Banco de Chile (NYSE:BCH) filed its Form 20-F for fiscal year ended December 31, 2025 with the U.S. SEC on April 30, 2026. The 2025 Annual Report, including audited financial statements, is available on the SEC website and Banco de Chile's Investor Relations site.
Shareholders may request a free hard copy from Investor Relations at ir@bancochile.cl. For distribution queries, contact rns@lseg.com.
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News Market Reaction – BCH
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In the May 1 session, BCH declined 2.17%, reflecting a moderate negative market reaction.
This announcement confirms the filing of Banco de Chile’s 2025 Form 20-F, consolidating information ...
Analysis
This announcement confirms the filing of Banco de Chile’s 2025 Form 20-F, consolidating information already outlined in recent 6-Ks. The report highlights a loan portfolio of Ch$39,254,314 million, a higher past-due ratio of 1.83%, and robust liquidity with an LCR of 198% and NSFR of 118%. Investors may track credit quality trends, profitability after 1Q26 net income of MCh$268,628, and the approved dividend of CLP 9.99757030464 per share.
Key Figures
Loan portfolio:Ch$39,254,314 millionPast-due loans ratio:1.83%Liquidity Coverage Ratio:198%+5 more
8 metrics
Loan portfolioCh$39,254,314 millionForm 20-F 2025, up 0.8% year-on-year
Past-due loans ratio1.83%Loans ≥90 days past due, up from 1.60%
Liquidity Coverage Ratio198%Reported in Form 20-F 2025
NSFR118%Net Stable Funding Ratio in Form 20-F 2025
1Q26 net incomeMCh$268,628Quarter ended March 31, 2026 vs MCh$328,944 in 1Q25
ROAC vs industry16.7% vs 13.9%Return on average capital, 1Q26 vs industry
Dividend per shareCLP 9.99757030464Cash dividend from 2025 net income approved March 26, 2026
Dividend payout ratio84.7% of net incomeProposed for year ended December 31, 2025
Key Terms
form 20-f, u.s. securities and exchange commission, financial conduct authority, primary information provider
4 terms
form 20-fregulatory
"announced today the filing of its annual report on Form 20-F for the fiscal year"
Form 20-F is the standardized annual disclosure that non-U.S. companies must file with the U.S. securities regulator when their shares are traded in the U.S.; it contains audited financial statements, a plain-language description of the business, management discussion, governance details and key risk factors. It matters to investors because it provides a consistent, comparable company “report card” and rulebook, helping buyers assess financial health, governance and risks before investing.
u.s. securities and exchange commissionregulatory
"for the fiscal year ended December 31, 2025 with the U.S. Securities and Exchange Commission"
The U.S. Securities and Exchange Commission is a government agency responsible for overseeing the stock market and protecting investors. It sets rules to ensure that companies share truthful information and that trading is fair, helping to maintain trust in the financial system. This oversight is important because it helps prevent fraud and ensures that investors can make informed decisions.
financial conduct authorityregulatory
"RNS is approved by the Financial Conduct Authority to act as a Primary Information Provider"
A government-authorized regulator that sets and enforces rules for banks, brokers, insurers and other financial firms to keep markets fair and safe. Think of it as a referee for the financial system: it watches for cheating, protects consumers, and can penalize companies that break the rules. Its actions matter to investors because enforcement decisions, rule changes or approvals influence company costs, reputations and overall market confidence.
primary information providerregulatory
"approved by the Financial Conduct Authority to act as a Primary Information Provider in the United Kingdom"
The primary information provider is the official source designated to send a company’s regulatory disclosures and news to exchanges, newswires and investors. Think of it as the company’s authorized messenger: investors rely on it for timely, accurate announcements that can change a stock’s price, so its credibility and speed matter because they affect how quickly and confidently the market can react.
SANTIAGO, CHILE / ACCESS Newswire / April 30, 2026 / Banco de Chile (NYSE:BCH) announced today the filing of its annual report on Form 20-F for the fiscal year ended December 31, 2025 (the "2025 Annual Report") with the U.S. Securities and Exchange Commission (the "SEC").
The 2025 Annual Report can be accessed by visiting the SEC's website, www.sec.gov, and can also be found at Banco de Chile's website, www.bancochile.cl, under Investor Relations. In addition, shareholders may receive a hard copy of Banco de Chile's 2025 Annual Report, including the audited financial statements included in such report, free of charge, by requesting a copy within a reasonable period of time from the Banco de Chile's Investor Relations Office, at ir@bancochile.cl.
This information is provided by RNS, the news service of the London Stock Exchange. RNS is approved by the Financial Conduct Authority to act as a Primary Information Provider in the United Kingdom. Terms and conditions relating to the use and distribution of this information may apply. For further information, please contact rns@lseg.com or visit www.rns.com.
Where can I access Banco de Chile's 2025 Form 20-F (NYSE:BCH)?
You can access the 2025 Form 20-F on the SEC website and Banco de Chile's Investor Relations site. According to Banco de Chile, the filing for the fiscal year ended December 31, 2025 is available at www.sec.gov and www.bancochile.cl under Investor Relations.
Does Banco de Chile (BCH) provide audited financial statements in the 2025 Annual Report?
Yes, the 2025 Annual Report includes audited financial statements for the fiscal year ended December 31, 2025. According to Banco de Chile, shareholders can view these audited statements in the Form 20-F on the SEC site or request a free hard copy from Investor Relations.
How can shareholders request a hard copy of Banco de Chile's 2025 Annual Report (BCH)?
Shareholders may request a free hard copy by contacting Banco de Chile's Investor Relations via email at ir@bancochile.cl. According to Banco de Chile, requests should be sent within a reasonable period to receive the 2025 Annual Report, including audited financials, at no charge.
When was Banco de Chile's Form 20-F for fiscal 2025 filed with the SEC (BCH)?
Banco de Chile filed its Form 20-F for the fiscal year ended December 31, 2025 on April 30, 2026. According to Banco de Chile, the filing is now publicly accessible through the SEC and the company's Investor Relations web pages.
Who can I contact for questions about the Banco de Chile 2025 Annual Report (NYSE:BCH)?
For investor requests contact Banco de Chile Investor Relations at ir@bancochile.cl; for distribution queries contact rns@lseg.com. According to Banco de Chile, these contacts handle report requests and information about the Form 20-F filing and distribution terms.