Community Financial System Inc Stock Price, News & Analysis

Community Financial System (NYSE: CBU) reported third quarter 2025 results and posted the full earnings release online.

The company said the Q3 2025 results are available in the News section of its investor relations website and via a BusinessWire link. Management will host a conference call at 11:00 a.m. ET on October 21, 2025 to discuss the results; the call can be accessed via a webcast link or by dial-in.

Community Financial System (NYSE: CBU) declared a quarterly cash dividend of $0.47 per share. The dividend is payable on January 12, 2026 to shareholders of record as of December 12, 2025. The $0.47 distribution represents an annualized yield of 3.21% based on the closing share price of $58.48 on October 14, 2025.

Community Financial System (NYSE:CBU) has scheduled its Third Quarter 2025 Earnings Conference Call for Tuesday, October 21, 2025, at 11:00 a.m. Eastern Time. The company will release its Q3 2025 financial results before the market opens on the same day.

President and CEO Dimitar Karaivanov and CFO Marya Burgio Wlos will lead the call, featuring 15 minutes of prepared remarks followed by a Q&A session. Investors can access the call via U.S. dial-in (1-833-630-0464), international dial-in (1-412-317-1809), or webcast. The webcast replay will be available for one year on the company's website.

Community Financial System (NYSE:CBU) has appointed John A. Vaccaro as a new independent director to its Board of Directors, effective October 1, 2025. Vaccaro, currently Chairman Emeritus of MML Investors Services with $285 billion in assets under management, brings extensive experience in wealth management and financial services.

During his tenure at MassMutual, Vaccaro led the growth of their wealth management business from $10 billion to $285 billion in client assets. He previously served as CEO of MML Investors Services from 2009 to March 2025, managing over 7,500 financial advisors and 3,000 support staff across 1,600+ locations. With his appointment, CBU's board now comprises 13 directors, with 12 being independent.

BPAS, a subsidiary of Community Bank System (NYSE:CBU), has secured top recognition in the 2025 NAPA Advisors' Choice Awards for the fourth consecutive year. The company achieved Top 5 rankings in six categories across mid- and large-market segments, including Advisor Support, Participant Statement, Education Materials, Regulatory Support, Staff Credentials, and Retirement Income.

BPAS serves as a comprehensive provider of retirement plans, benefit plans, fund administration, and collective investment trusts. The company's integrated service model has demonstrated impressive results, with 97% client satisfaction and 45% time savings compared to previous administrators. Their dedicated service approach includes providing each client with a credentialed plan consultant, regardless of plan size.

Community Financial System (NYSE:CBU) has announced a strategic minority investment of $37.35 million in Leap Holdings, Inc., acquiring various classes of preferred and common stock. The investment aligns with CBU's strategy to expand its insurance services business and grow as a diversified financial services company.

Leap's subsidiary, Leap Insurance Agency, operates as a tech-first managing general agent (MGA) in the rental housing sector. The company offers innovative insurance solutions including Agile Rent Guaranty and Leap Deposit Replacement, both backed by an A- rated insurance provider through the Accelerant Risk Exchange. Since its 2018 launch, Leap has shown strong growth momentum.

Community Financial System (NYSE:CBU) has reported strong second quarter 2025 results, marking several new records. The company achieved net income of $51.3 million, or $0.97 per share, up $0.06 from Q2 2024. Operating net income reached $55.4 million, or $1.04 per share.

The company set new quarterly records with total revenues of $199.3 million (up 8.4% YoY) and net interest income of $124.7 million (up 14.0% YoY). Total loans grew to $10.52 billion (up 4.9% YoY), while deposits reached $13.70 billion (up 4.3% YoY), despite a slight quarterly decline of 1.4%.

Community Financial System (NYSE:CBU) has announced a quarterly cash dividend increase to $0.47 per share, marking its 33rd consecutive year of dividend increases. The dividend represents a 2.2% increase from the previous quarter and offers an annualized yield of 3.33% based on the July 15, 2025 closing price of $56.40.

The dividend will be payable on October 10, 2025 to shareholders of record as of September 12, 2025. Management emphasized that this increase reflects their confidence in the company's sustainable long-term growth strategy, supported by a strong balance sheet and robust cash flow generation.

Community Bank (NYSE: CBU) has announced a strategic expansion in the Greater Lehigh Valley, PA market through the acquisition of seven Santander Bank branches in the Allentown area. The transaction, valued at approximately $48 million (8.0% deposit premium), includes the assumption of $600 million in deposits and $33 million in branch-related loans, along with wealth management relationships.

The acquisition will boost Community Bank's presence to 12 total retail locations in the Greater Lehigh Valley, securing a Top 5 market position. The deal is expected to close in Q4 2025, with all branches remaining operational and employees receiving continued employment offers. The transaction is anticipated to be slightly accretive to Community Financial System's earnings.