Bread Financial Reports First Quarter 2026 Results

Rhea-AI Summary

Bread Financial (NYSE: BFH) announced its first quarter 2026 financial results on April 23, 2026 and made all earnings-related materials available on its investor relations website.

President and CEO Ralph Andretta and CFO Perry Beberman hosted a conference call at 8:30 a.m. ET on April 23, 2026; a webcast link and replay are available on the company website.

News Market Reaction – BFH

-0.35%

12 alerts

-0.35% Session close to close

+2.5% Peak Tracked

-10.9% Trough Tracked

$4.11B Market Cap

1.0x Rel. Volume

In the Apr 23 session, BFH declined 0.35%, reflecting a mild negative market reaction. Argus tracked a peak move of +2.5% during that session. Argus tracked a trough of -10.9% from its starting point during tracking. Our momentum scanner triggered 12 alerts that day, indicating notable trading interest and price volatility.

Data tracked by StockTitan Argus on the day of publication.

Market Context

This announcement delivers Bread Financial’s Q1 2026 results with materials posted online and an 8:3...

Analysis

This announcement delivers Bread Financial’s Q1 2026 results with materials posted online and an 8:30 a.m. ET conference call, mirroring prior quarters. Recent history includes several earnings releases that drove single-digit percentage moves and ongoing capital actions such as preferred stock offerings under an active shelf. Investors watching this update typically focus on credit performance, capital deployment, and how results compare with prior quarters.

Key Figures

Earnings call time: 8:30 a.m. ET

1 metrics

Earnings call time 8:30 a.m. ET Q1 2026 earnings conference call on Apr. 23, 2026

Previous Earnings Reports

5 past events · Latest: Jan 29 (Neutral)

Same Type Pattern 5 events

Date	Event	Sentiment	24h Move	Catalyst
Jan 29	Q4/FY 2025 earnings	Neutral	+7.1%	Fourth quarter and full year 2025 financial results with earnings materials.
Oct 23	Q3 2025 earnings	Neutral	+8.1%	Third quarter 2025 financial results and conference call details.
Jul 24	Q2 2025 earnings	Neutral	-5.0%	Second quarter 2025 financial results with standard earnings call.
Apr 24	Q1 2025 earnings	Neutral	+2.2%	First quarter 2025 financial results and investor call information.
Jan 30	Q4/FY 2024 earnings	Neutral	+0.1%	Fourth quarter and full year 2024 financial results with call and materials.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

Earnings releases over the past five quarters often coincided with positive single-digit moves, with one notable negative reaction in Q2 2025.

Recent Company History

Over the last five earnings cycles, Bread Financial consistently released results with full materials and an 8:30 a.m. ET conference call hosted by CEO Ralph Andretta and CFO Perry Beberman. Reactions ranged from a 7.08% gain after Q4/FY 2025 (Jan 29, 2026) to a -4.98% move on Q2 2025 (Jul 24, 2025). This Q1 2026 release follows the same communication pattern, continuing a steady cadence of quarterly financial disclosures.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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COLUMBUS, Ohio, April 23, 2026 (GLOBE NEWSWIRE) -- Bread Financial^® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving solutions, today announced its first quarter 2026 financial results. All earnings-related materials are now available at the company’s investor relations website, here.

Bread Financial President and Chief Executive Officer Ralph Andretta and Chief Financial Officer Perry Beberman will host a conference call at 8:30 a.m. ET today to discuss results. A link to the conference call will be available at the company’s investor relations website, and a replay will also be available there following the call.

About Bread Financial®
Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through our co-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers. Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life.

Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn.

Contacts
Brian Vereb — Investor Relations
Brian.Vereb@breadfinancial.com

Susan Haugen — Investor Relations
Susan.Haugen@breadfinancial.com

Rachel Stultz — Media
Rachel.Stultz@breadfinancial.com

FAQ

What did Bread Financial (BFH) announce for Q1 2026 and where can I find the details?

Bread Financial announced its Q1 2026 financial results and posted earnings materials on its investor site. According to the company, all supporting documents and slide decks are available via the Bread Financial investor relations website for review.

When and who hosted Bread Financial's (BFH) Q1 2026 earnings call?

The company held its Q1 2026 earnings call on April 23, 2026 at 8:30 a.m. ET. According to Bread Financial, CEO Ralph Andretta and CFO Perry Beberman hosted the call and a replay is available afterward on the investor site.

How can investors access the Bread Financial (BFH) earnings call replay for April 23, 2026?

Investors can access the replay through the Bread Financial investor relations website. According to the company, a replay link was posted after the April 23, 2026 call and remains available on the IR site for on-demand listening.

Does Bread Financial (BFH) provide earnings materials and where are they posted?

Yes. Bread Financial posts earnings materials, including presentations and reports, on its investor relations website. According to the company, the Q1 2026 materials were uploaded on April 23, 2026 alongside details of the earnings call and replay.

Who are the key executives speaking for Bread Financial (BFH) about Q1 2026 results?

Key executives on the call were President and CEO Ralph Andretta and CFO Perry Beberman. According to Bread Financial, both executives presented and answered questions during the April 23, 2026 earnings call and related webcast.