Amid Global Economic Dynamics, BRI Records Profit of IDR 13.8 Trillion
Bank Rakyat Indonesia (BKRKY) reported strong Q1 2025 financial results with a consolidated net profit of IDR 13.80 trillion. The bank's total assets grew 5.49% YoY to IDR 2,098.23 trillion. Credit disbursement increased by 4.97% YoY to IDR 1,373.66 trillion, while Third-Party Funds (DPK) reached IDR 1,421.60 trillion.
The bank maintains strong fundamentals with low-cost funds (CASA) representing 65.77% of deposits at IDR 934.95 trillion. BRI's healthy financial position is reflected in its Loan to Deposit Ratio (LDR) of 86.03% and Capital Adequacy Ratio (CAR) of 24.03%. The bank's MSME credit growth is supported by initiatives to boost financial literacy and inclusion through AgenBRILink expansion.
Bank Rakyat Indonesia (BKRKY) ha riportato solidi risultati finanziari nel primo trimestre del 2025, con un utile netto consolidato di IDR 13,80 trilioni. Gli attivi totali della banca sono cresciuti del 5,49% su base annua, raggiungendo IDR 2.098,23 trilioni. L'erogazione del credito è aumentata del 4,97% su base annua, arrivando a IDR 1.373,66 trilioni, mentre i Fondi di Terzi (DPK) hanno raggiunto IDR 1.421,60 trilioni.
La banca mantiene fondamentali solidi con fondi a basso costo (CASA) che rappresentano il 65,77% dei depositi, pari a IDR 934,95 trilioni. La posizione finanziaria sana di BRI si riflette nel rapporto prestiti/depositi (LDR) del 86,03% e nel coefficiente di adeguatezza patrimoniale (CAR) del 24,03%. La crescita del credito alle PMI è supportata da iniziative volte a migliorare l'alfabetizzazione finanziaria e l'inclusione attraverso l'espansione di AgenBRILink.
Bank Rakyat Indonesia (BKRKY) reportó sólidos resultados financieros en el primer trimestre de 2025, con una ganancia neta consolidada de IDR 13,80 billones. Los activos totales del banco crecieron un 5,49% interanual hasta alcanzar IDR 2.098,23 billones. La colocación de créditos aumentó un 4,97% interanual hasta IDR 1.373,66 billones, mientras que los Fondos de Terceros (DPK) llegaron a IDR 1.421,60 billones.
El banco mantiene fundamentos sólidos con fondos de bajo costo (CASA) que representan el 65,77% de los depósitos, equivalentes a IDR 934,95 billones. La buena posición financiera de BRI se refleja en su índice de préstamos a depósitos (LDR) del 86,03% y en el coeficiente de adecuación de capital (CAR) del 24,03%. El crecimiento del crédito a las PYME está respaldado por iniciativas para fomentar la alfabetización financiera y la inclusión mediante la expansión de AgenBRILink.
Bank Rakyat Indonesia (BKRKY)는 2025년 1분기에 강력한 재무 실적을 보고했으며, 연결 순이익은 IDR 13.80조였습니다. 은행의 총자산은 전년 대비 5.49% 증가하여 IDR 2,098.23조에 달했습니다. 신용 대출은 전년 대비 4.97% 증가한 IDR 1,373.66조였으며, 제3자 자금(DPK)은 IDR 1,421.60조에 이르렀습니다.
은행은 예금의 65.77%에 해당하는 IDR 934.95조의 저비용 자금(CASA)을 보유하며 견고한 기본 체력을 유지하고 있습니다. BRI의 건강한 재무 상태는 86.03%의 대출 대비 예금 비율(LDR)과 24.03%의 자기자본비율(CAR)에서 확인할 수 있습니다. 중소기업 대출 성장은 AgenBRILink 확장을 통한 금융 문해력 및 포용성 증진 이니셔티브에 의해 지원되고 있습니다.
Bank Rakyat Indonesia (BKRKY) a annoncé de solides résultats financiers pour le premier trimestre 2025, avec un bénéfice net consolidé de IDR 13,80 trillions. Les actifs totaux de la banque ont augmenté de 5,49 % en glissement annuel pour atteindre IDR 2 098,23 trillions. Les décaissements de crédits ont progressé de 4,97 % en glissement annuel pour atteindre IDR 1 373,66 trillions, tandis que les fonds tiers (DPK) ont atteint IDR 1 421,60 trillions.
La banque conserve des fondamentaux solides avec des fonds à faible coût (CASA) représentant 65,77 % des dépôts, soit IDR 934,95 trillions. La bonne santé financière de BRI se reflète dans son ratio prêts/dépôts (LDR) de 86,03 % et son ratio de solvabilité (CAR) de 24,03 %. La croissance du crédit aux PME est soutenue par des initiatives visant à renforcer la littératie financière et l'inclusion grâce à l'expansion d'AgenBRILink.
Bank Rakyat Indonesia (BKRKY) meldete starke Finanzergebnisse für das erste Quartal 2025 mit einem konsolidierten Nettogewinn von IDR 13,80 Billionen. Die Gesamtaktiva der Bank wuchsen im Jahresvergleich um 5,49 % auf IDR 2.098,23 Billionen. Die Kreditvergabe stieg um 4,97 % auf IDR 1.373,66 Billionen, während die Drittmittel (DPK) IDR 1.421,60 Billionen erreichten.
Die Bank verfügt über solide Fundamentaldaten mit kostengünstigen Mitteln (CASA), die 65,77 % der Einlagen in Höhe von IDR 934,95 Billionen ausmachen. Die gesunde finanzielle Lage von BRI spiegelt sich im Kredit-zu-Einlagen-Verhältnis (LDR) von 86,03 % und der Eigenkapitalquote (CAR) von 24,03 % wider. Das Wachstum der KMU-Kredite wird durch Initiativen zur Förderung der Finanzkompetenz und Inklusion durch die Erweiterung von AgenBRILink unterstützt.
- Net profit reached IDR 13.80 trillion in Q1 2025
- Total assets grew 5.49% YoY to IDR 2,098.23 trillion
- Credit disbursement increased 4.97% YoY to IDR 1,373.66 trillion
- Strong CASA ratio at 65.77% of total deposits
- Healthy CAR of 24.03% indicating strong capital position
- None.
At the BRI Q1 2025 Financial Performance Press Conference, BRI President Director Hery Gunardi stated that amid global economic challenges, BRI Group managed to record a net profit of
On credit distribution, BRI Micro Director Akhmad Purwakajaya explained that BRI recorded credit disbursement of
"BRI's MSME credit growth is supported by efforts to boost financial literacy and inclusion, including the expansion of AgenBRILink" he added.
Regarding credit quality, BRI Risk Management Director Mucharom explained that BRI's credit growth is driven by the implementation of effective and prudent risk management in loan disbursement.
Additionally, BRI Network & Retail Funding Director Aquarius Rudianto elaborated on BRI's Third-Party Funds (DPK) performance. "In terms of DPK, BRI managed to collect
In terms of liquidity and capital, BRI still has room for stronger growth in the coming periods. "BRI's positive performance through the end of March 2025 is also supported by adequate liquidity and strong capital. This is indicated by the bank's Loan to Deposit Ratio (LDR) at
For your information, BRI President Director Hery Gunardi, Director of Risk Management Mucharom, Director of Micro Business Akhmad Purwakajaya, and Director of Network & Retail Funding Aquarius Rudianto were appointed during the Annual General Meeting of Shareholders (AGMS) on March 24, 2025, and may carry out their duties and functions in their respective positions upon obtaining approval from the OJK's Fit and Proper Test assessment.
For more information about BANK BRI, visit www.bri.co.id
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SOURCE PT Bank Rakyat Indonesia Tbk (BRI)
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