Bread Financial Holdings, Inc. Stock Price, News & Analysis

Bread Financial (NYSE: BFH) announced a quarterly cash dividend of $0.23 per share, a 10% increase from the prior quarterly dividend of $0.21 per share. The dividend is payable on December 12, 2025 to holders of record at the close of business on November 7, 2025.

The Board also approved a $200 million increase to its share repurchase authorization, raising available buyback capacity to $340 million (there is currently $140 million remaining under the prior authorization). The repurchase authorization has no expiration date and share repurchases remain subject to market conditions, legal and regulatory restrictions, and Board approvals.

Bread Financial (NYSE: BFH) will host a third quarter 2025 earnings conference call on Thursday, Oct. 23, 2025 at 8:30 a.m. ET to discuss Q3 2025 results.

Participants can register in advance and access the live webcast and accompanying slides via the company’s investor relations website. Analysts planning to ask questions should register ahead of the call. The webcast will be archived on the investor site after the event. Attendees are asked to visit the site at least 15 minutes before the call to register and install any required software.

Bread Financial Holdings (NYSE: BFH) released its performance metrics for August 2025, showing improvements in key credit indicators. The company's net loss rate decreased to 7.6% from 7.8% year-over-year, while the delinquency rate improved to 5.8% from 6.2% in the same period.

The company's end-of-period credit card and other loans stood at $17.66 billion, slightly down from $17.94 billion in August 2024. Average credit card and other loans experienced a 1% year-over-year decline to $17.60 billion.

Bread Financial (NYSE: BFH), a tech-forward financial services company, announced its participation in the upcoming Barclays 23rd Annual Global Financial Services Conference on September 9, 2025. CEO Ralph Andretta and CFO Perry Beberman will engage in a fireside chat at 11:15 a.m. ET.

The presentation will be available via live webcast and can be accessed through the company's investor relations website. A replay will remain accessible for 90 days after the event.

Bread Financial (NYSE: BFH) has announced a significant share repurchase program authorized by its Board of Directors. The program allows for the repurchase of up to $200 million worth of common stock shares, with no specified expiration date.

CEO Ralph Andretta emphasized the company's strong position to execute its capital priorities, focusing on responsible growth, balance sheet strength, and shareholder value. The implementation of share repurchases will be subject to market conditions and regulatory requirements, with the company maintaining flexibility to suspend or terminate the program at any time.

Bread Financial Holdings (NYSE: BFH) announced the expiration of its previously announced cash tender offers for two series of notes. The tender offers included the company's 9.750% Senior Notes due 2029 and 8.375% Fixed-Rate Reset Subordinated Notes due 2035.

For the 2029 Notes, out of $750,012,000 outstanding, $31,288,000 was tendered, with holders receiving $1,070 per $1,000 principal amount. For the 2035 Notes, from $400,000,000 outstanding, $121,000 was tendered at $1,025 per $1,000 principal amount. The tender offers expired on August 21, 2025, with final settlement expected on August 26, 2025.

Bread Financial Holdings (NYSE: BFH) released its July 2025 performance metrics, showing improvements in key credit indicators. The company's net loss rate decreased to 7.6% from 8.0% year-over-year, while the delinquency rate improved to 5.8% from 6.2% in the same period.

The company's end-of-period credit card and other loans stood at $17.59 billion, slightly down from $17.66 billion in July 2024. Net principal losses improved to $114 million compared to $120 million in the previous year, indicating better credit performance.

Bread Financial (NYSE: BFH) announced the early tender results of its previously announced cash tender offers for two series of notes. As of August 6, 2025, $28,402,000 in aggregate principal amount of 9.750% Senior Notes due 2029 and $121,000 of 8.375% Fixed-Rate Reset Subordinated Notes due 2035 were validly tendered.

The company will pay a Total Consideration of $1,070 per $1,000 principal amount for the 2029 Notes and $1,025 per $1,000 for the 2035 Notes. The early settlement date is expected to be August 11, 2025. Notably, Bread Financial has extended the Total Consideration payment, including the Early Participation Amount of $50.00, to all notes validly tendered through the Expiration Date.

Bread Financial (NYSE: BFH) has released its performance update for June 2025, revealing mixed financial metrics. The company reported end-of-period credit card and other loans of $17.656 billion, with a 1% year-over-year decline in average credit card loans.

The company's net loss rate stood at 7.8% for June 2025 and 7.9% for Q2 2025. Delinquency rates showed improvement, decreasing to 5.7% from 6.0% year-over-year. The Q2 2025 results were notably impacted by the previous freezing of delinquency progression for cardholders affected by hurricanes Helene and Milton in Q4 2024.