Bread Financial Declares Dividends on Preferred and Common Stock

Rhea-AI Summary

Bread Financial (NYSE: BFH) declared quarterly cash dividends for Q1 2026 on both preferred and common shares. The 8.625% non-cumulative perpetual preferred, Series A dividend is $26.35 per share (or $0.65875 per depositary share). The common dividend is $0.23 per share.

Both dividends are payable on March 16, 2026 to holders of record at the close of business on February 27, 2026.

Positive

• Common dividend declared at $0.23 per share for Q1 2026
• Preferred dividend declared at $26.35 per preferred share ( $0.65875 per depositary share)
• Both dividends payable March 16, 2026 to record holders as of Feb 27, 2026

Negative

• None.

COLUMBUS, Ohio, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Bread Financial^® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving solutions, today announced that its Board of Directors declared quarterly dividends on its preferred and common stock for the first quarter of 2026.

On the Company’s 8.625% Non-Cumulative Perpetual Preferred Stock, Series A (NYSE: BFH-PrA), the Board of Directors declared a quarterly cash dividend of $26.35 per share (equivalent to $0.65875 per depositary share, each representing a 1/40th interest in a share of preferred stock). The dividend is payable on March 16, 2026 to preferred stockholders of record at the close of business on February 27, 2026.

On the Company’s common stock, its Board of Directors declared a quarterly cash dividend of $0.23 per share, payable on March 16, 2026 to common stockholders of record at the close of business on February 27, 2026.

About Bread Financial^®  
Bread Financial^® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.  
 
Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn. 

Contacts 
Brian Vereb — Investor Relations 
Brian.Vereb@breadfinancial.com 

Susan Haugen — Investor Relations 
Susan.Haugen@breadfinancial.com 

Rachel Stultz — Media 
Rachel.Stultz@breadfinancial.com

FAQ

What dividend did Bread Financial (BFH) declare for common stock in Q1 2026?

Bread Financial declared a quarterly cash dividend of $0.23 per common share for Q1 2026. According to the company, the dividend is payable on March 16, 2026 to shareholders of record at the close of business on February 27, 2026.

How much is the Bread Financial (BFH) preferred Series A dividend for Q1 2026?

The Series A preferred dividend is $26.35 per preferred share for Q1 2026. According to the company, that equals $0.65875 per depositary share, with payment on March 16, 2026 to holders of record on February 27, 2026.

When will Bread Financial (BFH) pay the Q1 2026 dividends and who is eligible?

Both preferred and common dividends are payable on March 16, 2026. According to the company, eligibility requires being a shareholder of record at the close of business on February 27, 2026.

What does 'non-cumulative' mean for Bread Financial (BFH) 8.625% preferred dividend?

'Non-cumulative' means missed preferred dividends are not accrued for future payment. According to the company, the Series A preferred is non-cumulative, so unpaid dividends would not accumulate for later distribution.

Will Bread Financial's (BFH) Q1 2026 dividend affect my brokerage settlement timing?

Dividend payment timing follows standard record and pay dates; no special settlement change is indicated. According to the company, shares must be held by Feb 27, 2026 record date to receive the March 16, 2026 payment.