Welcome to our dedicated page for Colony Bankcorp news (Ticker: CBAN), a resource for investors and traders seeking the latest updates and insights on Colony Bankcorp stock.
Colony Bankcorp, Inc. reports news on its role as the bank holding company for Colony Bank, a Georgia-based community bank with operations in Georgia, Birmingham, Alabama, and North Florida. Coverage centers on quarterly financial results, net interest margin, capital levels, cash dividends, credit ratings, and the integration of completed acquisitions.
Recurring updates also cover Colony Bank’s personal and business banking services, mortgage lending, government-guaranteed and SBA lending, consumer insurance, wealth management, credit cards, and merchant services. Management and business-development announcements reflect the company’s broader financial-services model alongside its core banking operations.
Colony Bankcorp (NYSE: CBAN) and TC Bancshares (OTCQX: TCBC) announced that shareholders and regulators have approved their previously announced merger, expected to close on or about December 1, 2025 subject to customary closing conditions.
The deal, signed July 23, 2025, values TC Bancshares at approximately $86.1 million in a combined stock-and-cash transaction. Upon closing, the combined franchise will hold about $3.8 billion in assets, $3.1 billion in deposits, and $2.4 billion in loans, with customers served by existing branches and digital platforms until system conversion.
Colony Bankcorp (NYSE: CBAN) reported Q3 2025 results: net income $5.8M ($0.33 diluted) and operating net income $8.2M ($0.47 adjusted EPS). Provision for credit losses was $0.9M. Total loans were $2.04B (up $43.5M QoQ) and total deposits were $2.58B (up $28.1M QoQ). Net interest margin expanded to 3.17% in Q3 2025. The Board declared a quarterly cash dividend of $0.1150 per share, payable Nov 19, 2025 to holders of record Nov 5, 2025. Noninterest expense rose to $24.6M in Q3 largely from salaries, IT, professional and acquisition-related costs. The company expects the TC Federal Bank merger to close in Q4 2025.
Colony Bankcorp (NYSE: CBAN) will release its third quarter 2025 financial results on Wednesday, October 22, 2025 after market close.
The company will host a live conference call on Thursday, October 23, 2025 at 9:00 AM ET. Investors can join by dialing 1-800-549-8228 and entering Conference ID 48107. Participants are encouraged to dial in 15 minutes early.
A replay will be available through Thursday, October 30, 2025 by calling 1-888-660-6264 and entering passcode 48107#. Financial results and the investor presentation will be posted under the Investor Relations section at www.colony.bank.
Colony Bankcorp (NYSE: CBAN) has announced a definitive agreement to acquire TC Bancshares (OTCQX: TCBC) in a transaction valued at $86.1 million. The deal, structured as 80% stock and 20% cash, is expected to close in Q4 2025.
The acquisition will significantly expand Colony's presence in Georgia and Florida, adding $571 million in assets and 4 branch locations. The combined entity will have proforma assets of $3.8 billion, loans of $2.4 billion, and deposits of $3.1 billion. The merger is expected to generate cost savings of approximately 33% of TCBC's operating base, with an estimated $13.3 million in interest rate marks on the loan portfolio.
TC Bancshares' President and CEO, Greg Eiford, will join CBAN as Executive VP and Chief Community Banking Officer.
Colony Bankcorp (NYSE: CBAN) has announced a definitive merger agreement to acquire TC Bancshares (OTCQX: TCBC) in a combined stock-and-cash transaction valued at $86.1 million. The merger will create a stronger banking franchise in Georgia and Florida markets.
Under the agreement, TC Bancshares shareholders will receive either $21.25 in cash or 1.25 shares of Colony's common stock for each TC Bancshares share, with a 20% cash and 80% stock split. The combined entity will have approximately $3.8 billion in total assets, $3.1 billion in deposits, and $2.4 billion in loans.
The transaction is expected to close in Q4 2025 and will be immediately accretive to Colony's earnings per share. TC Bancshares' CEO Greg Eiford will join Colony as Executive VP and Chief Community Banking Officer.
Colony Bankcorp (NYSE: CBAN) reported strong financial results for Q2 2025, with net income rising to $8.0 million ($0.46 per diluted share), up from $6.6 million in Q1 2025 and $5.5 million in Q2 2024. The bank demonstrated solid growth with total loans reaching $1.99 billion, a 3.76% increase from the previous quarter.
Key highlights include a reduced provision for credit losses at $450,000 (down from $1.5 million in Q1), improved mortgage production of $94.9 million, and successful SBA lending operations with $15.8 million in closed loans. The company declared a quarterly dividend of $0.1150 per share and announced a strategic acquisition of TC Bancshares, Inc.
The bank maintained strong capital ratios and demonstrated improved credit quality metrics, with total deposits at $2.56 billion and a net interest margin of 3.12% for Q2 2025.
Colony Bankcorp (NYSE:CBAN) has scheduled its second quarter 2025 financial results announcement for Wednesday, July 23, 2025, after market close. The company will host a conference call to discuss the results on Thursday, July 24, 2025, at 9:00 AM ET.
Investors can access the live call by dialing 1-800-549-8228 (Conference ID: 22154) and are advised to join 15 minutes early. A replay will be available until July 31, 2025, at 1-888-660-6264 (passcode: 22154#). Financial results and presentation materials will be posted on the company's website at www.colony.bank.
Colony Bank (CBAN) announced that Executive Vice President and Chief Financial Officer Derek Shelnutt has been named to Independent Banker magazine's 40 Under 40: Community Bank Leaders of 2025. Shelnutt, who joined Colony in 2020, is the only Georgia banker selected for this national recognition.
Under Shelnutt's financial leadership, Colony Bank has expanded to more than $3 billion in assets. He has also been instrumental in driving community initiatives, including programs supporting rural healthcare, education access, and foster care support through the Georgia HEART Program, Georgia GOAL Scholarship Program, and Fostering Success.
Shelnutt, a University of West Georgia graduate, currently serves on the advisory board for the Richards College of Business, where he mentors students and promotes community banking careers.
Colony Bankcorp (NYSE: CBAN) reported its Q1 2025 financial results with net income of $6.6 million, or $0.38 per diluted share, compared to $7.4 million in Q4 2024 and $5.3 million in Q1 2024.
Key highlights include:
- Total loans reached $1.92 billion, up 4.25% from previous quarter
- Total deposits increased to $2.62 billion, a $54.6 million rise
- Mortgage production was $72.0 million with sales of $55.9 million
- Credit loss provision increased to $1.5 million from $650,000 in Q4 2024
The Board declared a quarterly cash dividend of $0.1150 per share, payable on May 21, 2025. The company maintains strong capital ratios, with preliminary tier one leverage ratio at 9.43% and total risk-based capital ratio at 16.52%. During Q1, the company repurchased 38,307 shares at an average price of $16.45.
Colony Bankcorp (NYSE: CBAN) has scheduled its first quarter 2025 financial results announcement for Wednesday, April 23, 2025, after market close. The company will host a conference call to discuss the results on Thursday, April 24, 2025, at 9:00 AM ET.
Investors can access the conference call by dialing 1-800-549-8228 with Conference ID: 68027. A replay will be available until May 1, 2025, at 1-888-660-6264 using passcode 68027#. Financial results and investor materials will be accessible on the company's website under the Investor Relations section.