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Bread Financial’s 2024 Sustainability Report showcases focus, investment in sustainable business practices

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Bread Financial (NYSE: BFH) has released its 2024 Sustainability Report, marking its twelfth annual publication. The report highlights the company's progress across five key sustainability areas. Notable achievements include:

The company earned its 19th consecutive Center of Excellence certification from BenchmarkPortal for customer service and received Great Place to Work Certification in both the U.S. and India. Bread Financial established new greenhouse gas reduction targets for 2030, issued 1.5 million sustainable plastic cards, and enhanced its Enterprise Risk Management Framework.

In community engagement, the company's charitable donations exceeded $9 million in 2024, with employee donations reaching $3 million after company matching. Associates contributed over 10,000 volunteer hours. The company also improved its operational excellence, expanded its mobile app offerings, and enhanced employee benefits including automatic 401(k) contributions.

Bread Financial (NYSE: BFH) ha pubblicato il suo Rapporto sulla Sostenibilità 2024, segnando la sua dodicesima edizione annuale. Il rapporto evidenzia i progressi dell'azienda in cinque aree chiave della sostenibilità. Tra i risultati più rilevanti si annoverano:

L'azienda ha ottenuto la sua 19ª certificazione Center of Excellence consecutiva da BenchmarkPortal per il servizio clienti e ha ricevuto la certificazione Great Place to Work sia negli Stati Uniti che in India. Bread Financial ha fissato nuovi obiettivi di riduzione delle emissioni di gas serra per il 2030, ha emesso 1,5 milioni di carte in plastica sostenibile e ha migliorato il proprio Enterprise Risk Management Framework.

Nel campo dell'impegno comunitario, le donazioni benefiche dell'azienda hanno superato i 9 milioni di dollari nel 2024, con donazioni dei dipendenti che hanno raggiunto i 3 milioni di dollari grazie al contributo aziendale. I collaboratori hanno dedicato oltre 10.000 ore di volontariato. L'azienda ha inoltre migliorato l'eccellenza operativa, ampliato le offerte della sua app mobile e potenziato i benefici per i dipendenti, inclusi contributi automatici al piano 401(k).

Bread Financial (NYSE: BFH) ha publicado su Informe de Sostenibilidad 2024, marcando su duodécima edición anual. El informe destaca los avances de la compañía en cinco áreas clave de sostenibilidad. Entre los logros más destacados se encuentran:

La empresa obtuvo su certificación Center of Excellence número 19 consecutiva de BenchmarkPortal por servicio al cliente y recibió la certificación Great Place to Work tanto en Estados Unidos como en India. Bread Financial estableció nuevos objetivos de reducción de gases de efecto invernadero para 2030, emitió 1,5 millones de tarjetas plásticas sostenibles y mejoró su Marco de Gestión de Riesgos Empresariales.

En cuanto al compromiso comunitario, las donaciones benéficas de la empresa superaron los 9 millones de dólares en 2024, con donaciones de empleados que alcanzaron los 3 millones de dólares tras la contribución de la empresa. Los asociados aportaron más de 10.000 horas de voluntariado. La empresa también mejoró su excelencia operativa, amplió las ofertas de su aplicación móvil y mejoró los beneficios para empleados, incluyendo contribuciones automáticas al plan 401(k).

Bread Financial (NYSE: BFH)는 2024년 지속 가능성 보고서를 발표하며 12번째 연례 보고서를 발간했습니다. 이 보고서는 회사가 다섯 가지 주요 지속 가능성 분야에서 이룬 진전을 강조합니다. 주요 성과는 다음과 같습니다:

회사는 고객 서비스 부문에서 BenchmarkPortal로부터 19번째 연속 Center of Excellence 인증을 받았으며, 미국과 인도에서 Great Place to Work 인증도 획득했습니다. Bread Financial은 2030년까지 온실가스 감축 목표를 새로 설정하고, 150만 개의 친환경 플라스틱 카드를 발행했으며, 기업 위험 관리 프레임워크도 강화했습니다.

지역사회 참여 측면에서, 회사의 자선 기부금은 2024년에 900만 달러를 초과했으며, 직원 기부금은 회사 매칭 후 300만 달러에 달했습니다. 임직원들은 총 10,000시간 이상의 자원봉사를 제공했습니다. 또한 회사는 운영 우수성을 향상시키고, 모바일 앱 서비스를 확장했으며, 자동 401(k) 기여금을 포함한 직원 복지 혜택도 강화했습니다.

Bread Financial (NYSE : BFH) a publié son rapport sur la durabilité 2024, marquant sa douzième publication annuelle. Le rapport met en lumière les progrès de l'entreprise dans cinq domaines clés de la durabilité. Parmi les réalisations notables :

L'entreprise a obtenu sa 19e certification Center of Excellence consécutive de BenchmarkPortal pour le service client et a reçu la certification Great Place to Work aux États-Unis et en Inde. Bread Financial a fixé de nouveaux objectifs de réduction des gaz à effet de serre pour 2030, émis 1,5 million de cartes en plastique durable et renforcé son cadre de gestion des risques d'entreprise.

En matière d'engagement communautaire, les dons caritatifs de l'entreprise ont dépassé 9 millions de dollars en 2024, avec des dons des employés atteignant 3 millions de dollars après la contribution de l'entreprise. Les collaborateurs ont consacré plus de 10 000 heures de bénévolat. L'entreprise a également amélioré son excellence opérationnelle, étendu son offre d'applications mobiles et renforcé les avantages pour les employés, y compris les contributions automatiques au plan 401(k).

Bread Financial (NYSE: BFH) hat seinen Nachhaltigkeitsbericht 2024 veröffentlicht und damit zum zwölften Mal in Folge einen Jahresbericht vorgelegt. Der Bericht hebt die Fortschritte des Unternehmens in fünf zentralen Nachhaltigkeitsbereichen hervor. Zu den bemerkenswerten Errungenschaften zählen:

Das Unternehmen erhielt zum 19. Mal in Folge die Center of Excellence-Zertifizierung von BenchmarkPortal für Kundenservice und wurde sowohl in den USA als auch in Indien mit der Great Place to Work-Zertifizierung ausgezeichnet. Bread Financial hat neue Ziele zur Reduzierung der Treibhausgasemissionen bis 2030 festgelegt, 1,5 Millionen nachhaltige Plastikkarten ausgegeben und sein Enterprise Risk Management Framework verbessert.

Im Bereich gesellschaftliches Engagement überstiegen die wohltätigen Spenden des Unternehmens 2024 9 Millionen US-Dollar, wobei die Mitarbeiterspenden nach Unternehmenszuschlag 3 Millionen US-Dollar erreichten. Die Mitarbeiter leisteten über 10.000 Stunden ehrenamtliche Arbeit. Zudem verbesserte das Unternehmen seine operative Exzellenz, erweiterte das Angebot seiner mobilen App und optimierte die Mitarbeiterbenefits, einschließlich automatischer 401(k)-Beiträge.

Positive
  • Achieved 19th consecutive Center of Excellence certification for customer service
  • Received Great Place to Work Certification in both U.S. and India
  • Charitable donations exceeded $9 million with additional $3 million from employee giving campaign
  • Enhanced employee benefits including automatic 401(k) contributions
  • Established concrete greenhouse gas emissions reduction targets for 2030
Negative
  • None.

Twelfth annual report reinforces commitments and demonstrates ongoing progress toward sustainability strategy and related priorities

COLUMBUS, Ohio, May 12, 2025 (GLOBE NEWSWIRE) -- Bread Financial® (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions, today released its 2024 Sustainability Report, highlighting its continued progress and organization-wide commitment to environmental stewardship, social progress and strong governance.

“Our 2024 report is more than an annual milestone, it is a reflection of Bread Financial’s deep and ongoing commitment to advancing our reputation, mitigating risk, improving efficiency and driving sustainable, profitable growth,” said Ralph Andretta, president and chief executive officer, Bread Financial. “With a focus on transparency and accountability, we are proud to share our progress and highlight the ways we are delivering value for our stakeholders.”

The 12th annual report details the company’s performance related to its five key sustainability tenets, such as:

  • Managing the business responsibly — In 2024, Bread Financial made significant progress on operational excellence efforts aimed at improving processes and driving efficiency and value-creation across the enterprise. The company also began to mature its Enterprise Risk Management Framework and established an AI Council.
  • Empowering customers — For the 19th consecutive year, Bread Financial was certified as a Center of Excellence by BenchmarkPortal for its customer service. It continued to drive a customer-oriented culture to create best-in-class experiences and award-winning products, including the expansion of its mobile app.
  • Engaging associates — Bread Financial demonstrated its commitment to delivering a competitive, personalized and fulfilling associate experience through improved career development tools, expanded options for virtual health care and an annual “free money” deposit into each associate’s 401(k), regardless of their individual contribution. For its culture, the company was recognized with a Great Place to Work Certification in both the U.S. and India.
  • Protecting the planet — In an effort to reduce its carbon footprint, the company established greenhouse gas (GHG) emissions reduction targets that it plans to meet by 2030. Additionally, it developed a new sustainable IT framework, issued nearly 1.5 million cards made from sustainable plastic and prioritized digitalization to enhance efficiency and reduce paper.
  • Creating possibilities for our communities — Bread Financial increased associate donations and participation in its annual Giving Campaign, with donations totaling $3 million after the company’s match. Associates also recorded more than 10,000 volunteer hours, and the company improved its measurement process to more accurately capture the impact of its charitable donations, which exceeded $9 million in 2024.

“At the core of this year's Sustainability Report is our notable and measurable progress, reflecting decades of continuous improvement and reporting on critical components of our business,” said Dana Beckman, vice president and chief sustainability officer, Bread Financial. “The successes highlighted are the result of enterprise-wide collaboration and an intentional approach to embed sustainability throughout all aspects of our operations.”

For more information on Bread Financial’s 2024 Sustainability report, visit here.

About Bread Financial®
Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.

To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn.

Contacts
Rachel Stultz – Media
Rachel.Stultz@BreadFinancial.com


FAQ

What are the key achievements in Bread Financial's (BFH) 2024 Sustainability Report?

Key achievements include 19th consecutive Center of Excellence certification, Great Place to Work Certification in U.S. and India, $9 million in charitable donations, establishment of GHG emissions reduction targets, and enhanced employee benefits including automatic 401(k) contributions.

How much did Bread Financial (BFH) donate to charitable causes in 2024?

Bread Financial's charitable donations exceeded $9 million in 2024, with an additional $3 million raised through employee donations after company matching.

What environmental initiatives did Bread Financial (BFH) implement in 2024?

Bread Financial established greenhouse gas emissions reduction targets for 2030, developed a sustainable IT framework, issued 1.5 million cards made from sustainable plastic, and prioritized digitalization to reduce paper usage.

What employee benefits did Bread Financial (BFH) offer in 2024?

Benefits included improved career development tools, expanded virtual healthcare options, and an annual automatic 401(k) deposit for all associates regardless of their individual contributions.
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