Amid Global Economic Dynamics, BRI Records Profit of IDR 13.8 Trillion

Rhea-AI Summary

Bank Rakyat Indonesia (BKRKY) reported strong Q1 2025 financial results with a consolidated net profit of IDR 13.80 trillion. The bank's total assets grew 5.49% YoY to IDR 2,098.23 trillion. Credit disbursement increased by 4.97% YoY to IDR 1,373.66 trillion, while Third-Party Funds (DPK) reached IDR 1,421.60 trillion.

The bank maintains strong fundamentals with low-cost funds (CASA) representing 65.77% of deposits at IDR 934.95 trillion. BRI's healthy financial position is reflected in its Loan to Deposit Ratio (LDR) of 86.03% and Capital Adequacy Ratio (CAR) of 24.03%. The bank's MSME credit growth is supported by initiatives to boost financial literacy and inclusion through AgenBRILink expansion.

Positive

• Net profit reached IDR 13.80 trillion in Q1 2025
• Total assets grew 5.49% YoY to IDR 2,098.23 trillion
• Credit disbursement increased 4.97% YoY to IDR 1,373.66 trillion
• Strong CASA ratio at 65.77% of total deposits
• Healthy CAR of 24.03% indicating strong capital position

Negative

• None.

JAKARTA, Indonesia, May 6, 2025 /PRNewswire/ -- Amid global economic dynamics, PT Bank Rakyat Indonesia (Persero) Tbk (IDX: BBRI) consistently demonstrates positive growth across all business segments. This growth contributed to BRI's consolidated net profit in the first quarter of 2025, which reached IDR 13.80 trillion.

At the BRI Q1 2025 Financial Performance Press Conference, BRI President Director Hery Gunardi stated that amid global economic challenges, BRI Group managed to record a net profit of IDR 13.80 trillion and total assets reaching IDR 2,098.23 trillion, growing 5.49% year-on-year (YoY).

On credit distribution, BRI Micro Director Akhmad Purwakajaya explained that BRI recorded credit disbursement of IDR 1,373.66 trillion, growing 4.97% YoY.
"BRI's MSME credit growth is supported by efforts to boost financial literacy and inclusion, including the expansion of AgenBRILink" he added.

Regarding credit quality, BRI Risk Management Director Mucharom explained that BRI's credit growth is driven by the implementation of effective and prudent risk management in loan disbursement.

Additionally, BRI Network & Retail Funding Director Aquarius Rudianto elaborated on BRI's Third-Party Funds (DPK) performance. "In terms of DPK, BRI managed to collect IDR 1,421.60 trillion. Low-cost funds (CASA) dominated BRI's DPK collection with a proportion of 65.77%, or equivalent to IDR 934.95 trillion," said Aquarius.

In terms of liquidity and capital, BRI still has room for stronger growth in the coming periods. "BRI's positive performance through the end of March 2025 is also supported by adequate liquidity and strong capital. This is indicated by the bank's Loan to Deposit Ratio (LDR) at 86.03% and a Capital Adequacy Ratio (CAR) of 24.03%," stated Viviana Dyah Ayu, BRI's Director of Finance & Strategy.

For your information, BRI President Director Hery Gunardi, Director of Risk Management Mucharom, Director of Micro Business Akhmad Purwakajaya, and Director of Network & Retail Funding Aquarius Rudianto were appointed during the Annual General Meeting of Shareholders (AGMS) on March 24, 2025, and may carry out their duties and functions in their respective positions upon obtaining approval from the OJK's Fit and Proper Test assessment.

For more information about BANK BRI, visit www.bri.co.id

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SOURCE PT Bank Rakyat Indonesia Tbk (BRI)

FAQ

What was BKRKY's net profit in Q1 2025?

Bank Rakyat Indonesia reported a consolidated net profit of IDR 13.80 trillion in Q1 2025.

What is Bank Rakyat Indonesia's current Capital Adequacy Ratio (CAR)?

BRI's Capital Adequacy Ratio (CAR) stands at 24.03%, indicating strong capital position.

How much did BKRKY's total assets grow in Q1 2025?

BRI's total assets grew 5.49% year-on-year to IDR 2,098.23 trillion.

What is Bank Rakyat Indonesia's current Loan to Deposit Ratio (LDR)?

BRI's Loan to Deposit Ratio (LDR) is 86.03%.

What percentage of BKRKY's deposits are low-cost funds (CASA)?

Low-cost funds (CASA) represent 65.77% of BRI's total deposits, equivalent to IDR 934.95 trillion.