Bread Financial to Participate in the Goldman Sachs 2025 Financial Services Conference
Rhea-AI Summary
Bread Financial (NYSE: BFH) will participate in the Goldman Sachs 2025 Financial Services Conference on Wednesday, December 10, 2025. Bread Financial President and CEO Ralph Andretta and EVP and CFO Perry Beberman will appear in a fireside chat at 1:40 p.m. ET. The session will be broadcast live and accessible via Bread Financial’s investor relations website, with a replay available for 90 days following the event.
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News Market Reaction – BFH
On the day this news was published, BFH gained 2.68%, reflecting a moderate positive market reaction.
Data tracked by StockTitan Argus on the day of publication.
Key Figures
Market Reality Check
Peers on Argus
BFH’s pre-news move of 0.5% occurred while key peers were mostly positive: ENVA 10.68%, SEZL 2.64%, LU 2.27%, WU 1.59%, with QFIN at -0.67%. No broad momentum signal was flagged.
Historical Context
| Date | Event | Sentiment | Move | Catalyst |
|---|---|---|---|---|
| Dec 03 | Conference participation | Neutral | +2.7% | Announced Goldman Sachs 2025 Financial Services Conference fireside chat webcast. |
| Nov 20 | Preferred offering pricing | Neutral | -1.1% | Priced Series A preferred depositary shares with expected net proceeds of $72,637,500. |
| Nov 20 | Preferred offering launch | Neutral | -1.1% | Launched underwritten public offering of Series A preferred depositary shares. |
| Nov 13 | Performance update | Positive | -3.3% | Shared October 2025 credit metrics with modest improvement versus prior year. |
| Nov 06 | Conference participation | Neutral | -0.1% | Announced KBW Fintech Payments Conference fireside chat and webcast replay. |
Routine news such as conference appearances and monthly performance updates has produced modest, mixed price reactions, while recent capital markets activity (preferred and debt offerings) also saw limited single-day moves.
Over the last month, Bread Financial has mixed operational and capital markets news. An October performance update highlighted credit metrics on $17,694M of loans, with a 7.5% net loss rate and 6.1% delinquency rate as of Oct 31, 2025. The company launched and priced Series A preferred depositary share offerings with expected proceeds above $71.5M, and closed a $500M 6.750% senior notes due 2031. Similar conference participation on Nov 13, 2025 had minimal impact, framing today’s Goldman Sachs conference appearance as another routine investor-relations event.
Regulatory & Risk Context
An effective automatic shelf registration on Form S-3ASR dated 2025-11-17 allows BFH to issue preferred stock and related depositary shares over time for general corporate purposes, with terms defined in future prospectus supplements. Recent 424B5 filings on 2025-11-20 and 2025-11-21 reflect initial usage of this capacity.
Market Pulse Summary
This announcement highlights BFH’s participation in a Goldman Sachs financial services conference, offering investors a 1:40 p.m. ET fireside chat and a webcast replay for 90 days. It continues a pattern of regular investor-relations engagement alongside recent performance updates and capital markets activity, including preferred and senior notes offerings and an effective S-3ASR shelf. Investors may watch for any incremental commentary on credit trends, funding strategy, and use of shelf capacity.
AI-generated analysis. Not financial advice.
COLUMBUS, Ohio, Dec. 03, 2025 (GLOBE NEWSWIRE) -- Bread Financial® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions today announced the company’s participation in the Goldman Sachs 2025 Financial Services Conference on Wednesday, December 10.
Bread Financial President and Chief Executive Officer Ralph Andretta, along with EVP and Chief Financial Officer Perry Beberman will participate in a fireside chat. The fireside chat will take place at 1:40 p.m. ET and will be broadcast live here.
The fireside chat can also be accessed through Bread Financial’s investor relations website. A replay of the webcast will be available for 90 days following the event.
About Bread Financial®
Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.
To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn.
Contacts
Brian Vereb — Investor Relations
Brian.Vereb@breadfinancial.com
Susan Haugen — Investor Relations
Susan.Haugen@breadfinancial.com
Rachel Stultz — Media
Rachel.Stultz@breadfinancial.com