Welcome to our dedicated page for Bread Financial Holdings news (Ticker: BFH), a resource for investors and traders seeking the latest updates and insights on Bread Financial Holdings stock.
Bread Financial Holdings, Inc. reports developments across its U.S. consumer finance business, including private label and co-brand credit cards, pay-over-time products, general purpose credit cards and savings products. Company updates commonly cover partner card programs across retail and consumer categories, quarterly results, credit performance metrics such as net principal loss and delinquency rates, and earnings conference materials.
News also includes capital and shareholder actions, including dividends on common and preferred stock, share repurchase authorizations, and preferred stock or depositary share financing activity. Bread Financial’s recurring disclosures emphasize loan balances, credit quality, consumer payment activity, bank subsidiary funding considerations, and board-authorized capital returns.
Bread Financial (NYSE: BFH) launched an underwritten public offering of depositary shares, each representing a 1/40th interest in a share of its Fixed Rate Reset Non‑Cumulative Perpetual Preferred Stock, Series B, with a $25 liquidation preference per depositary share (equivalent to $1,000 per preferred share).
The company expects to apply to list the depositary shares on the New York Stock Exchange and intends to use net proceeds for general corporate purposes, which may include contributing or lending proceeds to Comenity Capital Bank and share repurchases. Completion is subject to market and other conditions.
Bread Financial (NYSE: BFH) provided a March 2026 performance update with portfolio and credit metrics. Key figures: end-of-period loans $18,135M, average loans $18,042M (month), net principal losses $111M (March) and $331M (Q1), net principal loss rate ~7.3%, and delinquency rate 5.59% as of March 31, 2026.
The tables show slight year-over-year loan growth and a modest decline in delinquency rate versus March 31, 2025.
Bread Financial (NYSE: BFH) announced its first quarter 2026 financial results on April 23, 2026 and made all earnings-related materials available on its investor relations website.
President and CEO Ralph Andretta and CFO Perry Beberman hosted a conference call at 8:30 a.m. ET on April 23, 2026; a webcast link and replay are available on the company website.
Bread Financial (NYSE: BFH) announced quarterly cash dividends for Q2 2026. The Board declared a $0.23 per share quarterly dividend on common stock and a $21.56 per share quarterly dividend on its 8.625% Non‑Cumulative Perpetual Preferred Stock, Series A (equivalent to $0.539 per depositary share).
Both dividends are payable on June 15, 2026 to holders of record at the close of business on May 29, 2026.
Bread Financial (NYSE: BFH) will host its first quarter 2026 earnings conference call on Apr. 23, 2026 at 8:30 a.m. ET to discuss Q1 results. Participants can register in advance and the live webcast plus slides will be available on the company's investor relations website.
The webcast will be archived there after the call; attendees are advised to register at least 15 minutes early and install any required software.
Academy Sports + Outdoors (Nasdaq: ASO) launched the national rollout of the new myAcademy Rewards Mastercard credit card and an enhanced myAcademy Rewards program in partnership with Bread Financial on March 20, 2026.
Key benefits include 5% off every day at Academy, unlimited 2% back on everyday purchases, free myAcademy enrollment, a $15 welcome offer, $15 birthday reward, a $25 reward after $500 annual spend at Academy, a $50 reward for $500 spend outside Academy within 90 days, free shipping options, and upgraded digital account management across store, web, and app.
Bread Financial (NYSE: BFH) provided a February 2026 performance update with portfolio and credit-quality metrics. End-of-period loans were $18,081 million and average loans were $18,275 million. Net principal losses were $108 million and the net principal loss rate fell to 7.7% from 8.6% a year earlier. Delinquencies improved: 30+ day delinquencies were $939 million and the delinquency rate declined to 5.8% from 6.2% year-over-year.
Ford (NYSE: F) and Bread Financial (NYSE: BFH) announced a new long-term agreement to launch a co-branded Ford Rewards Visa Signature credit card and integrated installment loan program on March 10, 2026. The program offers accelerated Ford Rewards earning, a 15,000-point new-account bonus (~$75), a $100 statement credit after $1,500 spend in 90 days, up to 16 Points per $1 on Ford.com and eligible dealer service, 6 Points per $1 at grocery, restaurants, gas/EV charging, and 2 Points per $1 on other purchases. Bread Financial will integrate financing into Ford platforms and collaborate on data-driven customer experience enhancements.
Bread Financial (NYSE: BFH) will participate in the RBC 2026 Financial Institutions Conference on Wednesday, March 11, 2026. EVP and Chief Financial Officer Perry Beberman will join a fireside chat at 2:00 p.m. ET.
The event will be broadcast live and is accessible via Bread Financial’s investor relations website; a replay will be available for 90 days after the webcast.
Bread Financial (NYSE: BFH) announced a $600 million increase to its existing share repurchase authorization on Feb. 26, 2026, bringing the total authorization to $765 million.
As of Dec. 31, 2025 the company had $240 million remaining; $75 million of repurchases occurred in 2026, leaving $165 million available before today’s increase. There is no expiration date for the authorization and repurchases remain subject to market, legal and regulatory conditions.