Today’s fiscal Q2 2026 results, with sharp revenue growth and positive equity, build on that repair-and-growth narrative.
Market Pulse Summary
The stock is up +5.4% following this news. A strong positive reaction aligns with the company’s sharp revenue growth and shift to positive stockholders’ equity. Prior news often produced gains after operational milestones, but not uniformly so. Investors may weigh the improved cash and asset base against ongoing financing structures. If enthusiasm became extended, exhaustion of buying or profit-taking could limit follow-through, especially given the stock’s position well below its 52-week high.
Key Terms
at-the-market offerings financial
secured convertible note financial
restricted cash financial
correspondent clearing financial
AI-generated analysis. Not financial advice.
-Revenue Increased
-Stockholders’ Equity Turned Positive to
-Liquidity Strengthened With
-Wilson-Davis Net Capital Exceeded Regulatory Requirements by
-Earnings Call Scheduled for Friday, February 13, 2026, at 8:30 AM ET-
TAMPA, Fla., Feb. 13, 2026 (GLOBE NEWSWIRE) -- AtlasClear Holdings, Inc. (NYSE American: ATCH) (“AtlasClear” or the “Company”), a technology-enabled financial services platform modernizing trading, clearing, settlement, and banking infrastructure, today announced financial results for its fiscal second quarter ended December 31, 2025. The Company will host its earnings conference call this morning at 8:30 AM Eastern Time.
Fiscal Second Quarter 2026 Financial Highlights
(Quarter Ended December 31, 2025)
- Revenue increased
84% year over year to$5.1 million , compared to$2.7 million in the prior-year quarter. - Net income totaled
$6.8 million , primarily driven by operating growth and non-cash fair value adjustments. - Stockholders’ equity increased to
$21.7 million , compared to a deficit of$(6.8) million as of June 30, 2025, representing an improvement of approximately$59.8 million compared to fiscal year-end June 30, 2024. - Cash and restricted cash totaled
$46.2 million at quarter end. - Wilson-Davis & Co., Inc. delivered strong operating performance, supported by growth in commissions, stock locate services, and clearing-related activity, and ended the quarter with net capital of
$14.7 million .
Management Commentary:
“Over the past year, we have remained focused on strengthening our operational infrastructure, improving efficiency, and reinforcing our capital position,” said Craig Ridenhour, President of AtlasClear Holdings. “Those efforts are now translating into measurable financial results, including top-line revenue growth and broader utilization of our platform. Wilson-Davis continues to execute consistently and serves as the operational engine of our integrated clearing and financial services strategy.”
“This quarter represents a clear turning point for the Company,” said John Schaible, Executive Chairman, AtlasClear Holdings. “We exited the year with positive stockholders’ equity and substantially strengthened liquidity. Importantly, the nearly
Operating Performance
Fourth-quarter revenue growth was driven primarily by increased commission activity, expanded stock locate and fully paid lending services, and Wilson-Davis serving as a selling agent in at-the-market offerings. These drivers reflect higher client activity and broader utilization of the platform’s service offerings.
Expenses increased in line with revenue growth, reflecting higher variable compensation, clearing and data processing costs associated with expanded services, and stock-based compensation related to new executive employment agreements.
Liquidity and Capital Resources
As of December 31, 2025:
- Cash and cash equivalents totaled
$23.1 million . - Total cash and restricted cash amounted to
$46.2 million . - Total assets increased to
$77.6 million , compared to$60.9 million as of June 30, 2025.
During the fourth quarter, the Company completed a
Strategic Progress
During the quarter, AtlasClear continued to expand correspondent clearing relationships, stock loan and margin-related services, and ancillary clearing offerings. Development of the AtlasClear technology platform remains ongoing, alongside progress toward the proposed acquisition of Commercial Bancorp of Wyoming, subject to regulatory approvals.
Earnings Call Information
Date: February 13, 2026
Time: 8:30 AM Eastern Time
Webcast: https://viavid.webcasts.com/starthere.jsp?ei=1752655&tp_key=3ac483b8a5
Dial-In: 1-877-407-0752 or 1-201-389-0912
About AtlasClear Holdings, Inc.
AtlasClear Holdings, Inc. (NYSE American: ATCH) is building a cutting-edge, technology-enabled financial services platform designed to modernize trading, clearing, settlement, and banking for emerging financial institutions and fintechs. Through its subsidiary Wilson-Davis & Co., Inc., a full-service correspondent broker-dealer registered with the SEC and FINRA, and its pending acquisition of Commercial Bancorp of Wyoming, AtlasClear seeks to deliver a vertically integrated suite of brokerage, clearing, risk management, regulatory, and commercial banking solutions. For more information, follow us on LinkedIn or X and visit www.atlasclear.com.
Forward-Looking Statements
This communication contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, as amended, that reflect AtlasClear Holdings’ current views with respect to, among other things, its future operations and financial performance. Forward-looking statements in this communication may be identified by the use of words such as "anticipate," "assume," "believe," "continue," "could," "estimate," "expect," "foreseeable," "future," "intend," "may," "outlook," "plan," "potential," "proposed," "predict," "project," "seek," "should," "target," "trends," "will," "would" and similar terms and phrases. Forward-looking statements contained in this communication include, but are not limited to, statements as to (i) the Company’s expectations regarding planned future growth and financial results, (ii) AtlasClear Holdings’ expectations regarding future financings, (iii) AtlasClear Holdings’ expectations as to future operational results, (iv) AtlasClear Holdings’ anticipated growth strategy, including its planned acquisition of Commercial Bancorp of Wyoming, and (v) the financial technology of AtlasClear Holdings. Forward-looking statements are based on current expectations and assumptions that are subject to risks and uncertainties, many of which are beyond the Company’s control. Actual results may differ materially from those anticipated. For additional details regarding risks and uncertainties, please refer to AtlasClear Holdings’ filings with the SEC, including its Form 10-Q for the quarter ended September 30, 2025, and its Annual Report on Form 10-K filed September 29, 2025. AtlasClear Holdings undertakes no obligation to update or revise forward-looking statements, except as required by law.
Company Contact:
AtlasClear Holdings, Inc.
Email: AtlasClearIR@atlasclear.com
Investor Relations Contact:
Jeff Ramson, CEO
PCG Advisory, Inc.
Email: jramson@pcgadvisory.com
FAQ
What were AtlasClear (ATCH) Q2 FY2026 revenue and net income figures?
How did AtlasClear's stockholders' equity change in Q2 FY2026 for ATCH?
What liquidity does AtlasClear (ATCH) have after the December 31, 2025 quarter?
What was the $20 million financing completed by AtlasClear (ATCH) in Q2 FY2026?
How did Wilson-Davis contribute to AtlasClear (ATCH) Q2 FY2026 results?
