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Atlanticus to Host Fourth Quarter 2025 Earnings Call and Webcast on March 12, 2026 at 5:00 p.m. ET

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Atlanticus (NASDAQ: ATLC) will host a conference call and live webcast to discuss fourth quarter and full year 2025 results on March 12, 2026 at 5:00 p.m. ET. The webcast will be available on the Atlanticus investor site, with the press release and investor presentation.

An archived replay will remain accessible for 45 days. Atlanticus says it services over 20 million customers and more than $50 billion in consumer loans, and the company provides contact emails for investor inquiries.

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Positive

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Negative

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Key Figures

Earnings call date: March 12, 2026 Earnings call time: 5:00 p.m. ET Webcast archive length: 45 days +5 more
8 metrics
Earnings call date March 12, 2026 Scheduled Q4 and full-year 2025 earnings call
Earnings call time 5:00 p.m. ET Start time for Q4 and full-year 2025 call
Webcast archive length 45 days Archived webcast availability on Investor Relations site
Operating experience More than 30 years Company’s history in consumer credit services
Customers served Over 20 million Cumulative consumers served across products
Consumer loans More than $50 billion Total consumer loans serviced historically
Current price $58.57 Pre-announcement trading level
52-week range $41.37–$78.9121 Pre-announcement 52-week low and high

Market Reality Check

Price: $54.81 Vol: Volume 134,767 vs 20-day ...
high vol
$54.81 Last Close
Volume Volume 134,767 vs 20-day average 62,037 indicates elevated trading ahead of the earnings call. high
Technical Trading slightly above 200-day MA ($58.57 vs $57.74), suggesting a modestly constructive longer-term trend pre-announcement.

Peers on Argus

ATLC was up 2.34% while close peers were mixed: LX -2.54%, EZPW -4.33%, WRLD +1....

ATLC was up 2.34% while close peers were mixed: LX -2.54%, EZPW -4.33%, WRLD +1.48%, OPFI +0.77%, ECPG +0.11%, pointing to a stock-specific bid rather than a broad credit services move.

Previous Earnings Reports

5 past events · Latest: Nov 10 (Positive)
Same Type Pattern 5 events
Date Event Sentiment Move Catalyst
Nov 10 Q3 2025 earnings Positive -5.6% Reported Mercury acquisition, major scale expansion, revenue up to $495.3M.
Aug 07 Q2 2025 earnings Positive +14.5% Strong Q2 growth with $393.8M revenue and 20.8% ROE on rising accounts.
May 08 Q1 2025 earnings Positive -1.6% Q1 results showed higher margins, $344.9M revenue, and strong EPS growth.
Mar 13 Q4 2024 earnings Positive +11.3% Q4 2024 delivered double‑digit revenue growth and solid net income per share.
Nov 07 Q3 2024 earnings Positive +5.8% Q3 2024 featured 19% revenue growth, higher net income, and ROAE of 21%.
Pattern Detected

Earnings reports have historically driven sizable moves (average ±4.89%), with mostly positive reactions but occasional negative divergences despite strong growth metrics.

Recent Company History

Over the last five earnings releases from Nov 2024 through Nov 2025, Atlanticus consistently reported strong growth in managed receivables, revenue, and profitability metrics, while expanding accounts served. Q4 2024 and Q1–Q2 2025 highlighted double‑digit revenue growth, high returns on equity, and rising account counts. The Q3 2025 report added the transformational Mercury Financial acquisition, sharply increasing scale but coinciding with a one‑day share price decline. Today’s call scheduling follows this rapid expansion trajectory into full‑year 2025 results.

Historical Comparison

+4.9% avg move · In the past 5 earnings updates, ATLC’s average one‑day move was about ±4.89%. Pre‑call trading with ...
earnings
+4.9%
Average Historical Move earnings

In the past 5 earnings updates, ATLC’s average one‑day move was about ±4.89%. Pre‑call trading with a 2.34% gain sat within this historical volatility range.

Earnings releases show a progression from strong Q4 2024 results through accelerating 2025 growth, culminating in Q3 2025’s Mercury acquisition, which significantly expanded receivables, accounts, and revenue scale.

Market Pulse Summary

This announcement sets the timeline for discussing Q4 and full-year 2025 performance, following seve...
Analysis

This announcement sets the timeline for discussing Q4 and full-year 2025 performance, following several quarters of strong growth and the Mercury acquisition. Past earnings releases often produced notable price moves around ±4.89%. Investors may focus on updated receivables scale, profitability trends, and integration progress, as well as any commentary on funding structure and credit quality to assess the durability of Atlanticus’ multi-year expansion.

AI-generated analysis. Not financial advice.

ATLANTA, March 06, 2026 (GLOBE NEWSWIRE) -- Atlanticus Holdings Corporation (NASDAQ: ATLC(“Atlanticus,” the “Company,” “we,” “our” or “us”), a financial technology company that enables its bank, retail and healthcare partners to offer more inclusive financial services to millions of everyday Americans, today announced that it will host a conference call and live webcast to discuss its fourth quarter and full year 2025 financial results and operating performance on Thursday, March 12, 2026 at 5:00 p.m. Eastern Time.

The live webcast will be accessible at the Atlanticus Investor Relations website at https://investors.atlanticus.com/news-market-information/event-calendar, along with the Company’s fourth quarter earnings press release and fourth quarter investor presentation. An archived version of the webcast will be available on the Atlanticus Holdings Corporation Investor Relations website for 45 days.

About Atlanticus Holdings Corporation

Atlanticus Holdings Corporation empowers better financial outcomes for everyday Americans by enabling bank, retail, healthcare, and automotive partners to offer more inclusive financial solutions to consumers. Leveraging proprietary technology and advanced analytics, Atlanticus applies more than 30 years of operating experience, servicing over 20 million customers and more than $50 billion in consumer loans, to support lenders across a broad range of consumer credit products. For more information, visit www.atlanticus.com.

Contact:
Investor Relations, investors@atlanticus.com
Dan Mauch, dan.mauch@atlanticus.com
Sara Savarino, sara.savarino@atlanticus.com


FAQ

When is Atlanticus (ATLC) holding its Q4 and full year 2025 earnings call?

The call is scheduled for March 12, 2026 at 5:00 p.m. ET. According to Atlanticus, the company will review fourth quarter and full year 2025 financial results and operating performance during the webcast and conference call.

Where can investors watch the Atlanticus (ATLC) March 12, 2026 earnings webcast?

Investors can watch the live webcast on the Atlanticus investor relations website at the event calendar page. According to Atlanticus, the page will also host the earnings press release and investor presentation for the quarter.

How long will the Atlanticus (ATLC) earnings webcast replay be available after March 12, 2026?

An archived version will be available for 45 days following the live event. According to Atlanticus, the replay will be posted on the investor relations website for on‑demand access during that period.

What topics will Atlanticus (ATLC) cover on the March 12, 2026 earnings call?

The company will discuss fourth quarter and full year 2025 financial results and operating performance. According to Atlanticus, the webcast will include the earnings press release and a fourth quarter investor presentation to outline results and performance drivers.

How can investors contact Atlanticus (ATLC) with questions about the March 12, 2026 call?

Investors can contact Atlanticus investor relations via the provided emails listed for inquiries. According to Atlanticus, contact addresses include investors@atlanticus.com and named investor relations representatives for follow‑up.
Atlanticus Holdings Corp

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