Welcome to our dedicated page for Bread Financial Holdings news (Ticker: BFH), a resource for investors and traders seeking the latest updates and insights on Bread Financial Holdings stock.
Bread Financial Holdings, Inc. reports developments across its U.S. consumer finance business, including private label and co-brand credit cards, pay-over-time products, general purpose credit cards and savings products. Company updates commonly cover partner card programs across retail and consumer categories, quarterly results, credit performance metrics such as net principal loss and delinquency rates, and earnings conference materials.
News also includes capital and shareholder actions, including dividends on common and preferred stock, share repurchase authorizations, and preferred stock or depositary share financing activity. Bread Financial’s recurring disclosures emphasize loan balances, credit quality, consumer payment activity, bank subsidiary funding considerations, and board-authorized capital returns.
Bread Financial (NYSE: BFH) will participate in the Morgan Stanley US Financials Conference on Wednesday, June 10. EVP and CFO Perry Beberman will join a fireside chat at 10:30 a.m. ET, available via live webcast and 90-day replay on the investor relations website.
Bread Financial (NYSE: BFH) released its 2025 Sustainability Report, its 13th annual report, marking its 30th anniversary. The report details progress embedding sustainability across governance, customers, associates, communities and the environment.
Highlights include credit rating upgrades from Moody’s and Fitch, $14.1 million in charitable contributions, a 14% rise in associate volunteer hours, a 7-point increase in paperless billing adoption, and 86% of associates reporting a sense of belonging.
Bread Financial (NYSE: BFH) reported April 2026 credit performance metrics. Average credit card and other loans were $18.1 billion, up 2.0% year over year, with end-of-period loans at $18.1 billion.
Net principal losses were $105 million versus $114 million a year earlier, for a 7.09% net principal loss rate compared with 7.85% in April 2025. The delinquency rate improved to 5.34% on $859 million of 30+ day delinquencies, versus 5.73% on $933 million in April 2025.
Bread Financial (NYSE: BFH) priced an underwritten public offering of 4,800,000 depositary shares, each representing a 1/40th interest in its 8.875% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B, with a $25 liquidation preference per Depositary Share.
The underwriters have a 30‑day option to purchase up to an additional 720,000 depositary shares. Closing is expected May 12, 2026, and net proceeds are expected to be approximately $115,320,000 (assuming no exercise of the option). The company intends to use proceeds for general corporate purposes, possibly including loans to Comenity Capital Bank and share repurchases.
Bread Financial (NYSE: BFH) launched an underwritten public offering of depositary shares, each representing a 1/40th interest in a share of its Fixed Rate Reset Non‑Cumulative Perpetual Preferred Stock, Series B, with a $25 liquidation preference per depositary share (equivalent to $1,000 per preferred share).
The company expects to apply to list the depositary shares on the New York Stock Exchange and intends to use net proceeds for general corporate purposes, which may include contributing or lending proceeds to Comenity Capital Bank and share repurchases. Completion is subject to market and other conditions.
Bread Financial (NYSE: BFH) provided a March 2026 performance update with portfolio and credit metrics. Key figures: end-of-period loans $18,135M, average loans $18,042M (month), net principal losses $111M (March) and $331M (Q1), net principal loss rate ~7.3%, and delinquency rate 5.59% as of March 31, 2026.
The tables show slight year-over-year loan growth and a modest decline in delinquency rate versus March 31, 2025.
Bread Financial (NYSE: BFH) announced its first quarter 2026 financial results on April 23, 2026 and made all earnings-related materials available on its investor relations website.
President and CEO Ralph Andretta and CFO Perry Beberman hosted a conference call at 8:30 a.m. ET on April 23, 2026; a webcast link and replay are available on the company website.
Bread Financial (NYSE: BFH) announced quarterly cash dividends for Q2 2026. The Board declared a $0.23 per share quarterly dividend on common stock and a $21.56 per share quarterly dividend on its 8.625% Non‑Cumulative Perpetual Preferred Stock, Series A (equivalent to $0.539 per depositary share).
Both dividends are payable on June 15, 2026 to holders of record at the close of business on May 29, 2026.
Bread Financial (NYSE: BFH) will host its first quarter 2026 earnings conference call on Apr. 23, 2026 at 8:30 a.m. ET to discuss Q1 results. Participants can register in advance and the live webcast plus slides will be available on the company's investor relations website.
The webcast will be archived there after the call; attendees are advised to register at least 15 minutes early and install any required software.
Academy Sports + Outdoors (Nasdaq: ASO) launched the national rollout of the new myAcademy Rewards Mastercard credit card and an enhanced myAcademy Rewards program in partnership with Bread Financial on March 20, 2026.
Key benefits include 5% off every day at Academy, unlimited 2% back on everyday purchases, free myAcademy enrollment, a $15 welcome offer, $15 birthday reward, a $25 reward after $500 annual spend at Academy, a $50 reward for $500 spend outside Academy within 90 days, free shipping options, and upgraded digital account management across store, web, and app.